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Used Mazda 3 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Mazda 3 on finance

Navigating through the used car market to secure a Mazda 3 involves keen insight into financing options and a strategic approach. Known for its sleek design and efficient performance, the Mazda 3 is a notable choice for many. This guide will navigate you through the financing avenues and key considerations when securing your Mazda 3.


1. Define Your Requirements

a. Model Specification:
  • Choose a Mazda 3 model that aligns with your budget and needs in terms of features and performance.
b. Budget Assessment:
  • Determine a budget that encompasses the purchase, insurance, maintenance, and ongoing costs.

2. Financing Options

a. Bank Loan:
  • Traditional bank loans offer a straightforward path, with fixed interest rates and consistent monthly payments.
b. Hire Purchase (HP):
  • After an initial deposit, you pay off the total cost of the car in monthly installments. Ownership is transferred after the last payment.
c. Personal Contract Purchase (PCP):
  • Monthly payments cover the car's depreciation. At the end, you can return the car, pay a final balloon payment to keep it, or trade it in.
d. Dealer Finance:
  • Explore finance options offered by car dealers, ensuring to compare interest rates and total payable amounts against other lending sources.

3. Choosing the Right Mazda 3

a. Vehicle Inspection:
  • Ensure the used Mazda 3 is thoroughly inspected for any mechanical issues or necessary repairs.
b. History Check:
  • Obtain a comprehensive vehicle history report to ascertain past accidents, ownership, and service records.

4. Negotiation and Finalization

a. Price Negotiation:
  • Armed with market knowledge of similar Mazda 3 models, engage in negotiations for the best deal.
b. Contract Understanding:
  • Thoroughly review and understand the terms of any finance agreement before commitment.

5. Managing the Finance

a. Consistent Payments:
  • Ensure monthly payments are made timely to avoid penalties and safeguard your credit score.
b. Insurance:
  • Secure an insurance policy that provides ample coverage. Ensure it aligns with your budget and needs.

6. Ensuring Continuous Value

a. Maintain Regularly:
  • Regular service and maintenance will prolong the car’s life and help retain its value.
b. Preserve Aesthetics:
  • Keep the car in excellent cosmetic condition to maintain its resale value.

7. Conclusion

Acquiring and financing a used Mazda 3 involves a blend of strategic financial planning and savvy shopping. With this structured guide, you are empowered to navigate through the acquisition process, ensuring that your financial commitment to the vehicle is sound and rewarding.

About the Mazda 3

Renowned for its combination of style, dynamics, and value, the Mazda3 has continuously been a front-runner in the compact car segment. Infused with Mazda's Kodo design philosophy and equipped with the innovative SKYACTIV technology, the Mazda3 presents an engaging drive wrapped in a sophisticated package. In this overview, we'll delve into what makes the Mazda3 so special and highlight how it fares against its competitors.

Key Features and Specifications

  • Striking Aesthetics: The Mazda3 boasts a design that's both athletic and refined, showcasing sweeping lines, a prominent front grille, and a silhouette that captures motion even at a standstill.
  • Performance and Efficiency: With SKYACTIV technology, the Mazda3 ensures an enjoyable driving experience, striking a balance between spirited performance and commendable fuel efficiency.
  • Advanced Interiors: The interior is a testament to Mazda's attention to detail, integrating premium materials, ergonomic design, and cutting-edge technology seamlessly.
  • Active Safety Suite: The Mazda3 incorporates an array of safety features, ensuring that drivers can navigate with confidence and peace of mind.

Competitor Models

While the Mazda3 continues to resonate with enthusiasts and everyday drivers alike, it competes in a segment filled with robust contenders such as the Honda Civic, Toyota Corolla, and Volkswagen Golf. Each of these models offers its unique blend of attributes, but the Mazda3 distinguishes itself with its passionate design approach and driver-centric engineering.

Buying Guide

Want to find out everything about all 3 models, pros and cons, what to look out for and everything else you need to know? Check out our Mazda 3 buying guide here.

