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Used Mazda CX-5 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Mazda CX-5 on finance

If you're considering financing a used Mazda CX-5, here are some key points and options to consider to ensure you navigate through the process smoothly.

1. Financial Assessment:

  • Budget Appropriately: Consider all costs including insurance, maintenance, and monthly payments.
  • Credit Score: A healthy credit score may provide better financing options and rates.

2. Understand Financing Options:

a. Bank Loan:
  • Pros: Fixed interest, clear repayment plan.
  • Cons: May need a good credit score.
b. Hire Purchase (HP):
  • Pros: Simplicity and straightforward ownership at the end.
  • Cons: Higher monthly payments than some alternatives.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly payments, flexibility at the contract end.
  • Cons: Large final payment if choosing to own the vehicle.
d. Dealership Financing:
  • Pros: Convenience and possible promotions.
  • Cons: Potentially higher interest rates than banks.
e. Peer-to-Peer Lending (P2P):
  • Pros: Might offer competitive rates and easy online applications.
  • Cons: Ensure you use a reputable platform.

3. Buying Process:

a. Choosing a Reputable Dealer:
  • Investigate reviews and possibly get referrals to ensure trustworthiness.
b. Negotiating:
  • Research the average price of a used Mazda CX-5 and be prepared to negotiate.
c. Thoroughly Review the Contract:
  • Understand all terms, fees, and the interest rate.
d. Insurance:
  • Ensure you have suitable insurance arranged before driving away.

4. Vehicle Ownership:

  • Maintain the Vehicle: Keep up with servicing to ensure longevity.
  • Timely Payments: Ensure to avoid any negative impact on your credit score.

5. Helpful Tips:

  • Vehicle Check: Ensure a thorough check of the vehicle for any unseen issues.
  • Be Mindful of Depreciation: All cars depreciate, ensure this is considered in your financial planning.
  • Warranty: Check if there’s existing warranty or if you can purchase an extended warranty.

Conclusion:

While embarking on financing a used Mazda CX-5, ensure thorough research and understanding of the financial commitment involved. By being methodical and ensuring every step is considered, you’ll be enjoying your Mazda CX-5 with financial peace of mind.

About the Mazda CX-5

The Mazda CX-5 isn't just another SUV; it's a harmonious blend of performance, elegance, and advanced technology. Since its inception, this model has continually found favour among British drivers, providing a taste of Japanese engineering combined with the practicality demanded by UK roads. In this short journey, we'll delve into the legacy of the Mazda CX-5, its standing in the UK automotive landscape, and the benefits of acquiring one through finance.

The Genesis: Introduced in 2012, the Mazda CX-5 was an immediate revelation, marking Mazda's foray into the compact crossover SUV segment. This vehicle was the first to feature Mazda's Kodo – "Soul of Motion" design language and was also a pioneer in embracing the full suite of Skyactiv technologies.

UK Appeal: British drivers have always had an affinity for SUVs that combine style, space, and efficiency. The CX-5 ticks all these boxes. With its sleek contours and distinctive front grille, it stands out, but it's the interior spaciousness, coupled with a suite of infotainment features, that truly endears the CX-5 to the UK audience. Mazda’s commitment to safety has also resonated well, with features like adaptive cruise control and blind-spot monitoring ensuring peace of mind.

Facing the Fierce Competitors: In the UK, the compact SUV market is fierce. The CX-5 finds itself in the ring with rivals like the Nissan Qashqai, Ford Kuga, and Volkswagen Tiguan. Yet, it holds its own, often receiving praise for its engaging drive, fuel efficiency, and the sheer driving pleasure synonymous with Mazda’s “Jinba Ittai” philosophy – the unity of horse and rider.

Conclusion: The Mazda CX-5 stands as a testament to Mazda's prowess in creating vehicles that are not only aesthetically appealing but also offer unparalleled driving experiences. For the British driver, it encapsulates what many seek in an SUV: a vehicle that’s both a daily companion and a weekend adventurer. And with flexible finance options, the dream of owning a CX-5 becomes even more accessible.

Buying Guide

Want to find out everything about all CX-5 models, pros and cons, what to look out for and everything else you need to know? Check out our Mazda CX-5 buying guide here.

Mazda CX-5 Data by County

Mazda CX-5 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,874£17,533542,0523,225
Aberdeenshire14£20,605329,07119
Angus8£20,597330,57922
Ayrshire15£19,706430,06919
Bedfordshire35£12,048769,98436
Berkshire27£17,308546,91436
Blaenau Gwent3£17,832440,8265
Bridgend3£22,298214,2074
Bristol12£16,213543,35042
Buckinghamshire17£15,455651,64851
Caerphilly1£9,495978,0002
Cambridgeshire71£16,353544,604131
Cardiff20£18,951438,00932
Carmarthenshire1£18,990126,0001
Cheshire48£20,063430,06195
Clackmannanshire1£19,998339,8562
Cornwall8£19,992328,48711
County Antrim22£20,017431,41629
County Armagh5£23,756116,30610
County Down24£18,083546,14125
County Durham50£14,283758,70245
County Fermanagh3£8,3751081,5311
County Londonderry2£20,598242,1016
County Tyrone25£20,764336,01527
Cumbria9£23,200320,80316
Derbyshire55£20,149430,92267
Devon24£17,482445,05639
Dorset25£21,374424,48158
East Lothian1£11,995799,3162
East Riding of Yorkshire12£15,496548,65826
East Sussex8£18,054533,88824
Essex42£20,650433,57651
Falkirk39£20,945425,31449
Fife16£17,664545,76727
Gloucestershire14£15,757550,74334
Greater London67£13,622753,296114
Greater Manchester80£16,240542,565123
Hampshire67£17,513544,89599
Herefordshire2£6,6951187,2645
Hertfordshire57£17,611534,573109
Highland8£19,124534,43320
Inverclyde1£6,0001183,0001
Kent63£17,159542,83493
Lanarkshire39£19,540331,955105
Lancashire52£14,978649,36785
Leicestershire24£18,445336,76642
Lincolnshire45£20,310328,91896
Merseyside31£19,811431,87353
Merthyr Tydfil2£18,045559,8172
Midlothian17£15,591655,25348
Newport21£21,272324,95425
Norfolk29£20,196330,50939
North Yorkshire26£18,528431,79748
Northamptonshire22£17,460443,95048
Northumberland2£19,749438,1123
Nottinghamshire36£17,897438,65978
Oxfordshire5£15,457553,46039
Pembrokeshire1£13,699757,5511
Perth & Kinross14£18,264540,53921
Renfrewshire7£17,312541,02627
Rhondda Cynon Taf6£11,579871,3442
Shropshire18£24,451225,23816
Somerset48£21,434322,76547
South Yorkshire38£16,366544,70695
Staffordshire27£18,608432,44565
Stirling12£23,906322,31919
Suffolk24£18,548434,71430
Surrey36£12,826654,73161
Swansea16£21,472424,58714
Tyne and Wear33£16,210546,04553
Vale of Glamorgan1£7,9901060,898-
Warwickshire34£18,648438,32441
West Lothian4£14,872640,78010
West Midlands96£16,678541,137179
West Sussex14£21,218329,61136
West Yorkshire55£17,515440,799122
Wiltshire21£18,070534,23635
Worcestershire12£16,587446,66232
Wrexham1£15,495238,932-
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