Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used Mazda 3 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Mazda 3 on finance

Navigating through the used car market to secure a Mazda 3 involves keen insight into financing options and a strategic approach. Known for its sleek design and efficient performance, the Mazda 3 is a notable choice for many. This guide will navigate you through the financing avenues and key considerations when securing your Mazda 3.


1. Define Your Requirements

a. Model Specification:
  • Choose a Mazda 3 model that aligns with your budget and needs in terms of features and performance.
b. Budget Assessment:
  • Determine a budget that encompasses the purchase, insurance, maintenance, and ongoing costs.

2. Financing Options

a. Bank Loan:
  • Traditional bank loans offer a straightforward path, with fixed interest rates and consistent monthly payments.
b. Hire Purchase (HP):
  • After an initial deposit, you pay off the total cost of the car in monthly installments. Ownership is transferred after the last payment.
c. Personal Contract Purchase (PCP):
  • Monthly payments cover the car's depreciation. At the end, you can return the car, pay a final balloon payment to keep it, or trade it in.
d. Dealer Finance:
  • Explore finance options offered by car dealers, ensuring to compare interest rates and total payable amounts against other lending sources.

3. Choosing the Right Mazda 3

a. Vehicle Inspection:
  • Ensure the used Mazda 3 is thoroughly inspected for any mechanical issues or necessary repairs.
b. History Check:
  • Obtain a comprehensive vehicle history report to ascertain past accidents, ownership, and service records.

4. Negotiation and Finalization

a. Price Negotiation:
  • Armed with market knowledge of similar Mazda 3 models, engage in negotiations for the best deal.
b. Contract Understanding:
  • Thoroughly review and understand the terms of any finance agreement before commitment.

5. Managing the Finance

a. Consistent Payments:
  • Ensure monthly payments are made timely to avoid penalties and safeguard your credit score.
b. Insurance:
  • Secure an insurance policy that provides ample coverage. Ensure it aligns with your budget and needs.

6. Ensuring Continuous Value

a. Maintain Regularly:
  • Regular service and maintenance will prolong the car’s life and help retain its value.
b. Preserve Aesthetics:
  • Keep the car in excellent cosmetic condition to maintain its resale value.

7. Conclusion

Acquiring and financing a used Mazda 3 involves a blend of strategic financial planning and savvy shopping. With this structured guide, you are empowered to navigate through the acquisition process, ensuring that your financial commitment to the vehicle is sound and rewarding.

About the Mazda 3

Renowned for its combination of style, dynamics, and value, the Mazda3 has continuously been a front-runner in the compact car segment. Infused with Mazda's Kodo design philosophy and equipped with the innovative SKYACTIV technology, the Mazda3 presents an engaging drive wrapped in a sophisticated package. In this overview, we'll delve into what makes the Mazda3 so special and highlight how it fares against its competitors.

Key Features and Specifications

  • Striking Aesthetics: The Mazda3 boasts a design that's both athletic and refined, showcasing sweeping lines, a prominent front grille, and a silhouette that captures motion even at a standstill.
  • Performance and Efficiency: With SKYACTIV technology, the Mazda3 ensures an enjoyable driving experience, striking a balance between spirited performance and commendable fuel efficiency.
  • Advanced Interiors: The interior is a testament to Mazda's attention to detail, integrating premium materials, ergonomic design, and cutting-edge technology seamlessly.
  • Active Safety Suite: The Mazda3 incorporates an array of safety features, ensuring that drivers can navigate with confidence and peace of mind.

Competitor Models

While the Mazda3 continues to resonate with enthusiasts and everyday drivers alike, it competes in a segment filled with robust contenders such as the Honda Civic, Toyota Corolla, and Volkswagen Golf. Each of these models offers its unique blend of attributes, but the Mazda3 distinguishes itself with its passionate design approach and driver-centric engineering.

Buying Guide

Want to find out everything about all 3 models, pros and cons, what to look out for and everything else you need to know? Check out our Mazda 3 buying guide here.

