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Used Kia Sportage on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Kia Sportage on finance

Purchasing a used Kia Sportage through financing can be a smart and economical way to own this popular, stylish, and reliable SUV. Navigating through the financing process requires understanding and evaluating various aspects. Here’s a thorough guide to assist you in getting a used Kia Sportage on finance:

Preliminary Steps:

1. Define Your Budget:

  • Determine what you can afford, considering the down payment, monthly instalments, and additional costs (insurance, maintenance, etc.).

2. Credit Score:

  • Check your credit score; a higher score may qualify you for better financing terms.

3. Choose a Suitable Model:

  • Select a Kia Sportage that fits your preferences and budget, considering aspects like model year, features, and mileage.

4. Vehicle Check:

  • Ensure a comprehensive vehicle inspection, checking its mechanical condition and vehicle history report.

Financing Options:

1. Bank Loan:

  • Traditional personal loans from a bank, where you borrow money to purchase the car and repay in instalments.

2. Hire Purchase (HP):

  • Pay an initial deposit followed by fixed monthly payments. The car is yours once all payments are made.

3. Personal Contract Purchase (PCP):

  • Lower monthly payments with a large final payment if you wish to keep the car at the end of the agreement.

4. Lease Purchase:

  • Similar to PCP, but you are committed to buying the car at the end of the term.

5. Dealer Finance:

  • Financing through the car dealership. Ensure to compare these terms with other finance options.

6. Peer-to-Peer Lending:

  • Utilize online platforms to borrow directly from individual lenders, ensuring to verify platform credibility.

Purchase and Post-Purchase:

1. Select a Reliable Seller:

  • Ensure the seller/dealer has a reputation for transparency and offering vehicles in good condition.

2. Price Negotiation:

  • Engage in discussions to potentially lower the price or attain favourable terms.

3. Test Drive:

  • Validate the condition of the vehicle through a detailed test drive.

4. Finalize Finance:

  • Ensure understanding and comfort with the financial terms before finalizing the deal.

5. Insurance:

  • Before completing the purchase, make sure you have appropriate insurance in place.

6. Complete Paperwork:

  • Ensure all paperwork (V5C, MOT, service history, etc.) is accurate and secure.

Additional Considerations:

  • Depreciation: Understand how car value depreciation might impact your finance strategy.

  • Warranty: Explore warranty options and understand their coverages and durations.

  • Total Payment Awareness: Be clear about the total payment amount over the course of the finance period.

  • Early Repayment: Understand any terms or penalties related to early repayment of the finance.

Wrapping Up:

Financing a used Kia Sportage involves thorough preparation, understanding different finance options, and ensuring a smooth purchase process. Engage in in-depth research, utilize available tools, or consult with financial advisors to make an informed decision. With well-planned finance, you’ll be enjoying drives in your Kia Sportage knowing you’ve secured a deal that aligns with your financial health.

About the Kia Sportage

The Kia Sportage, ever since its debut, has represented Kia's commitment to meeting the needs of families and adventurers alike. With its robust design and commitment to value, it's little wonder that the Sportage has grown to be one of Kia's best-selling models globally and has garnered a particularly strong following in the UK.

From Humble Beginnings:

Introduced in the early 1990s, the Sportage was Kia's first foray into the SUV market. Over the years, it has undergone significant transformations, both in terms of aesthetics and technological advancements. Each iteration has showcased Kia's growing prowess in marrying design, functionality, and affordability.

A Blend of Style and Substance:

Recent models of the Sportage showcase a bold design with a distinctive tiger-nose grille and sharp, angular lines. Inside, it doesn't skimp on quality or features, boasting a modern infotainment system, plush seating, and a plethora of safety features. Its spacious interior ensures both driver and passengers enjoy comfort, even on longer journeys.

Amidst Stiff Competition:

The mid-size SUV market is fiercely competitive, with stalwarts like the Nissan Qashqai, Ford Kuga, and Peugeot 3008 vying for dominance. While each of these competitors brings their strengths to the table, the Sportage stands out with its generous warranty, comprehensive feature list, and an attractive price point.

Evolution with Electrification:

Kia, being attuned to the global shift towards greener transportation, has ensured the Sportage isn't left behind. Hybrid and plug-in hybrid variants offer environmentally-conscious buyers choices that reduce their carbon footprint without compromising on the Sportage experience.

Summing It Up:

The Kia Sportage, over its lifespan, has transformed from a value proposition to a genuine contender in the mid-size SUV segment, challenging established norms and pushing the boundaries of what's expected. For UK buyers who seek reliability, style, and value in one compelling package, the Sportage continues to be an attractive choice.

Buying Guide

Want to find out everything about all Sportage models, pros and cons, what to look out for and everything else you need to know? Check out our Kia Sportage buying guide here.

