Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used Kia Sportage on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Kia Sportage on finance

Purchasing a used Kia Sportage through financing can be a smart and economical way to own this popular, stylish, and reliable SUV. Navigating through the financing process requires understanding and evaluating various aspects. Here’s a thorough guide to assist you in getting a used Kia Sportage on finance:

Preliminary Steps:

1. Define Your Budget:

  • Determine what you can afford, considering the down payment, monthly instalments, and additional costs (insurance, maintenance, etc.).

2. Credit Score:

  • Check your credit score; a higher score may qualify you for better financing terms.

3. Choose a Suitable Model:

  • Select a Kia Sportage that fits your preferences and budget, considering aspects like model year, features, and mileage.

4. Vehicle Check:

  • Ensure a comprehensive vehicle inspection, checking its mechanical condition and vehicle history report.

Financing Options:

1. Bank Loan:

  • Traditional personal loans from a bank, where you borrow money to purchase the car and repay in instalments.

2. Hire Purchase (HP):

  • Pay an initial deposit followed by fixed monthly payments. The car is yours once all payments are made.

3. Personal Contract Purchase (PCP):

  • Lower monthly payments with a large final payment if you wish to keep the car at the end of the agreement.

4. Lease Purchase:

  • Similar to PCP, but you are committed to buying the car at the end of the term.

5. Dealer Finance:

  • Financing through the car dealership. Ensure to compare these terms with other finance options.

6. Peer-to-Peer Lending:

  • Utilize online platforms to borrow directly from individual lenders, ensuring to verify platform credibility.

Purchase and Post-Purchase:

1. Select a Reliable Seller:

  • Ensure the seller/dealer has a reputation for transparency and offering vehicles in good condition.

2. Price Negotiation:

  • Engage in discussions to potentially lower the price or attain favourable terms.

3. Test Drive:

  • Validate the condition of the vehicle through a detailed test drive.

4. Finalize Finance:

  • Ensure understanding and comfort with the financial terms before finalizing the deal.

5. Insurance:

  • Before completing the purchase, make sure you have appropriate insurance in place.

6. Complete Paperwork:

  • Ensure all paperwork (V5C, MOT, service history, etc.) is accurate and secure.

Additional Considerations:

  • Depreciation: Understand how car value depreciation might impact your finance strategy.

  • Warranty: Explore warranty options and understand their coverages and durations.

  • Total Payment Awareness: Be clear about the total payment amount over the course of the finance period.

  • Early Repayment: Understand any terms or penalties related to early repayment of the finance.

Wrapping Up:

Financing a used Kia Sportage involves thorough preparation, understanding different finance options, and ensuring a smooth purchase process. Engage in in-depth research, utilize available tools, or consult with financial advisors to make an informed decision. With well-planned finance, you’ll be enjoying drives in your Kia Sportage knowing you’ve secured a deal that aligns with your financial health.

About the Kia Sportage

The Kia Sportage, ever since its debut, has represented Kia's commitment to meeting the needs of families and adventurers alike. With its robust design and commitment to value, it's little wonder that the Sportage has grown to be one of Kia's best-selling models globally and has garnered a particularly strong following in the UK.

From Humble Beginnings:

Introduced in the early 1990s, the Sportage was Kia's first foray into the SUV market. Over the years, it has undergone significant transformations, both in terms of aesthetics and technological advancements. Each iteration has showcased Kia's growing prowess in marrying design, functionality, and affordability.

A Blend of Style and Substance:

Recent models of the Sportage showcase a bold design with a distinctive tiger-nose grille and sharp, angular lines. Inside, it doesn't skimp on quality or features, boasting a modern infotainment system, plush seating, and a plethora of safety features. Its spacious interior ensures both driver and passengers enjoy comfort, even on longer journeys.

Amidst Stiff Competition:

The mid-size SUV market is fiercely competitive, with stalwarts like the Nissan Qashqai, Ford Kuga, and Peugeot 3008 vying for dominance. While each of these competitors brings their strengths to the table, the Sportage stands out with its generous warranty, comprehensive feature list, and an attractive price point.

Evolution with Electrification:

Kia, being attuned to the global shift towards greener transportation, has ensured the Sportage isn't left behind. Hybrid and plug-in hybrid variants offer environmentally-conscious buyers choices that reduce their carbon footprint without compromising on the Sportage experience.

Summing It Up:

The Kia Sportage, over its lifespan, has transformed from a value proposition to a genuine contender in the mid-size SUV segment, challenging established norms and pushing the boundaries of what's expected. For UK buyers who seek reliability, style, and value in one compelling package, the Sportage continues to be an attractive choice.

Buying Guide

Want to find out everything about all Sportage models, pros and cons, what to look out for and everything else you need to know? Check out our Kia Sportage buying guide here.

