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Used Mazda 3 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

1,092 cars

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Mazda 3 on finance

Navigating through the used car market to secure a Mazda 3 involves keen insight into financing options and a strategic approach. Known for its sleek design and efficient performance, the Mazda 3 is a notable choice for many. This guide will navigate you through the financing avenues and key considerations when securing your Mazda 3.


1. Define Your Requirements

a. Model Specification:
  • Choose a Mazda 3 model that aligns with your budget and needs in terms of features and performance.
b. Budget Assessment:
  • Determine a budget that encompasses the purchase, insurance, maintenance, and ongoing costs.

2. Financing Options

a. Bank Loan:
  • Traditional bank loans offer a straightforward path, with fixed interest rates and consistent monthly payments.
b. Hire Purchase (HP):
  • After an initial deposit, you pay off the total cost of the car in monthly installments. Ownership is transferred after the last payment.
c. Personal Contract Purchase (PCP):
  • Monthly payments cover the car's depreciation. At the end, you can return the car, pay a final balloon payment to keep it, or trade it in.
d. Dealer Finance:
  • Explore finance options offered by car dealers, ensuring to compare interest rates and total payable amounts against other lending sources.

3. Choosing the Right Mazda 3

a. Vehicle Inspection:
  • Ensure the used Mazda 3 is thoroughly inspected for any mechanical issues or necessary repairs.
b. History Check:
  • Obtain a comprehensive vehicle history report to ascertain past accidents, ownership, and service records.

4. Negotiation and Finalization

a. Price Negotiation:
  • Armed with market knowledge of similar Mazda 3 models, engage in negotiations for the best deal.
b. Contract Understanding:
  • Thoroughly review and understand the terms of any finance agreement before commitment.

5. Managing the Finance

a. Consistent Payments:
  • Ensure monthly payments are made timely to avoid penalties and safeguard your credit score.
b. Insurance:
  • Secure an insurance policy that provides ample coverage. Ensure it aligns with your budget and needs.

6. Ensuring Continuous Value

a. Maintain Regularly:
  • Regular service and maintenance will prolong the car’s life and help retain its value.
b. Preserve Aesthetics:
  • Keep the car in excellent cosmetic condition to maintain its resale value.

7. Conclusion

Acquiring and financing a used Mazda 3 involves a blend of strategic financial planning and savvy shopping. With this structured guide, you are empowered to navigate through the acquisition process, ensuring that your financial commitment to the vehicle is sound and rewarding.

About the Mazda 3

Renowned for its combination of style, dynamics, and value, the Mazda3 has continuously been a front-runner in the compact car segment. Infused with Mazda's Kodo design philosophy and equipped with the innovative SKYACTIV technology, the Mazda3 presents an engaging drive wrapped in a sophisticated package. In this overview, we'll delve into what makes the Mazda3 so special and highlight how it fares against its competitors.

Key Features and Specifications

  • Striking Aesthetics: The Mazda3 boasts a design that's both athletic and refined, showcasing sweeping lines, a prominent front grille, and a silhouette that captures motion even at a standstill.
  • Performance and Efficiency: With SKYACTIV technology, the Mazda3 ensures an enjoyable driving experience, striking a balance between spirited performance and commendable fuel efficiency.
  • Advanced Interiors: The interior is a testament to Mazda's attention to detail, integrating premium materials, ergonomic design, and cutting-edge technology seamlessly.
  • Active Safety Suite: The Mazda3 incorporates an array of safety features, ensuring that drivers can navigate with confidence and peace of mind.

Competitor Models

While the Mazda3 continues to resonate with enthusiasts and everyday drivers alike, it competes in a segment filled with robust contenders such as the Honda Civic, Toyota Corolla, and Volkswagen Golf. Each of these models offers its unique blend of attributes, but the Mazda3 distinguishes itself with its passionate design approach and driver-centric engineering.

Buying Guide

Want to find out everything about all 3 models, pros and cons, what to look out for and everything else you need to know? Check out our Mazda 3 buying guide here.

Mazda 3 Data by County

Mazda 3 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,061£14,188537,4432,050
Aberdeenshire5£16,197420,94717
Angus10£13,711634,31514
Ayrshire11£13,869438,34015
Bedfordshire28£7,5501074,59540
Berkshire24£10,087854,62663
Borders1£15,649621,532-
Bridgend1£3,99512121,9205
Bristol10£12,478642,02547
Buckinghamshire18£11,040951,10833
Cambridgeshire40£12,826645,80858
Cardiff4£13,625639,18022
Cheshire35£16,551426,12154
Clackmannanshire1£9,498877,619-
Conwy1£14,295-46,9381
Cornwall1£16,250315,2665
County Antrim13£19,031213,94028
County Armagh3£12,113653,5253
County Down6£18,022216,55316
County Durham29£15,053528,87329
County Londonderry2£13,373636,4383
County Tyrone11£16,670328,9255
Cumbria5£18,737117,5788
Derbyshire32£12,984636,70255
Devon10£13,411637,65624
Dorset15£16,469424,26630
Dumfries & Galloway1£5,6501196,3421
East Riding of Yorkshire3£11,843828,1266
East Sussex1£10,9991039,48713
Essex16£12,723737,39129
Falkirk19£15,259528,32723
Fife5£18,600211,36621
Gloucestershire9£12,914544,39622
Greater London65£9,952862,078127
Greater Manchester48£14,335535,310117
Hampshire33£13,893639,14959
Herefordshire1£11,750842,2971
Hertfordshire21£11,163848,06147
Highland11£15,407529,51316
Inverclyde1£7,2901159,991-
Isle of Wight1£8,995-86,0001
Kent26£14,114744,23338
Lanarkshire24£16,278526,08461
Lancashire31£12,776644,78850
Leicestershire18£12,319653,02539
Lincolnshire16£15,142538,75944
Merseyside18£16,337434,56824
Midlothian9£15,173530,57333
Moray1£16,495323,5073
Neath Port Talbot2£13,645823,6081
Newport17£16,212330,28425
Norfolk21£17,185222,72029
North Yorkshire13£16,487329,65321
Northamptonshire14£13,084642,27428
Northumberland3£10,832751,7253
Nottinghamshire11£17,855318,66730
Oxfordshire5£15,145432,75921
Perth & Kinross9£21,67317,53213
Renfrewshire5£14,998532,64822
Rhondda Cynon Taf1£11,699358,4895
Shropshire7£18,982321,95110
Somerset14£17,404426,53430
South Yorkshire26£13,202547,78647
Staffordshire13£18,340216,83430
Stirling7£14,140629,53819
Suffolk9£17,792218,71029
Surrey26£12,210537,17741
Swansea5£17,865318,83316
Tyne and Wear25£16,678429,17434
Warwickshire11£18,012319,20516
West Lothian5£8,898859,4433
West Midlands71£16,155327,859107
West Sussex13£17,930415,26424
West Yorkshire17£13,048644,79855
Wiltshire12£17,366320,54525
Worcestershire5£14,340436,06216
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