Kia Sportage Data by County

Kia Sportage data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,435£17,472543,77012,741
Aberdeen City37£22,867321,68691
Aberdeenshire27£23,610320,11541
Angus10£21,455320,96431
Antrim26£18,682438,61363
Ards16£21,582332,27535
Armagh4£6,48411114,1705
Ballymena16£17,594540,25224
Ballymoney5£10,493868,8553
Barking & Dagenham - Greater London5£12,294780,6385
Barnet - Greater London3£20,829333,4755
Bedfordshire113£14,865657,139185
Belfast18£16,530538,31139
Berkshire81£19,960535,888222
Bexley - Greater London1£24,120323,3652
Blaenau Gwent4£18,874529,67413
Brent - Greater London8£13,366677,5753
Bristol75£15,911645,807117
Bromley - Greater London15£25,866319,32236
Buckinghamshire99£19,962433,748197
Cambridgeshire241£19,090436,896409
Cardiff11£22,308426,37213
Carmarthenshire3£11,992760,98015
Carrickfergus2£16,995327,698-
Ceredigion10£10,7951071,2758
Cheshire192£19,661433,091435
City of Edinburgh38£20,350433,758156
City of London - Greater London31£19,666537,91146
Coleraine27£19,060445,89339
Conwy4£10,245973,5003
Cookstown2£17,468557,5001
Cornwall18£18,679543,48922
County Durham123£16,276645,120181
Craigavon3£15,757545,80312
Croydon - Greater London38£28,010218,76381
Cumbria26£19,204533,75747
Denbighshire1£16,499634,7901
Derbyshire158£16,787541,716338
Derry16£17,414653,62014
Devon120£20,636434,424234
Dorset41£19,569434,75669
Down5£18,646542,1998
Dumfries and Galloway3£11,428959,10611
Dundee City37£22,730326,25344
Dungannon11£16,012659,93713
Ealing - Greater London1£15,798664,1006
East Ayrshire14£14,441649,72222
East Dunbartonshire2£11,598853,7365
East Lothian3£7,0321271,263-
East Riding of Yorkshire16£15,038651,70731
East Sussex48£22,854322,630109
Enfield - Greater London16£22,534430,83343
Essex213£21,592428,575287
Falkirk20£12,640854,44130
Fermanagh11£15,887558,7099
Fife60£22,681323,787126
Flintshire2£5,290895,7711
Glasgow City96£20,575430,777212
Gloucestershire45£15,505652,98769
Greater Manchester456£18,061550,464705
Greenwich - Greater London1£21,490319,7601
Gwynedd2£19,495430,7704
Hampshire162£17,096644,328416
Harrow - Greater London4£8,784972,10710
Havering - Greater London67£15,781645,496122
Herefordshire33£26,113212,82341
Hertfordshire178£19,965436,845397
Highland40£23,564324,05272
Hillingdon - Greater London13£9,030878,71729
Hounslow - Greater London45£24,870322,849110
Inverclyde4£15,498639,7237
Isle of Anglesey2£4,49511104,8505
Isle of Wight18£18,986531,00926
Kent122£20,989433,149342
Kingston upon Thames - Greater London3£11,832856,8815
Lancashire216£17,539543,815431
Leicestershire185£25,482219,785318
Lincolnshire157£20,726431,059355
Lisburn13£20,822330,06216
Magherafelt8£16,336547,6255
Merseyside82£18,958432,897168
Merthyr Tydfil7£14,276654,8928
Merton - Greater London5£9,966869,5937
Monmouthshire1£3,6951495,000-
Moray9£21,185320,79921
Neath Port Talbot2£12,997857,9721
Newport6£10,956864,4126
Newry and Mourne35£19,624436,30348
Newtownabbey20£17,377544,07645
Norfolk174£19,780431,173282
North Ayrshire11£11,985754,65518
North Down9£17,536537,4599
North Lanarkshire28£18,512535,42274
North Yorkshire90£18,582535,991276
Northamptonshire62£14,846654,522107
Northumberland16£19,357426,54738
Nottinghamshire143£20,629429,656337
Omagh3£16,463668,4341
Oxfordshire66£22,978323,537120
Pembrokeshire1£9,495975,5005
Perth and Kinross33£21,958424,40358
Powys1£24,595221,412-
Renfrewshire39£20,803430,034115
Rhondda Cynon Taf24£13,388761,19936
Scottish Borders4£20,932528,4606
Shropshire53£20,512431,575103
Somerset91£21,114429,312129
South Ayrshire30£23,880219,61378
South Lanarkshire19£20,206429,67740
South Yorkshire183£17,227542,220440
Staffordshire113£18,386432,896214
Stirling37£22,632325,10468
Strabane1£23,495343,7997
Suffolk71£16,920542,221145
Surrey120£22,141328,744271
Sutton - Greater London5£10,467970,0684
Swansea5£10,899869,0743
The Vale of Glamorgan2£8,2501067,4508
Tyne and Wear90£16,634546,149167
Warwickshire44£18,233537,43674
West Dunbartonshire2£10,923879,29212
West Lothian24£17,085539,83962
West Midlands234£17,623541,085547
West Sussex54£16,923539,808102
West Yorkshire256£18,361536,790524
Wiltshire84£20,184431,702169
Worcestershire46£17,509541,166104
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