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Used Mazda 3 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Mazda 3 on finance

Navigating through the used car market to secure a Mazda 3 involves keen insight into financing options and a strategic approach. Known for its sleek design and efficient performance, the Mazda 3 is a notable choice for many. This guide will navigate you through the financing avenues and key considerations when securing your Mazda 3.


1. Define Your Requirements

a. Model Specification:
  • Choose a Mazda 3 model that aligns with your budget and needs in terms of features and performance.
b. Budget Assessment:
  • Determine a budget that encompasses the purchase, insurance, maintenance, and ongoing costs.

2. Financing Options

a. Bank Loan:
  • Traditional bank loans offer a straightforward path, with fixed interest rates and consistent monthly payments.
b. Hire Purchase (HP):
  • After an initial deposit, you pay off the total cost of the car in monthly installments. Ownership is transferred after the last payment.
c. Personal Contract Purchase (PCP):
  • Monthly payments cover the car's depreciation. At the end, you can return the car, pay a final balloon payment to keep it, or trade it in.
d. Dealer Finance:
  • Explore finance options offered by car dealers, ensuring to compare interest rates and total payable amounts against other lending sources.

3. Choosing the Right Mazda 3

a. Vehicle Inspection:
  • Ensure the used Mazda 3 is thoroughly inspected for any mechanical issues or necessary repairs.
b. History Check:
  • Obtain a comprehensive vehicle history report to ascertain past accidents, ownership, and service records.

4. Negotiation and Finalization

a. Price Negotiation:
  • Armed with market knowledge of similar Mazda 3 models, engage in negotiations for the best deal.
b. Contract Understanding:
  • Thoroughly review and understand the terms of any finance agreement before commitment.

5. Managing the Finance

a. Consistent Payments:
  • Ensure monthly payments are made timely to avoid penalties and safeguard your credit score.
b. Insurance:
  • Secure an insurance policy that provides ample coverage. Ensure it aligns with your budget and needs.

6. Ensuring Continuous Value

a. Maintain Regularly:
  • Regular service and maintenance will prolong the car’s life and help retain its value.
b. Preserve Aesthetics:
  • Keep the car in excellent cosmetic condition to maintain its resale value.

7. Conclusion

Acquiring and financing a used Mazda 3 involves a blend of strategic financial planning and savvy shopping. With this structured guide, you are empowered to navigate through the acquisition process, ensuring that your financial commitment to the vehicle is sound and rewarding.

About the Mazda 3

Renowned for its combination of style, dynamics, and value, the Mazda3 has continuously been a front-runner in the compact car segment. Infused with Mazda's Kodo design philosophy and equipped with the innovative SKYACTIV technology, the Mazda3 presents an engaging drive wrapped in a sophisticated package. In this overview, we'll delve into what makes the Mazda3 so special and highlight how it fares against its competitors.

Key Features and Specifications

  • Striking Aesthetics: The Mazda3 boasts a design that's both athletic and refined, showcasing sweeping lines, a prominent front grille, and a silhouette that captures motion even at a standstill.
  • Performance and Efficiency: With SKYACTIV technology, the Mazda3 ensures an enjoyable driving experience, striking a balance between spirited performance and commendable fuel efficiency.
  • Advanced Interiors: The interior is a testament to Mazda's attention to detail, integrating premium materials, ergonomic design, and cutting-edge technology seamlessly.
  • Active Safety Suite: The Mazda3 incorporates an array of safety features, ensuring that drivers can navigate with confidence and peace of mind.

Competitor Models

While the Mazda3 continues to resonate with enthusiasts and everyday drivers alike, it competes in a segment filled with robust contenders such as the Honda Civic, Toyota Corolla, and Volkswagen Golf. Each of these models offers its unique blend of attributes, but the Mazda3 distinguishes itself with its passionate design approach and driver-centric engineering.

Buying Guide

Want to find out everything about all 3 models, pros and cons, what to look out for and everything else you need to know? Check out our Mazda 3 buying guide here.

