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Used Kia Sportage on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Kia Sportage on finance

Purchasing a used Kia Sportage through financing can be a smart and economical way to own this popular, stylish, and reliable SUV. Navigating through the financing process requires understanding and evaluating various aspects. Here’s a thorough guide to assist you in getting a used Kia Sportage on finance:

Preliminary Steps:

1. Define Your Budget:

  • Determine what you can afford, considering the down payment, monthly instalments, and additional costs (insurance, maintenance, etc.).

2. Credit Score:

  • Check your credit score; a higher score may qualify you for better financing terms.

3. Choose a Suitable Model:

  • Select a Kia Sportage that fits your preferences and budget, considering aspects like model year, features, and mileage.

4. Vehicle Check:

  • Ensure a comprehensive vehicle inspection, checking its mechanical condition and vehicle history report.

Financing Options:

1. Bank Loan:

  • Traditional personal loans from a bank, where you borrow money to purchase the car and repay in instalments.

2. Hire Purchase (HP):

  • Pay an initial deposit followed by fixed monthly payments. The car is yours once all payments are made.

3. Personal Contract Purchase (PCP):

  • Lower monthly payments with a large final payment if you wish to keep the car at the end of the agreement.

4. Lease Purchase:

  • Similar to PCP, but you are committed to buying the car at the end of the term.

5. Dealer Finance:

  • Financing through the car dealership. Ensure to compare these terms with other finance options.

6. Peer-to-Peer Lending:

  • Utilize online platforms to borrow directly from individual lenders, ensuring to verify platform credibility.

Purchase and Post-Purchase:

1. Select a Reliable Seller:

  • Ensure the seller/dealer has a reputation for transparency and offering vehicles in good condition.

2. Price Negotiation:

  • Engage in discussions to potentially lower the price or attain favourable terms.

3. Test Drive:

  • Validate the condition of the vehicle through a detailed test drive.

4. Finalize Finance:

  • Ensure understanding and comfort with the financial terms before finalizing the deal.

5. Insurance:

  • Before completing the purchase, make sure you have appropriate insurance in place.

6. Complete Paperwork:

  • Ensure all paperwork (V5C, MOT, service history, etc.) is accurate and secure.

Additional Considerations:

  • Depreciation: Understand how car value depreciation might impact your finance strategy.

  • Warranty: Explore warranty options and understand their coverages and durations.

  • Total Payment Awareness: Be clear about the total payment amount over the course of the finance period.

  • Early Repayment: Understand any terms or penalties related to early repayment of the finance.

Wrapping Up:

Financing a used Kia Sportage involves thorough preparation, understanding different finance options, and ensuring a smooth purchase process. Engage in in-depth research, utilize available tools, or consult with financial advisors to make an informed decision. With well-planned finance, you’ll be enjoying drives in your Kia Sportage knowing you’ve secured a deal that aligns with your financial health.

About the Kia Sportage

The Kia Sportage, ever since its debut, has represented Kia's commitment to meeting the needs of families and adventurers alike. With its robust design and commitment to value, it's little wonder that the Sportage has grown to be one of Kia's best-selling models globally and has garnered a particularly strong following in the UK.

From Humble Beginnings:

Introduced in the early 1990s, the Sportage was Kia's first foray into the SUV market. Over the years, it has undergone significant transformations, both in terms of aesthetics and technological advancements. Each iteration has showcased Kia's growing prowess in marrying design, functionality, and affordability.

A Blend of Style and Substance:

Recent models of the Sportage showcase a bold design with a distinctive tiger-nose grille and sharp, angular lines. Inside, it doesn't skimp on quality or features, boasting a modern infotainment system, plush seating, and a plethora of safety features. Its spacious interior ensures both driver and passengers enjoy comfort, even on longer journeys.

Amidst Stiff Competition:

The mid-size SUV market is fiercely competitive, with stalwarts like the Nissan Qashqai, Ford Kuga, and Peugeot 3008 vying for dominance. While each of these competitors brings their strengths to the table, the Sportage stands out with its generous warranty, comprehensive feature list, and an attractive price point.

Evolution with Electrification:

Kia, being attuned to the global shift towards greener transportation, has ensured the Sportage isn't left behind. Hybrid and plug-in hybrid variants offer environmentally-conscious buyers choices that reduce their carbon footprint without compromising on the Sportage experience.

Summing It Up:

The Kia Sportage, over its lifespan, has transformed from a value proposition to a genuine contender in the mid-size SUV segment, challenging established norms and pushing the boundaries of what's expected. For UK buyers who seek reliability, style, and value in one compelling package, the Sportage continues to be an attractive choice.

Buying Guide

Want to find out everything about all Sportage models, pros and cons, what to look out for and everything else you need to know? Check out our Kia Sportage buying guide here.

