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Used Mazda 3 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Mazda 3 on finance

Navigating through the used car market to secure a Mazda 3 involves keen insight into financing options and a strategic approach. Known for its sleek design and efficient performance, the Mazda 3 is a notable choice for many. This guide will navigate you through the financing avenues and key considerations when securing your Mazda 3.


1. Define Your Requirements

a. Model Specification:
  • Choose a Mazda 3 model that aligns with your budget and needs in terms of features and performance.
b. Budget Assessment:
  • Determine a budget that encompasses the purchase, insurance, maintenance, and ongoing costs.

2. Financing Options

a. Bank Loan:
  • Traditional bank loans offer a straightforward path, with fixed interest rates and consistent monthly payments.
b. Hire Purchase (HP):
  • After an initial deposit, you pay off the total cost of the car in monthly installments. Ownership is transferred after the last payment.
c. Personal Contract Purchase (PCP):
  • Monthly payments cover the car's depreciation. At the end, you can return the car, pay a final balloon payment to keep it, or trade it in.
d. Dealer Finance:
  • Explore finance options offered by car dealers, ensuring to compare interest rates and total payable amounts against other lending sources.

3. Choosing the Right Mazda 3

a. Vehicle Inspection:
  • Ensure the used Mazda 3 is thoroughly inspected for any mechanical issues or necessary repairs.
b. History Check:
  • Obtain a comprehensive vehicle history report to ascertain past accidents, ownership, and service records.

4. Negotiation and Finalization

a. Price Negotiation:
  • Armed with market knowledge of similar Mazda 3 models, engage in negotiations for the best deal.
b. Contract Understanding:
  • Thoroughly review and understand the terms of any finance agreement before commitment.

5. Managing the Finance

a. Consistent Payments:
  • Ensure monthly payments are made timely to avoid penalties and safeguard your credit score.
b. Insurance:
  • Secure an insurance policy that provides ample coverage. Ensure it aligns with your budget and needs.

6. Ensuring Continuous Value

a. Maintain Regularly:
  • Regular service and maintenance will prolong the car’s life and help retain its value.
b. Preserve Aesthetics:
  • Keep the car in excellent cosmetic condition to maintain its resale value.

7. Conclusion

Acquiring and financing a used Mazda 3 involves a blend of strategic financial planning and savvy shopping. With this structured guide, you are empowered to navigate through the acquisition process, ensuring that your financial commitment to the vehicle is sound and rewarding.

About the Mazda 3

Renowned for its combination of style, dynamics, and value, the Mazda3 has continuously been a front-runner in the compact car segment. Infused with Mazda's Kodo design philosophy and equipped with the innovative SKYACTIV technology, the Mazda3 presents an engaging drive wrapped in a sophisticated package. In this overview, we'll delve into what makes the Mazda3 so special and highlight how it fares against its competitors.

Key Features and Specifications

  • Striking Aesthetics: The Mazda3 boasts a design that's both athletic and refined, showcasing sweeping lines, a prominent front grille, and a silhouette that captures motion even at a standstill.
  • Performance and Efficiency: With SKYACTIV technology, the Mazda3 ensures an enjoyable driving experience, striking a balance between spirited performance and commendable fuel efficiency.
  • Advanced Interiors: The interior is a testament to Mazda's attention to detail, integrating premium materials, ergonomic design, and cutting-edge technology seamlessly.
  • Active Safety Suite: The Mazda3 incorporates an array of safety features, ensuring that drivers can navigate with confidence and peace of mind.

Competitor Models

While the Mazda3 continues to resonate with enthusiasts and everyday drivers alike, it competes in a segment filled with robust contenders such as the Honda Civic, Toyota Corolla, and Volkswagen Golf. Each of these models offers its unique blend of attributes, but the Mazda3 distinguishes itself with its passionate design approach and driver-centric engineering.

Buying Guide

Want to find out everything about all 3 models, pros and cons, what to look out for and everything else you need to know? Check out our Mazda 3 buying guide here.

