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Used Mazda CX-5 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Mazda CX-5 on finance

If you're considering financing a used Mazda CX-5, here are some key points and options to consider to ensure you navigate through the process smoothly.

1. Financial Assessment:

  • Budget Appropriately: Consider all costs including insurance, maintenance, and monthly payments.
  • Credit Score: A healthy credit score may provide better financing options and rates.

2. Understand Financing Options:

a. Bank Loan:
  • Pros: Fixed interest, clear repayment plan.
  • Cons: May need a good credit score.
b. Hire Purchase (HP):
  • Pros: Simplicity and straightforward ownership at the end.
  • Cons: Higher monthly payments than some alternatives.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly payments, flexibility at the contract end.
  • Cons: Large final payment if choosing to own the vehicle.
d. Dealership Financing:
  • Pros: Convenience and possible promotions.
  • Cons: Potentially higher interest rates than banks.
e. Peer-to-Peer Lending (P2P):
  • Pros: Might offer competitive rates and easy online applications.
  • Cons: Ensure you use a reputable platform.

3. Buying Process:

a. Choosing a Reputable Dealer:
  • Investigate reviews and possibly get referrals to ensure trustworthiness.
b. Negotiating:
  • Research the average price of a used Mazda CX-5 and be prepared to negotiate.
c. Thoroughly Review the Contract:
  • Understand all terms, fees, and the interest rate.
d. Insurance:
  • Ensure you have suitable insurance arranged before driving away.

4. Vehicle Ownership:

  • Maintain the Vehicle: Keep up with servicing to ensure longevity.
  • Timely Payments: Ensure to avoid any negative impact on your credit score.

5. Helpful Tips:

  • Vehicle Check: Ensure a thorough check of the vehicle for any unseen issues.
  • Be Mindful of Depreciation: All cars depreciate, ensure this is considered in your financial planning.
  • Warranty: Check if there’s existing warranty or if you can purchase an extended warranty.

Conclusion:

While embarking on financing a used Mazda CX-5, ensure thorough research and understanding of the financial commitment involved. By being methodical and ensuring every step is considered, you’ll be enjoying your Mazda CX-5 with financial peace of mind.

About the Mazda CX-5

The Mazda CX-5 isn't just another SUV; it's a harmonious blend of performance, elegance, and advanced technology. Since its inception, this model has continually found favour among British drivers, providing a taste of Japanese engineering combined with the practicality demanded by UK roads. In this short journey, we'll delve into the legacy of the Mazda CX-5, its standing in the UK automotive landscape, and the benefits of acquiring one through finance.

The Genesis: Introduced in 2012, the Mazda CX-5 was an immediate revelation, marking Mazda's foray into the compact crossover SUV segment. This vehicle was the first to feature Mazda's Kodo – "Soul of Motion" design language and was also a pioneer in embracing the full suite of Skyactiv technologies.

UK Appeal: British drivers have always had an affinity for SUVs that combine style, space, and efficiency. The CX-5 ticks all these boxes. With its sleek contours and distinctive front grille, it stands out, but it's the interior spaciousness, coupled with a suite of infotainment features, that truly endears the CX-5 to the UK audience. Mazda’s commitment to safety has also resonated well, with features like adaptive cruise control and blind-spot monitoring ensuring peace of mind.

Facing the Fierce Competitors: In the UK, the compact SUV market is fierce. The CX-5 finds itself in the ring with rivals like the Nissan Qashqai, Ford Kuga, and Volkswagen Tiguan. Yet, it holds its own, often receiving praise for its engaging drive, fuel efficiency, and the sheer driving pleasure synonymous with Mazda’s “Jinba Ittai” philosophy – the unity of horse and rider.

Conclusion: The Mazda CX-5 stands as a testament to Mazda's prowess in creating vehicles that are not only aesthetically appealing but also offer unparalleled driving experiences. For the British driver, it encapsulates what many seek in an SUV: a vehicle that’s both a daily companion and a weekend adventurer. And with flexible finance options, the dream of owning a CX-5 becomes even more accessible.

Buying Guide

Want to find out everything about all CX-5 models, pros and cons, what to look out for and everything else you need to know? Check out our Mazda CX-5 buying guide here.

