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Used Mazda 3 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Mazda 3 on finance

Navigating through the used car market to secure a Mazda 3 involves keen insight into financing options and a strategic approach. Known for its sleek design and efficient performance, the Mazda 3 is a notable choice for many. This guide will navigate you through the financing avenues and key considerations when securing your Mazda 3.


1. Define Your Requirements

a. Model Specification:
  • Choose a Mazda 3 model that aligns with your budget and needs in terms of features and performance.
b. Budget Assessment:
  • Determine a budget that encompasses the purchase, insurance, maintenance, and ongoing costs.

2. Financing Options

a. Bank Loan:
  • Traditional bank loans offer a straightforward path, with fixed interest rates and consistent monthly payments.
b. Hire Purchase (HP):
  • After an initial deposit, you pay off the total cost of the car in monthly installments. Ownership is transferred after the last payment.
c. Personal Contract Purchase (PCP):
  • Monthly payments cover the car's depreciation. At the end, you can return the car, pay a final balloon payment to keep it, or trade it in.
d. Dealer Finance:
  • Explore finance options offered by car dealers, ensuring to compare interest rates and total payable amounts against other lending sources.

3. Choosing the Right Mazda 3

a. Vehicle Inspection:
  • Ensure the used Mazda 3 is thoroughly inspected for any mechanical issues or necessary repairs.
b. History Check:
  • Obtain a comprehensive vehicle history report to ascertain past accidents, ownership, and service records.

4. Negotiation and Finalization

a. Price Negotiation:
  • Armed with market knowledge of similar Mazda 3 models, engage in negotiations for the best deal.
b. Contract Understanding:
  • Thoroughly review and understand the terms of any finance agreement before commitment.

5. Managing the Finance

a. Consistent Payments:
  • Ensure monthly payments are made timely to avoid penalties and safeguard your credit score.
b. Insurance:
  • Secure an insurance policy that provides ample coverage. Ensure it aligns with your budget and needs.

6. Ensuring Continuous Value

a. Maintain Regularly:
  • Regular service and maintenance will prolong the car’s life and help retain its value.
b. Preserve Aesthetics:
  • Keep the car in excellent cosmetic condition to maintain its resale value.

7. Conclusion

Acquiring and financing a used Mazda 3 involves a blend of strategic financial planning and savvy shopping. With this structured guide, you are empowered to navigate through the acquisition process, ensuring that your financial commitment to the vehicle is sound and rewarding.

About the Mazda 3

Renowned for its combination of style, dynamics, and value, the Mazda3 has continuously been a front-runner in the compact car segment. Infused with Mazda's Kodo design philosophy and equipped with the innovative SKYACTIV technology, the Mazda3 presents an engaging drive wrapped in a sophisticated package. In this overview, we'll delve into what makes the Mazda3 so special and highlight how it fares against its competitors.

Key Features and Specifications

  • Striking Aesthetics: The Mazda3 boasts a design that's both athletic and refined, showcasing sweeping lines, a prominent front grille, and a silhouette that captures motion even at a standstill.
  • Performance and Efficiency: With SKYACTIV technology, the Mazda3 ensures an enjoyable driving experience, striking a balance between spirited performance and commendable fuel efficiency.
  • Advanced Interiors: The interior is a testament to Mazda's attention to detail, integrating premium materials, ergonomic design, and cutting-edge technology seamlessly.
  • Active Safety Suite: The Mazda3 incorporates an array of safety features, ensuring that drivers can navigate with confidence and peace of mind.

Competitor Models

While the Mazda3 continues to resonate with enthusiasts and everyday drivers alike, it competes in a segment filled with robust contenders such as the Honda Civic, Toyota Corolla, and Volkswagen Golf. Each of these models offers its unique blend of attributes, but the Mazda3 distinguishes itself with its passionate design approach and driver-centric engineering.

Buying Guide

Want to find out everything about all 3 models, pros and cons, what to look out for and everything else you need to know? Check out our Mazda 3 buying guide here.

Mazda 3 Data by County

Mazda 3 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All905£13,922639,3792,098
Aberdeenshire7£15,925528,00018
Angus7£14,611632,86314
Ayrshire9£15,880432,82418
Bedfordshire24£7,3831174,50641
Berkshire18£10,388854,31951
Borders1£15,649621,532-
Bridgend3£10,995767,9183
Bristol13£10,603854,18045
Buckinghamshire12£10,847960,67131
Caerphilly1£8,995858,0001
Cambridgeshire31£13,201649,47455
Cardiff8£16,921425,79915
Carmarthenshire1£16,995515,000-
Cheshire38£15,233532,91856
Clackmannanshire1£9,498877,6192
Cornwall1£12,999823,6666
County Antrim12£18,407315,22322
County Armagh3£9,067862,5613
County Down9£12,324751,04716
County Durham13£13,962633,77524
County Londonderry2£15,495434,5053
County Tyrone10£17,768325,2296
Cumbria3£17,333218,8319
Derbyshire23£11,651839,44760
Devon8£15,130427,93624
Dorset10£14,791536,62731
East Riding of Yorkshire2£9,2751146,36810
East Sussex1£11,695837,53813
Essex17£12,641742,49033
Falkirk21£15,929429,54918
Fife4£19,896314,54025
Gloucestershire11£15,286436,35626
Greater London43£9,160959,714141
Greater Manchester50£12,843643,480122
Hampshire26£13,924636,74670
Herefordshire1£11,750842,2971
Hertfordshire20£13,471640,20749
Highland7£16,070427,7849
Kent22£14,468748,68345
Lanarkshire26£16,596528,18372
Lancashire30£11,430755,58542
Leicestershire11£13,082652,90337
Lincolnshire15£14,413643,07346
Merseyside22£13,963640,09814
Midlothian13£16,317430,46825
Neath Port Talbot1£7,995980,998-
Newport13£17,811320,80920
Norfolk9£13,949640,34626
North Yorkshire5£15,207534,45133
Northamptonshire15£13,718740,35724
Northumberland4£11,048740,7662
Nottinghamshire11£15,671435,42225
Oxfordshire7£18,039229,25818
Perth & Kinross6£16,079529,67618
Renfrewshire8£15,060535,81626
Rhondda Cynon Taf2£9,249767,7454
Shropshire6£19,779218,82313
Somerset24£16,653425,30129
South Yorkshire9£11,219948,79140
Staffordshire8£15,408429,87132
Stirling5£14,688629,45033
Suffolk7£13,377745,20923
Surrey20£10,998644,54854
Swansea5£15,989527,02519
Tyne and Wear16£14,764539,00239
Warwickshire9£19,894217,97519
West Lothian5£8,856869,0043
West Midlands46£12,407749,839128
West Sussex13£15,330528,51921
West Yorkshire16£13,485738,81254
Wiltshire16£16,702423,79729
Worcestershire9£14,727433,15214
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