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Used Kia Sportage on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Kia Sportage on finance

Purchasing a used Kia Sportage through financing can be a smart and economical way to own this popular, stylish, and reliable SUV. Navigating through the financing process requires understanding and evaluating various aspects. Here’s a thorough guide to assist you in getting a used Kia Sportage on finance:

Preliminary Steps:

1. Define Your Budget:

  • Determine what you can afford, considering the down payment, monthly instalments, and additional costs (insurance, maintenance, etc.).

2. Credit Score:

  • Check your credit score; a higher score may qualify you for better financing terms.

3. Choose a Suitable Model:

  • Select a Kia Sportage that fits your preferences and budget, considering aspects like model year, features, and mileage.

4. Vehicle Check:

  • Ensure a comprehensive vehicle inspection, checking its mechanical condition and vehicle history report.

Financing Options:

1. Bank Loan:

  • Traditional personal loans from a bank, where you borrow money to purchase the car and repay in instalments.

2. Hire Purchase (HP):

  • Pay an initial deposit followed by fixed monthly payments. The car is yours once all payments are made.

3. Personal Contract Purchase (PCP):

  • Lower monthly payments with a large final payment if you wish to keep the car at the end of the agreement.

4. Lease Purchase:

  • Similar to PCP, but you are committed to buying the car at the end of the term.

5. Dealer Finance:

  • Financing through the car dealership. Ensure to compare these terms with other finance options.

6. Peer-to-Peer Lending:

  • Utilize online platforms to borrow directly from individual lenders, ensuring to verify platform credibility.

Purchase and Post-Purchase:

1. Select a Reliable Seller:

  • Ensure the seller/dealer has a reputation for transparency and offering vehicles in good condition.

2. Price Negotiation:

  • Engage in discussions to potentially lower the price or attain favourable terms.

3. Test Drive:

  • Validate the condition of the vehicle through a detailed test drive.

4. Finalize Finance:

  • Ensure understanding and comfort with the financial terms before finalizing the deal.

5. Insurance:

  • Before completing the purchase, make sure you have appropriate insurance in place.

6. Complete Paperwork:

  • Ensure all paperwork (V5C, MOT, service history, etc.) is accurate and secure.

Additional Considerations:

  • Depreciation: Understand how car value depreciation might impact your finance strategy.

  • Warranty: Explore warranty options and understand their coverages and durations.

  • Total Payment Awareness: Be clear about the total payment amount over the course of the finance period.

  • Early Repayment: Understand any terms or penalties related to early repayment of the finance.

Wrapping Up:

Financing a used Kia Sportage involves thorough preparation, understanding different finance options, and ensuring a smooth purchase process. Engage in in-depth research, utilize available tools, or consult with financial advisors to make an informed decision. With well-planned finance, you’ll be enjoying drives in your Kia Sportage knowing you’ve secured a deal that aligns with your financial health.

About the Kia Sportage

The Kia Sportage, ever since its debut, has represented Kia's commitment to meeting the needs of families and adventurers alike. With its robust design and commitment to value, it's little wonder that the Sportage has grown to be one of Kia's best-selling models globally and has garnered a particularly strong following in the UK.

From Humble Beginnings:

Introduced in the early 1990s, the Sportage was Kia's first foray into the SUV market. Over the years, it has undergone significant transformations, both in terms of aesthetics and technological advancements. Each iteration has showcased Kia's growing prowess in marrying design, functionality, and affordability.

A Blend of Style and Substance:

Recent models of the Sportage showcase a bold design with a distinctive tiger-nose grille and sharp, angular lines. Inside, it doesn't skimp on quality or features, boasting a modern infotainment system, plush seating, and a plethora of safety features. Its spacious interior ensures both driver and passengers enjoy comfort, even on longer journeys.

Amidst Stiff Competition:

The mid-size SUV market is fiercely competitive, with stalwarts like the Nissan Qashqai, Ford Kuga, and Peugeot 3008 vying for dominance. While each of these competitors brings their strengths to the table, the Sportage stands out with its generous warranty, comprehensive feature list, and an attractive price point.

Evolution with Electrification:

Kia, being attuned to the global shift towards greener transportation, has ensured the Sportage isn't left behind. Hybrid and plug-in hybrid variants offer environmentally-conscious buyers choices that reduce their carbon footprint without compromising on the Sportage experience.

Summing It Up:

The Kia Sportage, over its lifespan, has transformed from a value proposition to a genuine contender in the mid-size SUV segment, challenging established norms and pushing the boundaries of what's expected. For UK buyers who seek reliability, style, and value in one compelling package, the Sportage continues to be an attractive choice.

Buying Guide

Want to find out everything about all Sportage models, pros and cons, what to look out for and everything else you need to know? Check out our Kia Sportage buying guide here.

