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Used Mazda 3 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Mazda 3 on finance

Navigating through the used car market to secure a Mazda 3 involves keen insight into financing options and a strategic approach. Known for its sleek design and efficient performance, the Mazda 3 is a notable choice for many. This guide will navigate you through the financing avenues and key considerations when securing your Mazda 3.


1. Define Your Requirements

a. Model Specification:
  • Choose a Mazda 3 model that aligns with your budget and needs in terms of features and performance.
b. Budget Assessment:
  • Determine a budget that encompasses the purchase, insurance, maintenance, and ongoing costs.

2. Financing Options

a. Bank Loan:
  • Traditional bank loans offer a straightforward path, with fixed interest rates and consistent monthly payments.
b. Hire Purchase (HP):
  • After an initial deposit, you pay off the total cost of the car in monthly installments. Ownership is transferred after the last payment.
c. Personal Contract Purchase (PCP):
  • Monthly payments cover the car's depreciation. At the end, you can return the car, pay a final balloon payment to keep it, or trade it in.
d. Dealer Finance:
  • Explore finance options offered by car dealers, ensuring to compare interest rates and total payable amounts against other lending sources.

3. Choosing the Right Mazda 3

a. Vehicle Inspection:
  • Ensure the used Mazda 3 is thoroughly inspected for any mechanical issues or necessary repairs.
b. History Check:
  • Obtain a comprehensive vehicle history report to ascertain past accidents, ownership, and service records.

4. Negotiation and Finalization

a. Price Negotiation:
  • Armed with market knowledge of similar Mazda 3 models, engage in negotiations for the best deal.
b. Contract Understanding:
  • Thoroughly review and understand the terms of any finance agreement before commitment.

5. Managing the Finance

a. Consistent Payments:
  • Ensure monthly payments are made timely to avoid penalties and safeguard your credit score.
b. Insurance:
  • Secure an insurance policy that provides ample coverage. Ensure it aligns with your budget and needs.

6. Ensuring Continuous Value

a. Maintain Regularly:
  • Regular service and maintenance will prolong the car’s life and help retain its value.
b. Preserve Aesthetics:
  • Keep the car in excellent cosmetic condition to maintain its resale value.

7. Conclusion

Acquiring and financing a used Mazda 3 involves a blend of strategic financial planning and savvy shopping. With this structured guide, you are empowered to navigate through the acquisition process, ensuring that your financial commitment to the vehicle is sound and rewarding.

About the Mazda 3

Renowned for its combination of style, dynamics, and value, the Mazda3 has continuously been a front-runner in the compact car segment. Infused with Mazda's Kodo design philosophy and equipped with the innovative SKYACTIV technology, the Mazda3 presents an engaging drive wrapped in a sophisticated package. In this overview, we'll delve into what makes the Mazda3 so special and highlight how it fares against its competitors.

Key Features and Specifications

  • Striking Aesthetics: The Mazda3 boasts a design that's both athletic and refined, showcasing sweeping lines, a prominent front grille, and a silhouette that captures motion even at a standstill.
  • Performance and Efficiency: With SKYACTIV technology, the Mazda3 ensures an enjoyable driving experience, striking a balance between spirited performance and commendable fuel efficiency.
  • Advanced Interiors: The interior is a testament to Mazda's attention to detail, integrating premium materials, ergonomic design, and cutting-edge technology seamlessly.
  • Active Safety Suite: The Mazda3 incorporates an array of safety features, ensuring that drivers can navigate with confidence and peace of mind.

Competitor Models

While the Mazda3 continues to resonate with enthusiasts and everyday drivers alike, it competes in a segment filled with robust contenders such as the Honda Civic, Toyota Corolla, and Volkswagen Golf. Each of these models offers its unique blend of attributes, but the Mazda3 distinguishes itself with its passionate design approach and driver-centric engineering.