Mazda 3 Data by County

Mazda 3 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All915£13,040643,4561,932
Aberdeen City4£20,499311,68811
Aberdeenshire1£14,995522,549-
Angus2£12,4951023,736-
Antrim1£10,4991140,1003
Ards1£3,6801587,9563
Barking & Dagenham - Greater London1£4,8991177,5001
Bedfordshire20£6,2661274,85835
Belfast3£16,773236,4674
Berkshire25£6,6731274,81753
Bexley - Greater London10£19,749415,0826
Blaenau Gwent1£16,300330,0004
Brent - Greater London2£12,868816,5001
Bristol13£8,8761059,47034
Bromley - Greater London2-226,0767
Buckinghamshire12£9,0591066,99237
Caerphilly1£6,4959105,0001
Cambridgeshire37£13,462644,88372
Cheshire37£16,798429,20468
City of Edinburgh12£16,856531,75713
City of London - Greater London9£13,314642,72233
Clackmannanshire3£14,498550,251-
Coleraine2£9,072954,8431
Conwy1£10,995954,5162
Cookstown2£18,473120,6313
Cornwall2£11,123854,1388
County Durham15£14,564534,76432
Craigavon1£16,500611,0432
Croydon - Greater London5£6,9941362,4028
Cumbria6£19,718428,3865
Derbyshire30£11,720751,01350
Devon19£14,048735,80429
Dorset11£16,750423,65231
Dundee City6£14,360623,72010
Dungannon2£19,240115,204-
Ealing - Greater London3£7,6951078,6673
East Ayrshire1£14,998645,9155
East Riding of Yorkshire7£10,861851,61912
Enfield - Greater London3£6,13310108,3672
Essex15£13,267751,28044
Falkirk16£15,979423,62622
Fife9£18,707520,7667
Glasgow City28£15,839532,53339
Gloucestershire7£13,378753,42317
Greater Manchester55£12,053747,826103
Hampshire29£15,714530,55062
Havering - Greater London3£11,496865,9392
Herefordshire1£9,999956,8931
Hertfordshire11£13,632636,35842
Highland6£15,564529,91710
Hillingdon - Greater London13£8,1031069,56237
Hounslow - Greater London3£11,831562,6677
Isle of Anglesey1£1,9951487,900-
Isle of Wight1£8,795-73,0004
Kent17£11,669754,99336
Kingston upon Thames - Greater London1£9,5901144,0003
Lancashire17£12,996641,48559
Leicestershire13£12,324752,29647
Lincolnshire17£14,078544,49637
Lisburn5£16,387423,2768
Merseyside13£18,401323,31622
Merthyr Tydfil1£15,499629,3541
Merton - Greater London1£2,29019130,000-
Moray2£14,745744,7561
Neath Port Talbot1£8,495980,9982
Newtownabbey7£18,405215,07514
Norfolk7£16,310426,76029
North Ayrshire2£11,846647,3361
North Lanarkshire3£10,170848,1065
North Yorkshire18£13,044644,69832
Northamptonshire9£13,202648,87330
Northumberland3£10,799938,3636
Nottinghamshire12£14,970527,96440
Omagh1£17,495418,0004
Oxfordshire5£17,846318,12715
Perth and Kinross12£18,787315,46812
Redbridge - Greater London2£3,87310112,6014
Renfrewshire3£19,497320,09614
Rhondda Cynon Taf3£13,828447,7741
Richmond upon Thames - Greater London3£15,428528,0207
Shropshire10£14,269641,04711
Somerset11£18,037319,39228
South Ayrshire7£17,539422,84214
South Lanarkshire11£15,110524,74016
South Yorkshire14£14,749535,95750
Staffordshire16£17,095322,69142
Stirling5£18,898118,81010
Suffolk4£10,2471143,68627
Surrey20£7,535848,77131
Sutton - Greater London2£11,893839,3711
Swansea1£15,995311,054-
Tyne and Wear19£16,151531,88258
West Dunbartonshire1£17,498211,8211
West Lothian1£5,9951194,0002
West Midlands46£12,467853,683118
West Sussex12£17,034429,51616
West Yorkshire26£12,147743,20247
Wiltshire15£13,396736,62524
Worcestershire5£15,207438,81620
Add postcode for better results.