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Used Mazda 3 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Mazda 3 on finance

Navigating through the used car market to secure a Mazda 3 involves keen insight into financing options and a strategic approach. Known for its sleek design and efficient performance, the Mazda 3 is a notable choice for many. This guide will navigate you through the financing avenues and key considerations when securing your Mazda 3.


1. Define Your Requirements

a. Model Specification:
  • Choose a Mazda 3 model that aligns with your budget and needs in terms of features and performance.
b. Budget Assessment:
  • Determine a budget that encompasses the purchase, insurance, maintenance, and ongoing costs.

2. Financing Options

a. Bank Loan:
  • Traditional bank loans offer a straightforward path, with fixed interest rates and consistent monthly payments.
b. Hire Purchase (HP):
  • After an initial deposit, you pay off the total cost of the car in monthly installments. Ownership is transferred after the last payment.
c. Personal Contract Purchase (PCP):
  • Monthly payments cover the car's depreciation. At the end, you can return the car, pay a final balloon payment to keep it, or trade it in.
d. Dealer Finance:
  • Explore finance options offered by car dealers, ensuring to compare interest rates and total payable amounts against other lending sources.

3. Choosing the Right Mazda 3

a. Vehicle Inspection:
  • Ensure the used Mazda 3 is thoroughly inspected for any mechanical issues or necessary repairs.
b. History Check:
  • Obtain a comprehensive vehicle history report to ascertain past accidents, ownership, and service records.

4. Negotiation and Finalization

a. Price Negotiation:
  • Armed with market knowledge of similar Mazda 3 models, engage in negotiations for the best deal.
b. Contract Understanding:
  • Thoroughly review and understand the terms of any finance agreement before commitment.

5. Managing the Finance

a. Consistent Payments:
  • Ensure monthly payments are made timely to avoid penalties and safeguard your credit score.
b. Insurance:
  • Secure an insurance policy that provides ample coverage. Ensure it aligns with your budget and needs.

6. Ensuring Continuous Value

a. Maintain Regularly:
  • Regular service and maintenance will prolong the car’s life and help retain its value.
b. Preserve Aesthetics:
  • Keep the car in excellent cosmetic condition to maintain its resale value.

7. Conclusion

Acquiring and financing a used Mazda 3 involves a blend of strategic financial planning and savvy shopping. With this structured guide, you are empowered to navigate through the acquisition process, ensuring that your financial commitment to the vehicle is sound and rewarding.

About the Mazda 3

Renowned for its combination of style, dynamics, and value, the Mazda3 has continuously been a front-runner in the compact car segment. Infused with Mazda's Kodo design philosophy and equipped with the innovative SKYACTIV technology, the Mazda3 presents an engaging drive wrapped in a sophisticated package. In this overview, we'll delve into what makes the Mazda3 so special and highlight how it fares against its competitors.

Key Features and Specifications

  • Striking Aesthetics: The Mazda3 boasts a design that's both athletic and refined, showcasing sweeping lines, a prominent front grille, and a silhouette that captures motion even at a standstill.
  • Performance and Efficiency: With SKYACTIV technology, the Mazda3 ensures an enjoyable driving experience, striking a balance between spirited performance and commendable fuel efficiency.
  • Advanced Interiors: The interior is a testament to Mazda's attention to detail, integrating premium materials, ergonomic design, and cutting-edge technology seamlessly.
  • Active Safety Suite: The Mazda3 incorporates an array of safety features, ensuring that drivers can navigate with confidence and peace of mind.

Competitor Models

While the Mazda3 continues to resonate with enthusiasts and everyday drivers alike, it competes in a segment filled with robust contenders such as the Honda Civic, Toyota Corolla, and Volkswagen Golf. Each of these models offers its unique blend of attributes, but the Mazda3 distinguishes itself with its passionate design approach and driver-centric engineering.

Buying Guide

Want to find out everything about all 3 models, pros and cons, what to look out for and everything else you need to know? Check out our Mazda 3 buying guide here.

