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Used Kia Sportage on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Kia Sportage on finance

Purchasing a used Kia Sportage through financing can be a smart and economical way to own this popular, stylish, and reliable SUV. Navigating through the financing process requires understanding and evaluating various aspects. Here’s a thorough guide to assist you in getting a used Kia Sportage on finance:

Preliminary Steps:

1. Define Your Budget:

  • Determine what you can afford, considering the down payment, monthly instalments, and additional costs (insurance, maintenance, etc.).

2. Credit Score:

  • Check your credit score; a higher score may qualify you for better financing terms.

3. Choose a Suitable Model:

  • Select a Kia Sportage that fits your preferences and budget, considering aspects like model year, features, and mileage.

4. Vehicle Check:

  • Ensure a comprehensive vehicle inspection, checking its mechanical condition and vehicle history report.

Financing Options:

1. Bank Loan:

  • Traditional personal loans from a bank, where you borrow money to purchase the car and repay in instalments.

2. Hire Purchase (HP):

  • Pay an initial deposit followed by fixed monthly payments. The car is yours once all payments are made.

3. Personal Contract Purchase (PCP):

  • Lower monthly payments with a large final payment if you wish to keep the car at the end of the agreement.

4. Lease Purchase:

  • Similar to PCP, but you are committed to buying the car at the end of the term.

5. Dealer Finance:

  • Financing through the car dealership. Ensure to compare these terms with other finance options.

6. Peer-to-Peer Lending:

  • Utilize online platforms to borrow directly from individual lenders, ensuring to verify platform credibility.

Purchase and Post-Purchase:

1. Select a Reliable Seller:

  • Ensure the seller/dealer has a reputation for transparency and offering vehicles in good condition.

2. Price Negotiation:

  • Engage in discussions to potentially lower the price or attain favourable terms.

3. Test Drive:

  • Validate the condition of the vehicle through a detailed test drive.

4. Finalize Finance:

  • Ensure understanding and comfort with the financial terms before finalizing the deal.

5. Insurance:

  • Before completing the purchase, make sure you have appropriate insurance in place.

6. Complete Paperwork:

  • Ensure all paperwork (V5C, MOT, service history, etc.) is accurate and secure.

Additional Considerations:

  • Depreciation: Understand how car value depreciation might impact your finance strategy.

  • Warranty: Explore warranty options and understand their coverages and durations.

  • Total Payment Awareness: Be clear about the total payment amount over the course of the finance period.

  • Early Repayment: Understand any terms or penalties related to early repayment of the finance.

Wrapping Up:

Financing a used Kia Sportage involves thorough preparation, understanding different finance options, and ensuring a smooth purchase process. Engage in in-depth research, utilize available tools, or consult with financial advisors to make an informed decision. With well-planned finance, you’ll be enjoying drives in your Kia Sportage knowing you’ve secured a deal that aligns with your financial health.

About the Kia Sportage

The Kia Sportage, ever since its debut, has represented Kia's commitment to meeting the needs of families and adventurers alike. With its robust design and commitment to value, it's little wonder that the Sportage has grown to be one of Kia's best-selling models globally and has garnered a particularly strong following in the UK.

From Humble Beginnings:

Introduced in the early 1990s, the Sportage was Kia's first foray into the SUV market. Over the years, it has undergone significant transformations, both in terms of aesthetics and technological advancements. Each iteration has showcased Kia's growing prowess in marrying design, functionality, and affordability.

A Blend of Style and Substance:

Recent models of the Sportage showcase a bold design with a distinctive tiger-nose grille and sharp, angular lines. Inside, it doesn't skimp on quality or features, boasting a modern infotainment system, plush seating, and a plethora of safety features. Its spacious interior ensures both driver and passengers enjoy comfort, even on longer journeys.

Amidst Stiff Competition:

The mid-size SUV market is fiercely competitive, with stalwarts like the Nissan Qashqai, Ford Kuga, and Peugeot 3008 vying for dominance. While each of these competitors brings their strengths to the table, the Sportage stands out with its generous warranty, comprehensive feature list, and an attractive price point.

Evolution with Electrification:

Kia, being attuned to the global shift towards greener transportation, has ensured the Sportage isn't left behind. Hybrid and plug-in hybrid variants offer environmentally-conscious buyers choices that reduce their carbon footprint without compromising on the Sportage experience.

Summing It Up:

The Kia Sportage, over its lifespan, has transformed from a value proposition to a genuine contender in the mid-size SUV segment, challenging established norms and pushing the boundaries of what's expected. For UK buyers who seek reliability, style, and value in one compelling package, the Sportage continues to be an attractive choice.

Buying Guide

Want to find out everything about all Sportage models, pros and cons, what to look out for and everything else you need to know? Check out our Kia Sportage buying guide here.