Mazda 3 Data by County

Mazda 3 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All876£13,132644,5671,862
Aberdeen City4£14,997633,87714
Aberdeenshire1£14,995522,549-
Angus2£12,645919,6491
Ards1£3,6801587,9563
Bedfordshire21£7,1891270,96734
Belfast3£16,727236,4673
Berkshire26£6,6341272,19144
Bexley - Greater London11£21,072310,8445
Brent - Greater London2£12,618816,5002
Bristol16£11,258945,56137
Bromley - Greater London3-48,2989
Buckinghamshire9£11,080853,65639
Cambridgeshire32£13,473645,59075
Cheshire34£17,535425,30170
City of Edinburgh7£19,012322,35114
City of London - Greater London4£11,680744,2574
Clackmannanshire2£14,748549,2131
Coleraine3£12,263643,187-
Conwy1£10,995954,5162
Cookstown2£18,473120,6312
Cornwall2£11,123854,1386
County Durham11£13,983536,27232
Craigavon2£16,393231,4763
Cumbria6£19,685428,3866
Derbyshire28£12,328747,40749
Devon12£14,797639,54731
Dorset9£15,845528,26933
Dumfries and Galloway1£10,998555,654-
Dundee City7£16,952421,7749
Dungannon1£19,490123,7661
Ealing - Greater London6£5,66212118,0132
East Ayrshire3£10,765763,6534
East Riding of Yorkshire3£9,725870,6325
Enfield - Greater London3£9,067993,4673
Essex13£14,049743,17737
Falkirk18£15,803424,17723
Fife9£16,674626,4558
Glasgow City25£15,678632,74243
Gloucestershire7£17,051429,96114
Greater Manchester53£13,192640,534105
Hampshire30£16,305426,63860
Harrow - Greater London1£6,00010104,0004
Havering - Greater London6£10,661973,30010
Herefordshire1£9,999956,8931
Hertfordshire15£13,463639,71239
Highland7£16,697526,0467
Hillingdon - Greater London17£7,3191074,94838
Hounslow - Greater London3£11,831562,6676
Isle of Anglesey1£1,9951487,900-
Isle of Wight1£8,795-73,0004
Kent16£11,654752,43826
Kingston upon Thames - Greater London1£9,5901144,0003
Lancashire19£12,768742,43061
Leicestershire15£12,310755,59243
Lincolnshire21£13,353645,70433
Lisburn6£13,904633,7307
Merseyside8£16,415432,63314
Merton - Greater London1£2,29019130,000-
Moray2£14,745744,7562
Neath Port Talbot2£8,123980,9982
Newry and Mourne1£18,994118,577-
Newtownabbey6£18,912210,94115
Norfolk6£18,531319,12230
North Ayrshire2£11,607647,3362
North Lanarkshire4£7,7591063,4535
North Yorkshire20£13,374643,65734
Northamptonshire6£15,413538,59131
Northumberland2£11,199938,0314
Nottinghamshire10£14,759530,54133
Omagh1£18,995116,7005
Oxfordshire5£17,974216,59515
Perth and Kinross12£18,003417,54110
Redbridge - Greater London3£4,35710107,9723
Renfrewshire3£17,664428,38115
Rhondda Cynon Taf3£13,228447,7741
Richmond upon Thames - Greater London3£15,328421,6479
Shropshire9£16,734433,2219
Somerset11£17,035326,66431
South Ayrshire9£17,019424,07910
South Lanarkshire3£18,089313,99713
South Yorkshire18£15,817428,97347
Staffordshire10£16,256325,44442
Stirling3£13,765452,58712
Suffolk3£14,828730,29020
Surrey19£10,199432,91638
Sutton - Greater London3£8,3621284,0642
Swansea2£6,6251186,1561
Tyne and Wear20£15,768535,37050
West Dunbartonshire1£17,498211,8211
West Lothian1£5,9951194,0002
West Midlands53£12,573753,654119
West Sussex7£17,269427,97321
West Yorkshire23£10,768850,00857
Wiltshire14£14,679734,66324
Worcestershire4£13,596640,71418
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