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Used Kia Sportage on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Kia Sportage on finance

Purchasing a used Kia Sportage through financing can be a smart and economical way to own this popular, stylish, and reliable SUV. Navigating through the financing process requires understanding and evaluating various aspects. Here’s a thorough guide to assist you in getting a used Kia Sportage on finance:

Preliminary Steps:

1. Define Your Budget:

  • Determine what you can afford, considering the down payment, monthly instalments, and additional costs (insurance, maintenance, etc.).

2. Credit Score:

  • Check your credit score; a higher score may qualify you for better financing terms.

3. Choose a Suitable Model:

  • Select a Kia Sportage that fits your preferences and budget, considering aspects like model year, features, and mileage.

4. Vehicle Check:

  • Ensure a comprehensive vehicle inspection, checking its mechanical condition and vehicle history report.

Financing Options:

1. Bank Loan:

  • Traditional personal loans from a bank, where you borrow money to purchase the car and repay in instalments.

2. Hire Purchase (HP):

  • Pay an initial deposit followed by fixed monthly payments. The car is yours once all payments are made.

3. Personal Contract Purchase (PCP):

  • Lower monthly payments with a large final payment if you wish to keep the car at the end of the agreement.

4. Lease Purchase:

  • Similar to PCP, but you are committed to buying the car at the end of the term.

5. Dealer Finance:

  • Financing through the car dealership. Ensure to compare these terms with other finance options.

6. Peer-to-Peer Lending:

  • Utilize online platforms to borrow directly from individual lenders, ensuring to verify platform credibility.

Purchase and Post-Purchase:

1. Select a Reliable Seller:

  • Ensure the seller/dealer has a reputation for transparency and offering vehicles in good condition.

2. Price Negotiation:

  • Engage in discussions to potentially lower the price or attain favourable terms.

3. Test Drive:

  • Validate the condition of the vehicle through a detailed test drive.

4. Finalize Finance:

  • Ensure understanding and comfort with the financial terms before finalizing the deal.

5. Insurance:

  • Before completing the purchase, make sure you have appropriate insurance in place.

6. Complete Paperwork:

  • Ensure all paperwork (V5C, MOT, service history, etc.) is accurate and secure.

Additional Considerations:

  • Depreciation: Understand how car value depreciation might impact your finance strategy.

  • Warranty: Explore warranty options and understand their coverages and durations.

  • Total Payment Awareness: Be clear about the total payment amount over the course of the finance period.

  • Early Repayment: Understand any terms or penalties related to early repayment of the finance.

Wrapping Up:

Financing a used Kia Sportage involves thorough preparation, understanding different finance options, and ensuring a smooth purchase process. Engage in in-depth research, utilize available tools, or consult with financial advisors to make an informed decision. With well-planned finance, you’ll be enjoying drives in your Kia Sportage knowing you’ve secured a deal that aligns with your financial health.

About the Kia Sportage

The Kia Sportage, ever since its debut, has represented Kia's commitment to meeting the needs of families and adventurers alike. With its robust design and commitment to value, it's little wonder that the Sportage has grown to be one of Kia's best-selling models globally and has garnered a particularly strong following in the UK.

From Humble Beginnings:

Introduced in the early 1990s, the Sportage was Kia's first foray into the SUV market. Over the years, it has undergone significant transformations, both in terms of aesthetics and technological advancements. Each iteration has showcased Kia's growing prowess in marrying design, functionality, and affordability.

A Blend of Style and Substance:

Recent models of the Sportage showcase a bold design with a distinctive tiger-nose grille and sharp, angular lines. Inside, it doesn't skimp on quality or features, boasting a modern infotainment system, plush seating, and a plethora of safety features. Its spacious interior ensures both driver and passengers enjoy comfort, even on longer journeys.

Amidst Stiff Competition:

The mid-size SUV market is fiercely competitive, with stalwarts like the Nissan Qashqai, Ford Kuga, and Peugeot 3008 vying for dominance. While each of these competitors brings their strengths to the table, the Sportage stands out with its generous warranty, comprehensive feature list, and an attractive price point.

Evolution with Electrification:

Kia, being attuned to the global shift towards greener transportation, has ensured the Sportage isn't left behind. Hybrid and plug-in hybrid variants offer environmentally-conscious buyers choices that reduce their carbon footprint without compromising on the Sportage experience.

Summing It Up:

The Kia Sportage, over its lifespan, has transformed from a value proposition to a genuine contender in the mid-size SUV segment, challenging established norms and pushing the boundaries of what's expected. For UK buyers who seek reliability, style, and value in one compelling package, the Sportage continues to be an attractive choice.

Buying Guide

Want to find out everything about all Sportage models, pros and cons, what to look out for and everything else you need to know? Check out our Kia Sportage buying guide here.

