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Used Kia Sportage on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Kia Sportage on finance

Purchasing a used Kia Sportage through financing can be a smart and economical way to own this popular, stylish, and reliable SUV. Navigating through the financing process requires understanding and evaluating various aspects. Here’s a thorough guide to assist you in getting a used Kia Sportage on finance:

Preliminary Steps:

1. Define Your Budget:

  • Determine what you can afford, considering the down payment, monthly instalments, and additional costs (insurance, maintenance, etc.).

2. Credit Score:

  • Check your credit score; a higher score may qualify you for better financing terms.

3. Choose a Suitable Model:

  • Select a Kia Sportage that fits your preferences and budget, considering aspects like model year, features, and mileage.

4. Vehicle Check:

  • Ensure a comprehensive vehicle inspection, checking its mechanical condition and vehicle history report.

Financing Options:

1. Bank Loan:

  • Traditional personal loans from a bank, where you borrow money to purchase the car and repay in instalments.

2. Hire Purchase (HP):

  • Pay an initial deposit followed by fixed monthly payments. The car is yours once all payments are made.

3. Personal Contract Purchase (PCP):

  • Lower monthly payments with a large final payment if you wish to keep the car at the end of the agreement.

4. Lease Purchase:

  • Similar to PCP, but you are committed to buying the car at the end of the term.

5. Dealer Finance:

  • Financing through the car dealership. Ensure to compare these terms with other finance options.

6. Peer-to-Peer Lending:

  • Utilize online platforms to borrow directly from individual lenders, ensuring to verify platform credibility.

Purchase and Post-Purchase:

1. Select a Reliable Seller:

  • Ensure the seller/dealer has a reputation for transparency and offering vehicles in good condition.

2. Price Negotiation:

  • Engage in discussions to potentially lower the price or attain favourable terms.

3. Test Drive:

  • Validate the condition of the vehicle through a detailed test drive.

4. Finalize Finance:

  • Ensure understanding and comfort with the financial terms before finalizing the deal.

5. Insurance:

  • Before completing the purchase, make sure you have appropriate insurance in place.

6. Complete Paperwork:

  • Ensure all paperwork (V5C, MOT, service history, etc.) is accurate and secure.

Additional Considerations:

  • Depreciation: Understand how car value depreciation might impact your finance strategy.

  • Warranty: Explore warranty options and understand their coverages and durations.

  • Total Payment Awareness: Be clear about the total payment amount over the course of the finance period.

  • Early Repayment: Understand any terms or penalties related to early repayment of the finance.

Wrapping Up:

Financing a used Kia Sportage involves thorough preparation, understanding different finance options, and ensuring a smooth purchase process. Engage in in-depth research, utilize available tools, or consult with financial advisors to make an informed decision. With well-planned finance, you’ll be enjoying drives in your Kia Sportage knowing you’ve secured a deal that aligns with your financial health.

About the Kia Sportage

The Kia Sportage, ever since its debut, has represented Kia's commitment to meeting the needs of families and adventurers alike. With its robust design and commitment to value, it's little wonder that the Sportage has grown to be one of Kia's best-selling models globally and has garnered a particularly strong following in the UK.

From Humble Beginnings:

Introduced in the early 1990s, the Sportage was Kia's first foray into the SUV market. Over the years, it has undergone significant transformations, both in terms of aesthetics and technological advancements. Each iteration has showcased Kia's growing prowess in marrying design, functionality, and affordability.

A Blend of Style and Substance:

Recent models of the Sportage showcase a bold design with a distinctive tiger-nose grille and sharp, angular lines. Inside, it doesn't skimp on quality or features, boasting a modern infotainment system, plush seating, and a plethora of safety features. Its spacious interior ensures both driver and passengers enjoy comfort, even on longer journeys.

Amidst Stiff Competition:

The mid-size SUV market is fiercely competitive, with stalwarts like the Nissan Qashqai, Ford Kuga, and Peugeot 3008 vying for dominance. While each of these competitors brings their strengths to the table, the Sportage stands out with its generous warranty, comprehensive feature list, and an attractive price point.

Evolution with Electrification:

Kia, being attuned to the global shift towards greener transportation, has ensured the Sportage isn't left behind. Hybrid and plug-in hybrid variants offer environmentally-conscious buyers choices that reduce their carbon footprint without compromising on the Sportage experience.

Summing It Up:

The Kia Sportage, over its lifespan, has transformed from a value proposition to a genuine contender in the mid-size SUV segment, challenging established norms and pushing the boundaries of what's expected. For UK buyers who seek reliability, style, and value in one compelling package, the Sportage continues to be an attractive choice.

Buying Guide

Want to find out everything about all Sportage models, pros and cons, what to look out for and everything else you need to know? Check out our Kia Sportage buying guide here.

