Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used Mazda 3 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Mazda 3 on finance

Navigating through the used car market to secure a Mazda 3 involves keen insight into financing options and a strategic approach. Known for its sleek design and efficient performance, the Mazda 3 is a notable choice for many. This guide will navigate you through the financing avenues and key considerations when securing your Mazda 3.


1. Define Your Requirements

a. Model Specification:
  • Choose a Mazda 3 model that aligns with your budget and needs in terms of features and performance.
b. Budget Assessment:
  • Determine a budget that encompasses the purchase, insurance, maintenance, and ongoing costs.

2. Financing Options

a. Bank Loan:
  • Traditional bank loans offer a straightforward path, with fixed interest rates and consistent monthly payments.
b. Hire Purchase (HP):
  • After an initial deposit, you pay off the total cost of the car in monthly installments. Ownership is transferred after the last payment.
c. Personal Contract Purchase (PCP):
  • Monthly payments cover the car's depreciation. At the end, you can return the car, pay a final balloon payment to keep it, or trade it in.
d. Dealer Finance:
  • Explore finance options offered by car dealers, ensuring to compare interest rates and total payable amounts against other lending sources.

3. Choosing the Right Mazda 3

a. Vehicle Inspection:
  • Ensure the used Mazda 3 is thoroughly inspected for any mechanical issues or necessary repairs.
b. History Check:
  • Obtain a comprehensive vehicle history report to ascertain past accidents, ownership, and service records.

4. Negotiation and Finalization

a. Price Negotiation:
  • Armed with market knowledge of similar Mazda 3 models, engage in negotiations for the best deal.
b. Contract Understanding:
  • Thoroughly review and understand the terms of any finance agreement before commitment.

5. Managing the Finance

a. Consistent Payments:
  • Ensure monthly payments are made timely to avoid penalties and safeguard your credit score.
b. Insurance:
  • Secure an insurance policy that provides ample coverage. Ensure it aligns with your budget and needs.

6. Ensuring Continuous Value

a. Maintain Regularly:
  • Regular service and maintenance will prolong the car’s life and help retain its value.
b. Preserve Aesthetics:
  • Keep the car in excellent cosmetic condition to maintain its resale value.

7. Conclusion

Acquiring and financing a used Mazda 3 involves a blend of strategic financial planning and savvy shopping. With this structured guide, you are empowered to navigate through the acquisition process, ensuring that your financial commitment to the vehicle is sound and rewarding.

About the Mazda 3

Renowned for its combination of style, dynamics, and value, the Mazda3 has continuously been a front-runner in the compact car segment. Infused with Mazda's Kodo design philosophy and equipped with the innovative SKYACTIV technology, the Mazda3 presents an engaging drive wrapped in a sophisticated package. In this overview, we'll delve into what makes the Mazda3 so special and highlight how it fares against its competitors.

Key Features and Specifications

  • Striking Aesthetics: The Mazda3 boasts a design that's both athletic and refined, showcasing sweeping lines, a prominent front grille, and a silhouette that captures motion even at a standstill.
  • Performance and Efficiency: With SKYACTIV technology, the Mazda3 ensures an enjoyable driving experience, striking a balance between spirited performance and commendable fuel efficiency.
  • Advanced Interiors: The interior is a testament to Mazda's attention to detail, integrating premium materials, ergonomic design, and cutting-edge technology seamlessly.
  • Active Safety Suite: The Mazda3 incorporates an array of safety features, ensuring that drivers can navigate with confidence and peace of mind.

Competitor Models

While the Mazda3 continues to resonate with enthusiasts and everyday drivers alike, it competes in a segment filled with robust contenders such as the Honda Civic, Toyota Corolla, and Volkswagen Golf. Each of these models offers its unique blend of attributes, but the Mazda3 distinguishes itself with its passionate design approach and driver-centric engineering.

Buying Guide

Want to find out everything about all 3 models, pros and cons, what to look out for and everything else you need to know? Check out our Mazda 3 buying guide here.