Kia Sportage Data by County

Kia Sportage data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All5,790£16,963544,74313,693
Aberdeen City38£21,537326,265100
Aberdeenshire17£16,231542,51255
Angus18£24,417321,53319
Antrim29£20,257330,97265
Ards16£16,818451,11236
Armagh4£6,09910111,7152
Ballymena8£18,410433,82427
Ballymoney6£8,842982,3647
Banbridge1£7,9951094,000-
Barking & Dagenham - Greater London4£12,234779,0102
Bedfordshire99£13,569759,835179
Belfast23£15,471546,89030
Berkshire86£21,415432,544246
Blaenau Gwent3£18,966438,10412
Brent - Greater London5£13,900569,2004
Bristol75£17,470542,520144
Bromley - Greater London15£24,973317,41340
Buckinghamshire74£17,150542,071246
Cambridgeshire236£17,190542,727444
Cardiff1£5,4991095,0052
Carmarthenshire3£14,993656,7505
Carrickfergus2£17,973447,3795
Cheshire192£18,802535,192499
City of Edinburgh42£17,036543,444134
City of London - Greater London17£25,086318,65031
Clackmannanshire6£14,831461,073-
Coleraine13£18,138446,69046
Conwy4£11,745757,4722
Cookstown2£17,095558,0001
Cornwall13£17,328542,30737
County Durham108£15,572649,101207
Craigavon7£14,814547,16414
Croydon - Greater London28£21,960430,72779
Cumbria21£17,246537,30942
Derbyshire118£15,722543,491368
Derry2£6,09811109,7292
Devon145£19,394438,243268
Dorset45£18,997537,75897
Down8£21,166428,1816
Dumfries and Galloway7£20,239321,7279
Dundee City27£24,619319,70176
Dungannon7£11,599767,16920
Ealing - Greater London2£22,325435,9503
East Ayrshire22£16,066543,78431
East Lothian2£15,2971066,4134
East Riding of Yorkshire14£15,691545,45819
East Sussex48£21,482325,866104
Enfield - Greater London9£16,017540,58160
Essex148£19,424435,816375
Falkirk18£14,853646,39130
Fermanagh6£13,980558,27111
Fife54£21,975324,403144
Glasgow City102£21,995326,075268
Gloucestershire32£15,219754,33490
Greater Manchester314£16,511644,889743
Gwynedd1£17,995323,0003
Hampshire130£17,387542,779388
Harrow - Greater London4£8,945868,9218
Havering - Greater London70£15,958647,523117
Herefordshire26£26,720218,44944
Hertfordshire143£17,494541,918461
Highland41£21,595429,44266
Hillingdon - Greater London14£9,092975,84023
Hounslow - Greater London33£27,619216,265115
Inverclyde6£16,748535,8626
Isle of Anglesey6£4,9951297,5311
Isle of Wight8£18,097532,18329
Kent140£16,948539,614294
Kingston upon Thames - Greater London2£9,800742,2257
Lancashire177£16,442545,981484
Leicestershire196£24,032323,279324
Limavady6£16,138438,8336
Lincolnshire164£19,848435,246397
Lisburn10£22,601326,68424
Magherafelt7£19,991444,4295
Merseyside63£20,079433,955188
Merthyr Tydfil6£14,601657,23715
Merton - Greater London4£10,395876,6106
Monmouthshire1£3,2951495,0001
Moray4£11,796751,77617
Neath Port Talbot1£14,995845,9441
Newport1£9,295967,4771
Newry and Mourne27£19,494439,86254
Newtownabbey13£17,202546,44559
Norfolk139£19,128434,522351
North Ayrshire18£11,829752,83711
North Down10£13,077765,91412
North Lanarkshire28£18,702434,08559
North Yorkshire98£19,378431,736310
Northamptonshire44£14,642755,815137
Northumberland14£17,763534,73544
Nottinghamshire129£21,562327,344353
Omagh5£15,195668,1075
Oxfordshire55£24,330322,033138
Pembrokeshire1£23,99913,6511
Perth and Kinross30£19,638432,35759
Renfrewshire36£22,716325,877120
Rhondda Cynon Taf23£13,005766,29633
Rutland1£14,750738,990-
Scottish Borders5£15,258643,62011
Shropshire49£18,841434,616134
Somerset87£20,224433,830183
South Ayrshire37£25,337322,83286
South Lanarkshire4£13,421746,8452
South Yorkshire185£16,799544,084472
Staffordshire108£19,035432,152254
Stirling23£22,227321,35164
Strabane5£21,154332,5023
Suffolk57£16,831537,797119
Surrey105£19,704433,263269
Sutton - Greater London2£9,872949,2069
The Vale of Glamorgan4£8,936974,8254
Tyne and Wear86£16,487546,083167
Warwickshire14£12,102752,67240
West Dunbartonshire5£18,197336,4147
West Lothian31£17,724437,66543
West Midlands277£17,052542,026573
West Sussex47£18,458538,982132
West Yorkshire272£19,730431,263591
Wiltshire60£18,612539,425178
Worcestershire46£17,502542,73085
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