Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used Kia Sportage on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Kia Sportage on finance

Purchasing a used Kia Sportage through financing can be a smart and economical way to own this popular, stylish, and reliable SUV. Navigating through the financing process requires understanding and evaluating various aspects. Here’s a thorough guide to assist you in getting a used Kia Sportage on finance:

Preliminary Steps:

1. Define Your Budget:

  • Determine what you can afford, considering the down payment, monthly instalments, and additional costs (insurance, maintenance, etc.).

2. Credit Score:

  • Check your credit score; a higher score may qualify you for better financing terms.

3. Choose a Suitable Model:

  • Select a Kia Sportage that fits your preferences and budget, considering aspects like model year, features, and mileage.

4. Vehicle Check:

  • Ensure a comprehensive vehicle inspection, checking its mechanical condition and vehicle history report.

Financing Options:

1. Bank Loan:

  • Traditional personal loans from a bank, where you borrow money to purchase the car and repay in instalments.

2. Hire Purchase (HP):

  • Pay an initial deposit followed by fixed monthly payments. The car is yours once all payments are made.

3. Personal Contract Purchase (PCP):

  • Lower monthly payments with a large final payment if you wish to keep the car at the end of the agreement.

4. Lease Purchase:

  • Similar to PCP, but you are committed to buying the car at the end of the term.

5. Dealer Finance:

  • Financing through the car dealership. Ensure to compare these terms with other finance options.

6. Peer-to-Peer Lending:

  • Utilize online platforms to borrow directly from individual lenders, ensuring to verify platform credibility.

Purchase and Post-Purchase:

1. Select a Reliable Seller:

  • Ensure the seller/dealer has a reputation for transparency and offering vehicles in good condition.

2. Price Negotiation:

  • Engage in discussions to potentially lower the price or attain favourable terms.

3. Test Drive:

  • Validate the condition of the vehicle through a detailed test drive.

4. Finalize Finance:

  • Ensure understanding and comfort with the financial terms before finalizing the deal.

5. Insurance:

  • Before completing the purchase, make sure you have appropriate insurance in place.

6. Complete Paperwork:

  • Ensure all paperwork (V5C, MOT, service history, etc.) is accurate and secure.

Additional Considerations:

  • Depreciation: Understand how car value depreciation might impact your finance strategy.

  • Warranty: Explore warranty options and understand their coverages and durations.

  • Total Payment Awareness: Be clear about the total payment amount over the course of the finance period.

  • Early Repayment: Understand any terms or penalties related to early repayment of the finance.

Wrapping Up:

Financing a used Kia Sportage involves thorough preparation, understanding different finance options, and ensuring a smooth purchase process. Engage in in-depth research, utilize available tools, or consult with financial advisors to make an informed decision. With well-planned finance, you’ll be enjoying drives in your Kia Sportage knowing you’ve secured a deal that aligns with your financial health.

About the Kia Sportage

The Kia Sportage, ever since its debut, has represented Kia's commitment to meeting the needs of families and adventurers alike. With its robust design and commitment to value, it's little wonder that the Sportage has grown to be one of Kia's best-selling models globally and has garnered a particularly strong following in the UK.

From Humble Beginnings:

Introduced in the early 1990s, the Sportage was Kia's first foray into the SUV market. Over the years, it has undergone significant transformations, both in terms of aesthetics and technological advancements. Each iteration has showcased Kia's growing prowess in marrying design, functionality, and affordability.

A Blend of Style and Substance:

Recent models of the Sportage showcase a bold design with a distinctive tiger-nose grille and sharp, angular lines. Inside, it doesn't skimp on quality or features, boasting a modern infotainment system, plush seating, and a plethora of safety features. Its spacious interior ensures both driver and passengers enjoy comfort, even on longer journeys.

Amidst Stiff Competition:

The mid-size SUV market is fiercely competitive, with stalwarts like the Nissan Qashqai, Ford Kuga, and Peugeot 3008 vying for dominance. While each of these competitors brings their strengths to the table, the Sportage stands out with its generous warranty, comprehensive feature list, and an attractive price point.

Evolution with Electrification:

Kia, being attuned to the global shift towards greener transportation, has ensured the Sportage isn't left behind. Hybrid and plug-in hybrid variants offer environmentally-conscious buyers choices that reduce their carbon footprint without compromising on the Sportage experience.

Summing It Up:

The Kia Sportage, over its lifespan, has transformed from a value proposition to a genuine contender in the mid-size SUV segment, challenging established norms and pushing the boundaries of what's expected. For UK buyers who seek reliability, style, and value in one compelling package, the Sportage continues to be an attractive choice.

Buying Guide

Want to find out everything about all Sportage models, pros and cons, what to look out for and everything else you need to know? Check out our Kia Sportage buying guide here.