Mazda 3 Data by County

Mazda 3 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All898£13,281643,3071,857
Aberdeen City7£18,498319,36016
Aberdeenshire1£14,995522,549-
Angus3£14,262723,9461
Antrim1£10,2491140,1001
Ards1£3,6801587,9562
Barking & Dagenham - Greater London1£2,2002097,9741
Bedfordshire22£6,0801281,96935
Belfast3£17,777333,2554
Berkshire22£6,8301370,26445
Bexley - Greater London8£21,60138,0719
Brent - Greater London2£12,618816,5002
Bristol17£12,035840,76740
Bromley - Greater London5-314,4458
Buckinghamshire11£14,476541,30540
Cambridgeshire36£13,642645,18172
Cheshire30£16,976526,54374
City of Edinburgh7£16,326534,10016
City of London - Greater London3£13,565528,3434
Clackmannanshire1£9,998877,6192
Coleraine3£12,163643,187-
Conwy1£10,995954,5161
Cookstown2£18,973124,5902
Cornwall2£11,123854,1386
County Durham7£13,863539,95031
Craigavon2£16,393231,4763
Cumbria6£19,601428,3866
Derbyshire30£12,738644,94150
Devon7£15,782530,87632
Dorset7£15,880431,26734
Dumfries and Galloway1£10,998555,654-
Dundee City9£16,217523,2658
Dungannon1£19,490123,7661
Ealing - Greater London4£6,09512103,0204
East Ayrshire3£10,765763,6534
East Sussex1£11,895683,7434
Enfield - Greater London6£8,0921090,1553
Essex18£13,015749,51536
Falkirk15£17,285321,09324
Fife11£17,134521,6458
Glasgow City27£16,588530,03149
Gloucestershire7£18,716327,92715
Greater Manchester51£13,359637,833106
Hampshire31£15,814528,47464
Harrow - Greater London1£6,00010104,0004
Havering - Greater London6£10,980970,87612
Herefordshire1£9,999956,8931
Hertfordshire14£13,381641,56636
Highland7£15,783527,3416
Hillingdon - Greater London17£7,3011071,90837
Hounslow - Greater London3£11,831562,6676
Isle of Anglesey1£1,9951487,900-
Isle of Wight1£8,795-73,0004
Kent17£12,839649,56424
Kingston upon Thames - Greater London1£9,5901144,000-
Lancashire17£13,316640,43361
Leicestershire13£12,811747,28648
Lincolnshire21£13,202646,60135
Lisburn8£13,610642,0487
Merseyside11£16,113434,79712
Monmouthshire3£2,41516101,6071
Moray2£14,495744,7562
Neath Port Talbot2£8,123980,9982
Newry and Mourne1£18,694118,577-
Newtownabbey8£18,927210,90413
Norfolk9£17,108421,11026
North Ayrshire1£5,2221179,1393
North Lanarkshire6£9,318855,4095
North Yorkshire18£13,261646,59632
Northamptonshire5£16,517426,31029
Northumberland2£11,199938,0312
Nottinghamshire10£15,973424,98029
Omagh1£18,995116,7003
Oxfordshire4£18,344215,77614
Perth and Kinross9£18,106417,27712
Redbridge - Greater London1£3,70011104,5615
Renfrewshire10£19,648317,07918
Rhondda Cynon Taf3£12,962447,7741
Richmond upon Thames - Greater London3£15,328421,6479
Shropshire7£16,152539,1498
Somerset14£18,610320,31531
South Ayrshire9£16,930424,0798
South Lanarkshire4£17,862319,16811
South Yorkshire21£14,289536,28742
Staffordshire11£16,124424,45436
Stirling12£20,748214,48121
Suffolk3£16,661420,43617
Surrey20£11,232429,44238
Sutton - Greater London2£12,145750,6703
Tyne and Wear25£15,805533,97541
Warwickshire1£14,399636,0001
West Midlands52£11,948856,568121
West Sussex5£13,418643,76821
West Yorkshire22£10,809851,01858
Wiltshire15£14,840635,42023
Worcestershire5£15,075535,52115
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