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Used Mazda 3 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Mazda 3 on finance

Navigating through the used car market to secure a Mazda 3 involves keen insight into financing options and a strategic approach. Known for its sleek design and efficient performance, the Mazda 3 is a notable choice for many. This guide will navigate you through the financing avenues and key considerations when securing your Mazda 3.


1. Define Your Requirements

a. Model Specification:
  • Choose a Mazda 3 model that aligns with your budget and needs in terms of features and performance.
b. Budget Assessment:
  • Determine a budget that encompasses the purchase, insurance, maintenance, and ongoing costs.

2. Financing Options

a. Bank Loan:
  • Traditional bank loans offer a straightforward path, with fixed interest rates and consistent monthly payments.
b. Hire Purchase (HP):
  • After an initial deposit, you pay off the total cost of the car in monthly installments. Ownership is transferred after the last payment.
c. Personal Contract Purchase (PCP):
  • Monthly payments cover the car's depreciation. At the end, you can return the car, pay a final balloon payment to keep it, or trade it in.
d. Dealer Finance:
  • Explore finance options offered by car dealers, ensuring to compare interest rates and total payable amounts against other lending sources.

3. Choosing the Right Mazda 3

a. Vehicle Inspection:
  • Ensure the used Mazda 3 is thoroughly inspected for any mechanical issues or necessary repairs.
b. History Check:
  • Obtain a comprehensive vehicle history report to ascertain past accidents, ownership, and service records.

4. Negotiation and Finalization

a. Price Negotiation:
  • Armed with market knowledge of similar Mazda 3 models, engage in negotiations for the best deal.
b. Contract Understanding:
  • Thoroughly review and understand the terms of any finance agreement before commitment.

5. Managing the Finance

a. Consistent Payments:
  • Ensure monthly payments are made timely to avoid penalties and safeguard your credit score.
b. Insurance:
  • Secure an insurance policy that provides ample coverage. Ensure it aligns with your budget and needs.

6. Ensuring Continuous Value

a. Maintain Regularly:
  • Regular service and maintenance will prolong the car’s life and help retain its value.
b. Preserve Aesthetics:
  • Keep the car in excellent cosmetic condition to maintain its resale value.

7. Conclusion

Acquiring and financing a used Mazda 3 involves a blend of strategic financial planning and savvy shopping. With this structured guide, you are empowered to navigate through the acquisition process, ensuring that your financial commitment to the vehicle is sound and rewarding.

About the Mazda 3

Renowned for its combination of style, dynamics, and value, the Mazda3 has continuously been a front-runner in the compact car segment. Infused with Mazda's Kodo design philosophy and equipped with the innovative SKYACTIV technology, the Mazda3 presents an engaging drive wrapped in a sophisticated package. In this overview, we'll delve into what makes the Mazda3 so special and highlight how it fares against its competitors.

Key Features and Specifications

  • Striking Aesthetics: The Mazda3 boasts a design that's both athletic and refined, showcasing sweeping lines, a prominent front grille, and a silhouette that captures motion even at a standstill.
  • Performance and Efficiency: With SKYACTIV technology, the Mazda3 ensures an enjoyable driving experience, striking a balance between spirited performance and commendable fuel efficiency.
  • Advanced Interiors: The interior is a testament to Mazda's attention to detail, integrating premium materials, ergonomic design, and cutting-edge technology seamlessly.
  • Active Safety Suite: The Mazda3 incorporates an array of safety features, ensuring that drivers can navigate with confidence and peace of mind.

Competitor Models

While the Mazda3 continues to resonate with enthusiasts and everyday drivers alike, it competes in a segment filled with robust contenders such as the Honda Civic, Toyota Corolla, and Volkswagen Golf. Each of these models offers its unique blend of attributes, but the Mazda3 distinguishes itself with its passionate design approach and driver-centric engineering.

Buying Guide

Want to find out everything about all 3 models, pros and cons, what to look out for and everything else you need to know? Check out our Mazda 3 buying guide here.