Mazda 3 Data by County

Mazda 3 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All865£13,399642,2611,858
Aberdeen City7£16,612426,01015
Aberdeenshire1£14,995522,549-
Angus3£13,828723,9461
Antrim3£9,046961,767-
Ards1£3,6801587,9562
Barking & Dagenham - Greater London1£2,5002097,9741
Bedfordshire21£6,0391284,12335
Belfast3£17,777333,2554
Berkshire26£6,5811274,39745
Bexley - Greater London9£20,311314,2536
Brent - Greater London2£12,490816,5003
Bristol16£13,074745,33740
Bromley - Greater London5-117,3448
Buckinghamshire11£13,859645,35140
Cambridgeshire33£13,982644,13270
Cheshire30£15,259536,13272
City of Edinburgh10£15,738531,03117
City of London - Greater London1£13,450436,4005
Clackmannanshire1£9,998877,6192
Coleraine3£12,163643,196-
Conwy1£10,995954,5161
Cookstown2£18,850124,5901
Cornwall2£9,4951073,0007
County Durham5£16,109526,16829
Craigavon2£16,363231,4883
Cumbria7£19,428327,5706
Derbyshire28£12,766643,33352
Devon8£16,309430,32632
Dorset10£15,420528,51027
Dumfries and Galloway1£10,998555,654-
Dundee City7£14,354630,58811
Dungannon2£17,740330,2861
Ealing - Greater London3£7,6951078,6674
East Ayrshire4£11,449756,0734
East Sussex2£7,4451368,3723
Enfield - Greater London4£9,387975,6325
Essex14£12,878749,83040
Falkirk16£17,423319,77518
Fife11£18,188421,51010
Glasgow City25£17,125428,21949
Gloucestershire9£17,477428,75314
Greater Manchester52£12,674742,739109
Hampshire24£15,717528,30270
Harrow - Greater London1£6,00010104,0004
Havering - Greater London7£10,564971,40311
Herefordshire1£9,999956,8931
Hertfordshire13£13,219641,37335
Highland8£14,372632,1416
Hillingdon - Greater London15£8,0421067,38033
Hounslow - Greater London5£11,227754,8006
Isle of Anglesey1£1,9951487,900-
Isle of Wight1£8,795-73,0003
Kent16£13,138648,65923
Kingston upon Thames - Greater London1£9,4901144,000-
Lancashire13£14,017647,83461
Leicestershire14£13,261742,21547
Lincolnshire17£13,667641,61935
Lisburn6£14,989439,7309
Merseyside10£16,665331,48913
Moray2£14,495744,7562
Neath Port Talbot2£7,823980,9982
Newry and Mourne1£18,495118,577-
Newtownabbey10£18,532210,52413
Norfolk12£16,903419,22422
North Lanarkshire5£10,049850,5675
North Yorkshire12£13,371646,26537
Northamptonshire7£13,246639,71829
Northumberland2£11,199938,0312
Nottinghamshire7£14,534531,93527
Oxfordshire5£19,655213,68613
Perth and Kinross12£18,112316,60312
Redbridge - Greater London1£3,70011104,5615
Renfrewshire10£20,448214,37917
Rhondda Cynon Taf3£12,962447,774-
Richmond upon Thames - Greater London3£16,162526,3849
Shropshire5£20,346218,85510
Somerset15£18,942316,49727
South Ayrshire6£19,263216,5959
South Lanarkshire2£18,511414,08912
South Yorkshire19£15,076535,00443
Staffordshire9£16,202429,29838
Stirling11£20,725215,79724
Suffolk7£17,008423,52111
Surrey15£11,076427,93840
Sutton - Greater London2£12,145750,6703
Tyne and Wear23£14,861637,05442
Warwickshire2£14,525528,2791
West Midlands53£12,297751,507139
West Sussex8£14,035638,33818
West Yorkshire24£11,446848,49456
Wiltshire9£14,192739,13526
Worcestershire6£15,281535,39515
Add postcode for better results.