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Used Mazda 3 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Mazda 3 on finance

Navigating through the used car market to secure a Mazda 3 involves keen insight into financing options and a strategic approach. Known for its sleek design and efficient performance, the Mazda 3 is a notable choice for many. This guide will navigate you through the financing avenues and key considerations when securing your Mazda 3.


1. Define Your Requirements

a. Model Specification:
  • Choose a Mazda 3 model that aligns with your budget and needs in terms of features and performance.
b. Budget Assessment:
  • Determine a budget that encompasses the purchase, insurance, maintenance, and ongoing costs.

2. Financing Options

a. Bank Loan:
  • Traditional bank loans offer a straightforward path, with fixed interest rates and consistent monthly payments.
b. Hire Purchase (HP):
  • After an initial deposit, you pay off the total cost of the car in monthly installments. Ownership is transferred after the last payment.
c. Personal Contract Purchase (PCP):
  • Monthly payments cover the car's depreciation. At the end, you can return the car, pay a final balloon payment to keep it, or trade it in.
d. Dealer Finance:
  • Explore finance options offered by car dealers, ensuring to compare interest rates and total payable amounts against other lending sources.

3. Choosing the Right Mazda 3

a. Vehicle Inspection:
  • Ensure the used Mazda 3 is thoroughly inspected for any mechanical issues or necessary repairs.
b. History Check:
  • Obtain a comprehensive vehicle history report to ascertain past accidents, ownership, and service records.

4. Negotiation and Finalization

a. Price Negotiation:
  • Armed with market knowledge of similar Mazda 3 models, engage in negotiations for the best deal.
b. Contract Understanding:
  • Thoroughly review and understand the terms of any finance agreement before commitment.

5. Managing the Finance

a. Consistent Payments:
  • Ensure monthly payments are made timely to avoid penalties and safeguard your credit score.
b. Insurance:
  • Secure an insurance policy that provides ample coverage. Ensure it aligns with your budget and needs.

6. Ensuring Continuous Value

a. Maintain Regularly:
  • Regular service and maintenance will prolong the car’s life and help retain its value.
b. Preserve Aesthetics:
  • Keep the car in excellent cosmetic condition to maintain its resale value.

7. Conclusion

Acquiring and financing a used Mazda 3 involves a blend of strategic financial planning and savvy shopping. With this structured guide, you are empowered to navigate through the acquisition process, ensuring that your financial commitment to the vehicle is sound and rewarding.

About the Mazda 3

Renowned for its combination of style, dynamics, and value, the Mazda3 has continuously been a front-runner in the compact car segment. Infused with Mazda's Kodo design philosophy and equipped with the innovative SKYACTIV technology, the Mazda3 presents an engaging drive wrapped in a sophisticated package. In this overview, we'll delve into what makes the Mazda3 so special and highlight how it fares against its competitors.

Key Features and Specifications

  • Striking Aesthetics: The Mazda3 boasts a design that's both athletic and refined, showcasing sweeping lines, a prominent front grille, and a silhouette that captures motion even at a standstill.
  • Performance and Efficiency: With SKYACTIV technology, the Mazda3 ensures an enjoyable driving experience, striking a balance between spirited performance and commendable fuel efficiency.
  • Advanced Interiors: The interior is a testament to Mazda's attention to detail, integrating premium materials, ergonomic design, and cutting-edge technology seamlessly.
  • Active Safety Suite: The Mazda3 incorporates an array of safety features, ensuring that drivers can navigate with confidence and peace of mind.

Competitor Models

While the Mazda3 continues to resonate with enthusiasts and everyday drivers alike, it competes in a segment filled with robust contenders such as the Honda Civic, Toyota Corolla, and Volkswagen Golf. Each of these models offers its unique blend of attributes, but the Mazda3 distinguishes itself with its passionate design approach and driver-centric engineering.

Buying Guide

Want to find out everything about all 3 models, pros and cons, what to look out for and everything else you need to know? Check out our Mazda 3 buying guide here.