Mazda 3 Data by County

Mazda 3 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All847£12,813745,4511,853
Aberdeen City4£14,872633,87713
Aberdeenshire1£14,995522,549-
Angus2£12,645919,6491
Antrim1£10,2491140,1002
Ards1£3,6801587,9563
Barking & Dagenham - Greater London1£2,2002097,9741
Bedfordshire20£6,3381278,02335
Belfast2£16,168346,6095
Berkshire22£6,5891371,67445
Bexley - Greater London8£21,60138,0718
Brent - Greater London2£12,618816,5002
Bristol19£11,638842,99238
Bromley - Greater London3-48,3029
Buckinghamshire10£13,184745,55439
Cambridgeshire31£13,955641,78174
Cheshire31£16,491527,84471
City of Edinburgh5£18,959421,74016
City of London - Greater London4£11,505744,2574
Clackmannanshire2£14,498549,2131
Coleraine3£12,163643,187-
Conwy1£10,995954,5161
Cookstown2£18,973124,5903
Cornwall2£11,123854,1386
County Durham7£13,872539,95033
Craigavon2£16,393231,4763
Cumbria6£19,685428,3866
Derbyshire28£12,449647,24550
Devon9£13,830646,52231
Dorset8£15,207531,20234
Dumfries and Galloway1£10,998555,654-
Dundee City8£15,820524,3439
Dungannon1£19,490123,7661
Ealing - Greater London5£6,03511104,4163
East Ayrshire3£10,765763,6534
East Riding of Yorkshire1£10,189872,5363
Enfield - Greater London6£8,1081090,1553
Essex16£13,523746,07935
Falkirk15£17,285321,09325
Fife9£15,942626,4558
Glasgow City24£15,286634,40142
Gloucestershire9£16,532432,97413
Greater Manchester51£13,421637,614107
Hampshire28£16,068525,53764
Harrow - Greater London1£6,00010104,0004
Havering - Greater London6£11,176966,85811
Herefordshire1£9,999956,8931
Hertfordshire14£13,058643,73337
Highland6£16,497527,0646
Hillingdon - Greater London19£7,1911073,49736
Hounslow - Greater London3£11,831562,6676
Isle of Anglesey1£1,9951487,900-
Isle of Wight1£8,795-73,0004
Kent15£12,360653,00625
Kingston upon Thames - Greater London1£9,5901144,0003
Lancashire17£12,242745,46859
Leicestershire11£11,468857,28647
Lincolnshire20£13,549645,58035
Lisburn7£14,697531,3407
Merseyside10£16,761331,47912
Merton - Greater London1£2,29019130,000-
Monmouthshire2£2,8751672,9101
Moray2£14,745744,7562
Neath Port Talbot2£8,123980,9982
Newry and Mourne1£18,994118,577-
Newtownabbey8£18,948210,90414
Norfolk7£18,849316,72427
North Ayrshire1£5,2221179,1393
North Lanarkshire5£8,663959,9875
North Yorkshire17£13,427644,21034
Northamptonshire6£15,380538,59129
Northumberland2£11,199938,0314
Nottinghamshire11£15,293529,44229
Omagh1£18,995116,7004
Oxfordshire4£17,920216,47116
Perth and Kinross11£17,740419,13510
Redbridge - Greater London1£3,70011104,5615
Renfrewshire5£15,297535,21913
Rhondda Cynon Taf3£12,962447,7741
Richmond upon Thames - Greater London3£15,328421,6479
Shropshire8£16,445435,6598
Somerset10£16,736328,02130
South Ayrshire9£17,019424,0799
South Lanarkshire5£17,402319,40811
South Yorkshire20£15,011534,50243
Staffordshire10£16,198426,16937
Stirling2£11,498664,47713
Suffolk2£16,993522,43618
Surrey18£11,234430,07540
Sutton - Greater London2£12,145750,6703
Swansea2£6,6251186,1561
Tyne and Wear22£15,835534,49341
Warwickshire1£14,399636,0001
West Midlands51£11,623858,082121
West Sussex4£14,598641,46022
West Yorkshire22£11,052849,27660
Wiltshire15£15,000633,01625
Worcestershire4£13,596640,71418
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