Kia Sportage Data by County

Kia Sportage data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,589£17,381543,79913,727
Aberdeen City35£22,153322,43793
Aberdeenshire29£23,345322,87540
Angus10£19,674425,14542
Antrim19£17,501544,37972
Ards15£22,828330,12933
Armagh4£6,48411114,1705
Ballymena15£18,070538,23727
Ballymoney6£9,286981,7082
Banbridge1£21,995323,0004
Barking & Dagenham - Greater London5£12,395780,6388
Barnet - Greater London3£20,829333,4758
Bedfordshire123£14,486759,074191
Belfast19£15,486642,19545
Berkshire96£19,259537,908235
Bexley - Greater London7£16,242532,1379
Blaenau Gwent9£16,183537,27222
Brent - Greater London7£13,180774,8003
Bristol67£15,814646,691117
Bromley - Greater London15£24,647324,10645
Buckinghamshire95£20,474432,439201
Caerphilly5£9,395990,23311
Cambridgeshire254£18,945536,337435
Cardiff22£21,883429,11117
Carmarthenshire3£12,325667,23316
Carrickfergus1£16,495334,945-
Ceredigion16£11,047966,67815
Cheshire185£19,752431,702466
City of Edinburgh38£20,695430,817165
City of London - Greater London153£19,868433,475259
Coleraine25£18,034447,11939
Conwy4£10,245973,5005
Cookstown2£17,468557,5001
Cornwall31£22,701325,41631
County Durham113£16,581645,291198
Craigavon5£16,453551,6887
Croydon - Greater London34£27,556324,61090
Cumbria23£19,447532,89653
Denbighshire1£16,499634,7901
Derbyshire155£16,438543,176347
Derry16£16,400658,66719
Devon129£20,566434,269253
Dorset45£19,246534,21070
Down6£19,204440,8338
Dumfries and Galloway7£16,682638,69710
Dundee City16£15,103654,69318
Dungannon11£15,590668,41414
Ealing - Greater London1£15,798664,1006
East Ayrshire14£14,380649,72229
East Dunbartonshire4£15,248544,7467
East Lothian2£5,2731481,476-
East Riding of Yorkshire32£16,093646,20558
East Sussex58£19,019532,907126
Enfield - Greater London18£22,913329,93843
Essex211£21,267430,086304
Falkirk20£12,683854,44133
Fermanagh13£14,981559,5107
Fife73£21,805324,130172
Flintshire3£8,394882,9014
Glasgow City59£19,400433,900143
Gloucestershire45£15,620754,85180
Greater Manchester450£18,040539,999735
Greenwich - Greater London1£21,490319,7602
Gwynedd2£19,495430,7705
Hampshire164£17,582542,274419
Harrow - Greater London9£9,486876,47810
Havering - Greater London34£15,166650,00476
Herefordshire32£25,056317,12542
Hertfordshire181£19,267440,134431
Highland45£22,694325,44980
Hillingdon - Greater London10£9,584872,90132
Hounslow - Greater London44£25,445321,304113
Inverclyde4£12,873742,9026
Isle of Anglesey3£5,3281188,7924
Isle of Wight19£18,897531,21128
Kent127£20,853433,087345
Kingston upon Thames - Greater London4£11,111956,6614
Lancashire207£17,623543,066466
Leicestershire161£24,768320,585327
Lincolnshire145£20,819430,222388
Lisburn10£21,768331,19119
Magherafelt7£18,115540,7146
Merseyside93£17,565540,104194
Merthyr Tydfil8£14,023756,2157
Merton - Greater London6£10,138866,5738
Monmouthshire2£8,7231076,0004
Moray8£20,833421,65920
Neath Port Talbot1£15,995845,9442
Newport20£14,190654,31327
Newry and Mourne33£19,450436,37363
Newtownabbey16£18,097546,11654
Norfolk173£20,084430,670297
North Ayrshire9£11,704754,58317
North Down8£18,491533,26710
North Lanarkshire41£20,073432,022119
North Yorkshire87£18,595536,170287
Northamptonshire71£15,562652,596116
Northumberland16£18,763529,27537
Nottinghamshire166£20,368430,123365
Omagh3£18,095557,1632
Oxfordshire70£23,072323,727124
Pembrokeshire2£16,045644,5557
Perth and Kinross34£21,238426,28560
Powys5£21,974327,49914
Redbridge - Greater London2£15,350656,5002
Renfrewshire41£20,757429,369113
Rhondda Cynon Taf24£14,971654,22336
Scottish Borders1£22,64919,0306
Shropshire42£19,223436,870100
Somerset98£20,843431,367130
South Ayrshire30£24,514218,36985
South Lanarkshire39£19,986431,99679
South Yorkshire192£17,202541,552439
Staffordshire111£18,437433,167245
Stirling36£23,666322,67974
Strabane2£22,745328,5276
Suffolk72£16,148643,981149
Surrey84£19,759534,748221
Sutton - Greater London4£9,083973,5356
Swansea9£14,187754,5807
The Vale of Glamorgan2£8,3751067,4508
Tyne and Wear100£17,426543,392238
Warwickshire48£18,108539,81273
West Dunbartonshire3£13,114764,88110
West Lothian21£16,583545,56559
West Midlands217£17,402542,411574
West Sussex52£17,057540,098106
West Yorkshire253£18,304536,524528
Wiltshire91£20,634430,753176
Worcestershire47£18,125540,526117
Wrexham4£8,5711088,0886
Add postcode for better results.