Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used Kia Sportage on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Kia Sportage on finance

Purchasing a used Kia Sportage through financing can be a smart and economical way to own this popular, stylish, and reliable SUV. Navigating through the financing process requires understanding and evaluating various aspects. Here’s a thorough guide to assist you in getting a used Kia Sportage on finance:

Preliminary Steps:

1. Define Your Budget:

  • Determine what you can afford, considering the down payment, monthly instalments, and additional costs (insurance, maintenance, etc.).

2. Credit Score:

  • Check your credit score; a higher score may qualify you for better financing terms.

3. Choose a Suitable Model:

  • Select a Kia Sportage that fits your preferences and budget, considering aspects like model year, features, and mileage.

4. Vehicle Check:

  • Ensure a comprehensive vehicle inspection, checking its mechanical condition and vehicle history report.

Financing Options:

1. Bank Loan:

  • Traditional personal loans from a bank, where you borrow money to purchase the car and repay in instalments.

2. Hire Purchase (HP):

  • Pay an initial deposit followed by fixed monthly payments. The car is yours once all payments are made.

3. Personal Contract Purchase (PCP):

  • Lower monthly payments with a large final payment if you wish to keep the car at the end of the agreement.

4. Lease Purchase:

  • Similar to PCP, but you are committed to buying the car at the end of the term.

5. Dealer Finance:

  • Financing through the car dealership. Ensure to compare these terms with other finance options.

6. Peer-to-Peer Lending:

  • Utilize online platforms to borrow directly from individual lenders, ensuring to verify platform credibility.

Purchase and Post-Purchase:

1. Select a Reliable Seller:

  • Ensure the seller/dealer has a reputation for transparency and offering vehicles in good condition.

2. Price Negotiation:

  • Engage in discussions to potentially lower the price or attain favourable terms.

3. Test Drive:

  • Validate the condition of the vehicle through a detailed test drive.

4. Finalize Finance:

  • Ensure understanding and comfort with the financial terms before finalizing the deal.

5. Insurance:

  • Before completing the purchase, make sure you have appropriate insurance in place.

6. Complete Paperwork:

  • Ensure all paperwork (V5C, MOT, service history, etc.) is accurate and secure.

Additional Considerations:

  • Depreciation: Understand how car value depreciation might impact your finance strategy.

  • Warranty: Explore warranty options and understand their coverages and durations.

  • Total Payment Awareness: Be clear about the total payment amount over the course of the finance period.

  • Early Repayment: Understand any terms or penalties related to early repayment of the finance.

Wrapping Up:

Financing a used Kia Sportage involves thorough preparation, understanding different finance options, and ensuring a smooth purchase process. Engage in in-depth research, utilize available tools, or consult with financial advisors to make an informed decision. With well-planned finance, you’ll be enjoying drives in your Kia Sportage knowing you’ve secured a deal that aligns with your financial health.

About the Kia Sportage

The Kia Sportage, ever since its debut, has represented Kia's commitment to meeting the needs of families and adventurers alike. With its robust design and commitment to value, it's little wonder that the Sportage has grown to be one of Kia's best-selling models globally and has garnered a particularly strong following in the UK.

From Humble Beginnings:

Introduced in the early 1990s, the Sportage was Kia's first foray into the SUV market. Over the years, it has undergone significant transformations, both in terms of aesthetics and technological advancements. Each iteration has showcased Kia's growing prowess in marrying design, functionality, and affordability.

A Blend of Style and Substance:

Recent models of the Sportage showcase a bold design with a distinctive tiger-nose grille and sharp, angular lines. Inside, it doesn't skimp on quality or features, boasting a modern infotainment system, plush seating, and a plethora of safety features. Its spacious interior ensures both driver and passengers enjoy comfort, even on longer journeys.

Amidst Stiff Competition:

The mid-size SUV market is fiercely competitive, with stalwarts like the Nissan Qashqai, Ford Kuga, and Peugeot 3008 vying for dominance. While each of these competitors brings their strengths to the table, the Sportage stands out with its generous warranty, comprehensive feature list, and an attractive price point.

Evolution with Electrification:

Kia, being attuned to the global shift towards greener transportation, has ensured the Sportage isn't left behind. Hybrid and plug-in hybrid variants offer environmentally-conscious buyers choices that reduce their carbon footprint without compromising on the Sportage experience.

