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Used Kia Sportage on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Kia Sportage on finance

Purchasing a used Kia Sportage through financing can be a smart and economical way to own this popular, stylish, and reliable SUV. Navigating through the financing process requires understanding and evaluating various aspects. Here’s a thorough guide to assist you in getting a used Kia Sportage on finance:

Preliminary Steps:

1. Define Your Budget:

  • Determine what you can afford, considering the down payment, monthly instalments, and additional costs (insurance, maintenance, etc.).

2. Credit Score:

  • Check your credit score; a higher score may qualify you for better financing terms.

3. Choose a Suitable Model:

  • Select a Kia Sportage that fits your preferences and budget, considering aspects like model year, features, and mileage.

4. Vehicle Check:

  • Ensure a comprehensive vehicle inspection, checking its mechanical condition and vehicle history report.

Financing Options:

1. Bank Loan:

  • Traditional personal loans from a bank, where you borrow money to purchase the car and repay in instalments.

2. Hire Purchase (HP):

  • Pay an initial deposit followed by fixed monthly payments. The car is yours once all payments are made.

3. Personal Contract Purchase (PCP):

  • Lower monthly payments with a large final payment if you wish to keep the car at the end of the agreement.

4. Lease Purchase:

  • Similar to PCP, but you are committed to buying the car at the end of the term.

5. Dealer Finance:

  • Financing through the car dealership. Ensure to compare these terms with other finance options.

6. Peer-to-Peer Lending:

  • Utilize online platforms to borrow directly from individual lenders, ensuring to verify platform credibility.

Purchase and Post-Purchase:

1. Select a Reliable Seller:

  • Ensure the seller/dealer has a reputation for transparency and offering vehicles in good condition.

2. Price Negotiation:

  • Engage in discussions to potentially lower the price or attain favourable terms.

3. Test Drive:

  • Validate the condition of the vehicle through a detailed test drive.

4. Finalize Finance:

  • Ensure understanding and comfort with the financial terms before finalizing the deal.

5. Insurance:

  • Before completing the purchase, make sure you have appropriate insurance in place.

6. Complete Paperwork:

  • Ensure all paperwork (V5C, MOT, service history, etc.) is accurate and secure.

Additional Considerations:

  • Depreciation: Understand how car value depreciation might impact your finance strategy.

  • Warranty: Explore warranty options and understand their coverages and durations.

  • Total Payment Awareness: Be clear about the total payment amount over the course of the finance period.

  • Early Repayment: Understand any terms or penalties related to early repayment of the finance.

Wrapping Up:

Financing a used Kia Sportage involves thorough preparation, understanding different finance options, and ensuring a smooth purchase process. Engage in in-depth research, utilize available tools, or consult with financial advisors to make an informed decision. With well-planned finance, you’ll be enjoying drives in your Kia Sportage knowing you’ve secured a deal that aligns with your financial health.

About the Kia Sportage

The Kia Sportage, ever since its debut, has represented Kia's commitment to meeting the needs of families and adventurers alike. With its robust design and commitment to value, it's little wonder that the Sportage has grown to be one of Kia's best-selling models globally and has garnered a particularly strong following in the UK.

From Humble Beginnings:

Introduced in the early 1990s, the Sportage was Kia's first foray into the SUV market. Over the years, it has undergone significant transformations, both in terms of aesthetics and technological advancements. Each iteration has showcased Kia's growing prowess in marrying design, functionality, and affordability.

A Blend of Style and Substance:

Recent models of the Sportage showcase a bold design with a distinctive tiger-nose grille and sharp, angular lines. Inside, it doesn't skimp on quality or features, boasting a modern infotainment system, plush seating, and a plethora of safety features. Its spacious interior ensures both driver and passengers enjoy comfort, even on longer journeys.

Amidst Stiff Competition:

The mid-size SUV market is fiercely competitive, with stalwarts like the Nissan Qashqai, Ford Kuga, and Peugeot 3008 vying for dominance. While each of these competitors brings their strengths to the table, the Sportage stands out with its generous warranty, comprehensive feature list, and an attractive price point.

Evolution with Electrification:

Kia, being attuned to the global shift towards greener transportation, has ensured the Sportage isn't left behind. Hybrid and plug-in hybrid variants offer environmentally-conscious buyers choices that reduce their carbon footprint without compromising on the Sportage experience.

Summing It Up:

The Kia Sportage, over its lifespan, has transformed from a value proposition to a genuine contender in the mid-size SUV segment, challenging established norms and pushing the boundaries of what's expected. For UK buyers who seek reliability, style, and value in one compelling package, the Sportage continues to be an attractive choice.

Buying Guide

Want to find out everything about all Sportage models, pros and cons, what to look out for and everything else you need to know? Check out our Kia Sportage buying guide here.

