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Used Mazda CX-5 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Mazda CX-5 on finance

If you're considering financing a used Mazda CX-5, here are some key points and options to consider to ensure you navigate through the process smoothly.

1. Financial Assessment:

  • Budget Appropriately: Consider all costs including insurance, maintenance, and monthly payments.
  • Credit Score: A healthy credit score may provide better financing options and rates.

2. Understand Financing Options:

a. Bank Loan:
  • Pros: Fixed interest, clear repayment plan.
  • Cons: May need a good credit score.
b. Hire Purchase (HP):
  • Pros: Simplicity and straightforward ownership at the end.
  • Cons: Higher monthly payments than some alternatives.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly payments, flexibility at the contract end.
  • Cons: Large final payment if choosing to own the vehicle.
d. Dealership Financing:
  • Pros: Convenience and possible promotions.
  • Cons: Potentially higher interest rates than banks.
e. Peer-to-Peer Lending (P2P):
  • Pros: Might offer competitive rates and easy online applications.
  • Cons: Ensure you use a reputable platform.

3. Buying Process:

a. Choosing a Reputable Dealer:
  • Investigate reviews and possibly get referrals to ensure trustworthiness.
b. Negotiating:
  • Research the average price of a used Mazda CX-5 and be prepared to negotiate.
c. Thoroughly Review the Contract:
  • Understand all terms, fees, and the interest rate.
d. Insurance:
  • Ensure you have suitable insurance arranged before driving away.

4. Vehicle Ownership:

  • Maintain the Vehicle: Keep up with servicing to ensure longevity.
  • Timely Payments: Ensure to avoid any negative impact on your credit score.

5. Helpful Tips:

  • Vehicle Check: Ensure a thorough check of the vehicle for any unseen issues.
  • Be Mindful of Depreciation: All cars depreciate, ensure this is considered in your financial planning.
  • Warranty: Check if there’s existing warranty or if you can purchase an extended warranty.

Conclusion:

While embarking on financing a used Mazda CX-5, ensure thorough research and understanding of the financial commitment involved. By being methodical and ensuring every step is considered, you’ll be enjoying your Mazda CX-5 with financial peace of mind.

About the Mazda CX-5

The Mazda CX-5 isn't just another SUV; it's a harmonious blend of performance, elegance, and advanced technology. Since its inception, this model has continually found favour among British drivers, providing a taste of Japanese engineering combined with the practicality demanded by UK roads. In this short journey, we'll delve into the legacy of the Mazda CX-5, its standing in the UK automotive landscape, and the benefits of acquiring one through finance.

The Genesis: Introduced in 2012, the Mazda CX-5 was an immediate revelation, marking Mazda's foray into the compact crossover SUV segment. This vehicle was the first to feature Mazda's Kodo – "Soul of Motion" design language and was also a pioneer in embracing the full suite of Skyactiv technologies.

UK Appeal: British drivers have always had an affinity for SUVs that combine style, space, and efficiency. The CX-5 ticks all these boxes. With its sleek contours and distinctive front grille, it stands out, but it's the interior spaciousness, coupled with a suite of infotainment features, that truly endears the CX-5 to the UK audience. Mazda’s commitment to safety has also resonated well, with features like adaptive cruise control and blind-spot monitoring ensuring peace of mind.

Facing the Fierce Competitors: In the UK, the compact SUV market is fierce. The CX-5 finds itself in the ring with rivals like the Nissan Qashqai, Ford Kuga, and Volkswagen Tiguan. Yet, it holds its own, often receiving praise for its engaging drive, fuel efficiency, and the sheer driving pleasure synonymous with Mazda’s “Jinba Ittai” philosophy – the unity of horse and rider.

Conclusion: The Mazda CX-5 stands as a testament to Mazda's prowess in creating vehicles that are not only aesthetically appealing but also offer unparalleled driving experiences. For the British driver, it encapsulates what many seek in an SUV: a vehicle that’s both a daily companion and a weekend adventurer. And with flexible finance options, the dream of owning a CX-5 becomes even more accessible.

