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Used Kia Sportage on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Kia Sportage on finance

Purchasing a used Kia Sportage through financing can be a smart and economical way to own this popular, stylish, and reliable SUV. Navigating through the financing process requires understanding and evaluating various aspects. Here’s a thorough guide to assist you in getting a used Kia Sportage on finance:

Preliminary Steps:

1. Define Your Budget:

  • Determine what you can afford, considering the down payment, monthly instalments, and additional costs (insurance, maintenance, etc.).

2. Credit Score:

  • Check your credit score; a higher score may qualify you for better financing terms.

3. Choose a Suitable Model:

  • Select a Kia Sportage that fits your preferences and budget, considering aspects like model year, features, and mileage.

4. Vehicle Check:

  • Ensure a comprehensive vehicle inspection, checking its mechanical condition and vehicle history report.

Financing Options:

1. Bank Loan:

  • Traditional personal loans from a bank, where you borrow money to purchase the car and repay in instalments.

2. Hire Purchase (HP):

  • Pay an initial deposit followed by fixed monthly payments. The car is yours once all payments are made.

3. Personal Contract Purchase (PCP):

  • Lower monthly payments with a large final payment if you wish to keep the car at the end of the agreement.

4. Lease Purchase:

  • Similar to PCP, but you are committed to buying the car at the end of the term.

5. Dealer Finance:

  • Financing through the car dealership. Ensure to compare these terms with other finance options.

6. Peer-to-Peer Lending:

  • Utilize online platforms to borrow directly from individual lenders, ensuring to verify platform credibility.

Purchase and Post-Purchase:

1. Select a Reliable Seller:

  • Ensure the seller/dealer has a reputation for transparency and offering vehicles in good condition.

2. Price Negotiation:

  • Engage in discussions to potentially lower the price or attain favourable terms.

3. Test Drive:

  • Validate the condition of the vehicle through a detailed test drive.

4. Finalize Finance:

  • Ensure understanding and comfort with the financial terms before finalizing the deal.

5. Insurance:

  • Before completing the purchase, make sure you have appropriate insurance in place.

6. Complete Paperwork:

  • Ensure all paperwork (V5C, MOT, service history, etc.) is accurate and secure.

Additional Considerations:

  • Depreciation: Understand how car value depreciation might impact your finance strategy.

  • Warranty: Explore warranty options and understand their coverages and durations.

  • Total Payment Awareness: Be clear about the total payment amount over the course of the finance period.

  • Early Repayment: Understand any terms or penalties related to early repayment of the finance.

Wrapping Up:

Financing a used Kia Sportage involves thorough preparation, understanding different finance options, and ensuring a smooth purchase process. Engage in in-depth research, utilize available tools, or consult with financial advisors to make an informed decision. With well-planned finance, you’ll be enjoying drives in your Kia Sportage knowing you’ve secured a deal that aligns with your financial health.

About the Kia Sportage

The Kia Sportage, ever since its debut, has represented Kia's commitment to meeting the needs of families and adventurers alike. With its robust design and commitment to value, it's little wonder that the Sportage has grown to be one of Kia's best-selling models globally and has garnered a particularly strong following in the UK.

From Humble Beginnings:

Introduced in the early 1990s, the Sportage was Kia's first foray into the SUV market. Over the years, it has undergone significant transformations, both in terms of aesthetics and technological advancements. Each iteration has showcased Kia's growing prowess in marrying design, functionality, and affordability.

A Blend of Style and Substance:

Recent models of the Sportage showcase a bold design with a distinctive tiger-nose grille and sharp, angular lines. Inside, it doesn't skimp on quality or features, boasting a modern infotainment system, plush seating, and a plethora of safety features. Its spacious interior ensures both driver and passengers enjoy comfort, even on longer journeys.

Amidst Stiff Competition:

The mid-size SUV market is fiercely competitive, with stalwarts like the Nissan Qashqai, Ford Kuga, and Peugeot 3008 vying for dominance. While each of these competitors brings their strengths to the table, the Sportage stands out with its generous warranty, comprehensive feature list, and an attractive price point.

Evolution with Electrification:

Kia, being attuned to the global shift towards greener transportation, has ensured the Sportage isn't left behind. Hybrid and plug-in hybrid variants offer environmentally-conscious buyers choices that reduce their carbon footprint without compromising on the Sportage experience.

Summing It Up:

The Kia Sportage, over its lifespan, has transformed from a value proposition to a genuine contender in the mid-size SUV segment, challenging established norms and pushing the boundaries of what's expected. For UK buyers who seek reliability, style, and value in one compelling package, the Sportage continues to be an attractive choice.

Buying Guide

Want to find out everything about all Sportage models, pros and cons, what to look out for and everything else you need to know? Check out our Kia Sportage buying guide here.

