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Used Mazda CX-5 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Mazda CX-5 on finance

If you're considering financing a used Mazda CX-5, here are some key points and options to consider to ensure you navigate through the process smoothly.

1. Financial Assessment:

  • Budget Appropriately: Consider all costs including insurance, maintenance, and monthly payments.
  • Credit Score: A healthy credit score may provide better financing options and rates.

2. Understand Financing Options:

a. Bank Loan:
  • Pros: Fixed interest, clear repayment plan.
  • Cons: May need a good credit score.
b. Hire Purchase (HP):
  • Pros: Simplicity and straightforward ownership at the end.
  • Cons: Higher monthly payments than some alternatives.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly payments, flexibility at the contract end.
  • Cons: Large final payment if choosing to own the vehicle.
d. Dealership Financing:
  • Pros: Convenience and possible promotions.
  • Cons: Potentially higher interest rates than banks.
e. Peer-to-Peer Lending (P2P):
  • Pros: Might offer competitive rates and easy online applications.
  • Cons: Ensure you use a reputable platform.

3. Buying Process:

a. Choosing a Reputable Dealer:
  • Investigate reviews and possibly get referrals to ensure trustworthiness.
b. Negotiating:
  • Research the average price of a used Mazda CX-5 and be prepared to negotiate.
c. Thoroughly Review the Contract:
  • Understand all terms, fees, and the interest rate.
d. Insurance:
  • Ensure you have suitable insurance arranged before driving away.

4. Vehicle Ownership:

  • Maintain the Vehicle: Keep up with servicing to ensure longevity.
  • Timely Payments: Ensure to avoid any negative impact on your credit score.

5. Helpful Tips:

  • Vehicle Check: Ensure a thorough check of the vehicle for any unseen issues.
  • Be Mindful of Depreciation: All cars depreciate, ensure this is considered in your financial planning.
  • Warranty: Check if there’s existing warranty or if you can purchase an extended warranty.

Conclusion:

While embarking on financing a used Mazda CX-5, ensure thorough research and understanding of the financial commitment involved. By being methodical and ensuring every step is considered, you’ll be enjoying your Mazda CX-5 with financial peace of mind.

About the Mazda CX-5

The Mazda CX-5 isn't just another SUV; it's a harmonious blend of performance, elegance, and advanced technology. Since its inception, this model has continually found favour among British drivers, providing a taste of Japanese engineering combined with the practicality demanded by UK roads. In this short journey, we'll delve into the legacy of the Mazda CX-5, its standing in the UK automotive landscape, and the benefits of acquiring one through finance.

The Genesis: Introduced in 2012, the Mazda CX-5 was an immediate revelation, marking Mazda's foray into the compact crossover SUV segment. This vehicle was the first to feature Mazda's Kodo – "Soul of Motion" design language and was also a pioneer in embracing the full suite of Skyactiv technologies.

UK Appeal: British drivers have always had an affinity for SUVs that combine style, space, and efficiency. The CX-5 ticks all these boxes. With its sleek contours and distinctive front grille, it stands out, but it's the interior spaciousness, coupled with a suite of infotainment features, that truly endears the CX-5 to the UK audience. Mazda’s commitment to safety has also resonated well, with features like adaptive cruise control and blind-spot monitoring ensuring peace of mind.

Facing the Fierce Competitors: In the UK, the compact SUV market is fierce. The CX-5 finds itself in the ring with rivals like the Nissan Qashqai, Ford Kuga, and Volkswagen Tiguan. Yet, it holds its own, often receiving praise for its engaging drive, fuel efficiency, and the sheer driving pleasure synonymous with Mazda’s “Jinba Ittai” philosophy – the unity of horse and rider.

Conclusion: The Mazda CX-5 stands as a testament to Mazda's prowess in creating vehicles that are not only aesthetically appealing but also offer unparalleled driving experiences. For the British driver, it encapsulates what many seek in an SUV: a vehicle that’s both a daily companion and a weekend adventurer. And with flexible finance options, the dream of owning a CX-5 becomes even more accessible.