Mazda CX-5 Data by County

Mazda CX-5 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,585£17,427543,2952,461
Aberdeen City3£24,583319,72219
Aberdeenshire1£14,498778,7882
Antrim1£17,999341,6387
Ards1£22,495345,2194
Ballymena3£15,313670,5352
Barking & Dagenham - Greater London1£5,9951185,0003
Bedfordshire23£10,909971,75529
Belfast4£17,245545,2773
Berkshire21£16,600648,18138
Bexley - Greater London8£25,032313,8939
Blaenau Gwent1£17,699444,553-
Brent - Greater London2£7,6421171,0001
Bristol24£18,079539,33931
Bromley - Greater London6£15,639438,04519
Buckinghamshire22£19,485531,93840
Cambridgeshire83£16,581646,90090
Cardiff3£17,286539,7376
Carrickfergus1£13,995758,4481
Cheshire52£21,382428,32575
City of Edinburgh18£11,833867,94728
City of London - Greater London8£10,306975,54146
Clackmannanshire2£22,998232,406-
Coleraine2£21,995223,0261
Cornwall10£19,374434,80311
County Durham35£12,028873,78332
Craigavon3£23,605228,2065
Croydon - Greater London3£20,998533,36413
Cumbria11£23,414321,20913
Derbyshire34£18,629437,64047
Derry1£13,495860,4361
Devon20£17,754646,19534
Dorset23£21,195328,52239
Down1£23,95012,200-
Dumfries and Galloway1£14,498753,8621
Dundee City11£21,375224,36212
Dungannon6£20,974332,13410
Ealing - Greater London1£8,7901244,9001
East Ayrshire3£17,398436,7563
East Lothian1£17,9994--
East Riding of Yorkshire7£17,493445,30613
East Sussex5£12,957866,2855
Enfield - Greater London2£11,225885,5004
Essex34£20,173436,30554
Falkirk30£21,465426,38740
Fermanagh1£12,900850,062-
Fife18£17,412547,81110
Glasgow City28£19,931326,82646
Gloucestershire19£19,397438,59827
Greater Manchester70£18,909435,51199
Hampshire41£17,416545,25589
Harrow - Greater London1£11,995869,8031
Havering - Greater London3£8,13210100,4172
Herefordshire1£21,995237,5571
Hertfordshire36£19,993429,69573
Highland6£20,998435,33022
Hillingdon - Greater London4£9,870972,2795
Hounslow - Greater London1£7,6991271,0002
Isle of Anglesey1£5,99511102,200-
Isle of Wight2£23,245418,9366
Kent31£16,886643,99247
Lancashire43£17,190539,34683
Leicestershire14£17,623439,48137
Lincolnshire61£19,052534,04871
Lisburn11£23,153226,54812
Merseyside25£19,964432,59730
Merthyr Tydfil1£18,080222,386-
Moray3£11,660860,4012
Neath Port Talbot2£10,6931051,311-
Newport2£22,590322,0502
Newry and Mourne5£21,425229,7272
Newtownabbey10£21,807319,51825
Norfolk16£18,388542,19923
North Ayrshire3£15,665653,6025
North Down1£24,995326,352-
North Lanarkshire4£14,738752,6408
North Yorkshire36£17,943541,03543
Northamptonshire30£17,566538,21230
Northumberland1£18,498321,1733
Nottinghamshire23£19,192439,22848
Omagh13£22,091334,76813
Oxfordshire13£19,729434,36231
Pembrokeshire1£13,495850,620-
Perth and Kinross10£19,596440,75721
Redbridge - Greater London2£8,1131090,8764
Renfrewshire13£19,744433,56331
Rhondda Cynon Taf1£10,999887,6439
Richmond upon Thames - Greater London3£23,495327,48513
Rutland1£14,000760,343-
Scottish Borders1£14,149654,567-
Shropshire19£24,916220,61916
Somerset42£21,651327,40545
South Ayrshire5£19,996428,67013
South Lanarkshire12£19,915428,67418
South Yorkshire43£17,443537,50977
Staffordshire38£18,807536,15756
Stirling13£25,067313,99317
Suffolk8£17,763540,40426
Surrey31£11,833755,64968
Sutton - Greater London1£13,100851,8551
Tyne and Wear26£19,333428,15431
Warwickshire5£15,627649,6517
West Lothian6£14,079757,1272
West Midlands97£17,710539,931138
West Sussex17£19,475437,87247
West Yorkshire54£18,103437,84775
Wiltshire11£19,594534,02034
Worcestershire13£17,491539,58322
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