Mazda 3 Data by County

Mazda 3 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All817£13,656640,7601,895
Aberdeen City8£15,623530,96115
Aberdeenshire1£14,995522,549-
Angus3£13,828723,9461
Bedfordshire19£7,2411180,15736
Belfast3£17,577333,2554
Berkshire18£6,2381374,06149
Bexley - Greater London5£21,465416,13211
Brent - Greater London1£13,999614,0004
Bristol23£11,939747,29838
Bromley - Greater London6-112,9168
Buckinghamshire16£12,098755,15635
Cambridgeshire29£14,247542,60570
Cardiff1£15,499634,446-
Cheshire35£14,948537,16869
City of Edinburgh9£15,786530,28420
Clackmannanshire1£9,998877,6192
Coleraine1£18,995119,8752
Conwy1£10,995954,5161
Cookstown2£18,850124,5901
Cornwall2£9,4951073,0004
County Durham9£12,904639,46721
Craigavon2£16,162231,4883
Cumbria2£23,713120,74612
Derbyshire30£12,325742,71460
Devon6£13,048745,04429
Dorset7£15,445538,88025
Dumfries and Galloway1£10,998555,654-
Dundee City6£13,812631,08712
Dungannon2£17,365330,2861
Ealing - Greater London3£7,4281078,6673
East Ayrshire1£13,498733,3316
East Sussex1£2,9952053,0005
Enfield - Greater London6£7,4581189,2338
Essex17£12,624749,91937
Falkirk14£16,613323,90618
Fife9£18,786414,67314
Glasgow City23£16,421534,29551
Gloucestershire8£17,032429,35516
Greater Manchester53£12,858642,446112
Hampshire18£13,770636,78071
Harrow - Greater London2£7,8481170,1984
Havering - Greater London3£12,844750,04013
Herefordshire2£10,875949,5951
Hertfordshire13£16,623527,80535
Highland8£13,623635,6226
Hillingdon - Greater London14£8,4591062,37933
Hounslow - Greater London4£10,995853,7506
Isle of Anglesey1£1,9951487,900-
Kent15£13,530645,16522
Lancashire20£14,923536,89052
Leicestershire14£13,830650,43947
Lincolnshire16£13,858648,09742
Lisburn4£14,525543,00011
Merseyside8£14,035541,54015
Monmouthshire1£3,9001384,4004
Moray2£14,245744,7562
Neath Port Talbot2£7,823971,5152
Newry and Mourne1£4,9501198,1791
Newtownabbey10£19,17229,63512
Norfolk12£16,079427,19023
North Ayrshire2£12,999450,7522
North Lanarkshire3£10,062937,3517
North Yorkshire9£14,964437,93836
Northamptonshire7£16,769430,18625
Northumberland2£11,049938,0312
Nottinghamshire7£16,066429,58420
Omagh1£17,995129,9902
Oxfordshire4£19,903112,14513
Perth and Kinross9£18,173318,50414
Redbridge - Greater London1£3,70011104,5614
Renfrewshire10£18,748419,00917
Rhondda Cynon Taf4£11,166655,080-
Richmond upon Thames - Greater London6£15,078631,7756
Shropshire4£20,359220,03211
Somerset15£18,476217,53132
South Ayrshire6£16,613325,8078
South Lanarkshire2£18,511414,08912
South Yorkshire17£13,893540,95849
Staffordshire8£15,604435,38132
Stirling11£19,989215,93328
Suffolk10£15,750434,65313
Surrey16£10,333540,76544
Sutton - Greater London2£12,145750,6704
Tyne and Wear15£15,185535,07543
Warwickshire2£17,485211,5732
West Midlands46£13,829644,133145
West Sussex7£16,154424,83419
West Yorkshire21£12,510740,00657
Wiltshire10£16,559526,16228
Worcestershire6£15,796532,26615
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