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Used Mazda 3 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Mazda 3 on finance

Navigating through the used car market to secure a Mazda 3 involves keen insight into financing options and a strategic approach. Known for its sleek design and efficient performance, the Mazda 3 is a notable choice for many. This guide will navigate you through the financing avenues and key considerations when securing your Mazda 3.


1. Define Your Requirements

a. Model Specification:
  • Choose a Mazda 3 model that aligns with your budget and needs in terms of features and performance.
b. Budget Assessment:
  • Determine a budget that encompasses the purchase, insurance, maintenance, and ongoing costs.

2. Financing Options

a. Bank Loan:
  • Traditional bank loans offer a straightforward path, with fixed interest rates and consistent monthly payments.
b. Hire Purchase (HP):
  • After an initial deposit, you pay off the total cost of the car in monthly installments. Ownership is transferred after the last payment.
c. Personal Contract Purchase (PCP):
  • Monthly payments cover the car's depreciation. At the end, you can return the car, pay a final balloon payment to keep it, or trade it in.
d. Dealer Finance:
  • Explore finance options offered by car dealers, ensuring to compare interest rates and total payable amounts against other lending sources.

3. Choosing the Right Mazda 3

a. Vehicle Inspection:
  • Ensure the used Mazda 3 is thoroughly inspected for any mechanical issues or necessary repairs.
b. History Check:
  • Obtain a comprehensive vehicle history report to ascertain past accidents, ownership, and service records.

4. Negotiation and Finalization

a. Price Negotiation:
  • Armed with market knowledge of similar Mazda 3 models, engage in negotiations for the best deal.
b. Contract Understanding:
  • Thoroughly review and understand the terms of any finance agreement before commitment.

5. Managing the Finance

a. Consistent Payments:
  • Ensure monthly payments are made timely to avoid penalties and safeguard your credit score.
b. Insurance:
  • Secure an insurance policy that provides ample coverage. Ensure it aligns with your budget and needs.

6. Ensuring Continuous Value

a. Maintain Regularly:
  • Regular service and maintenance will prolong the car’s life and help retain its value.
b. Preserve Aesthetics:
  • Keep the car in excellent cosmetic condition to maintain its resale value.

7. Conclusion

Acquiring and financing a used Mazda 3 involves a blend of strategic financial planning and savvy shopping. With this structured guide, you are empowered to navigate through the acquisition process, ensuring that your financial commitment to the vehicle is sound and rewarding.

About the Mazda 3

Renowned for its combination of style, dynamics, and value, the Mazda3 has continuously been a front-runner in the compact car segment. Infused with Mazda's Kodo design philosophy and equipped with the innovative SKYACTIV technology, the Mazda3 presents an engaging drive wrapped in a sophisticated package. In this overview, we'll delve into what makes the Mazda3 so special and highlight how it fares against its competitors.

Key Features and Specifications

  • Striking Aesthetics: The Mazda3 boasts a design that's both athletic and refined, showcasing sweeping lines, a prominent front grille, and a silhouette that captures motion even at a standstill.
  • Performance and Efficiency: With SKYACTIV technology, the Mazda3 ensures an enjoyable driving experience, striking a balance between spirited performance and commendable fuel efficiency.
  • Advanced Interiors: The interior is a testament to Mazda's attention to detail, integrating premium materials, ergonomic design, and cutting-edge technology seamlessly.
  • Active Safety Suite: The Mazda3 incorporates an array of safety features, ensuring that drivers can navigate with confidence and peace of mind.

Competitor Models

While the Mazda3 continues to resonate with enthusiasts and everyday drivers alike, it competes in a segment filled with robust contenders such as the Honda Civic, Toyota Corolla, and Volkswagen Golf. Each of these models offers its unique blend of attributes, but the Mazda3 distinguishes itself with its passionate design approach and driver-centric engineering.

Buying Guide

Want to find out everything about all 3 models, pros and cons, what to look out for and everything else you need to know? Check out our Mazda 3 buying guide here.

