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Used Mazda 3 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Mazda 3 on finance

Navigating through the used car market to secure a Mazda 3 involves keen insight into financing options and a strategic approach. Known for its sleek design and efficient performance, the Mazda 3 is a notable choice for many. This guide will navigate you through the financing avenues and key considerations when securing your Mazda 3.


1. Define Your Requirements

a. Model Specification:
  • Choose a Mazda 3 model that aligns with your budget and needs in terms of features and performance.
b. Budget Assessment:
  • Determine a budget that encompasses the purchase, insurance, maintenance, and ongoing costs.

2. Financing Options

a. Bank Loan:
  • Traditional bank loans offer a straightforward path, with fixed interest rates and consistent monthly payments.
b. Hire Purchase (HP):
  • After an initial deposit, you pay off the total cost of the car in monthly installments. Ownership is transferred after the last payment.
c. Personal Contract Purchase (PCP):
  • Monthly payments cover the car's depreciation. At the end, you can return the car, pay a final balloon payment to keep it, or trade it in.
d. Dealer Finance:
  • Explore finance options offered by car dealers, ensuring to compare interest rates and total payable amounts against other lending sources.

3. Choosing the Right Mazda 3

a. Vehicle Inspection:
  • Ensure the used Mazda 3 is thoroughly inspected for any mechanical issues or necessary repairs.
b. History Check:
  • Obtain a comprehensive vehicle history report to ascertain past accidents, ownership, and service records.

4. Negotiation and Finalization

a. Price Negotiation:
  • Armed with market knowledge of similar Mazda 3 models, engage in negotiations for the best deal.
b. Contract Understanding:
  • Thoroughly review and understand the terms of any finance agreement before commitment.

5. Managing the Finance

a. Consistent Payments:
  • Ensure monthly payments are made timely to avoid penalties and safeguard your credit score.
b. Insurance:
  • Secure an insurance policy that provides ample coverage. Ensure it aligns with your budget and needs.

6. Ensuring Continuous Value

a. Maintain Regularly:
  • Regular service and maintenance will prolong the car’s life and help retain its value.
b. Preserve Aesthetics:
  • Keep the car in excellent cosmetic condition to maintain its resale value.

7. Conclusion

Acquiring and financing a used Mazda 3 involves a blend of strategic financial planning and savvy shopping. With this structured guide, you are empowered to navigate through the acquisition process, ensuring that your financial commitment to the vehicle is sound and rewarding.

About the Mazda 3

Renowned for its combination of style, dynamics, and value, the Mazda3 has continuously been a front-runner in the compact car segment. Infused with Mazda's Kodo design philosophy and equipped with the innovative SKYACTIV technology, the Mazda3 presents an engaging drive wrapped in a sophisticated package. In this overview, we'll delve into what makes the Mazda3 so special and highlight how it fares against its competitors.

Key Features and Specifications

  • Striking Aesthetics: The Mazda3 boasts a design that's both athletic and refined, showcasing sweeping lines, a prominent front grille, and a silhouette that captures motion even at a standstill.
  • Performance and Efficiency: With SKYACTIV technology, the Mazda3 ensures an enjoyable driving experience, striking a balance between spirited performance and commendable fuel efficiency.
  • Advanced Interiors: The interior is a testament to Mazda's attention to detail, integrating premium materials, ergonomic design, and cutting-edge technology seamlessly.
  • Active Safety Suite: The Mazda3 incorporates an array of safety features, ensuring that drivers can navigate with confidence and peace of mind.

Competitor Models

While the Mazda3 continues to resonate with enthusiasts and everyday drivers alike, it competes in a segment filled with robust contenders such as the Honda Civic, Toyota Corolla, and Volkswagen Golf. Each of these models offers its unique blend of attributes, but the Mazda3 distinguishes itself with its passionate design approach and driver-centric engineering.

Buying Guide

Want to find out everything about all 3 models, pros and cons, what to look out for and everything else you need to know? Check out our Mazda 3 buying guide here.

Mazda 3 Data by County

Mazda 3 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All954£13,701640,5082,069
Aberdeenshire7£14,068639,14316
Angus10£14,157632,57012
Ayrshire8£13,560544,28320
Bedfordshire23£7,7001171,93947
Berkshire26£10,332953,22954
Borders1£15,649621,532-
Bridgend2£3,9951087,4604
Bristol10£9,346962,98845
Buckinghamshire18£9,6541068,91125
Cambridgeshire39£13,950543,15456
Cardiff6£15,608526,97916
Carmarthenshire1£16,995515,000-
Cheshire36£14,873636,31057
Clackmannanshire1£9,498877,6192
County Antrim13£19,105210,92922
County Armagh3£12,313653,5253
County Down7£14,019637,64717
County Durham22£13,783638,77221
County Londonderry2£15,495434,5053
County Tyrone11£17,151329,4534
Cumbria4£19,874116,0999
Derbyshire22£11,959738,44259
Devon6£15,727421,53825
Dorset13£13,911637,62429
East Riding of Yorkshire2£9,2101146,3689
East Sussex2£9,2931047,44712
Essex13£13,446733,63134
Falkirk24£15,207531,10319
Fife4£19,896314,54024
Gloucestershire13£13,475540,42224
Greater London49£8,536963,937144
Greater Manchester51£12,996643,915117
Hampshire28£13,954637,49066
Herefordshire1£11,750842,2971
Hertfordshire19£11,530848,20253
Highland6£16,832419,12311
Kent22£14,277748,89846
Lanarkshire27£16,759426,95669
Lancashire35£11,831749,91342
Leicestershire14£10,831866,66637
Lincolnshire13£12,855650,23650
Merseyside23£14,736536,34415
Midlothian18£15,745530,26424
Neath Port Talbot1£7,995980,998-
Newport12£17,259321,61118
Norfolk10£14,456537,95327
North Yorkshire7£14,647538,85531
Northamptonshire13£13,694739,94723
Northumberland3£11,731642,0213
Nottinghamshire15£17,410326,76223
Oxfordshire8£14,880538,08820
Perth & Kinross6£20,112213,46519
Renfrewshire6£13,664741,16027
Rhondda Cynon Taf2£9,249767,7454
Shropshire6£19,779219,32812
Somerset22£16,046427,29228
South Yorkshire11£12,635839,04539
Staffordshire7£16,093423,19731
Stirling7£14,990528,16929
Suffolk8£13,054647,89523
Surrey20£11,111641,56650
Swansea6£16,016526,21315
Tyne and Wear19£14,016644,43439
Vale of Glamorgan1£4,9901298,0151
Warwickshire11£19,028319,32117
West Lothian5£8,816869,0042
West Midlands45£13,090647,289132
West Sussex12£16,535521,82719
West Yorkshire14£13,836636,92151
Wiltshire15£16,917323,76029
Worcestershire7£14,848436,78414
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