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Used Mazda 3 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Mazda 3 on finance

Navigating through the used car market to secure a Mazda 3 involves keen insight into financing options and a strategic approach. Known for its sleek design and efficient performance, the Mazda 3 is a notable choice for many. This guide will navigate you through the financing avenues and key considerations when securing your Mazda 3.


1. Define Your Requirements

a. Model Specification:
  • Choose a Mazda 3 model that aligns with your budget and needs in terms of features and performance.
b. Budget Assessment:
  • Determine a budget that encompasses the purchase, insurance, maintenance, and ongoing costs.

2. Financing Options

a. Bank Loan:
  • Traditional bank loans offer a straightforward path, with fixed interest rates and consistent monthly payments.
b. Hire Purchase (HP):
  • After an initial deposit, you pay off the total cost of the car in monthly installments. Ownership is transferred after the last payment.
c. Personal Contract Purchase (PCP):
  • Monthly payments cover the car's depreciation. At the end, you can return the car, pay a final balloon payment to keep it, or trade it in.
d. Dealer Finance:
  • Explore finance options offered by car dealers, ensuring to compare interest rates and total payable amounts against other lending sources.

3. Choosing the Right Mazda 3

a. Vehicle Inspection:
  • Ensure the used Mazda 3 is thoroughly inspected for any mechanical issues or necessary repairs.
b. History Check:
  • Obtain a comprehensive vehicle history report to ascertain past accidents, ownership, and service records.

4. Negotiation and Finalization

a. Price Negotiation:
  • Armed with market knowledge of similar Mazda 3 models, engage in negotiations for the best deal.
b. Contract Understanding:
  • Thoroughly review and understand the terms of any finance agreement before commitment.

5. Managing the Finance

a. Consistent Payments:
  • Ensure monthly payments are made timely to avoid penalties and safeguard your credit score.
b. Insurance:
  • Secure an insurance policy that provides ample coverage. Ensure it aligns with your budget and needs.

6. Ensuring Continuous Value

a. Maintain Regularly:
  • Regular service and maintenance will prolong the car’s life and help retain its value.
b. Preserve Aesthetics:
  • Keep the car in excellent cosmetic condition to maintain its resale value.

7. Conclusion

Acquiring and financing a used Mazda 3 involves a blend of strategic financial planning and savvy shopping. With this structured guide, you are empowered to navigate through the acquisition process, ensuring that your financial commitment to the vehicle is sound and rewarding.

About the Mazda 3

Renowned for its combination of style, dynamics, and value, the Mazda3 has continuously been a front-runner in the compact car segment. Infused with Mazda's Kodo design philosophy and equipped with the innovative SKYACTIV technology, the Mazda3 presents an engaging drive wrapped in a sophisticated package. In this overview, we'll delve into what makes the Mazda3 so special and highlight how it fares against its competitors.

Key Features and Specifications

  • Striking Aesthetics: The Mazda3 boasts a design that's both athletic and refined, showcasing sweeping lines, a prominent front grille, and a silhouette that captures motion even at a standstill.
  • Performance and Efficiency: With SKYACTIV technology, the Mazda3 ensures an enjoyable driving experience, striking a balance between spirited performance and commendable fuel efficiency.
  • Advanced Interiors: The interior is a testament to Mazda's attention to detail, integrating premium materials, ergonomic design, and cutting-edge technology seamlessly.
  • Active Safety Suite: The Mazda3 incorporates an array of safety features, ensuring that drivers can navigate with confidence and peace of mind.

Competitor Models

While the Mazda3 continues to resonate with enthusiasts and everyday drivers alike, it competes in a segment filled with robust contenders such as the Honda Civic, Toyota Corolla, and Volkswagen Golf. Each of these models offers its unique blend of attributes, but the Mazda3 distinguishes itself with its passionate design approach and driver-centric engineering.

Buying Guide

Want to find out everything about all 3 models, pros and cons, what to look out for and everything else you need to know? Check out our Mazda 3 buying guide here.