Mazda 3 Data by County

Mazda 3 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All843£13,381641,9581,890
Aberdeen City7£16,612426,01015
Aberdeenshire1£14,995522,549-
Angus3£13,828723,9461
Antrim1£9,9991140,1002
Ards1£3,6801587,9562
Barking & Dagenham - Greater London1£2,5002097,9741
Bedfordshire18£6,3811187,17637
Belfast3£17,777333,2554
Berkshire22£6,8181274,12447
Bexley - Greater London6£21,623313,41010
Brent - Greater London2£12,240816,5003
Bristol22£12,056845,63536
Bromley - Greater London4-37,18010
Buckinghamshire12£11,989760,26641
Cambridgeshire31£14,110643,65767
Cheshire31£15,516534,38074
City of Edinburgh11£13,931638,42817
Clackmannanshire1£9,998877,6192
Coleraine2£13,495634,7941
Conwy1£10,995954,5161
Cookstown2£18,850124,5901
Cornwall2£9,4951073,0004
County Durham8£15,174530,43928
Craigavon2£16,267231,4883
Cumbria5£17,843435,0438
Derbyshire31£12,343743,18455
Devon9£15,141536,81630
Dorset10£15,800529,17023
Dumfries and Galloway1£10,998555,654-
Dundee City8£14,759628,02911
Dungannon2£17,740330,2861
Ealing - Greater London3£7,4281078,6674
East Ayrshire3£10,499759,4595
East Sussex2£5,4951659,0004
Enfield - Greater London6£8,6731076,6555
Essex16£13,136747,32040
Falkirk14£17,735319,71618
Fife10£18,157418,02414
Glasgow City27£16,877429,26149
Gloucestershire9£16,607431,55915
Greater Manchester53£13,089640,160110
Hampshire21£15,493527,07768
Harrow - Greater London1£6,00010104,0004
Havering - Greater London6£12,044756,12511
Herefordshire1£9,999956,8931
Hertfordshire14£15,909528,95137
Highland7£13,069739,2227
Hillingdon - Greater London12£7,9451067,35935
Hounslow - Greater London4£11,035853,7507
Isle of Anglesey1£1,9951487,900-
Isle of Wight1£8,795-73,0003
Kent14£13,840645,94723
Lancashire16£14,719541,17856
Leicestershire11£12,092752,89347
Lincolnshire17£13,839639,62935
Lisburn5£12,619654,52012
Merseyside10£15,055437,12014
Moray2£14,245744,7562
Neath Port Talbot2£7,823971,5152
Newry and Mourne1£18,495118,577-
Newtownabbey11£18,910210,12910
Norfolk12£16,611422,59223
North Ayrshire1£12,999446,8252
North Lanarkshire4£10,646839,6376
North Yorkshire12£13,281547,36538
Northamptonshire7£15,340532,77527
Northumberland2£11,199938,0312
Nottinghamshire8£15,591529,14826
Oxfordshire5£19,555213,70513
Perth and Kinross11£17,914319,15613
Redbridge - Greater London1£3,70011104,5615
Renfrewshire10£21,59819,18117
Rhondda Cynon Taf3£12,835447,774-
Richmond upon Thames - Greater London5£16,295524,8708
Shropshire4£20,394220,03211
Somerset18£18,225319,59527
South Ayrshire6£16,613325,8079
South Lanarkshire2£18,011414,08912
South Yorkshire17£13,577642,44048
Staffordshire9£15,775428,50637
Stirling11£21,225114,77726
Suffolk9£16,640327,99611
Surrey16£10,329536,97440
Sutton - Greater London3£11,227857,1133
Tyne and Wear14£14,699640,80247
Warwickshire3£16,592319,7151
West Midlands48£12,839751,425144
West Sussex9£14,563534,51517
West Yorkshire21£11,326844,61759
Wiltshire6£18,075421,18231
Worcestershire6£15,395535,39514
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