Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used Mazda CX-5 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Mazda CX-5 on finance

If you're considering financing a used Mazda CX-5, here are some key points and options to consider to ensure you navigate through the process smoothly.

1. Financial Assessment:

  • Budget Appropriately: Consider all costs including insurance, maintenance, and monthly payments.
  • Credit Score: A healthy credit score may provide better financing options and rates.

2. Understand Financing Options:

a. Bank Loan:
  • Pros: Fixed interest, clear repayment plan.
  • Cons: May need a good credit score.
b. Hire Purchase (HP):
  • Pros: Simplicity and straightforward ownership at the end.
  • Cons: Higher monthly payments than some alternatives.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly payments, flexibility at the contract end.
  • Cons: Large final payment if choosing to own the vehicle.
d. Dealership Financing:
  • Pros: Convenience and possible promotions.
  • Cons: Potentially higher interest rates than banks.
e. Peer-to-Peer Lending (P2P):
  • Pros: Might offer competitive rates and easy online applications.
  • Cons: Ensure you use a reputable platform.

3. Buying Process:

a. Choosing a Reputable Dealer:
  • Investigate reviews and possibly get referrals to ensure trustworthiness.
b. Negotiating:
  • Research the average price of a used Mazda CX-5 and be prepared to negotiate.
c. Thoroughly Review the Contract:
  • Understand all terms, fees, and the interest rate.
d. Insurance:
  • Ensure you have suitable insurance arranged before driving away.

4. Vehicle Ownership:

  • Maintain the Vehicle: Keep up with servicing to ensure longevity.
  • Timely Payments: Ensure to avoid any negative impact on your credit score.

5. Helpful Tips:

  • Vehicle Check: Ensure a thorough check of the vehicle for any unseen issues.
  • Be Mindful of Depreciation: All cars depreciate, ensure this is considered in your financial planning.
  • Warranty: Check if there’s existing warranty or if you can purchase an extended warranty.

Conclusion:

While embarking on financing a used Mazda CX-5, ensure thorough research and understanding of the financial commitment involved. By being methodical and ensuring every step is considered, you’ll be enjoying your Mazda CX-5 with financial peace of mind.

About the Mazda CX-5

The Mazda CX-5 isn't just another SUV; it's a harmonious blend of performance, elegance, and advanced technology. Since its inception, this model has continually found favour among British drivers, providing a taste of Japanese engineering combined with the practicality demanded by UK roads. In this short journey, we'll delve into the legacy of the Mazda CX-5, its standing in the UK automotive landscape, and the benefits of acquiring one through finance.

The Genesis: Introduced in 2012, the Mazda CX-5 was an immediate revelation, marking Mazda's foray into the compact crossover SUV segment. This vehicle was the first to feature Mazda's Kodo – "Soul of Motion" design language and was also a pioneer in embracing the full suite of Skyactiv technologies.

UK Appeal: British drivers have always had an affinity for SUVs that combine style, space, and efficiency. The CX-5 ticks all these boxes. With its sleek contours and distinctive front grille, it stands out, but it's the interior spaciousness, coupled with a suite of infotainment features, that truly endears the CX-5 to the UK audience. Mazda’s commitment to safety has also resonated well, with features like adaptive cruise control and blind-spot monitoring ensuring peace of mind.

Facing the Fierce Competitors: In the UK, the compact SUV market is fierce. The CX-5 finds itself in the ring with rivals like the Nissan Qashqai, Ford Kuga, and Volkswagen Tiguan. Yet, it holds its own, often receiving praise for its engaging drive, fuel efficiency, and the sheer driving pleasure synonymous with Mazda’s “Jinba Ittai” philosophy – the unity of horse and rider.

Conclusion: The Mazda CX-5 stands as a testament to Mazda's prowess in creating vehicles that are not only aesthetically appealing but also offer unparalleled driving experiences. For the British driver, it encapsulates what many seek in an SUV: a vehicle that’s both a daily companion and a weekend adventurer. And with flexible finance options, the dream of owning a CX-5 becomes even more accessible.

Buying Guide

Want to find out everything about all CX-5 models, pros and cons, what to look out for and everything else you need to know? Check out our Mazda CX-5 buying guide here.