Mazda 3 Data by County

Mazda 3 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All854£13,270644,0481,786
Aberdeen City2£18,998416,05114
Aberdeenshire1£14,995522,549-
Angus1£10,9951217,7231
Antrim1£10,4991140,1002
Ards1£3,6801587,9563
Barking & Dagenham - Greater London1£4,7501177,500-
Bedfordshire21£6,6001274,99330
Belfast3£16,773236,4673
Berkshire25£6,1671376,21544
Bexley - Greater London10£20,779311,6155
Brent - Greater London2£12,868816,5002
Bristol11£8,5981058,08835
Bromley - Greater London3£14,106320,5807
Buckinghamshire9£10,928855,37039
Cambridgeshire33£14,727539,01070
Cheshire33£17,070428,51168
City of Edinburgh8£19,079321,97113
City of London - Greater London4£10,630848,6554
Clackmannanshire3£14,498550,251-
Coleraine3£12,263643,187-
Conwy1£10,995954,5162
Cookstown2£18,473120,6313
Cornwall2£11,123854,1386
County Durham12£14,511534,28431
Craigavon2£16,393231,4763
Croydon - Greater London2£12,945739,6526
Cumbria7£20,443323,8466
Derbyshire23£11,611751,79447
Devon16£13,194743,81627
Dorset9£15,534529,07530
Dumfries and Galloway1£11,998555,654-
Dundee City8£15,457523,9368
Dungannon1£19,490123,7661
Ealing - Greater London6£5,81212118,0132
East Ayrshire2£13,499550,2974
East Riding of Yorkshire3£9,792870,5975
Enfield - Greater London3£9,067993,4673
Essex14£14,295740,10534
Falkirk19£16,507421,60622
Fife8£17,821523,3628
Glasgow City24£16,520529,90540
Gloucestershire8£17,099327,53512
Greater Manchester59£12,633643,96898
Hampshire30£15,230532,64657
Harrow - Greater London1£6,00010104,0004
Havering - Greater London5£11,105971,98510
Herefordshire1£9,999956,8931
Hertfordshire11£15,300528,63937
Highland6£15,647529,9178
Hillingdon - Greater London17£7,5481170,94135
Hounslow - Greater London3£11,831562,6676
Isle of Anglesey1£1,9951487,900-
Isle of Wight1£8,795-73,0004
Kent17£12,377749,98525
Kingston upon Thames - Greater London1£9,5901144,0003
Lancashire16£12,217742,78260
Leicestershire13£12,477752,87541
Lincolnshire20£13,819644,34932
Lisburn4£16,360426,0957
Merseyside8£16,665432,57514
Merton - Greater London1£2,29019130,000-
Moray2£14,745744,7561
Neath Port Talbot1£8,495980,9982
Newry and Mourne1£18,895118,577-
Newtownabbey6£18,882210,94115
Norfolk6£18,895215,19128
North Ayrshire2£11,846647,3362
North Lanarkshire3£10,170848,1064
North Yorkshire19£13,367643,53736
Northamptonshire6£14,289639,53930
Northumberland3£10,799938,3633
Nottinghamshire9£14,104633,40533
Oxfordshire5£17,855318,23414
Perth and Kinross12£18,003417,54111
Redbridge - Greater London3£4,37310107,9723
Renfrewshire3£17,664428,38114
Rhondda Cynon Taf3£13,562447,7741
Richmond upon Thames - Greater London3£15,428528,0207
Shropshire11£16,539432,3419
Somerset13£16,942328,10128
South Ayrshire8£16,334427,08811
South Lanarkshire6£16,373417,43711
South Yorkshire15£14,924533,84147
Staffordshire11£16,990323,33040
Stirling2£15,648247,01012
Suffolk3£14,828730,29021
Surrey17£9,964536,62734
Sutton - Greater London2£12,145750,6702
Swansea2£12,747642,026-
Tyne and Wear18£15,617636,99253
West Dunbartonshire1£17,498211,8211
West Lothian1£5,9951194,0002
West Midlands44£12,318855,343115
West Sussex8£17,604427,09820
West Yorkshire25£11,090847,48553
Wiltshire13£15,147631,79923
Worcestershire4£13,621640,71418
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