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Used Kia Sportage on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Kia Sportage on finance

Purchasing a used Kia Sportage through financing can be a smart and economical way to own this popular, stylish, and reliable SUV. Navigating through the financing process requires understanding and evaluating various aspects. Here’s a thorough guide to assist you in getting a used Kia Sportage on finance:

Preliminary Steps:

1. Define Your Budget:

  • Determine what you can afford, considering the down payment, monthly instalments, and additional costs (insurance, maintenance, etc.).

2. Credit Score:

  • Check your credit score; a higher score may qualify you for better financing terms.

3. Choose a Suitable Model:

  • Select a Kia Sportage that fits your preferences and budget, considering aspects like model year, features, and mileage.

4. Vehicle Check:

  • Ensure a comprehensive vehicle inspection, checking its mechanical condition and vehicle history report.

Financing Options:

1. Bank Loan:

  • Traditional personal loans from a bank, where you borrow money to purchase the car and repay in instalments.

2. Hire Purchase (HP):

  • Pay an initial deposit followed by fixed monthly payments. The car is yours once all payments are made.

3. Personal Contract Purchase (PCP):

  • Lower monthly payments with a large final payment if you wish to keep the car at the end of the agreement.

4. Lease Purchase:

  • Similar to PCP, but you are committed to buying the car at the end of the term.

5. Dealer Finance:

  • Financing through the car dealership. Ensure to compare these terms with other finance options.

6. Peer-to-Peer Lending:

  • Utilize online platforms to borrow directly from individual lenders, ensuring to verify platform credibility.

Purchase and Post-Purchase:

1. Select a Reliable Seller:

  • Ensure the seller/dealer has a reputation for transparency and offering vehicles in good condition.

2. Price Negotiation:

  • Engage in discussions to potentially lower the price or attain favourable terms.

3. Test Drive:

  • Validate the condition of the vehicle through a detailed test drive.

4. Finalize Finance:

  • Ensure understanding and comfort with the financial terms before finalizing the deal.

5. Insurance:

  • Before completing the purchase, make sure you have appropriate insurance in place.

6. Complete Paperwork:

  • Ensure all paperwork (V5C, MOT, service history, etc.) is accurate and secure.

Additional Considerations:

  • Depreciation: Understand how car value depreciation might impact your finance strategy.

  • Warranty: Explore warranty options and understand their coverages and durations.

  • Total Payment Awareness: Be clear about the total payment amount over the course of the finance period.

  • Early Repayment: Understand any terms or penalties related to early repayment of the finance.

Wrapping Up:

Financing a used Kia Sportage involves thorough preparation, understanding different finance options, and ensuring a smooth purchase process. Engage in in-depth research, utilize available tools, or consult with financial advisors to make an informed decision. With well-planned finance, you’ll be enjoying drives in your Kia Sportage knowing you’ve secured a deal that aligns with your financial health.

About the Kia Sportage

The Kia Sportage, ever since its debut, has represented Kia's commitment to meeting the needs of families and adventurers alike. With its robust design and commitment to value, it's little wonder that the Sportage has grown to be one of Kia's best-selling models globally and has garnered a particularly strong following in the UK.

From Humble Beginnings:

Introduced in the early 1990s, the Sportage was Kia's first foray into the SUV market. Over the years, it has undergone significant transformations, both in terms of aesthetics and technological advancements. Each iteration has showcased Kia's growing prowess in marrying design, functionality, and affordability.

A Blend of Style and Substance:

Recent models of the Sportage showcase a bold design with a distinctive tiger-nose grille and sharp, angular lines. Inside, it doesn't skimp on quality or features, boasting a modern infotainment system, plush seating, and a plethora of safety features. Its spacious interior ensures both driver and passengers enjoy comfort, even on longer journeys.

Amidst Stiff Competition:

The mid-size SUV market is fiercely competitive, with stalwarts like the Nissan Qashqai, Ford Kuga, and Peugeot 3008 vying for dominance. While each of these competitors brings their strengths to the table, the Sportage stands out with its generous warranty, comprehensive feature list, and an attractive price point.

Evolution with Electrification:

Kia, being attuned to the global shift towards greener transportation, has ensured the Sportage isn't left behind. Hybrid and plug-in hybrid variants offer environmentally-conscious buyers choices that reduce their carbon footprint without compromising on the Sportage experience.

Summing It Up:

The Kia Sportage, over its lifespan, has transformed from a value proposition to a genuine contender in the mid-size SUV segment, challenging established norms and pushing the boundaries of what's expected. For UK buyers who seek reliability, style, and value in one compelling package, the Sportage continues to be an attractive choice.

Buying Guide

Want to find out everything about all Sportage models, pros and cons, what to look out for and everything else you need to know? Check out our Kia Sportage buying guide here.

