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Used Mazda 3 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Mazda 3 on finance

Navigating through the used car market to secure a Mazda 3 involves keen insight into financing options and a strategic approach. Known for its sleek design and efficient performance, the Mazda 3 is a notable choice for many. This guide will navigate you through the financing avenues and key considerations when securing your Mazda 3.


1. Define Your Requirements

a. Model Specification:
  • Choose a Mazda 3 model that aligns with your budget and needs in terms of features and performance.
b. Budget Assessment:
  • Determine a budget that encompasses the purchase, insurance, maintenance, and ongoing costs.

2. Financing Options

a. Bank Loan:
  • Traditional bank loans offer a straightforward path, with fixed interest rates and consistent monthly payments.
b. Hire Purchase (HP):
  • After an initial deposit, you pay off the total cost of the car in monthly installments. Ownership is transferred after the last payment.
c. Personal Contract Purchase (PCP):
  • Monthly payments cover the car's depreciation. At the end, you can return the car, pay a final balloon payment to keep it, or trade it in.
d. Dealer Finance:
  • Explore finance options offered by car dealers, ensuring to compare interest rates and total payable amounts against other lending sources.

3. Choosing the Right Mazda 3

a. Vehicle Inspection:
  • Ensure the used Mazda 3 is thoroughly inspected for any mechanical issues or necessary repairs.
b. History Check:
  • Obtain a comprehensive vehicle history report to ascertain past accidents, ownership, and service records.

4. Negotiation and Finalization

a. Price Negotiation:
  • Armed with market knowledge of similar Mazda 3 models, engage in negotiations for the best deal.
b. Contract Understanding:
  • Thoroughly review and understand the terms of any finance agreement before commitment.

5. Managing the Finance

a. Consistent Payments:
  • Ensure monthly payments are made timely to avoid penalties and safeguard your credit score.
b. Insurance:
  • Secure an insurance policy that provides ample coverage. Ensure it aligns with your budget and needs.

6. Ensuring Continuous Value

a. Maintain Regularly:
  • Regular service and maintenance will prolong the car’s life and help retain its value.
b. Preserve Aesthetics:
  • Keep the car in excellent cosmetic condition to maintain its resale value.

7. Conclusion

Acquiring and financing a used Mazda 3 involves a blend of strategic financial planning and savvy shopping. With this structured guide, you are empowered to navigate through the acquisition process, ensuring that your financial commitment to the vehicle is sound and rewarding.

About the Mazda 3

Renowned for its combination of style, dynamics, and value, the Mazda3 has continuously been a front-runner in the compact car segment. Infused with Mazda's Kodo design philosophy and equipped with the innovative SKYACTIV technology, the Mazda3 presents an engaging drive wrapped in a sophisticated package. In this overview, we'll delve into what makes the Mazda3 so special and highlight how it fares against its competitors.

Key Features and Specifications

  • Striking Aesthetics: The Mazda3 boasts a design that's both athletic and refined, showcasing sweeping lines, a prominent front grille, and a silhouette that captures motion even at a standstill.
  • Performance and Efficiency: With SKYACTIV technology, the Mazda3 ensures an enjoyable driving experience, striking a balance between spirited performance and commendable fuel efficiency.
  • Advanced Interiors: The interior is a testament to Mazda's attention to detail, integrating premium materials, ergonomic design, and cutting-edge technology seamlessly.
  • Active Safety Suite: The Mazda3 incorporates an array of safety features, ensuring that drivers can navigate with confidence and peace of mind.

Competitor Models

While the Mazda3 continues to resonate with enthusiasts and everyday drivers alike, it competes in a segment filled with robust contenders such as the Honda Civic, Toyota Corolla, and Volkswagen Golf. Each of these models offers its unique blend of attributes, but the Mazda3 distinguishes itself with its passionate design approach and driver-centric engineering.

Buying Guide

Want to find out everything about all 3 models, pros and cons, what to look out for and everything else you need to know? Check out our Mazda 3 buying guide here.