Buying Guide

Want to find out everything about all CX-5 models, pros and cons, what to look out for and everything else you need to know? Check out our Mazda CX-5 buying guide here.

Mazda CX-5 Data by County

Mazda CX-5 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,571£17,149545,7302,683
Aberdeen City8£18,148548,00211
Angus1£20,495334,856-
Antrim1£10,450886,0008
Ballymena3£14,980670,535-
Barking & Dagenham - Greater London2£12,699855,5983
Bedfordshire27£11,565868,13228
Belfast1£22,485126,88812
Berkshire24£16,916546,04940
Bexley - Greater London9£23,609321,09012
Blaenau Gwent2£18,249430,9411
Brent - Greater London2£9,4691069,0002
Bristol18£16,465645,70434
Bromley - Greater London7£24,897324,11015
Buckinghamshire14£19,454533,59747
Cambridgeshire82£16,397545,558109
Cheshire53£20,252432,03585
City of Edinburgh29£15,981650,94134
City of London - Greater London3£11,598861,90813
Coleraine4£18,520446,121-
Cornwall8£20,666327,3039
County Durham38£11,744873,27033
Craigavon4£22,277226,9275
Croydon - Greater London4£20,835437,48610
Cumbria8£23,259313,99119
Derbyshire51£18,267438,03848
Devon23£18,747444,55943
Dorset18£23,301319,22852
Dundee City7£18,852338,55823
Dungannon6£18,824434,96210
Ealing - Greater London1£6,9901094,0001
East Ayrshire1£16,330556,2503
East Lothian1£4,99513100,1272
East Riding of Yorkshire4£14,084460,1855
East Sussex3£13,182758,0738
Enfield - Greater London4£8,0759107,3757
Essex32£20,300435,53452
Falkirk25£20,596426,45138
Fermanagh2£11,948863,531-
Fife15£16,608553,46117
Glasgow City24£17,255536,83452
Gloucestershire24£18,643440,10731
Greater Manchester83£17,004541,097100
Hampshire38£17,565546,516100
Havering - Greater London11£12,098862,22713
Herefordshire2£18,897451,1991
Hertfordshire44£19,401432,66593
Highland5£22,898329,03824
Hillingdon - Greater London6£10,208975,6419
Hounslow - Greater London2£8,2301176,085-
Isle of Wight2£22,245418,9364
Kent31£16,505646,98147
Lancashire52£16,641542,77790
Leicestershire32£17,428440,03929
Lincolnshire34£18,972433,05695
Lisburn18£19,767436,40412
Merseyside21£19,103436,58528
Moray2£20,745325,8704
Newry and Mourne3£17,413341,7764
Newtownabbey10£23,668215,35021
Norfolk25£18,707441,43830
North Ayrshire2£14,249764,2483
North Lanarkshire7£11,724764,2419
North Yorkshire24£17,486439,92858
Northamptonshire30£16,332547,29634
Northumberland2£16,399346,9043
Nottinghamshire38£20,060329,15259
Omagh12£21,412336,59814
Oxfordshire12£19,400432,41535
Perth and Kinross8£16,334654,17018
Redbridge - Greater London2£7,8731090,8763
Renfrewshire10£20,466334,74526
Rhondda Cynon Taf3£13,664668,1326
Richmond upon Thames - Greater London9£24,193222,1349
Shropshire18£25,467220,17817
Somerset38£21,644321,54243
South Ayrshire7£18,354442,74312
South Lanarkshire4£20,923334,30125
South Yorkshire34£17,634538,21099
Staffordshire30£18,980431,68561
Stirling12£24,490220,29021
Strabane1£9,390971,138-
Suffolk17£17,948441,41421
Surrey28£13,063752,30349
Sutton - Greater London1£12,495864,1792
Tyne and Wear27£15,994543,87542
Warwickshire8£14,995753,1578
West Lothian5£12,195864,2734
West Midlands83£19,315433,723174
West Sussex13£18,678438,63137
West Yorkshire44£17,352437,669110
Wiltshire15£17,821539,71932
Worcestershire13£15,473650,25523
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