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Used Mazda CX-5 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Mazda CX-5 on finance

If you're considering financing a used Mazda CX-5, here are some key points and options to consider to ensure you navigate through the process smoothly.

1. Financial Assessment:

  • Budget Appropriately: Consider all costs including insurance, maintenance, and monthly payments.
  • Credit Score: A healthy credit score may provide better financing options and rates.

2. Understand Financing Options:

a. Bank Loan:
  • Pros: Fixed interest, clear repayment plan.
  • Cons: May need a good credit score.
b. Hire Purchase (HP):
  • Pros: Simplicity and straightforward ownership at the end.
  • Cons: Higher monthly payments than some alternatives.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly payments, flexibility at the contract end.
  • Cons: Large final payment if choosing to own the vehicle.
d. Dealership Financing:
  • Pros: Convenience and possible promotions.
  • Cons: Potentially higher interest rates than banks.
e. Peer-to-Peer Lending (P2P):
  • Pros: Might offer competitive rates and easy online applications.
  • Cons: Ensure you use a reputable platform.

3. Buying Process:

a. Choosing a Reputable Dealer:
  • Investigate reviews and possibly get referrals to ensure trustworthiness.
b. Negotiating:
  • Research the average price of a used Mazda CX-5 and be prepared to negotiate.
c. Thoroughly Review the Contract:
  • Understand all terms, fees, and the interest rate.
d. Insurance:
  • Ensure you have suitable insurance arranged before driving away.

4. Vehicle Ownership:

  • Maintain the Vehicle: Keep up with servicing to ensure longevity.
  • Timely Payments: Ensure to avoid any negative impact on your credit score.

5. Helpful Tips:

  • Vehicle Check: Ensure a thorough check of the vehicle for any unseen issues.
  • Be Mindful of Depreciation: All cars depreciate, ensure this is considered in your financial planning.
  • Warranty: Check if there’s existing warranty or if you can purchase an extended warranty.

Conclusion:

While embarking on financing a used Mazda CX-5, ensure thorough research and understanding of the financial commitment involved. By being methodical and ensuring every step is considered, you’ll be enjoying your Mazda CX-5 with financial peace of mind.

About the Mazda CX-5

The Mazda CX-5 isn't just another SUV; it's a harmonious blend of performance, elegance, and advanced technology. Since its inception, this model has continually found favour among British drivers, providing a taste of Japanese engineering combined with the practicality demanded by UK roads. In this short journey, we'll delve into the legacy of the Mazda CX-5, its standing in the UK automotive landscape, and the benefits of acquiring one through finance.

The Genesis: Introduced in 2012, the Mazda CX-5 was an immediate revelation, marking Mazda's foray into the compact crossover SUV segment. This vehicle was the first to feature Mazda's Kodo – "Soul of Motion" design language and was also a pioneer in embracing the full suite of Skyactiv technologies.

UK Appeal: British drivers have always had an affinity for SUVs that combine style, space, and efficiency. The CX-5 ticks all these boxes. With its sleek contours and distinctive front grille, it stands out, but it's the interior spaciousness, coupled with a suite of infotainment features, that truly endears the CX-5 to the UK audience. Mazda’s commitment to safety has also resonated well, with features like adaptive cruise control and blind-spot monitoring ensuring peace of mind.

Facing the Fierce Competitors: In the UK, the compact SUV market is fierce. The CX-5 finds itself in the ring with rivals like the Nissan Qashqai, Ford Kuga, and Volkswagen Tiguan. Yet, it holds its own, often receiving praise for its engaging drive, fuel efficiency, and the sheer driving pleasure synonymous with Mazda’s “Jinba Ittai” philosophy – the unity of horse and rider.

Conclusion: The Mazda CX-5 stands as a testament to Mazda's prowess in creating vehicles that are not only aesthetically appealing but also offer unparalleled driving experiences. For the British driver, it encapsulates what many seek in an SUV: a vehicle that’s both a daily companion and a weekend adventurer. And with flexible finance options, the dream of owning a CX-5 becomes even more accessible.

Buying Guide

Want to find out everything about all CX-5 models, pros and cons, what to look out for and everything else you need to know? Check out our Mazda CX-5 buying guide here.

Mazda CX-5 Data by County

Mazda CX-5 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,860£17,522542,0693,205
Aberdeenshire16£19,310433,68117
Angus8£20,597330,57922
Ayrshire15£19,706430,06919
Bedfordshire35£11,682770,75136
Berkshire26£17,569545,47436
Blaenau Gwent3£17,832440,8265
Bridgend3£22,298214,2074
Bristol13£15,735646,09341
Buckinghamshire18£15,605650,99450
Caerphilly1£9,495978,0002
Cambridgeshire75£16,637543,638125
Cardiff21£18,324440,53231
Carmarthenshire1£18,990126,0001
Cheshire47£19,936430,29495
Clackmannanshire1£19,998339,8562
Cornwall8£19,992328,48711
County Antrim22£20,017431,41630
County Armagh5£23,766116,30611
County Down24£18,757443,98124
County Durham51£14,198759,39444
County Fermanagh3£8,3751081,5311
County Londonderry2£20,598242,1016
County Tyrone24£20,673335,82228
Cumbria7£21,735324,02716
Derbyshire54£19,955431,82865
Devon23£17,688444,75340
Dorset25£21,086426,21156
East Lothian1£11,995799,3162
East Riding of Yorkshire12£16,054546,40426
East Sussex8£18,054533,88824
Essex41£21,007432,19051
Falkirk39£21,009425,51048
Fife16£17,664545,76727
Gloucestershire15£15,603649,80334
Greater London68£13,625753,186114
Greater Manchester82£16,281542,815121
Hampshire67£17,314544,912100
Herefordshire2£6,6951187,2645
Hertfordshire58£17,559535,081108
Highland8£19,249534,43320
Inverclyde1£6,0001183,0001
Kent61£17,350542,02293
Lanarkshire36£19,503332,005104
Lancashire52£14,992649,36787
Leicestershire26£18,438336,35842
Lincolnshire40£19,893430,05895
Merseyside30£19,905431,72556
Merthyr Tydfil2£18,045559,8172
Midlothian19£16,276653,38545
Newport21£21,272324,95425
Norfolk30£19,916430,65138
North Yorkshire27£18,527431,83547
Northamptonshire21£17,392444,37948
Northumberland2£19,749438,1123
Nottinghamshire37£18,374437,60377
Oxfordshire6£16,126552,01138
Pembrokeshire1£13,699757,5511
Perth & Kinross15£17,846542,16621
Renfrewshire8£15,960641,76826
Rhondda Cynon Taf5£12,596766,2462
Shropshire17£24,419224,96316
Somerset48£21,493322,46946
South Yorkshire40£16,388544,16594
Staffordshire25£18,621431,49564
Stirling12£23,906322,31919
Suffolk23£18,292436,02930
Surrey34£13,033655,39462
Swansea14£21,804424,08016
Tyne and Wear32£16,265546,05053
Vale of Glamorgan1£7,9901060,898-
Warwickshire35£18,350439,02739
West Lothian4£14,872640,78010
West Midlands90£16,585541,678182
West Sussex11£21,343330,72837
West Yorkshire54£17,378441,788122
Wiltshire18£18,277535,44536
Worcestershire13£17,654442,73530
Wrexham1£15,495238,932-
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