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Used Mazda 3 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Mazda 3 on finance

Navigating through the used car market to secure a Mazda 3 involves keen insight into financing options and a strategic approach. Known for its sleek design and efficient performance, the Mazda 3 is a notable choice for many. This guide will navigate you through the financing avenues and key considerations when securing your Mazda 3.


1. Define Your Requirements

a. Model Specification:
  • Choose a Mazda 3 model that aligns with your budget and needs in terms of features and performance.
b. Budget Assessment:
  • Determine a budget that encompasses the purchase, insurance, maintenance, and ongoing costs.

2. Financing Options

a. Bank Loan:
  • Traditional bank loans offer a straightforward path, with fixed interest rates and consistent monthly payments.
b. Hire Purchase (HP):
  • After an initial deposit, you pay off the total cost of the car in monthly installments. Ownership is transferred after the last payment.
c. Personal Contract Purchase (PCP):
  • Monthly payments cover the car's depreciation. At the end, you can return the car, pay a final balloon payment to keep it, or trade it in.
d. Dealer Finance:
  • Explore finance options offered by car dealers, ensuring to compare interest rates and total payable amounts against other lending sources.

3. Choosing the Right Mazda 3

a. Vehicle Inspection:
  • Ensure the used Mazda 3 is thoroughly inspected for any mechanical issues or necessary repairs.
b. History Check:
  • Obtain a comprehensive vehicle history report to ascertain past accidents, ownership, and service records.

4. Negotiation and Finalization

a. Price Negotiation:
  • Armed with market knowledge of similar Mazda 3 models, engage in negotiations for the best deal.
b. Contract Understanding:
  • Thoroughly review and understand the terms of any finance agreement before commitment.

5. Managing the Finance

a. Consistent Payments:
  • Ensure monthly payments are made timely to avoid penalties and safeguard your credit score.
b. Insurance:
  • Secure an insurance policy that provides ample coverage. Ensure it aligns with your budget and needs.

6. Ensuring Continuous Value

a. Maintain Regularly:
  • Regular service and maintenance will prolong the car’s life and help retain its value.
b. Preserve Aesthetics:
  • Keep the car in excellent cosmetic condition to maintain its resale value.

7. Conclusion

Acquiring and financing a used Mazda 3 involves a blend of strategic financial planning and savvy shopping. With this structured guide, you are empowered to navigate through the acquisition process, ensuring that your financial commitment to the vehicle is sound and rewarding.

About the Mazda 3

Renowned for its combination of style, dynamics, and value, the Mazda3 has continuously been a front-runner in the compact car segment. Infused with Mazda's Kodo design philosophy and equipped with the innovative SKYACTIV technology, the Mazda3 presents an engaging drive wrapped in a sophisticated package. In this overview, we'll delve into what makes the Mazda3 so special and highlight how it fares against its competitors.

Key Features and Specifications

  • Striking Aesthetics: The Mazda3 boasts a design that's both athletic and refined, showcasing sweeping lines, a prominent front grille, and a silhouette that captures motion even at a standstill.
  • Performance and Efficiency: With SKYACTIV technology, the Mazda3 ensures an enjoyable driving experience, striking a balance between spirited performance and commendable fuel efficiency.
  • Advanced Interiors: The interior is a testament to Mazda's attention to detail, integrating premium materials, ergonomic design, and cutting-edge technology seamlessly.
  • Active Safety Suite: The Mazda3 incorporates an array of safety features, ensuring that drivers can navigate with confidence and peace of mind.

Competitor Models

While the Mazda3 continues to resonate with enthusiasts and everyday drivers alike, it competes in a segment filled with robust contenders such as the Honda Civic, Toyota Corolla, and Volkswagen Golf. Each of these models offers its unique blend of attributes, but the Mazda3 distinguishes itself with its passionate design approach and driver-centric engineering.

Buying Guide

Want to find out everything about all 3 models, pros and cons, what to look out for and everything else you need to know? Check out our Mazda 3 buying guide here.

