Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used Mazda 3 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Mazda 3 on finance

Navigating through the used car market to secure a Mazda 3 involves keen insight into financing options and a strategic approach. Known for its sleek design and efficient performance, the Mazda 3 is a notable choice for many. This guide will navigate you through the financing avenues and key considerations when securing your Mazda 3.


1. Define Your Requirements

a. Model Specification:
  • Choose a Mazda 3 model that aligns with your budget and needs in terms of features and performance.
b. Budget Assessment:
  • Determine a budget that encompasses the purchase, insurance, maintenance, and ongoing costs.

2. Financing Options

a. Bank Loan:
  • Traditional bank loans offer a straightforward path, with fixed interest rates and consistent monthly payments.
b. Hire Purchase (HP):
  • After an initial deposit, you pay off the total cost of the car in monthly installments. Ownership is transferred after the last payment.
c. Personal Contract Purchase (PCP):
  • Monthly payments cover the car's depreciation. At the end, you can return the car, pay a final balloon payment to keep it, or trade it in.
d. Dealer Finance:
  • Explore finance options offered by car dealers, ensuring to compare interest rates and total payable amounts against other lending sources.

3. Choosing the Right Mazda 3

a. Vehicle Inspection:
  • Ensure the used Mazda 3 is thoroughly inspected for any mechanical issues or necessary repairs.
b. History Check:
  • Obtain a comprehensive vehicle history report to ascertain past accidents, ownership, and service records.

4. Negotiation and Finalization

a. Price Negotiation:
  • Armed with market knowledge of similar Mazda 3 models, engage in negotiations for the best deal.
b. Contract Understanding:
  • Thoroughly review and understand the terms of any finance agreement before commitment.

5. Managing the Finance

a. Consistent Payments:
  • Ensure monthly payments are made timely to avoid penalties and safeguard your credit score.
b. Insurance:
  • Secure an insurance policy that provides ample coverage. Ensure it aligns with your budget and needs.

6. Ensuring Continuous Value

a. Maintain Regularly:
  • Regular service and maintenance will prolong the car’s life and help retain its value.
b. Preserve Aesthetics:
  • Keep the car in excellent cosmetic condition to maintain its resale value.

7. Conclusion

Acquiring and financing a used Mazda 3 involves a blend of strategic financial planning and savvy shopping. With this structured guide, you are empowered to navigate through the acquisition process, ensuring that your financial commitment to the vehicle is sound and rewarding.

About the Mazda 3

Renowned for its combination of style, dynamics, and value, the Mazda3 has continuously been a front-runner in the compact car segment. Infused with Mazda's Kodo design philosophy and equipped with the innovative SKYACTIV technology, the Mazda3 presents an engaging drive wrapped in a sophisticated package. In this overview, we'll delve into what makes the Mazda3 so special and highlight how it fares against its competitors.

Key Features and Specifications

  • Striking Aesthetics: The Mazda3 boasts a design that's both athletic and refined, showcasing sweeping lines, a prominent front grille, and a silhouette that captures motion even at a standstill.
  • Performance and Efficiency: With SKYACTIV technology, the Mazda3 ensures an enjoyable driving experience, striking a balance between spirited performance and commendable fuel efficiency.
  • Advanced Interiors: The interior is a testament to Mazda's attention to detail, integrating premium materials, ergonomic design, and cutting-edge technology seamlessly.
  • Active Safety Suite: The Mazda3 incorporates an array of safety features, ensuring that drivers can navigate with confidence and peace of mind.

Competitor Models

While the Mazda3 continues to resonate with enthusiasts and everyday drivers alike, it competes in a segment filled with robust contenders such as the Honda Civic, Toyota Corolla, and Volkswagen Golf. Each of these models offers its unique blend of attributes, but the Mazda3 distinguishes itself with its passionate design approach and driver-centric engineering.

Buying Guide

Want to find out everything about all 3 models, pros and cons, what to look out for and everything else you need to know? Check out our Mazda 3 buying guide here.