Kia Sportage Data by County

Kia Sportage data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,055£17,110543,71213,146
Aberdeen City29£20,955424,41392
Aberdeenshire18£22,949320,23851
Angus10£18,905438,54532
Antrim24£19,524338,74063
Ards17£21,353333,02741
Armagh4£6,62310116,3984
Ballymena12£18,804438,05520
Ballymoney5£10,348870,3265
Barking & Dagenham - Greater London4£12,530781,7204
Barnet - Greater London5£21,135337,7581
Bedfordshire109£12,529766,223164
Belfast24£17,336536,23629
Berkshire116£21,310431,516218
Bexley - Greater London1£25,895323,6501
Blaenau Gwent4£21,97417,7178
Brent - Greater London3£14,588586,0006
Bristol79£17,954539,873138
Bromley - Greater London17£26,647217,37042
Buckinghamshire99£19,041537,760208
Cambridgeshire239£19,081437,495408
Carmarthenshire4£14,368754,95810
Carrickfergus1£16,995320,4503
Ceredigion3£19,328539,8664
Cheshire221£19,022533,865424
City of Edinburgh43£17,707537,593143
City of London - Greater London16£23,477323,56332
Coleraine19£18,651544,15946
Conwy3£11,662755,0506
Cookstown3£15,643558,1471
Cornwall20£17,721541,16426
County Durham103£14,377650,458204
Craigavon2£16,493540,17315
Croydon - Greater London34£27,906216,90666
Cumbria22£16,219645,52648
Derbyshire133£16,942537,865384
Derry13£19,097661,04514
Devon113£21,296432,812242
Dorset55£22,929327,15087
Down3£19,113444,2678
Dumfries and Galloway3£14,095745,7818
Dundee City28£22,594322,50563
Dungannon7£13,444668,27818
Ealing - Greater London2£16,445656,1755
East Ayrshire12£14,139652,33227
East Lothian2£16,547828,9422
East Riding of Yorkshire14£16,095548,33620
East Sussex55£22,124322,944100
Enfield - Greater London16£20,084534,81050
Essex191£20,450430,892321
Falkirk16£11,444855,70330
Fermanagh10£15,927553,2808
Fife53£22,214324,726125
Flintshire1-660,0001
Glasgow City94£18,898434,227254
Gloucestershire56£14,810656,36478
Greater Manchester361£18,283539,683827
Gwynedd2£19,495430,7702
Hampshire154£16,934642,256382
Harrow - Greater London4£7,734970,8028
Havering - Greater London64£16,220643,625111
Herefordshire29£23,143324,67142
Hertfordshire172£20,042434,672428
Highland39£24,684320,74967
Hillingdon - Greater London13£9,685875,58930
Hounslow - Greater London5£8,755975,407114
Inverclyde2£11,998748,1345
Isle of Anglesey3£4,3281298,4403
Isle of Wight16£19,498532,25225
Kent147£19,365533,659294
Kingston upon Thames - Greater London7£10,991864,3195
Lancashire196£16,355544,724445
Larne1£13,995645,6431
Leicestershire203£25,446225,177330
Limavady4£15,521445,2503
Lincolnshire170£21,905326,699366
Lisburn15£22,863324,50918
Magherafelt10£18,029439,7002
Merseyside80£16,612540,739169
Merthyr Tydfil5£12,328767,35613
Merton - Greater London4£10,745872,18010
Midlothian1£36,49501001
Monmouthshire1£3,6951495,0001
Moray5£16,596437,29822
Neath Port Talbot2£14,523746,1531
Newport1£9,295967,4775
Newry and Mourne21£16,767552,37062
Newtownabbey25£18,307438,89149
Norfolk155£20,241430,899331
North Ayrshire14£11,583750,95012
North Down6£15,238647,04511
North Lanarkshire23£19,373433,76068
North Yorkshire95£18,518433,015297
Northamptonshire41£14,503655,061130
Northumberland22£17,454535,99631
Nottinghamshire126£20,541431,548355
Omagh3£11,495887,1793
Oxfordshire83£24,406220,952126
Pembrokeshire3£15,538544,2333
Perth and Kinross33£20,742429,16458
Renfrewshire30£19,184431,523122
Rhondda Cynon Taf26£16,784550,60039
Richmond upon Thames - Greater London1£12,985942,6622
Scottish Borders6£15,248737,5116
Shropshire41£19,469431,397127
Somerset78£19,569435,307149
South Ayrshire30£19,229434,27684
South Lanarkshire3£11,330962,3962
South Yorkshire155£17,716539,131454
Staffordshire109£17,922536,606229
Stirling27£21,689327,47168
Strabane4£20,670433,9245
Suffolk59£16,633541,399139
Surrey105£21,794328,163265
Sutton - Greater London1£8,750958,0009
Swansea3£9,999880,3085
The Vale of Glamorgan4£9,549969,8245
Tyne and Wear79£15,838650,754159
Warwickshire19£14,625647,94431
West Dunbartonshire2£14,497638,60814
West Lothian26£19,347432,32155
West Midlands261£17,883540,483564
West Sussex57£17,995539,774117
West Yorkshire277£18,503535,683557
Wiltshire57£17,695540,519179
Worcestershire39£15,897650,00686
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