Summing It Up:

The Kia Sportage, over its lifespan, has transformed from a value proposition to a genuine contender in the mid-size SUV segment, challenging established norms and pushing the boundaries of what's expected. For UK buyers who seek reliability, style, and value in one compelling package, the Sportage continues to be an attractive choice.

Buying Guide

Want to find out everything about all Sportage models, pros and cons, what to look out for and everything else you need to know? Check out our Kia Sportage buying guide here.

Kia Sportage Data by County

Kia Sportage data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All7,081£17,931540,65315,547
Aberdeenshire67£20,590430,012125
Angus49£25,035217,372100
Ayrshire69£20,172434,704144
Bedfordshire128£15,156655,380176
Berkshire102£19,601538,001245
Blaenau Gwent5£13,077651,99524
Borders4£16,911534,95011
Bridgend54£22,272429,12786
Bristol74£18,130439,919150
Buckinghamshire71£16,632544,401242
Caerphilly10£8,735983,5198
Cambridgeshire240£17,818542,782475
Cardiff38£21,300329,30594
Carmarthenshire30£22,102326,58856
Cheshire207£20,332432,258482
Clackmannanshire4£13,248562,8352
Conwy10£11,946752,4528
Cornwall59£23,058319,20287
County Antrim91£17,801442,768201
County Armagh51£17,870545,19073
County Down38£18,514443,33584
County Durham109£15,715548,906218
County Fermanagh7£14,196558,6039
County Londonderry52£17,918547,83490
County Tyrone22£15,371660,79927
Cumbria21£17,745538,10045
Derbyshire112£14,821650,155380
Devon153£20,032435,595259
Dorset50£19,785436,038115
Dumfries & Galloway7£19,182421,2607
Dunbartonshire7£21,069332,3017
East Lothian4£11,960851,2534
East Riding of Yorkshire54£16,783540,060136
East Sussex66£19,559433,429130
Essex175£19,664433,696386
Falkirk20£15,421645,15030
Fife65£20,652426,659146
Flintshire6£5,41212100,8276
Gloucestershire47£14,457755,92897
Greater London274£18,745541,074671
Greater Manchester345£16,271646,016764
Gwynedd2£12,243646,9103
Hampshire177£17,636541,949411
Herefordshire22£26,947217,39344
Hertfordshire193£17,483542,648569
Highland56£22,088428,86076
Inverclyde8£17,585533,6876
Isle of Anglesey8£4,74512100,4613
Isle of Wight8£19,010538,82129
Kent227£18,956435,006467
Lanarkshire159£21,521326,673308
Lancashire216£16,841543,919498
Leicestershire189£24,471322,376310
Lincolnshire163£20,726433,868409
Merseyside101£20,405433,275240
Merthyr Tydfil6£12,647763,25815
Midlothian60£18,796434,528167
Monmouthshire11£24,068326,91923
Moray6£16,579527,22816
Neath Port Talbot1£14,995845,9443
Newport37£21,449327,70388
Norfolk157£19,575434,335366
North Yorkshire126£20,660327,844314
Northamptonshire59£16,080649,115152
Northumberland13£17,556435,34956
Nottinghamshire157£20,609431,437366
Oxfordshire55£22,542326,578145
Pembrokeshire18£20,234437,43333
Perth & Kinross32£18,820435,67159
Powys6£19,744428,96112
Renfrewshire46£23,140323,29293
Rhondda Cynon Taf25£14,256657,29334
Rutland1£14,650738,990-
Shropshire49£18,645536,105127
Somerset86£20,274435,054175
South Yorkshire185£17,150543,848473
Staffordshire219£21,845326,606451
Stirling26£23,712217,16863
Suffolk79£17,879438,423147
Surrey120£19,088436,113284
Swansea36£21,533330,15977
Torfaen2£7,9951284,35012
Tyne and Wear97£16,686546,659175
Vale of Glamorgan5£12,051954,31710
Warwickshire52£19,437434,220103
West Lothian38£18,061435,84844
West Midlands273£17,685540,785606
West Sussex75£19,485436,323211
West Yorkshire270£19,110435,322592
Wiltshire65£18,938437,857182
Worcestershire53£17,461546,73692
Wrexham9£10,526766,6378
Add postcode for better results.