Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
Calculating several elements, the UK Reliability Index collates data sourced from a large quantity of claims that are filed every year. Considering cost, a car's failure rate and inconvenience caused, it assists in offering motorists a comprehensive guide of vehicles on the road. The Kia Stonic is amongst the top 20 rated for reliability and this dealer currently has this second hand one for sale at just £12,199. That is a great value for this model and even better when you take into account that it's less likely to leave you with a bill for repairs.
Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
A Kia with low mileage in a nearly new condition, this vehicle drives and looks like new; coming fitted with a 1.0 l petrol engine with manual transmission .
This estate second hand car is now up for sale and ready for its new owner to drive home. It is fitted with a 1000 cc petrol engine with automatic transmission and has 25 miles clocked up on the dashboard.
A fantastic price of £18,498 is currently being advertised by this dealer in Shrewsbury for this Stonic 1.0T Gdi 48V 98 Gt-line S Dct that is rated as one of the most trustworthy and durable cars available.
Fitted with a 1000 CC petrol motor and a manual transmission, this very durable suv car is currently available for sale in white with 50,610 miles on the dash.
Ranked in the top 20 of the UK reliability index, this is a estate that provides its driver a higher degree of reliability than the average car. This used model has got 10,454 miles on the clock and features a 1000CC petrol motor with automatic transmission.
Available for viewing at this dealership in the Ayr area is this Stonic consisting of a petrol, 1000 cc engine and manual gearbox. It is on the market and ready for you to drive away in a grey finish with 50,506 miles clocked up on the dash.
On offer and ready for its new owner to take home is this Stonic. This second hand model contains a 1000 CC petrol motor with automatic transmission and has got 42,000 miles on the dash.
The Kia Stonic is dependable and durable and in the top twenty of Britain's reliability index. This second-hand model is
up for sale from this dealer in the shade of red with 11,350 miles on the dash, a l petrol engine and manual transmission .
Take a closer look at this dependable Kia which is ranked as one of the UK's top 20 most reliable cars. It comes fitted with a 1.0L petrol engine and automatic transmission. This second-hand one at this dealer has just 8,500 miles clocked-up on the dash and has been finished in red.
On offer at our amazing price of only £12,495 is this Stonic, it is fitted out with a 1.0 litre petrol engine with manual transmission and has 43,987 miles on the clock.
Have a closer look at this Stonic that is ranked as one of the most dependable cars on the market. It incorporates a 1.0 LTR petrol engine and automatic transmission. This one with low mileage at this dealership has been finished in blue and only has 13,994 miles on the dash.
Up for sale and ready for you to drive away is this Kia in grey. This second hand one contains a 1600CC diesel motor with manual transmission and it has 57,325 miles clocked-up on the dash.
On offer and ready for you to drive away is this Kia Stonic which
features automatic transmission and a 1.0 Litre petrol motor. This second hand model currently on sale at this dealership has 20,434 miles clocked up on the dash and has been finished in grey.
On offer and ready for you to drive away is this dependable Kia that is one of the UK's top 20 most reliable cars. It comes equipped with automatic transmission and has got a 1.0L petrol motor. This low mileage one comes finished in grey and has only got 4,887 miles on the dash.
Coming fitted out with automatic transmission and a CC hybrid motor, this second hand Kia Stonic is available to drive away in a blue finish with 6,716 miles on the clock.
At this dealership you'll find the superb price of only £8,995 for this second hand Kia that has 43,123 miles on the dash, manual transmission and a 1.0l petrol motor.
Incorporating a 1000 CC petrol engine with manual transmission, this second hand Kia Stonic 1.0 T-gdi Mhev Gt-line Euro 6 Ss is on the market with a white finish and has 19,855 miles on the dashboard.
Designed with a 1000 CC petrol motor and a manual transmission, this trustworthy and dependable Kia is available for sale in grey with 28,982 miles clocked-up on the dashboard.
Now available at our dealership in the Grangemouth area is this second hand, low mileage Kia Stonic 1.0T Gdi 48V Gt-line S that consists of a petrol, 1.0 Ltr engine and manual transmission. It's on the market and ready for its next owner to drive home in a white finish with only 33,728 miles on the clock.
The Kia Stonic is a compact SUV, combining style, versatility, and a suite of modern features.
Familiarise yourself with the various trim levels and specifications. Look for elements that matter to you, such as infotainment options, safety features, and engine variants.
