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Used Mazda 3 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Mazda 3 on finance

Navigating through the used car market to secure a Mazda 3 involves keen insight into financing options and a strategic approach. Known for its sleek design and efficient performance, the Mazda 3 is a notable choice for many. This guide will navigate you through the financing avenues and key considerations when securing your Mazda 3.


1. Define Your Requirements

a. Model Specification:
  • Choose a Mazda 3 model that aligns with your budget and needs in terms of features and performance.
b. Budget Assessment:
  • Determine a budget that encompasses the purchase, insurance, maintenance, and ongoing costs.

2. Financing Options

a. Bank Loan:
  • Traditional bank loans offer a straightforward path, with fixed interest rates and consistent monthly payments.
b. Hire Purchase (HP):
  • After an initial deposit, you pay off the total cost of the car in monthly installments. Ownership is transferred after the last payment.
c. Personal Contract Purchase (PCP):
  • Monthly payments cover the car's depreciation. At the end, you can return the car, pay a final balloon payment to keep it, or trade it in.
d. Dealer Finance:
  • Explore finance options offered by car dealers, ensuring to compare interest rates and total payable amounts against other lending sources.

3. Choosing the Right Mazda 3

a. Vehicle Inspection:
  • Ensure the used Mazda 3 is thoroughly inspected for any mechanical issues or necessary repairs.
b. History Check:
  • Obtain a comprehensive vehicle history report to ascertain past accidents, ownership, and service records.

4. Negotiation and Finalization

a. Price Negotiation:
  • Armed with market knowledge of similar Mazda 3 models, engage in negotiations for the best deal.
b. Contract Understanding:
  • Thoroughly review and understand the terms of any finance agreement before commitment.

5. Managing the Finance

a. Consistent Payments:
  • Ensure monthly payments are made timely to avoid penalties and safeguard your credit score.
b. Insurance:
  • Secure an insurance policy that provides ample coverage. Ensure it aligns with your budget and needs.

6. Ensuring Continuous Value

a. Maintain Regularly:
  • Regular service and maintenance will prolong the car’s life and help retain its value.
b. Preserve Aesthetics:
  • Keep the car in excellent cosmetic condition to maintain its resale value.

7. Conclusion

Acquiring and financing a used Mazda 3 involves a blend of strategic financial planning and savvy shopping. With this structured guide, you are empowered to navigate through the acquisition process, ensuring that your financial commitment to the vehicle is sound and rewarding.

About the Mazda 3

Renowned for its combination of style, dynamics, and value, the Mazda3 has continuously been a front-runner in the compact car segment. Infused with Mazda's Kodo design philosophy and equipped with the innovative SKYACTIV technology, the Mazda3 presents an engaging drive wrapped in a sophisticated package. In this overview, we'll delve into what makes the Mazda3 so special and highlight how it fares against its competitors.

Key Features and Specifications

  • Striking Aesthetics: The Mazda3 boasts a design that's both athletic and refined, showcasing sweeping lines, a prominent front grille, and a silhouette that captures motion even at a standstill.
  • Performance and Efficiency: With SKYACTIV technology, the Mazda3 ensures an enjoyable driving experience, striking a balance between spirited performance and commendable fuel efficiency.
  • Advanced Interiors: The interior is a testament to Mazda's attention to detail, integrating premium materials, ergonomic design, and cutting-edge technology seamlessly.
  • Active Safety Suite: The Mazda3 incorporates an array of safety features, ensuring that drivers can navigate with confidence and peace of mind.

Competitor Models

While the Mazda3 continues to resonate with enthusiasts and everyday drivers alike, it competes in a segment filled with robust contenders such as the Honda Civic, Toyota Corolla, and Volkswagen Golf. Each of these models offers its unique blend of attributes, but the Mazda3 distinguishes itself with its passionate design approach and driver-centric engineering.

Buying Guide

Want to find out everything about all 3 models, pros and cons, what to look out for and everything else you need to know? Check out our Mazda 3 buying guide here.

Mazda 3 Data by County

Mazda 3 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All806£12,942643,5221,874
Aberdeen City4£19,123216,41318
Aberdeenshire2£11,995745,931-
Angus3£13,262723,9551
Banbridge1£17,70049,0001
Barking & Dagenham - Greater London1£3,4951868,0002
Bedfordshire22£7,3751174,09637
Belfast2£13,986622,8485
Berkshire18£8,3121165,40149
Brent - Greater London2£10,745940,5003
Bristol13£10,007957,76745
Bromley - Greater London3-219,02414
Buckinghamshire11£13,237648,65128
Cambridgeshire30£13,090648,99056
Cardiff1£5,690989,840-
Cheshire39£15,054534,76256
City of Edinburgh14£16,656328,41822
City of London - Greater London2£4,3751488,2813
Clackmannanshire1£9,498877,6192
Coleraine2£15,495434,5052
Cookstown2£17,995125,6632
Cornwall1£12,999823,6665
County Durham12£13,817631,61524
Craigavon1£17,494120,5032
Cumbria3£17,333218,83110
Derbyshire20£12,171836,82763
Devon10£14,653530,15321
Dorset7£14,766537,96729
Dundee City4£14,998538,85612
Dungannon5£19,540218,1942
Ealing - Greater London1£5,9951166,0005
East Ayrshire2£12,649645,7313
East Sussex1£11,695837,5385
Enfield - Greater London5£7,2301088,12020
Essex12£12,510744,83931
Falkirk20£15,861429,57918
Fife4£17,146621,60123
Glasgow City23£16,316531,45449
Gloucestershire7£17,033331,67122
Greater Manchester49£12,718742,703119
Hampshire25£12,809741,50868
Harrow - Greater London2£7,498989,6881
Havering - Greater London4£13,063727,9969
Herefordshire2£10,875949,595-
Hertfordshire13£15,886528,87441
Highland6£15,248532,4159
Hillingdon - Greater London14£7,7101071,49938
Hounslow - Greater London1£12,199458,0006
Kent19£12,977852,71627
Lancashire27£12,028752,41241
Leicestershire10£13,407653,93541
Lincolnshire14£15,189541,04147
Lisburn7£12,811556,08812
Merseyside11£15,719431,63112
Neath Port Talbot1£7,995980,998-
Newry and Mourne1£4,9501198,1791
Newtownabbey9£19,458212,74312
Norfolk8£14,575537,39825
North Ayrshire4£11,799760,8373
North Down1£2,19517103,000-
North Lanarkshire1£9,9951014,3628
North Yorkshire6£13,081743,37634
Northamptonshire15£14,543637,19523
Northumberland2£11,049938,0312
Nottinghamshire12£15,726435,50319
Omagh3£14,662536,6632
Oxfordshire7£19,624222,01716
Perth and Kinross6£16,163529,67618
Redbridge - Greater London2£3,10011123,7812
Renfrewshire8£15,873532,91025
Rhondda Cynon Taf3£8,699867,7332
Richmond upon Thames - Greater London3£20,32929,1678
Shropshire4£20,820221,14212
Somerset22£16,850426,14231
South Ayrshire4£17,321320,04811
South Lanarkshire1£16,841433,88811
South Yorkshire11£10,714948,98539
Staffordshire10£14,452540,07936
Stirling4£13,799733,46833
Suffolk7£12,409752,69521
Surrey14£11,527536,63439
Tyne and Wear15£14,662636,25435
Warwickshire2£14,295442,0004
West Lothian2£8,147973,2142
West Midlands44£12,387750,154127
West Sussex14£15,402528,69419
West Yorkshire19£13,150740,30752
Wiltshire16£16,702423,79729
Worcestershire10£14,195535,95612
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