Buying Guide

Want to find out everything about all 3 models, pros and cons, what to look out for and everything else you need to know? Check out our Mazda 3 buying guide here.

Mazda 3 Data by County

Mazda 3 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All811£12,863644,2091,891
Aberdeen City4£16,498431,66217
Aberdeenshire2£11,995745,931-
Angus3£13,428723,9551
Antrim1£13,263739,7503
Banbridge2£13,050838,000-
Barking & Dagenham - Greater London1£3,4951868,0002
Bedfordshire18£7,2431269,82240
Belfast1£9,9861025,7005
Berkshire17£8,4901168,51550
Brent - Greater London1£13,999614,0003
Bristol16£9,798955,62742
Bromley - Greater London5-219,75013
Buckinghamshire14£11,858754,00529
Cambridgeshire29£13,670644,48759
Cardiff1£5,888989,840-
Cheshire37£15,007535,53059
City of Edinburgh14£16,695328,41822
City of London - Greater London2£4,3751488,2813
Clackmannanshire1£9,498877,6192
Coleraine2£15,995434,5052
Cookstown1£17,995126,0372
Cornwall2£11,875841,2304
County Durham11£13,767633,19224
Craigavon1£17,494120,5032
Cumbria3£17,879221,05911
Derbyshire23£12,253738,74060
Devon7£13,666624,25520
Dorset7£14,766537,96731
Dundee City4£14,998538,85613
Dungannon4£20,553114,8102
Ealing - Greater London1£5,9951166,0005
East Ayrshire2£12,649645,7313
East Sussex2£9,2931047,4474
Enfield - Greater London5£7,0101087,20018
Essex11£13,401739,84232
Falkirk21£15,495430,06121
Fife8£18,584521,28317
Glasgow City27£16,680429,70446
Gloucestershire7£18,108327,35121
Greater Manchester48£12,835642,383115
Hampshire27£12,299842,57467
Harrow - Greater London2£7,398989,7001
Havering - Greater London5£12,103837,31010
Herefordshire2£10,875949,595-
Hertfordshire14£15,822530,94538
Highland6£15,565527,3258
Hillingdon - Greater London14£7,5031075,22337
Hounslow - Greater London1£9,999786,0005
Kent15£14,383750,22125
Lancashire27£12,998648,58742
Leicestershire13£14,045648,99140
Lincolnshire14£16,021533,15446
Lisburn7£12,811556,08813
Merseyside9£16,940327,99215
Neath Port Talbot1£7,995980,998-
Newry and Mourne1£4,9501198,1791
Newtownabbey8£19,704213,18213
Norfolk9£15,095529,39224
North Ayrshire4£11,799760,8373
North Down1£2,19517103,000-
North Lanarkshire1£9,9951014,3628
North Yorkshire6£14,194638,70836
Northamptonshire14£14,447637,19126
Northumberland3£8,699969,3851
Nottinghamshire10£15,575435,73519
Omagh2£15,495432,4952
Oxfordshire8£18,133331,56715
Perth and Kinross7£16,282428,17617
Redbridge - Greater London2£3,10011123,7813
Renfrewshire10£17,098426,32823
Rhondda Cynon Taf3£8,699867,7332
Richmond upon Thames - Greater London3£20,32929,1679
Shropshire5£17,286436,11311
Somerset22£17,865318,41333
South Ayrshire4£17,221320,04811
South Lanarkshire1£16,880433,88811
South Yorkshire12£10,167956,88143
Staffordshire11£13,427633,80435
Stirling6£16,782522,31332
Suffolk6£12,912751,05322
Surrey15£12,304534,58544
Tyne and Wear15£14,672636,25437
Warwickshire1£13,899442,0004
West Lothian2£8,147973,2142
West Midlands42£12,622747,786137
West Sussex11£15,707531,85721
West Yorkshire20£12,060744,63854
Wiltshire15£17,248321,26330
Worcestershire8£13,576639,50412
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