Kia Sportage Data by County

Kia Sportage data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All5,954£16,968544,63713,848
Aberdeen City29£20,667426,364106
Aberdeenshire17£22,070322,39654
Angus10£25,225221,57027
Antrim23£19,647329,08163
Ards12£18,347450,06339
Armagh4£6,62310116,3982
Ballymena3£22,738211,94527
Ballymoney6£9,801872,9439
Barking & Dagenham - Greater London4£12,283779,0104
Barnet - Greater London2£14,073551,6572
Bedfordshire99£11,807768,379182
Belfast27£16,240542,68432
Berkshire99£20,168435,348234
Blaenau Gwent4£21,399224,3458
Brent - Greater London4£12,391688,0006
Bristol81£17,918541,748140
Bromley - Greater London22£27,354213,58642
Buckinghamshire90£18,546537,706232
Cambridgeshire252£18,183540,255406
Carmarthenshire2£16,993650,4486
Ceredigion2£18,495647,9015
Cheshire229£18,917533,951472
City of Edinburgh42£16,630541,983151
City of London - Greater London19£23,569325,31132
Clackmannanshire2£15,248567,051-
Coleraine15£16,443552,14448
Conwy4£10,495952,2105
Cookstown2£17,468557,5002
Cornwall19£16,080647,72930
County Durham112£15,471648,088211
Craigavon8£14,044649,5828
Croydon - Greater London25£21,867431,79979
Cumbria20£17,119542,79753
Derbyshire124£16,019543,273379
Derry16£15,733662,35216
Devon136£20,376434,850251
Dorset51£23,037323,64794
Down2£20,423319,9259
Dumfries and Galloway4£16,496637,2728
Dundee City25£23,361321,99069
Dungannon6£12,573774,21622
Ealing - Greater London1£17,900459,4005
East Ayrshire12£15,032544,44230
East Lothian1£22,599-48,2094
East Riding of Yorkshire10£15,671439,22127
East Sussex48£20,636429,055110
Enfield - Greater London18£20,034436,44450
Essex187£20,086431,380341
Falkirk17£12,048754,24131
Fermanagh7£15,768553,17210
Fife46£22,585323,609146
Flintshire1-660,0001
Glasgow City93£19,737432,256261
Gloucestershire43£16,555647,07894
Greater Manchester357£18,144538,540841
Gwynedd4£14,544647,9143
Hampshire157£16,616643,634401
Harrow - Greater London5£12,214756,8968
Havering - Greater London65£17,846538,935121
Herefordshire28£26,043218,42247
Hertfordshire169£18,281538,402450
Highland40£22,525426,56075
Hillingdon - Greater London11£9,700876,60930
Hounslow - Greater London3£8,963973,26794
Inverclyde3£11,832652,5496
Isle of Anglesey5£4,39512101,6841
Isle of Wight10£18,547532,95531
Kent138£18,380535,202300
Kingston upon Thames - Greater London4£12,173749,1608
Lancashire199£16,614544,258478
Larne2£10,993764,806-
Leicestershire200£25,168225,727339
Limavady7£16,510436,1434
Lincolnshire160£20,706431,213400
Lisburn16£22,160327,46820
Magherafelt8£18,986438,7504
Merseyside60£17,108540,396192
Merthyr Tydfil5£14,144657,90612
Merton - Greater London5£10,276876,0889
Midlothian1£36,49501001
Monmouthshire1£3,4951495,0001
Moray4£15,422542,32122
Neath Port Talbot2£14,245746,1531
Newport3£11,763974,6044
Newry and Mourne33£19,604436,59453
Newtownabbey15£17,444539,32356
Norfolk138£19,560432,797355
North Ayrshire18£11,245753,42111
North Down5£16,086643,75912
North Lanarkshire19£18,119537,23567
North Yorkshire93£17,760537,148304
Northamptonshire46£17,294547,946142
Northumberland24£19,111434,70034
Nottinghamshire122£20,836429,869365
Omagh3£11,495887,1794
Oxfordshire74£24,821220,035136
Pembrokeshire1£23,99913,6512
Perth and Kinross33£19,226431,11561
Redbridge - Greater London2£2,53712115,1002
Renfrewshire25£16,283542,394132
Rhondda Cynon Taf26£15,172653,84139
Rutland1£14,750738,990-
Scottish Borders4£11,714852,7979
Shropshire40£20,496328,030134
Somerset79£19,435435,680166
South Ayrshire31£23,607325,89494
South Lanarkshire4£13,372853,6772
South Yorkshire182£17,321541,706465
Staffordshire134£19,041534,915238
Stirling20£20,862424,62472
Strabane6£20,461437,1675
Suffolk54£17,072535,055146
Surrey120£21,341429,012283
Sutton - Greater London3£8,0471165,2349
The Vale of Glamorgan2£11,098770,5575
Tyne and Wear74£16,366544,616175
Warwickshire15£11,197760,03638
West Dunbartonshire3£15,663542,18312
West Lothian26£17,840537,40053
West Midlands249£17,200540,792598
West Sussex53£16,760643,752127
West Yorkshire272£18,759435,127585
Wiltshire60£19,558434,760182
Worcestershire36£16,167547,25997
Add postcode for better results.