Mazda CX-5 Data by County

Mazda CX-5 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,645£17,432543,6142,764
Aberdeen City4£22,686425,60919
Aberdeenshire1£14,498778,7882
Antrim2£13,497663,3199
Ards1£22,495345,2192
Ballymena3£15,313670,5352
Barking & Dagenham - Greater London1£5,9951185,0004
Bedfordshire23£10,774972,16637
Belfast3£17,243639,6726
Berkshire26£16,283646,95146
Bexley - Greater London8£25,032313,89313
Blaenau Gwent1£17,699444,5533
Brent - Greater London2£7,6421171,0001
Bristol24£19,023434,39732
Bromley - Greater London7£13,325541,61021
Buckinghamshire21£19,493533,25444
Caerphilly1£9,495978,0001
Cambridgeshire81£16,477647,015111
Cardiff5£16,950546,1667
Carrickfergus1£13,995758,448-
Cheshire54£22,537326,25678
City of Edinburgh21£12,183865,73829
City of London - Greater London14£12,599760,44458
Clackmannanshire2£22,998232,406-
Coleraine2£21,995223,0261
Cornwall8£21,368327,28611
County Durham35£12,049873,78335
Craigavon4£22,090327,1713
Croydon - Greater London3£20,998533,29114
Cumbria13£22,541428,88014
Derbyshire35£18,674436,67350
Derry1£13,495860,4361
Devon23£19,636538,07333
Dorset22£21,000429,52446
Down1£23,95012,200-
Dumfries and Galloway1£14,498753,8621
Dundee City12£20,869329,50914
Dungannon7£21,234328,57211
Ealing - Greater London1£8,7901244,9002
East Ayrshire3£17,398446,7563
East Lothian1£17,9994--
East Riding of Yorkshire10£18,472337,95930
East Sussex5£13,046866,2857
Enfield - Greater London1£13,500756,8004
Essex35£20,677435,34862
Falkirk31£21,494426,19044
Fermanagh1£12,900850,062-
Fife18£17,498547,81116
Glasgow City26£20,400326,16647
Gloucestershire20£19,210439,76228
Greater Manchester72£18,551536,599113
Hampshire44£17,382545,12596
Harrow - Greater London1£11,995869,8032
Havering - Greater London5£5,85811104,2273
Herefordshire1£21,995237,5572
Hertfordshire36£20,547327,94382
Highland7£21,069435,28625
Hillingdon - Greater London6£11,330865,3234
Isle of Anglesey1£5,99511102,200-
Isle of Wight4£21,372524,2934
Kent41£17,392641,59167
Lancashire42£17,007540,74994
Leicestershire11£18,090435,80540
Lincolnshire64£19,053533,74373
Lisburn10£23,469227,50314
Merseyside33£18,646538,31128
Merthyr Tydfil1£18,080222,386-
Moray2£12,993761,0644
Neath Port Talbot2£10,6931051,311-
Newport2£22,590322,0502
Newry and Mourne4£20,358330,1303
Newtownabbey12£20,776323,65128
Norfolk18£18,583440,11325
North Ayrshire3£15,665653,6025
North Down1£24,995326,3522
North Lanarkshire4£14,833752,62211
North Yorkshire34£17,970541,46651
Northamptonshire30£16,852542,93732
Northumberland2£16,399536,8253
Nottinghamshire28£18,414439,36055
Omagh12£22,266332,76514
Oxfordshire13£22,072323,54136
Pembrokeshire1£13,495850,620-
Perth and Kinross12£20,329439,86520
Redbridge - Greater London2£6,48810126,3764
Renfrewshire11£18,198439,52630
Rhondda Cynon Taf1£10,999887,64311
Richmond upon Thames - Greater London4£25,245221,56413
Rutland1£14,000760,343-
Scottish Borders1£14,149654,567-
Shropshire19£24,916220,61922
Somerset42£21,702327,98049
South Ayrshire5£21,496325,17415
South Lanarkshire10£19,743432,74822
South Yorkshire43£17,399537,93278
Staffordshire40£18,881536,56867
Stirling13£25,067313,99318
Suffolk8£17,076644,66031
Surrey31£11,401757,92871
Sutton - Greater London1£13,100851,8552
Tyne and Wear29£19,093430,05733
Warwickshire5£15,827649,6519
West Lothian6£14,079757,1272
West Midlands99£17,706539,882151
West Sussex17£20,488434,69749
West Yorkshire52£18,180438,58879
Wiltshire11£20,744434,24944
Worcestershire10£18,129535,53324
Add postcode for better results.