Mazda 3 Data by County

Mazda 3 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All907£13,120643,6211,780
Aberdeen City4£19,247313,74912
Aberdeenshire1£14,995522,549-
Angus2£12,4951023,736-
Antrim1£10,4991140,1003
Ards1£3,6801587,9563
Barking & Dagenham - Greater London1£4,8991177,5001
Bedfordshire22£6,4821275,40232
Belfast3£16,773236,4674
Berkshire26£6,4601275,28642
Bexley - Greater London10£19,749415,0374
Blaenau Gwent1£16,300330,0004
Brent - Greater London3£11,0811134,3331
Bristol12£9,2111058,92633
Bromley - Greater London2-225,8968
Buckinghamshire8£10,967956,81939
Caerphilly1£6,4959105,0001
Cambridgeshire36£13,692644,76965
Cheshire36£16,616529,53365
City of Edinburgh11£16,815531,46312
City of London - Greater London10£13,705638,84526
Clackmannanshire3£14,498550,251-
Coleraine3£12,380643,187-
Conwy1£10,995954,5162
Cookstown2£18,473120,6313
Cornwall3£11,413846,7586
County Durham13£14,926431,99829
Craigavon1£16,500611,0432
Croydon - Greater London5£6,9941362,4028
Cumbria7£20,472323,8465
Derbyshire30£11,771750,57840
Devon20£13,719738,66427
Dorset11£16,427425,55429
Dumfries and Galloway1£11,998555,654-
Dundee City7£12,836730,1517
Dungannon2£19,240115,204-
Ealing - Greater London5£6,17511104,4162
East Ayrshire1£14,998645,9154
East Riding of Yorkshire7£11,104853,50813
Enfield - Greater London3£8,967993,4673
Essex14£13,826746,69640
Falkirk18£16,359422,68021
Fife8£17,821523,3628
Glasgow City26£16,439529,69234
Gloucestershire7£13,364753,42313
Greater Manchester55£12,417646,66093
Hampshire30£15,739530,24459
Havering - Greater London3£11,496865,9392
Herefordshire1£9,999956,8931
Hertfordshire11£15,281527,53138
Highland6£15,564529,9178
Hillingdon - Greater London15£7,8221170,12234
Hounslow - Greater London3£11,831562,6676
Isle of Anglesey1£1,9951487,900-
Isle of Wight1£8,795-73,0004
Kent18£12,109754,29227
Kingston upon Thames - Greater London1£9,5901144,0003
Lancashire16£13,199640,08358
Leicestershire14£12,193753,95540
Lincolnshire20£13,933544,03330
Lisburn5£16,387423,2767
Merseyside12£18,952322,52121
Merton - Greater London1£2,29019130,000-
Moray2£14,745744,7561
Neath Port Talbot1£8,495980,9982
Newtownabbey6£19,030210,94114
Norfolk7£16,216426,76026
North Ayrshire2£11,846647,3361
North Lanarkshire3£10,170848,1064
North Yorkshire22£13,475642,40233
Northamptonshire7£15,564537,49229
Northumberland3£10,799938,3633
Nottinghamshire11£15,481425,21839
Omagh1£17,495418,0004
Oxfordshire5£17,995318,23414
Perth and Kinross12£18,021417,45811
Redbridge - Greater London2£3,87310112,6013
Renfrewshire2£19,247426,40814
Rhondda Cynon Taf3£13,828447,7741
Richmond upon Thames - Greater London3£15,428528,0207
Shropshire10£15,197535,33010
Somerset12£18,136220,98627
South Ayrshire8£16,334427,08812
South Lanarkshire12£15,339424,47112
South Yorkshire14£14,951535,26845
Staffordshire15£16,785323,82137
Stirling2£15,748247,01011
Suffolk4£14,828730,29024
Surrey16£7,830746,57036
Sutton - Greater London1£11,395843,7412
Swansea1£15,995311,054-
Tyne and Wear18£16,108534,14056
West Dunbartonshire1£17,498211,8211
West Lothian1£5,9951194,0002
West Midlands46£12,190856,211109
West Sussex10£17,612326,56818
West Yorkshire24£10,989848,71351
Wiltshire13£15,135631,58722
Worcestershire5£14,546535,27917
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