Kia Sportage Data by County

Kia Sportage data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,805£17,371543,86013,769
Aberdeen City37£22,226322,72089
Aberdeenshire29£23,414322,87540
Angus12£19,962427,80140
Antrim18£16,948546,22572
Ards15£22,381330,84932
Armagh4£6,48411114,1705
Ballymena16£18,122536,74427
Ballymoney6£9,286981,7082
Banbridge1£21,995323,0004
Barking & Dagenham - Greater London5£12,395780,6389
Barnet - Greater London3£20,829333,4758
Bedfordshire124£14,629757,762189
Belfast20£15,062644,43544
Berkshire108£19,471537,715239
Bexley - Greater London7£16,242532,1379
Blaenau Gwent9£16,183537,27222
Brent - Greater London7£13,257774,8003
Bristol64£15,853646,013119
Bromley - Greater London17£24,653323,65044
Buckinghamshire96£20,287432,794201
Caerphilly5£9,395990,23311
Cambridgeshire275£18,669537,160430
Cardiff21£21,840430,21818
Carmarthenshire4£13,491654,17517
Carrickfergus1£16,495334,945-
Ceredigion17£11,926963,90814
Cheshire202£19,871431,689462
City of Edinburgh37£19,988432,160163
City of London - Greater London155£19,731433,889259
Coleraine24£19,019443,93843
Conwy4£10,245973,5005
Cookstown2£17,468557,5001
Cornwall32£22,432426,17930
County Durham111£16,494645,058206
Craigavon4£15,068557,3139
Croydon - Greater London34£26,740326,59793
Cumbria23£19,541532,93052
Denbighshire1£16,499634,7901
Derbyshire158£16,539542,204345
Derry15£16,661657,33219
Devon143£21,045433,008239
Dorset44£19,377533,39671
Down5£18,646540,1998
Dumfries and Galloway7£16,682638,69711
Dundee City16£15,091654,69322
Dungannon9£16,734661,36614
Ealing - Greater London1£15,798664,1006
East Ayrshire15£14,275649,48728
East Dunbartonshire3£16,831440,6267
East Lothian2£5,2731481,476-
East Riding of Yorkshire31£16,733645,00258
East Sussex62£19,302531,528126
Enfield - Greater London18£22,814330,08043
Essex217£21,382429,278298
Falkirk21£12,554855,54032
Fermanagh13£14,981559,5108
Fife68£22,375322,987171
Flintshire3£8,394882,9014
Glasgow City64£19,026534,753146
Gloucestershire45£15,910754,12685
Greater Manchester422£17,027642,797738
Greenwich - Greater London1£21,490319,7602
Gwynedd2£19,495430,7705
Hampshire168£17,916541,326424
Harrow - Greater London9£9,508876,47810
Havering - Greater London37£15,489648,85876
Herefordshire33£25,221216,90442
Hertfordshire194£19,208539,415432
Highland44£23,405323,81679
Hillingdon - Greater London10£9,584872,90133
Hounslow - Greater London46£25,286320,572119
Inverclyde4£12,873742,9026
Isle of Anglesey3£5,3281188,7924
Isle of Wight21£18,697533,37026
Kent170£20,562432,836381
Kingston upon Thames - Greater London4£11,111956,6614
Lancashire216£17,878542,277459
Leicestershire165£24,635321,372317
Lincolnshire150£21,345329,445392
Lisburn10£21,768331,19119
Magherafelt8£17,920542,0005
Merseyside91£17,427540,039199
Merthyr Tydfil8£14,023756,2157
Merton - Greater London6£10,054866,5738
Monmouthshire2£8,7231076,0004
Moray9£20,040423,58819
Neath Port Talbot1£15,995845,9442
Newport20£14,705652,77426
Newry and Mourne35£18,986438,95962
Newtownabbey16£18,241547,22654
Norfolk183£20,171430,536289
North Ayrshire9£11,704754,58317
North Down9£17,657535,2629
North Lanarkshire45£20,630431,523120
North Yorkshire90£18,651535,604284
Northamptonshire70£15,882652,567120
Northumberland17£18,365531,01837
Nottinghamshire169£20,195430,889365
Omagh4£15,308666,6622
Oxfordshire74£22,917324,379122
Pembrokeshire2£16,495644,5557
Perth and Kinross34£21,682425,15861
Powys4£22,219427,45314
Redbridge - Greater London2£15,350656,5002
Renfrewshire39£20,219432,362114
Rhondda Cynon Taf24£14,993654,22337
Scottish Borders2£20,149216,2565
Shropshire48£19,393435,57998
Somerset104£20,920430,963132
South Ayrshire30£24,530218,36989
South Lanarkshire43£19,845433,11277
South Yorkshire188£17,533539,599445
Staffordshire119£17,904534,898244
Stirling37£23,208322,01873
Strabane2£22,745328,5276
Suffolk76£16,411542,444145
Surrey86£19,879434,355228
Sutton - Greater London5£8,596983,0285
Swansea11£13,380762,2938
The Vale of Glamorgan3£8,5831065,6927
Tyne and Wear93£17,589543,384251
Warwickshire49£18,645538,39872
West Dunbartonshire3£13,114764,88110
West Lothian25£17,816541,66655
West Midlands226£17,744541,701572
West Sussex54£16,935639,199104
West Yorkshire267£18,135536,812528
Wiltshire93£20,955429,875182
Worcestershire47£18,203540,347120
Wrexham4£8,5711088,0886
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