Kia Sportage Data by County

Kia Sportage data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All5,903£16,938545,00713,832
Aberdeen City36£21,502326,904103
Aberdeenshire17£16,266542,98256
Angus17£24,207322,45319
Antrim27£20,391329,97370
Ards15£16,258553,44937
Armagh4£6,09910111,7152
Ballymena9£17,797436,95527
Ballymoney6£8,842982,3647
Banbridge1£7,9951094,0001
Barking & Dagenham - Greater London4£12,234779,0102
Bedfordshire104£13,790758,847182
Belfast23£15,204546,49832
Berkshire89£21,202432,714252
Blaenau Gwent4£17,974440,99111
Brent - Greater London6£13,485664,8333
Bristol78£17,461544,167143
Bromley - Greater London16£24,649318,07443
Buckinghamshire79£17,693540,699245
Cambridgeshire244£17,527542,070444
Cardiff1£5,4991095,0052
Carmarthenshire3£14,993656,7505
Carrickfergus1£9,995778,8765
Cheshire198£18,626535,569504
City of Edinburgh44£17,654540,720134
City of London - Greater London15£25,855214,57930
Clackmannanshire6£15,048461,073-
Coleraine15£18,950443,70548
Conwy4£11,745757,4722
Cookstown2£17,095558,0001
Cornwall13£16,635543,92837
County Durham108£15,974547,563208
Craigavon9£14,521649,19112
Croydon - Greater London25£21,341434,72381
Cumbria22£17,489535,77344
Derbyshire121£16,140541,323377
Derry2£6,09811109,7292
Devon146£19,679437,089267
Dorset45£19,100537,11098
Down8£21,166428,1817
Dumfries and Galloway7£21,141321,7279
Dundee City29£24,976319,95172
Dungannon7£11,599767,16920
Ealing - Greater London2£22,325435,9503
East Ayrshire20£16,383541,51831
East Lothian2£15,2971066,4134
East Riding of Yorkshire11£14,932546,30520
East Sussex49£21,209426,910107
Enfield - Greater London9£16,017540,58162
Essex159£19,736433,993364
Falkirk17£15,934642,46831
Fermanagh7£14,047654,66610
Fife50£22,576322,126142
Glasgow City101£22,477325,142276
Gloucestershire37£15,183652,83295
Greater Manchester332£16,734544,134736
Gwynedd2£13,745646,5002
Hampshire134£16,685545,238392
Harrow - Greater London5£11,575762,9377
Havering - Greater London70£16,616644,778118
Herefordshire25£26,601219,16646
Hertfordshire146£17,974539,972475
Highland40£21,917428,45368
Hillingdon - Greater London12£9,066976,30527
Hounslow - Greater London35£26,275319,236110
Inverclyde6£16,798535,8626
Isle of Anglesey6£4,9951297,5311
Isle of Wight10£18,517431,45927
Kent137£17,230539,683291
Kingston upon Thames - Greater London3£10,865649,4837
Lancashire182£17,029543,435481
Leicestershire193£24,089322,576326
Limavady5£15,966439,6006
Lincolnshire168£20,420433,525407
Lisburn11£21,464329,97824
Magherafelt7£19,991444,4295
Merseyside67£19,938433,868189
Merthyr Tydfil5£15,122657,03615
Merton - Greater London5£10,244876,0886
Monmouthshire1£3,2951495,0001
Moray4£11,796751,77618
Neath Port Talbot1£14,995845,9441
Newport1£9,295967,4771
Newry and Mourne28£20,320436,15554
Newtownabbey11£17,258652,09062
Norfolk148£19,154433,679354
North Ayrshire17£11,542754,22411
North Down8£12,534865,59612
North Lanarkshire23£19,421431,97763
North Yorkshire102£19,268432,715312
Northamptonshire48£15,985653,074141
Northumberland14£17,763534,73546
Nottinghamshire135£21,734327,000354
Omagh5£15,195668,1075
Oxfordshire60£24,483221,844133
Pembrokeshire1£23,99913,6511
Perth and Kinross32£19,517432,31959
Renfrewshire35£23,042326,046120
Rhondda Cynon Taf24£13,573764,11934
Rutland1£14,750738,990-
Scottish Borders5£15,258638,10511
Shropshire52£19,222432,616133
Somerset93£20,081435,100175
South Ayrshire37£25,515322,30794
South Lanarkshire5£12,837850,4761
South Yorkshire187£16,971543,291483
Staffordshire110£19,096432,046257
Stirling24£22,234321,55366
Strabane5£21,154332,5023
Suffolk57£16,687537,840122
Surrey108£20,174431,531284
Sutton - Greater London2£9,872949,2069
The Vale of Glamorgan4£8,936974,8254
Tyne and Wear82£16,248546,905172
Warwickshire14£12,134752,66440
West Dunbartonshire5£18,197336,4147
West Lothian29£17,468539,16445
West Midlands270£17,059542,475589
West Sussex52£17,795540,306133
West Yorkshire280£19,707431,781594
Wiltshire61£18,653439,377183
Worcestershire42£17,411544,73084
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