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Used Mazda CX-5 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Mazda CX-5 on finance

If you're considering financing a used Mazda CX-5, here are some key points and options to consider to ensure you navigate through the process smoothly.

1. Financial Assessment:

  • Budget Appropriately: Consider all costs including insurance, maintenance, and monthly payments.
  • Credit Score: A healthy credit score may provide better financing options and rates.

2. Understand Financing Options:

a. Bank Loan:
  • Pros: Fixed interest, clear repayment plan.
  • Cons: May need a good credit score.
b. Hire Purchase (HP):
  • Pros: Simplicity and straightforward ownership at the end.
  • Cons: Higher monthly payments than some alternatives.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly payments, flexibility at the contract end.
  • Cons: Large final payment if choosing to own the vehicle.
d. Dealership Financing:
  • Pros: Convenience and possible promotions.
  • Cons: Potentially higher interest rates than banks.
e. Peer-to-Peer Lending (P2P):
  • Pros: Might offer competitive rates and easy online applications.
  • Cons: Ensure you use a reputable platform.

3. Buying Process:

a. Choosing a Reputable Dealer:
  • Investigate reviews and possibly get referrals to ensure trustworthiness.
b. Negotiating:
  • Research the average price of a used Mazda CX-5 and be prepared to negotiate.
c. Thoroughly Review the Contract:
  • Understand all terms, fees, and the interest rate.
d. Insurance:
  • Ensure you have suitable insurance arranged before driving away.

4. Vehicle Ownership:

  • Maintain the Vehicle: Keep up with servicing to ensure longevity.
  • Timely Payments: Ensure to avoid any negative impact on your credit score.

5. Helpful Tips:

  • Vehicle Check: Ensure a thorough check of the vehicle for any unseen issues.
  • Be Mindful of Depreciation: All cars depreciate, ensure this is considered in your financial planning.
  • Warranty: Check if there’s existing warranty or if you can purchase an extended warranty.

Conclusion:

While embarking on financing a used Mazda CX-5, ensure thorough research and understanding of the financial commitment involved. By being methodical and ensuring every step is considered, you’ll be enjoying your Mazda CX-5 with financial peace of mind.

About the Mazda CX-5

The Mazda CX-5 isn't just another SUV; it's a harmonious blend of performance, elegance, and advanced technology. Since its inception, this model has continually found favour among British drivers, providing a taste of Japanese engineering combined with the practicality demanded by UK roads. In this short journey, we'll delve into the legacy of the Mazda CX-5, its standing in the UK automotive landscape, and the benefits of acquiring one through finance.

The Genesis: Introduced in 2012, the Mazda CX-5 was an immediate revelation, marking Mazda's foray into the compact crossover SUV segment. This vehicle was the first to feature Mazda's Kodo – "Soul of Motion" design language and was also a pioneer in embracing the full suite of Skyactiv technologies.

UK Appeal: British drivers have always had an affinity for SUVs that combine style, space, and efficiency. The CX-5 ticks all these boxes. With its sleek contours and distinctive front grille, it stands out, but it's the interior spaciousness, coupled with a suite of infotainment features, that truly endears the CX-5 to the UK audience. Mazda’s commitment to safety has also resonated well, with features like adaptive cruise control and blind-spot monitoring ensuring peace of mind.

Facing the Fierce Competitors: In the UK, the compact SUV market is fierce. The CX-5 finds itself in the ring with rivals like the Nissan Qashqai, Ford Kuga, and Volkswagen Tiguan. Yet, it holds its own, often receiving praise for its engaging drive, fuel efficiency, and the sheer driving pleasure synonymous with Mazda’s “Jinba Ittai” philosophy – the unity of horse and rider.

Conclusion: The Mazda CX-5 stands as a testament to Mazda's prowess in creating vehicles that are not only aesthetically appealing but also offer unparalleled driving experiences. For the British driver, it encapsulates what many seek in an SUV: a vehicle that’s both a daily companion and a weekend adventurer. And with flexible finance options, the dream of owning a CX-5 becomes even more accessible.