Buying Guide

Want to find out everything about all CX-5 models, pros and cons, what to look out for and everything else you need to know? Check out our Mazda CX-5 buying guide here.

Mazda CX-5 Data by County

Mazda CX-5 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,572£17,072545,8442,669
Aberdeen City8£18,148548,00211
Angus1£20,495334,856-
Antrim1£10,450886,0008
Ballymena3£14,980670,535-
Barking & Dagenham - Greater London2£12,699855,5983
Bedfordshire27£11,565868,13228
Belfast2£22,590122,61911
Berkshire25£16,567647,36839
Bexley - Greater London9£23,609321,09012
Blaenau Gwent2£18,249430,9411
Brent - Greater London2£9,4691069,0002
Bristol19£16,583644,29934
Bromley - Greater London7£24,897324,11015
Buckinghamshire14£19,454533,50948
Cambridgeshire84£16,414545,391109
Cheshire54£20,121432,41286
City of Edinburgh29£15,981650,94134
City of London - Greater London5£11,058864,77911
Coleraine3£16,361454,8291
Cornwall9£20,448327,7038
County Durham39£11,935872,12033
Craigavon4£22,277226,9275
Croydon - Greater London4£20,835437,48610
Cumbria8£23,259313,99119
Derbyshire49£18,258438,47748
Devon23£18,001548,66343
Dorset21£23,053320,20449
Dundee City7£18,852338,55823
Dungannon6£18,824434,96210
Ealing - Greater London1£6,9901094,0001
East Ayrshire1£16,330556,2503
East Lothian1£4,99513100,1272
East Riding of Yorkshire4£14,084460,1855
East Sussex3£13,182758,0738
Enfield - Greater London4£8,0759107,3757
Essex29£19,693438,00153
Falkirk28£20,842425,82435
Fermanagh2£11,948863,531-
Fife16£16,142650,70816
Glasgow City24£17,609534,51152
Gloucestershire23£18,716441,56730
Greater Manchester86£16,942540,78497
Hampshire38£17,338547,486100
Havering - Greater London11£12,098862,22713
Herefordshire3£15,263563,218-
Hertfordshire45£19,282433,86791
Highland4£22,123333,22024
Hillingdon - Greater London7£9,6631076,3788
Hounslow - Greater London2£8,2301176,085-
Isle of Wight2£22,245418,9364
Kent31£16,333647,22147
Lancashire53£16,575542,95190
Leicestershire31£17,716437,86229
Lincolnshire37£18,891533,43893
Lisburn16£20,002335,45512
Merseyside21£19,103436,58528
Moray2£20,745325,8704
Newry and Mourne3£17,413341,7764
Newtownabbey10£23,668215,35021
Norfolk25£18,715441,43830
North Ayrshire2£14,249764,2483
North Lanarkshire7£11,652763,6578
North Yorkshire24£17,506439,92858
Northamptonshire28£15,980549,17936
Northumberland2£16,399346,9043
Nottinghamshire38£19,739330,51158
Omagh12£21,412336,59814
Oxfordshire10£19,870429,72935
Perth and Kinross7£16,696554,62921
Redbridge - Greater London2£7,8731090,8763
Renfrewshire10£20,466334,74526
Rhondda Cynon Taf3£13,664668,1326
Richmond upon Thames - Greater London8£23,468323,9899
Shropshire18£25,467220,17817
Somerset34£21,547322,39247
South Ayrshire7£18,354442,74312
South Lanarkshire5£20,883330,90524
South Yorkshire32£17,809537,02899
Staffordshire30£19,052431,18260
Stirling12£24,490220,29021
Strabane1£9,390971,138-
Suffolk20£18,756437,46718
Surrey28£13,083752,30351
Sutton - Greater London1£12,495864,1792
Tyne and Wear27£15,994543,87542
Warwickshire7£16,524548,6088
West Lothian4£12,745858,0324
West Midlands80£19,033435,203175
West Sussex13£18,754438,63137
West Yorkshire44£17,784435,899109
Wiltshire12£17,499541,22933
Worcestershire14£15,619649,43622
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