If you're considering a used model, pay attention to the year and any subsequent model updates or changes.
Searching for a Used Model:
If you're in the market for a used Kia Stonic on finance, start with Kia's approved-used dealerships. These vehicles often come with extended warranties and have undergone manufacturer-standard checks.
Also, explore online platforms, local dealerships, and car supermarkets for availability and pricing.
Finance Options:
Personal Contract Purchase (PCP): Start with an upfront deposit, followed by monthly instalments. At the end of the term, you can choose to pay a balloon payment to own the car, hand it back, or begin a new agreement.
Hire Purchase (HP): After a deposit, you repay the car's value through monthly instalments. Once all payments are made, the car is yours.
Leasing: Rent the Kia Stonic for a set period and then return it once the contract ends.
Personal Loan: Obtain a loan from a bank or lender to buy the car outright, then repay the loan in monthly instalments.
Acquire and Compare Quotes:
Get finance quotes from Kia dealerships and independent finance institutions. Some providers may offer competitive rates for a used Kia Stonic on finance.
When comparing offers, consider the APR (Annual Percentage Rate) as a true reflection of the cost of borrowing.
Your Credit Score:
Your credit score can influence the terms of your finance and the interest rate offered.
Before applying, check your credit standing with UK agencies like Experian, Equifax, or TransUnion. Correct any inaccuracies promptly.
Budgeting:
Decide on a comfortable monthly payment based on your financial capabilities.
Remember, a larger deposit typically means lower monthly repayments.
Review the Agreement:
If considering a PCP or lease deal, be aware of any mileage limitations.
Understand any fees or penalties related to early contract termination or surpassing the agreed mileage.
Negotiate the Deal:
With the information you've gathered, try negotiating both the vehicle's price and the terms of finance. This might provide some leeway, even when seeking a used Kia Stonic on finance.
Remember to focus on the total cost over the term, not just the monthly payments.
Complete the Purchase:
After settling on terms, complete the required paperwork.
Before signing, ensure you fully understand all terms and conditions.
Always keep a copy of the agreement and any related documentation.
Insurance:
Before taking ownership of the Stonic, ensure you have adequate car insurance.
It's always beneficial to shop around for the best deal.
End-of-Agreement Choices:
If on PCP: At the end, decide if you'll make the balloon payment, return the car, or initiate a new agreement.
With HP: After completing all payments, the car is yours.
For leases, be prepared to return the car in a condition that aligns with the agreement's stipulations.
Other Costs to Consider:
Always budget for potential additional costs like road tax, maintenance, and fuel.
When looking to finance a vehicle, it's essential to ensure the chosen terms align with your financial situation and anticipated future changes. If ever uncertain, seek guidance from financial experts or trusted professionals.
About the Kia Stonic
The compact crossover segment is a fierce battleground, with a multitude of options vying for the urban driver's attention. Into this competitive mix, Kia introduced its contender – the Kia Stonic, aiming to capture the imagination of those seeking a blend of style, functionality, and value.
From Korea to the UK Streets: Unveiled in 2017, the Kia Stonic is a compact SUV that exudes youthful energy. With a name derived from combining 'Speedy' and 'Tonic', this car has been designed to appeal to a dynamic audience seeking agility and freshness in their rides. As it made its journey from Korea to the roads of the UK, it was clear that the Stonic aimed to cater to the unique tastes of the British market.
Design Meets Functionality: One of the standout aspects of the Stonic is its bold design. The car’s sporty silhouette is complemented by a range of vibrant two-tone colour options, giving owners a chance to personalise their vehicle to reflect their personality. But the Stonic isn’t just about looks. With ample boot space, advanced driver assistance systems, and a spacious interior, it ensures practicality isn't sacrificed.
Facing the Competition: In the UK, the Stonic competes with the likes of the Nissan Juke, Renault Captur, and SEAT Arona. However, Kia’s offering stands out with its balance of design aesthetics, features, and the brand's renowned 7-year warranty.
Final Thoughts: The Kia Stonic represents the brand's ambitious endeavour to capture a significant slice of the urban crossover pie. With its design-forward approach, balanced with practicality and complemented by finance-friendly options, it's poised as a compelling choice for the British driver.
Kia Stonic Data by County
Kia Stonic data for the amount in stock, average price, age and mileage throughout
the UK and by county.