Buying Guide

Want to find out everything about all CX-5 models, pros and cons, what to look out for and everything else you need to know? Check out our Mazda CX-5 buying guide here.

Mazda CX-5 Data by County

Mazda CX-5 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,560£17,173545,3082,680
Aberdeen City9£16,942550,90510
Angus1£19,495334,856-
Ballymena3£14,980670,535-
Barking & Dagenham - Greater London2£12,699855,5983
Bedfordshire26£10,976968,86330
Belfast1£22,485126,8888
Berkshire24£16,566547,74141
Bexley - Greater London9£23,609321,0909
Blaenau Gwent3£17,499435,9531
Brent - Greater London3£12,143856,6672
Bristol17£18,380536,42237
Bromley - Greater London7£26,695325,59615
Buckinghamshire16£19,568435,30844
Cambridgeshire85£16,335545,702108
Cheshire51£19,998433,17786
City of Edinburgh31£16,463549,74536
City of London - Greater London3£7,5821175,00013
Coleraine4£18,520446,121-
Conwy1£10,995867,000-
Cornwall7£20,946328,1088
County Durham42£12,289868,72132
Craigavon4£22,212226,9275
Croydon - Greater London4£20,635437,4869
Cumbria8£23,149313,99119
Derbyshire51£18,115438,08852
Devon23£17,814449,15541
Dorset17£22,890320,23954
Dundee City6£19,295334,25723
Dungannon5£18,191437,27910
Ealing - Greater London1£6,9901094,0001
East Ayrshire2£16,595445,4363
East Lothian1£4,99513100,1272
East Riding of Yorkshire3£13,612468,0826
East Sussex3£13,182758,0737
Enfield - Greater London2£7,6009122,5009
Essex30£20,210436,44453
Falkirk23£20,438426,77139
Fermanagh2£11,948863,531-
Fife14£16,034555,46719
Glasgow City24£17,411535,24653
Gloucestershire22£18,115441,21931
Greater Manchester75£16,963541,643107
Hampshire41£17,737545,67192
Havering - Greater London12£12,966859,11711
Herefordshire3£16,863555,2651
Hertfordshire50£18,586536,17997
Highland4£23,498322,44124
Hillingdon - Greater London6£10,208975,6419
Hounslow - Greater London2£8,2301176,085-
Isle of Wight1£24,990312,5004
Kent33£15,269650,50547
Lancashire52£15,762545,91586
Leicestershire30£17,103443,40829
Lincolnshire31£19,764429,820100
Lisburn17£20,665335,60815
Merseyside14£19,457435,72634
Moray1£19,495237,0475
Newry and Mourne4£19,234337,6534
Newtownabbey9£23,548216,51218
Norfolk25£19,222437,99031
North Ayrshire2£14,249764,2483
North Lanarkshire5£9,657872,17611
North Yorkshire23£18,256434,48157
Northamptonshire32£16,620548,46736
Northumberland1£17,998321,1734
Nottinghamshire43£19,953329,31957
Omagh12£21,412336,59814
Oxfordshire14£19,433431,09234
Perth and Kinross8£16,334654,17017
Redbridge - Greater London2£7,8731090,8763
Renfrewshire10£20,363334,74520
Rhondda Cynon Taf3£13,664668,1324
Richmond upon Thames - Greater London8£25,120218,57610
Shropshire18£25,456220,17815
Somerset35£21,472320,69845
South Ayrshire10£19,073436,52312
South Lanarkshire6£19,797335,14423
South Yorkshire36£17,986536,237102
Staffordshire32£19,380429,49459
Stirling8£26,423316,74924
Strabane1£9,390971,138-
Suffolk14£18,527440,33624
Surrey28£12,963752,37649
Sutton - Greater London1£12,495864,1792
Tyne and Wear30£16,523540,84341
Warwickshire7£13,766757,1269
West Lothian5£12,195864,2734
West Midlands76£18,849434,924173
West Sussex15£17,950542,33237
West Yorkshire45£17,593438,662105
Wiltshire17£18,126539,40831
Worcestershire13£16,871544,60122
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