Mazda 3 Data by County

Mazda 3 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All862£13,464641,7971,768
Aberdeen City8£17,685422,75914
Aberdeenshire1£14,995522,549-
Angus3£13,828723,9461
Antrim1£9,7491140,1002
Barking & Dagenham - Greater London1£1,5002097,9741
Bedfordshire19£6,5301185,04335
Belfast3£17,777333,2554
Berkshire23£6,6511274,87142
Bexley - Greater London5£21,465416,13211
Brent - Greater London2£12,240816,5003
Bristol25£11,869846,44031
Bromley - Greater London6-210,9917
Buckinghamshire15£11,114862,35535
Cambridgeshire31£13,919545,59565
Cardiff1£15,599634,446-
Cheshire33£15,027536,46468
City of Edinburgh8£15,447530,91119
Clackmannanshire1£9,998877,6192
Coleraine2£13,495634,7941
Conwy1£10,995954,5161
Cookstown2£18,850124,5901
Cornwall2£9,4951073,0004
County Durham8£15,002530,43919
Craigavon2£16,162231,4883
Cumbria4£18,554436,0409
Derbyshire35£12,409742,67752
Devon6£13,798639,52029
Dorset10£15,800529,17021
Dumfries and Galloway1£10,998555,654-
Dundee City7£14,153630,58811
Dungannon2£17,740330,2861
Ealing - Greater London3£7,4281078,6674
East Ayrshire3£10,499759,4595
East Sussex2£5,4951659,0004
Enfield - Greater London7£8,2271083,7045
Essex17£12,710749,89037
Falkirk13£17,522220,37217
Fife10£18,157416,34513
Glasgow City24£16,455531,18947
Gloucestershire8£17,191429,85016
Greater Manchester50£13,056640,602106
Hampshire22£15,009530,85264
Harrow - Greater London1£6,00010104,0004
Havering - Greater London3£13,071750,04013
Herefordshire2£10,875949,5951
Hertfordshire15£16,015528,08131
Highland8£13,685635,6226
Hillingdon - Greater London13£8,1961063,47333
Hounslow - Greater London4£10,995853,7506
Isle of Anglesey1£1,9951487,900-
Isle of Wight1£8,795-73,0001
Kent16£13,832643,47621
Lancashire17£14,589639,83551
Leicestershire15£12,186759,53247
Lincolnshire19£14,310638,29536
Lisburn5£12,619654,52010
Merseyside9£14,537539,51514
Moray2£14,245744,7562
Neath Port Talbot2£7,823971,5152
Newry and Mourne2£11,723658,378-
Newtownabbey11£18,883210,12910
Norfolk12£16,293423,39921
North Ayrshire1£12,999446,8252
North Lanarkshire4£10,571839,6376
North Yorkshire11£13,449546,12534
Northamptonshire10£14,097639,86922
Northumberland2£11,199938,0312
Nottinghamshire7£16,113429,58420
Omagh1£17,995129,9902
Oxfordshire5£19,495213,70512
Perth and Kinross11£17,914319,15613
Redbridge - Greater London1£3,70011104,5614
Renfrewshire10£21,49819,18115
Rhondda Cynon Taf3£12,835447,774-
Richmond upon Thames - Greater London5£16,295524,8706
Shropshire4£20,376220,03211
Somerset16£18,731216,50331
South Ayrshire6£16,613325,8078
South Lanarkshire2£18,011414,08912
South Yorkshire18£13,569642,08244
Staffordshire9£15,719436,46931
Stirling12£19,781216,31527
Suffolk9£16,598327,99611
Surrey15£10,661539,14840
Sutton - Greater London3£11,227857,1133
Tyne and Wear14£14,648640,86743
Warwickshire3£16,592319,7151
West Midlands48£12,855749,844138
West Sussex9£16,023426,89216
West Yorkshire22£11,903842,52355
Wiltshire10£16,645525,74827
Worcestershire6£15,355535,39513
Add postcode for better results.