Mazda 3 Data by County

Mazda 3 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All800£13,238642,3041,957
Aberdeen City7£14,855637,45017
Aberdeenshire1£14,995522,549-
Angus3£13,595723,9461
Antrim1£9,5991140,1002
Barking & Dagenham - Greater London1£3,4951868,0002
Bedfordshire18£6,6091181,33037
Belfast2£19,89028,8835
Berkshire18£6,4671377,62450
Bexley - Greater London5£21,465416,13211
Brent - Greater London1£13,999614,0004
Bristol20£12,001845,31442
Bromley - Greater London6-116,3379
Buckinghamshire13£10,845862,56236
Cambridgeshire28£13,265645,62570
Cardiff1£15,499634,446-
Cheshire39£14,913535,51267
City of Edinburgh7£14,636635,55922
Clackmannanshire1£9,998877,6192
Coleraine1£18,995119,8752
Conwy1£10,995954,516-
Cookstown2£18,850124,5901
Cornwall3£8,8301260,0133
County Durham10£13,202640,28624
Craigavon1£17,965120,5034
Cumbria5£19,964219,31011
Derbyshire27£12,997640,18863
Devon5£12,859745,25330
Dorset12£13,620639,80726
Dundee City5£15,895527,21314
Dungannon4£18,803223,3891
Ealing - Greater London3£7,4281078,6673
East Ayrshire1£12,999733,3316
East Sussex1£6,8901157,3556
Enfield - Greater London6£6,7921186,83311
Essex15£12,367747,76537
Falkirk11£17,363323,81319
Fife7£20,810410,16618
Glasgow City26£16,492531,85249
Gloucestershire6£20,122326,55918
Greater Manchester51£12,114746,706120
Hampshire21£12,890742,71866
Harrow - Greater London1£6,00010104,0003
Havering - Greater London3£12,089741,87614
Herefordshire2£10,875949,5951
Hertfordshire14£15,000536,19838
Highland8£13,485635,6286
Hillingdon - Greater London14£8,5321066,48635
Hounslow - Greater London3£9,315971,6677
Isle of Anglesey1£1,9951487,900-
Kent11£12,779750,20324
Lancashire20£14,204540,66551
Leicestershire15£13,858647,81548
Lincolnshire16£13,189652,05544
Lisburn4£15,845336,50313
Merseyside8£14,603537,56415
Monmouthshire1£3,9001384,4004
Moray2£14,245744,7562
Neath Port Talbot1£7,995980,9982
Newry and Mourne1£4,9501198,1791
Newtownabbey9£19,125212,17312
Norfolk11£16,243425,04123
North Ayrshire2£12,999450,7522
North Lanarkshire3£10,062937,3517
North Yorkshire8£14,862436,23237
Northamptonshire11£16,349430,10224
Northumberland2£11,049938,0311
Nottinghamshire9£15,110533,13219
Omagh1£17,995129,9902
Oxfordshire5£18,726214,68014
Perth and Kinross9£18,029318,50413
Redbridge - Greater London1£3,70011104,5614
Renfrewshire11£19,861217,62719
Rhondda Cynon Taf4£11,166655,080-
Richmond upon Thames - Greater London5£17,095420,7308
Shropshire5£19,344326,4628
Somerset14£19,244216,01834
South Ayrshire5£15,177431,92410
South Lanarkshire1£13,098621,89113
South Yorkshire12£12,659647,37151
Staffordshire10£13,680642,97535
Stirling9£20,187216,68430
Suffolk8£13,618544,80017
Surrey15£11,201540,76743
Sutton - Greater London2£12,145750,6704
Tyne and Wear10£14,035638,58444
Warwickshire3£14,242526,0142
West Lothian1£6,4901176,6362
West Midlands51£13,332745,873143
West Sussex6£15,880529,17121
West Yorkshire20£11,902840,48456
Wiltshire11£16,627524,32027
Worcestershire5£14,401637,19215
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