Mazda 3 Data by County

Mazda 3 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All883£13,264643,0761,725
Aberdeen City8£17,660422,75914
Aberdeenshire1£14,995522,549-
Angus3£14,262723,9461
Antrim1£9,9991140,100-
Ards1£3,6801587,9562
Bedfordshire20£6,2291281,76533
Belfast3£17,777333,2554
Berkshire25£7,7421266,32341
Bexley - Greater London9£20,645314,2536
Brent - Greater London3£10,408937,6672
Bristol17£11,754847,21437
Bromley - Greater London5-117,3367
Buckinghamshire11£13,858645,35140
Cambridgeshire32£13,516645,78467
Cheshire29£15,873532,18267
City of Edinburgh6£15,931536,71616
City of London - Greater London2£15,850324,5154
Clackmannanshire1£9,998877,6192
Coleraine3£12,163643,196-
Conwy1£10,995954,5161
Cookstown2£18,973124,5901
Cornwall1£10,995957,0007
County Durham6£13,028643,69127
Craigavon2£16,363231,4763
Cumbria7£19,514327,5706
Derbyshire28£12,673646,59850
Devon8£15,184537,53731
Dorset8£16,107428,60927
Dumfries and Galloway1£10,998555,654-
Dundee City8£15,683524,3779
Dungannon2£17,740329,8831
Ealing - Greater London3£7,6951078,6674
East Ayrshire3£10,765763,6534
East Sussex1£11,895683,7433
Enfield - Greater London6£8,0001090,1553
Essex17£13,011748,94936
Falkirk15£17,252321,09318
Fife12£16,206526,6238
Glasgow City27£16,749529,71747
Gloucestershire10£16,685432,29012
Greater Manchester61£13,678637,01394
Hampshire26£15,297532,58665
Harrow - Greater London1£6,00010104,0004
Havering - Greater London6£10,996970,87611
Herefordshire1£9,999956,8931
Hertfordshire11£13,151642,44734
Highland7£14,854629,7866
Hillingdon - Greater London14£7,4881069,75632
Hounslow - Greater London4£11,546658,5006
Isle of Anglesey1£1,9951487,900-
Isle of Wight1£8,795-73,0003
Kent19£12,766648,53420
Kingston upon Thames - Greater London1£9,5901144,000-
Lancashire17£12,359751,08356
Leicestershire15£12,656745,88944
Lincolnshire18£12,988646,61332
Lisburn7£14,418538,6268
Merseyside11£16,113434,79712
Monmouthshire2£2,8751672,9102
Moray2£14,495744,7562
Neath Port Talbot2£8,073980,9982
Newry and Mourne1£18,694118,577-
Newtownabbey9£18,818210,43913
Norfolk12£17,194418,82020
North Ayrshire1£5,2221179,1392
North Lanarkshire5£10,067850,4914
North Yorkshire16£13,003648,80632
Northamptonshire4£15,398529,18428
Northumberland2£11,199938,0312
Nottinghamshire10£15,977424,98024
Omagh1£18,995116,7002
Oxfordshire4£18,295215,77613
Perth and Kinross9£18,006316,35012
Redbridge - Greater London1£3,70011104,5615
Renfrewshire10£19,648317,08015
Rhondda Cynon Taf3£12,962447,774-
Richmond upon Thames - Greater London2£14,745530,1509
Shropshire7£15,930539,7548
Somerset12£19,378216,30227
South Ayrshire8£17,859319,8958
South Lanarkshire2£18,511414,08912
South Yorkshire21£15,267531,97039
Staffordshire10£16,410427,99337
Stirling11£20,543215,79723
Suffolk4£15,446528,44111
Surrey18£10,569430,47037
Sutton - Greater London2£12,145750,6703
Tyne and Wear22£14,967637,20941
Warwickshire1£14,399636,0001
West Midlands53£11,971853,392115
West Sussex6£14,131639,77517
West Yorkshire22£10,221954,30254
Wiltshire14£14,311737,48921
Worcestershire5£13,834640,88015
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