Kia Sportage Data by County

Kia Sportage data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,495£17,457543,58912,546
Aberdeen City36£22,941319,77288
Aberdeenshire26£22,723323,89739
Angus9£22,060319,89637
Antrim22£17,805541,73363
Ards16£22,620330,71633
Armagh4£6,48411114,1705
Ballymena16£17,472540,57123
Ballymoney5£10,493868,8553
Barking & Dagenham - Greater London5£12,294780,6388
Barnet - Greater London3£20,829333,4755
Bedfordshire122£14,834657,550174
Belfast18£15,791640,25440
Berkshire97£19,406537,342227
Bexley - Greater London5£18,281323,5126
Blaenau Gwent5£17,859534,48913
Brent - Greater London8£13,366677,5753
Bristol72£16,266644,811112
Bromley - Greater London15£25,667318,79435
Buckinghamshire96£20,935432,818188
Caerphilly3£9,495995,3896
Cambridgeshire248£18,913537,278398
Cardiff12£21,878428,99611
Carmarthenshire2£11,990765,35015
Carrickfergus1£16,495334,945-
Ceredigion15£11,251966,56613
Cheshire188£19,908431,672427
City of Edinburgh39£20,232433,049152
City of London - Greater London126£20,230431,980196
Coleraine27£19,305445,07738
Conwy4£10,245973,5003
Cookstown2£17,468557,5001
Cornwall34£22,316426,43531
County Durham118£16,599645,505175
Craigavon5£16,313551,6889
Croydon - Greater London40£27,605222,16981
Cumbria26£19,595433,23545
Denbighshire1£16,499634,7901
Derbyshire161£16,517542,259317
Derry15£17,796653,52614
Devon133£20,495434,477226
Dorset44£19,353534,88469
Down6£19,204440,8337
Dumfries and Galloway4£12,320853,70510
Dundee City27£18,653540,29941
Dungannon10£15,424666,15612
Ealing - Greater London1£15,798664,1006
East Ayrshire14£14,377649,72222
East Dunbartonshire1£13,698536,8885
East Lothian2£5,1231481,476-
East Riding of Yorkshire13£14,605652,13931
East Sussex51£20,583428,220110
Enfield - Greater London18£22,789329,93839
Essex207£21,432430,011288
Falkirk20£12,680854,44129
Fermanagh12£15,605558,8868
Fife67£22,288322,981135
Flintshire2£5,290895,7711
Glasgow City92£21,444428,536205
Gloucestershire42£17,052646,92968
Greater Manchester447£17,994539,894681
Greenwich - Greater London1£21,490319,7601
Gwynedd2£19,495430,7704
Hampshire156£17,219643,586404
Harrow - Greater London8£9,709876,0919
Havering - Greater London33£15,829648,46969
Herefordshire28£25,174214,52041
Hertfordshire174£19,470438,528394
Highland41£23,176323,78670
Hillingdon - Greater London10£9,584872,90128
Hounslow - Greater London50£24,413324,023106
Inverclyde5£14,798642,3346
Isle of Anglesey3£5,3281188,7924
Isle of Wight18£18,903530,86625
Kent125£20,796433,403328
Kingston upon Thames - Greater London4£11,111956,6614
Lancashire221£17,748542,797415
Leicestershire165£24,314321,749308
Lincolnshire153£20,569431,156346
Lisburn10£21,640329,43017
Magherafelt8£17,634547,6255
Merseyside79£18,644534,732174
Merthyr Tydfil7£14,276654,8928
Merton - Greater London6£10,138866,5737
Monmouthshire2£8,7231076,0003
Moray8£20,833421,65921
Neath Port Talbot1£15,995845,9441
Newport14£13,283752,36218
Newry and Mourne34£19,713435,62849
Newtownabbey18£18,114442,61144
Norfolk176£19,812431,872277
North Ayrshire9£11,704754,58315
North Down8£18,478533,2679
North Lanarkshire28£16,709641,64674
North Yorkshire92£19,062435,270267
Northamptonshire69£15,201653,158108
Northumberland19£19,853425,68934
Nottinghamshire150£20,720429,386324
Omagh3£18,095557,163-
Oxfordshire66£23,579322,080118
Pembrokeshire2£16,045644,5557
Perth and Kinross35£21,755423,68555
Powys1£24,895221,412-
Renfrewshire38£20,711430,394114
Rhondda Cynon Taf24£14,767755,59934
Scottish Borders3£19,649534,0416
Shropshire47£19,878435,01094
Somerset94£20,890430,614121
South Ayrshire30£24,170219,10480
South Lanarkshire20£19,880430,24739
South Yorkshire190£16,824542,617423
Staffordshire111£18,545431,881209
Stirling37£23,162324,01467
Strabane1£23,495343,7997
Suffolk68£16,279543,430140
Surrey83£20,186433,400209
Sutton - Greater London5£10,567970,0684
Swansea4£11,312871,2493
The Vale of Glamorgan2£8,3751067,4508
Tyne and Wear105£18,251540,221220
Warwickshire43£18,178538,31272
West Dunbartonshire3£13,114764,88110
West Lothian23£17,401538,39361
West Midlands214£17,543542,064537
West Sussex51£17,229540,34996
West Yorkshire262£18,636535,601498
Wiltshire86£20,209431,353163
Worcestershire46£17,180643,372100
Wrexham3£9,0971078,4506
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