Kia Sportage Data by County

Kia Sportage data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,270£17,158544,25413,170
Aberdeen City31£22,819322,53799
Aberdeenshire29£23,010322,15045
Angus8£21,645320,54632
Antrim23£20,159334,91168
Ards15£22,101334,20342
Armagh4£6,69810116,3985
Ballymena14£17,531539,63423
Ballymoney5£10,493868,8554
Barking & Dagenham - Greater London5£11,112786,7496
Barnet - Greater London3£22,893332,9252
Bedfordshire118£14,194658,520181
Belfast20£17,670536,21440
Berkshire92£19,873435,581218
Blaenau Gwent4£24,12412,57813
Brent - Greater London7£13,746680,2863
Bristol83£17,052543,280124
Bromley - Greater London16£27,967217,33542
Buckinghamshire98£20,084433,615205
Cambridgeshire261£18,699538,172424
Cardiff8£25,473317,1795
Carmarthenshire3£15,658547,47115
Carrickfergus2£16,995327,6981
Ceredigion9£11,328972,9539
Cheshire184£18,926535,922443
City of Edinburgh41£19,531434,688163
City of London - Greater London30£18,558542,82045
Coleraine24£17,021553,04443
Conwy4£10,245973,5003
Cookstown2£17,468557,5001
Cornwall17£19,128540,97222
County Durham118£15,488646,071192
Craigavon2£12,490758,46614
Croydon - Greater London33£27,498319,70685
Cumbria25£19,334433,50348
Derbyshire168£16,970539,639354
Derry14£17,719657,23615
Devon113£20,258536,577245
Dorset44£19,879435,61277
Down4£20,359438,7258
Dumfries and Galloway3£11,428959,1069
Dundee City36£23,725322,02054
Dungannon8£14,619664,82417
East Ayrshire14£15,152646,53824
East Lothian3£6,9131271,263-
East Riding of Yorkshire12£17,144542,18623
East Sussex43£22,086322,576108
Enfield - Greater London15£21,205437,43047
Essex218£21,301429,922300
Falkirk21£12,620852,73129
Fermanagh11£15,933554,7099
Fife62£23,384323,088124
Flintshire2£5,190895,7711
Glasgow City112£20,197432,234253
Gloucestershire49£15,989648,01873
Greater Manchester393£18,386538,146778
Greenwich - Greater London1£21,490319,7601
Gwynedd2£19,495430,7704
Hampshire164£17,202541,461415
Harrow - Greater London4£9,545871,12111
Havering - Greater London65£16,151644,751130
Herefordshire32£25,613314,16443
Hertfordshire161£20,120434,730419
Highland33£23,717324,69877
Hillingdon - Greater London15£9,319874,54227
Hounslow - Greater London40£24,409323,055116
Inverclyde3£13,165639,6107
Isle of Anglesey3£7,830985,9004
Isle of Wight20£18,402532,51225
Kent115£19,595534,603321
Kingston upon Thames - Greater London4£11,061970,8835
Lancashire237£17,605541,965465
Larne1£13,995645,6432
Leicestershire203£25,487319,415327
Limavady2£17,745336,5003
Lincolnshire155£20,748429,313371
Lisburn13£19,932435,16017
Magherafelt10£16,336546,2005
Merseyside80£18,622534,504162
Merthyr Tydfil4£11,998864,46011
Merton - Greater London4£9,646874,4398
Monmouthshire1£3,6951495,000-
Moray8£20,770422,98822
Neath Port Talbot2£12,997857,9371
Newport2£12,123860,35910
Newry and Mourne32£19,092438,39854
Newtownabbey26£18,039541,08844
Norfolk156£19,352432,647306
North Ayrshire13£11,863753,93617
North Down10£16,717540,3348
North Lanarkshire24£19,051533,99971
North Yorkshire104£18,987434,511288
Northamptonshire55£14,435653,949111
Northumberland15£15,838636,93630
Nottinghamshire138£20,419431,240352
Omagh2£13,745779,1762
Oxfordshire57£23,276323,876128
Pembrokeshire1£9,495975,5005
Perth and Kinross36£22,157425,54060
Redbridge - Greater London1£6,3481151,2001
Renfrewshire33£19,825431,234120
Rhondda Cynon Taf24£13,901761,73744
Scottish Borders6£18,788527,2195
Shropshire53£19,469432,796113
Somerset75£21,043429,042139
South Ayrshire33£23,952221,19279
South Lanarkshire3£11,330962,3963
South Yorkshire165£16,847643,195464
Staffordshire112£17,976535,115222
Stirling28£23,097324,98871
Strabane2£20,245452,1477
Suffolk64£16,657543,475142
Surrey113£22,321328,184290
Sutton - Greater London2£10,4901070,6007
Swansea4£10,499968,6564
The Vale of Glamorgan2£8,1251067,4507
Tyne and Wear94£16,241547,340172
Warwickshire18£13,892647,95035
West Dunbartonshire3£10,032968,05613
West Lothian25£17,020540,41565
West Midlands232£17,524541,906553
West Sussex51£17,885536,775115
West Yorkshire275£18,745536,398542
Wiltshire66£19,296435,351171
Worcestershire50£17,332540,71588
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