Kia Sportage Data by County

Kia Sportage data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,057£16,994543,72113,541
Aberdeen City30£20,929425,35496
Aberdeenshire16£22,918319,60254
Angus11£20,040435,94231
Antrim21£19,620436,48864
Ards13£19,519341,00243
Armagh4£6,62310116,3983
Ballymena11£19,072438,23321
Ballymoney6£9,569882,5916
Barking & Dagenham - Greater London3£12,041690,9605
Barnet - Greater London3£17,278444,1384
Bedfordshire98£12,081767,532177
Belfast23£16,814538,05132
Berkshire118£20,947431,494212
Bexley - Greater London1£26,500323,6501
Blaenau Gwent4£22,17417,2908
Brent - Greater London3£14,588586,0006
Bristol80£17,296542,229140
Bromley - Greater London20£26,849215,73241
Buckinghamshire102£19,338436,952216
Cambridgeshire222£18,650539,349412
Carmarthenshire3£15,158655,86510
Carrickfergus1£16,995320,4503
Ceredigion3£19,328539,8664
Cheshire232£19,372432,362435
City of Edinburgh45£17,643537,782149
City of London - Greater London17£23,788322,57532
Coleraine19£17,225550,41146
Conwy3£11,662755,0505
Cookstown3£15,643558,1471
Cornwall21£16,765543,58127
County Durham106£14,629649,969209
Craigavon3£17,992430,20015
Croydon - Greater London37£29,249215,38264
Cumbria23£17,362543,21347
Derbyshire124£16,604539,124406
Derry14£15,667766,81914
Devon124£20,898433,789248
Dorset48£23,299325,09296
Down2£17,223544,4009
Dumfries and Galloway4£16,196637,9318
Dundee City23£22,458322,62869
Dungannon8£11,658775,33219
Ealing - Greater London2£16,445656,1755
East Ayrshire12£13,609650,28828
East Lothian2£16,547828,9423
East Riding of Yorkshire8£14,751552,38422
East Sussex50£21,895324,768105
Enfield - Greater London22£18,670539,27847
Essex184£20,183431,863330
Falkirk16£11,589854,96529
Fermanagh8£15,478556,18310
Fife53£21,561325,481129
Flintshire1-660,0001
Glasgow City89£18,536434,779263
Gloucestershire49£15,108653,98382
Greater Manchester371£18,423539,614831
Gwynedd4£15,194644,7002
Hampshire161£16,929643,058394
Harrow - Greater London3£8,562867,2039
Havering - Greater London61£16,073642,657113
Herefordshire29£23,197323,23943
Hertfordshire171£19,423436,216437
Highland30£25,367217,86278
Hillingdon - Greater London12£9,649877,46032
Hounslow - Greater London4£7,8701076,759113
Inverclyde3£11,332751,7565
Isle of Anglesey5£4,39512101,6843
Isle of Wight18£19,692430,67925
Kent145£19,367533,582310
Kingston upon Thames - Greater London7£10,977864,3195
Lancashire214£17,251541,584457
Larne1£13,995645,6431
Leicestershire208£25,609224,272338
Limavady4£15,646445,2503
Lincolnshire163£21,594327,787384
Lisburn18£22,301328,12818
Magherafelt9£18,316438,2223
Merseyside73£16,605541,250175
Merthyr Tydfil6£12,092764,15512
Merton - Greater London4£10,617872,1809
Midlothian1£36,49501001
Monmouthshire1£3,4951495,0001
Moray4£14,872544,16323
Neath Port Talbot2£14,445746,1531
Newport1£9,295967,4775
Newry and Mourne23£17,346549,53661
Newtownabbey22£18,377437,16355
Norfolk154£20,279430,436340
North Ayrshire16£11,666749,64412
North Down6£15,488648,51212
North Lanarkshire20£18,349535,59870
North Yorkshire107£18,826432,003292
Northamptonshire42£16,991547,603136
Northumberland24£18,336531,60831
Nottinghamshire124£20,898430,471359
Omagh4£14,871768,3133
Oxfordshire86£24,702219,599133
Pembrokeshire1£23,99913,6513
Perth and Kinross29£20,356428,79165
Renfrewshire29£17,268437,613132
Rhondda Cynon Taf28£16,312653,08738
Richmond upon Thames - Greater London1£12,985942,6622
Rutland1£14,750738,9901
Scottish Borders5£13,236742,6706
Shropshire36£19,063433,855135
Somerset77£19,868434,755158
South Ayrshire29£18,133436,08089
South Lanarkshire3£11,330962,3962
South Yorkshire160£17,875539,639478
Staffordshire108£18,491535,549234
Stirling21£21,083427,50872
Strabane4£20,670434,2095
Suffolk49£17,307538,287150
Surrey102£21,084428,859285
Sutton - Greater London1£8,750958,0009
Swansea2£9,749879,8916
The Vale of Glamorgan4£9,549969,8245
Tyne and Wear88£16,203549,610157
Warwickshire18£13,647651,46834
West Dunbartonshire2£14,497638,60814
West Lothian28£18,129536,96457
West Midlands275£17,487541,542578
West Sussex58£17,272643,033121
West Yorkshire291£18,869434,602562
Wiltshire59£17,838538,934175
Worcestershire39£16,193547,03191
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