Kia Sportage Data by County

Kia Sportage data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,056£17,058543,69213,326
Aberdeen City27£20,322426,22194
Aberdeenshire18£22,960320,66952
Angus10£18,905438,54532
Antrim22£20,044337,15865
Ards16£20,920334,42942
Armagh4£6,62310116,3984
Ballymena12£18,804438,05520
Ballymoney5£10,348870,3265
Barking & Dagenham - Greater London4£12,530781,7204
Barnet - Greater London4£21,506336,3262
Bedfordshire111£12,497766,410164
Belfast23£17,447535,84930
Berkshire118£21,041432,165219
Bexley - Greater London1£25,895323,6501
Blaenau Gwent4£21,97417,7178
Brent - Greater London3£14,588586,0006
Bristol81£17,670541,073139
Bromley - Greater London18£26,825216,95142
Buckinghamshire104£19,292537,089209
Cambridgeshire242£18,937438,145416
Carmarthenshire4£14,368754,95810
Carrickfergus1£16,995320,4503
Ceredigion3£19,328539,8664
Cheshire228£19,051433,656428
City of Edinburgh46£17,724537,396144
City of London - Greater London16£23,432323,56332
Coleraine19£18,651544,15946
Conwy3£11,662755,0506
Cookstown3£15,643558,1471
Cornwall20£17,721541,16426
County Durham103£14,324650,709207
Craigavon2£16,493540,17315
Croydon - Greater London34£28,642216,07868
Cumbria23£17,153644,05049
Derbyshire128£16,986537,806389
Derry13£19,097661,04514
Devon117£21,195433,396242
Dorset51£23,656324,22392
Down3£19,113444,2678
Dumfries and Galloway4£16,196637,9318
Dundee City28£23,076320,66564
Dungannon8£11,670775,33219
Ealing - Greater London2£16,445656,1755
East Ayrshire13£14,667649,96427
East Lothian3£18,798823,2002
East Riding of Yorkshire12£15,820545,24020
East Sussex50£21,704324,507105
Enfield - Greater London16£20,023534,81050
Essex190£20,374430,877326
Falkirk17£11,571854,82730
Fermanagh8£15,478556,18310
Fife54£22,210324,863126
Flintshire1-660,0001
Glasgow City94£19,000433,904257
Gloucestershire58£15,051655,04278
Greater Manchester364£18,081539,922828
Gwynedd2£19,495430,7702
Hampshire158£16,978542,360383
Harrow - Greater London4£7,734970,8028
Havering - Greater London64£16,219643,193111
Herefordshire29£23,350324,63043
Hertfordshire172£20,475432,766440
Highland37£24,791321,30271
Hillingdon - Greater London12£9,739877,46033
Hounslow - Greater London4£7,9451076,759115
Inverclyde2£11,998748,1345
Isle of Anglesey5£4,39512101,6843
Isle of Wight17£19,409431,52725
Kent146£19,315533,653296
Kingston upon Thames - Greater London7£10,977864,3195
Lancashire193£16,234544,521454
Larne1£13,995645,6431
Leicestershire197£25,516225,103338
Limavady4£15,646445,2503
Lincolnshire167£21,897327,186374
Lisburn15£22,863324,50918
Magherafelt10£18,029439,7002
Merseyside76£16,642541,539174
Merthyr Tydfil6£12,190764,15013
Merton - Greater London4£10,617872,18010
Midlothian1£36,49501001
Monmouthshire1£3,6951495,0001
Moray5£16,596437,30022
Neath Port Talbot2£14,523746,1531
Newport1£9,295967,4775
Newry and Mourne20£16,921549,67863
Newtownabbey25£17,890537,16152
Norfolk154£20,410430,387336
North Ayrshire14£11,583750,95012
North Down6£15,238647,04511
North Lanarkshire22£19,617432,42270
North Yorkshire98£18,580432,045300
Northamptonshire40£14,842653,910132
Northumberland22£17,477535,99631
Nottinghamshire128£20,731431,877360
Omagh3£11,495887,1793
Oxfordshire80£24,514220,109127
Pembrokeshire3£15,538544,2333
Perth and Kinross34£20,553429,34658
Renfrewshire30£17,910435,702126
Rhondda Cynon Taf26£16,784550,60039
Richmond upon Thames - Greater London1£12,985942,6622
Scottish Borders5£13,236742,6706
Shropshire42£19,343432,551130
Somerset80£19,767434,687148
South Ayrshire29£18,868435,34685
South Lanarkshire3£11,330962,3962
South Yorkshire155£17,846539,756461
Staffordshire104£18,062535,975234
Stirling25£21,077428,56471
Strabane4£20,670433,9245
Suffolk55£16,969540,140143
Surrey113£21,368428,579267
Sutton - Greater London1£8,750958,0009
Swansea2£9,749879,8916
The Vale of Glamorgan4£9,549969,8245
Tyne and Wear81£16,065549,841159
Warwickshire19£14,024648,67532
West Dunbartonshire1£7,9951045,58415
West Lothian26£19,347432,32155
West Midlands260£17,912540,478571
West Sussex61£17,358542,143117
West Yorkshire277£18,598535,119562
Wiltshire58£17,541540,854179
Worcestershire37£16,162549,19088
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