Mazda 3 Data by County

Mazda 3 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All871£13,033644,5601,860
Aberdeen City4£14,997633,87714
Aberdeenshire1£14,995522,549-
Angus2£12,645919,6491
Antrim1£10,2491140,1002
Ards1£3,6801587,9563
Bedfordshire19£6,5141277,44537
Belfast4£17,794328,9883
Berkshire25£6,6011271,59143
Bexley - Greater London10£20,480311,6596
Brent - Greater London2£12,618816,5002
Bristol16£11,760840,38838
Bromley - Greater London3-48,3029
Buckinghamshire10£12,580748,47439
Cambridgeshire34£13,875643,83474
Cheshire33£17,401427,04669
City of Edinburgh6£18,299425,05915
City of London - Greater London4£11,680744,2574
Clackmannanshire2£14,748549,2131
Coleraine3£12,263643,187-
Conwy1£10,995954,5162
Cookstown2£18,473120,6312
Cornwall2£11,123854,1386
County Durham10£14,279535,69932
Craigavon2£16,393231,4763
Cumbria6£19,685428,3866
Derbyshire29£12,030747,37648
Devon10£14,492643,55232
Dorset9£15,462529,50834
Dumfries and Galloway1£10,998555,654-
Dundee City8£17,395420,8829
Dungannon1£19,490123,7661
Ealing - Greater London5£6,03511104,4163
East Ayrshire3£10,765763,6534
East Riding of Yorkshire2£10,189872,5365
Enfield - Greater London4£9,675978,9823
Essex14£13,742744,52236
Falkirk17£16,086423,18123
Fife9£16,674626,4558
Glasgow City26£15,458634,18443
Gloucestershire9£16,532432,97413
Greater Manchester51£13,449638,068106
Hampshire29£16,576424,96360
Harrow - Greater London1£6,00010104,0004
Havering - Greater London5£11,314971,10911
Herefordshire1£9,999956,8931
Hertfordshire15£13,121642,51338
Highland7£16,497526,0466
Hillingdon - Greater London20£7,3081073,84338
Hounslow - Greater London3£11,831562,6676
Isle of Anglesey1£1,9951487,900-
Isle of Wight1£8,795-73,0004
Kent16£12,167752,60726
Kingston upon Thames - Greater London1£9,5901144,0003
Lancashire16£12,259744,29860
Leicestershire11£12,711754,31746
Lincolnshire21£12,676751,20334
Lisburn7£14,632531,3407
Merseyside8£16,390432,63314
Merton - Greater London1£2,29019130,000-
Monmouthshire1£3,2501578,8201
Moray2£14,745744,7562
Neath Port Talbot2£8,123980,9982
Newry and Mourne1£18,994118,577-
Newtownabbey8£18,983210,87415
Norfolk6£18,531319,12229
North Ayrshire2£11,607647,3362
North Lanarkshire5£8,605959,9875
North Yorkshire18£13,385643,14633
Northamptonshire6£15,380538,59130
Northumberland2£11,199938,0314
Nottinghamshire10£14,740530,54132
Omagh1£18,995116,7004
Oxfordshire5£17,735319,60215
Perth and Kinross11£17,740419,13511
Redbridge - Greater London3£4,35710107,9723
Renfrewshire3£17,664428,38114
Rhondda Cynon Taf3£13,228447,7741
Richmond upon Thames - Greater London3£15,328421,6479
Shropshire9£16,734433,2219
Somerset10£16,837328,02131
South Ayrshire9£17,019424,0799
South Lanarkshire5£17,542319,40811
South Yorkshire19£15,737427,89747
Staffordshire10£16,248325,44439
Stirling3£13,765452,58712
Suffolk3£14,828730,29018
Surrey17£10,573431,38839
Sutton - Greater London2£12,145750,6703
Swansea2£6,6251186,1561
Tyne and Wear21£15,970533,97248
Warwickshire1£14,399636,0001
West Lothian1£5,9951194,0002
West Midlands52£11,961856,006121
West Sussex7£17,269427,97321
West Yorkshire24£10,874849,60457
Wiltshire15£14,730634,89624
Worcestershire4£13,596640,71418
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