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Used Mazda 3 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

1,102 cars

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Mazda 3 on finance

Navigating through the used car market to secure a Mazda 3 involves keen insight into financing options and a strategic approach. Known for its sleek design and efficient performance, the Mazda 3 is a notable choice for many. This guide will navigate you through the financing avenues and key considerations when securing your Mazda 3.


1. Define Your Requirements

a. Model Specification:
  • Choose a Mazda 3 model that aligns with your budget and needs in terms of features and performance.
b. Budget Assessment:
  • Determine a budget that encompasses the purchase, insurance, maintenance, and ongoing costs.

2. Financing Options

a. Bank Loan:
  • Traditional bank loans offer a straightforward path, with fixed interest rates and consistent monthly payments.
b. Hire Purchase (HP):
  • After an initial deposit, you pay off the total cost of the car in monthly installments. Ownership is transferred after the last payment.
c. Personal Contract Purchase (PCP):
  • Monthly payments cover the car's depreciation. At the end, you can return the car, pay a final balloon payment to keep it, or trade it in.
d. Dealer Finance:
  • Explore finance options offered by car dealers, ensuring to compare interest rates and total payable amounts against other lending sources.

3. Choosing the Right Mazda 3

a. Vehicle Inspection:
  • Ensure the used Mazda 3 is thoroughly inspected for any mechanical issues or necessary repairs.
b. History Check:
  • Obtain a comprehensive vehicle history report to ascertain past accidents, ownership, and service records.

4. Negotiation and Finalization

a. Price Negotiation:
  • Armed with market knowledge of similar Mazda 3 models, engage in negotiations for the best deal.
b. Contract Understanding:
  • Thoroughly review and understand the terms of any finance agreement before commitment.

5. Managing the Finance

a. Consistent Payments:
  • Ensure monthly payments are made timely to avoid penalties and safeguard your credit score.
b. Insurance:
  • Secure an insurance policy that provides ample coverage. Ensure it aligns with your budget and needs.

6. Ensuring Continuous Value

a. Maintain Regularly:
  • Regular service and maintenance will prolong the car’s life and help retain its value.
b. Preserve Aesthetics:
  • Keep the car in excellent cosmetic condition to maintain its resale value.

7. Conclusion

Acquiring and financing a used Mazda 3 involves a blend of strategic financial planning and savvy shopping. With this structured guide, you are empowered to navigate through the acquisition process, ensuring that your financial commitment to the vehicle is sound and rewarding.

About the Mazda 3

Renowned for its combination of style, dynamics, and value, the Mazda3 has continuously been a front-runner in the compact car segment. Infused with Mazda's Kodo design philosophy and equipped with the innovative SKYACTIV technology, the Mazda3 presents an engaging drive wrapped in a sophisticated package. In this overview, we'll delve into what makes the Mazda3 so special and highlight how it fares against its competitors.

Key Features and Specifications

  • Striking Aesthetics: The Mazda3 boasts a design that's both athletic and refined, showcasing sweeping lines, a prominent front grille, and a silhouette that captures motion even at a standstill.
  • Performance and Efficiency: With SKYACTIV technology, the Mazda3 ensures an enjoyable driving experience, striking a balance between spirited performance and commendable fuel efficiency.
  • Advanced Interiors: The interior is a testament to Mazda's attention to detail, integrating premium materials, ergonomic design, and cutting-edge technology seamlessly.
  • Active Safety Suite: The Mazda3 incorporates an array of safety features, ensuring that drivers can navigate with confidence and peace of mind.

Competitor Models

While the Mazda3 continues to resonate with enthusiasts and everyday drivers alike, it competes in a segment filled with robust contenders such as the Honda Civic, Toyota Corolla, and Volkswagen Golf. Each of these models offers its unique blend of attributes, but the Mazda3 distinguishes itself with its passionate design approach and driver-centric engineering.

Buying Guide

Want to find out everything about all 3 models, pros and cons, what to look out for and everything else you need to know? Check out our Mazda 3 buying guide here.

Mazda 3 Data by County

Mazda 3 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,082£14,210537,3472,033
Aberdeenshire5£16,197420,94717
Angus9£14,318532,69214
Ayrshire12£13,922538,33016
Bedfordshire27£7,3651075,64840
Berkshire24£10,386852,67163
Borders1£15,649621,532-
Bridgend1£3,99512121,9205
Bristol11£12,410642,02546
Buckinghamshire19£11,160851,87630
Cambridgeshire41£13,033645,58955
Cardiff4£13,675639,18023
Cheshire34£16,219527,32956
Clackmannanshire1£9,498877,619-
Conwy1£14,295-46,9381
Cornwall1£16,250315,2665
County Antrim14£19,017212,21627
County Armagh3£12,113653,5253
County Down6£18,022216,55316
County Durham30£15,286428,25528
County Londonderry2£13,373636,4384
County Tyrone11£16,670328,9255
Cumbria5£18,737117,57810
Derbyshire35£13,211636,05355
Devon13£14,065633,47921
Dorset16£15,802427,96629
East Riding of Yorkshire4£13,529626,3875
East Sussex2£15,449624,27512
Essex16£12,998736,21429
Falkirk18£15,174529,47425
Fife4£20,63914,40622
Gloucestershire8£14,090435,58622
Greater London71£9,991863,305127
Greater Manchester48£14,179536,927118
Hampshire32£13,623639,87459
Herefordshire1£11,750842,2971
Hertfordshire20£10,886849,95247
Highland13£15,845427,18513
Inverclyde1£6,9901159,991-
Isle of Wight1£8,995-86,0001
Kent26£13,947744,25539
Lanarkshire25£15,838528,49459
Lancashire32£12,510646,35648
Leicestershire21£11,958655,49736
Lincolnshire19£14,203643,17743
Merseyside19£16,224434,74224
Midlothian9£15,573528,38431
Neath Port Talbot1£16,995516,3581
Newport16£16,070330,89026
Norfolk22£16,133326,98928
North Yorkshire11£14,531435,65923
Northamptonshire13£13,922537,82328
Northumberland3£10,832751,7253
Nottinghamshire12£17,790218,35330
Oxfordshire6£14,281532,70020
Perth & Kinross9£20,862110,89013
Renfrewshire3£10,498954,41223
Rhondda Cynon Taf1£11,699358,4895
Shropshire7£18,982321,95110
Somerset14£16,783434,33529
South Yorkshire30£13,360645,20546
Staffordshire14£17,861319,51330
Stirling6£11,914835,36518
Suffolk11£15,331434,23827
Surrey24£12,018536,46842
Swansea6£18,054317,86715
Tyne and Wear22£15,679533,15135
Warwickshire11£17,647321,48016
West Lothian5£8,998859,4433
West Midlands72£16,091429,293111
West Sussex11£17,921415,78124
West Yorkshire19£12,709745,20954
Wiltshire12£17,006423,32927
Worcestershire5£14,340436,06216
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