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Used Kia Sportage on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Kia Sportage on finance

Purchasing a used Kia Sportage through financing can be a smart and economical way to own this popular, stylish, and reliable SUV. Navigating through the financing process requires understanding and evaluating various aspects. Here’s a thorough guide to assist you in getting a used Kia Sportage on finance:

Preliminary Steps:

1. Define Your Budget:

  • Determine what you can afford, considering the down payment, monthly instalments, and additional costs (insurance, maintenance, etc.).

2. Credit Score:

  • Check your credit score; a higher score may qualify you for better financing terms.

3. Choose a Suitable Model:

  • Select a Kia Sportage that fits your preferences and budget, considering aspects like model year, features, and mileage.

4. Vehicle Check:

  • Ensure a comprehensive vehicle inspection, checking its mechanical condition and vehicle history report.

Financing Options:

1. Bank Loan:

  • Traditional personal loans from a bank, where you borrow money to purchase the car and repay in instalments.

2. Hire Purchase (HP):

  • Pay an initial deposit followed by fixed monthly payments. The car is yours once all payments are made.

3. Personal Contract Purchase (PCP):

  • Lower monthly payments with a large final payment if you wish to keep the car at the end of the agreement.

4. Lease Purchase:

  • Similar to PCP, but you are committed to buying the car at the end of the term.

5. Dealer Finance:

  • Financing through the car dealership. Ensure to compare these terms with other finance options.

6. Peer-to-Peer Lending:

  • Utilize online platforms to borrow directly from individual lenders, ensuring to verify platform credibility.

Purchase and Post-Purchase:

1. Select a Reliable Seller:

  • Ensure the seller/dealer has a reputation for transparency and offering vehicles in good condition.

2. Price Negotiation:

  • Engage in discussions to potentially lower the price or attain favourable terms.

3. Test Drive:

  • Validate the condition of the vehicle through a detailed test drive.

4. Finalize Finance:

  • Ensure understanding and comfort with the financial terms before finalizing the deal.

5. Insurance:

  • Before completing the purchase, make sure you have appropriate insurance in place.

6. Complete Paperwork:

  • Ensure all paperwork (V5C, MOT, service history, etc.) is accurate and secure.

Additional Considerations:

  • Depreciation: Understand how car value depreciation might impact your finance strategy.

  • Warranty: Explore warranty options and understand their coverages and durations.

  • Total Payment Awareness: Be clear about the total payment amount over the course of the finance period.

  • Early Repayment: Understand any terms or penalties related to early repayment of the finance.

Wrapping Up:

Financing a used Kia Sportage involves thorough preparation, understanding different finance options, and ensuring a smooth purchase process. Engage in in-depth research, utilize available tools, or consult with financial advisors to make an informed decision. With well-planned finance, you’ll be enjoying drives in your Kia Sportage knowing you’ve secured a deal that aligns with your financial health.

About the Kia Sportage

The Kia Sportage, ever since its debut, has represented Kia's commitment to meeting the needs of families and adventurers alike. With its robust design and commitment to value, it's little wonder that the Sportage has grown to be one of Kia's best-selling models globally and has garnered a particularly strong following in the UK.

From Humble Beginnings:

Introduced in the early 1990s, the Sportage was Kia's first foray into the SUV market. Over the years, it has undergone significant transformations, both in terms of aesthetics and technological advancements. Each iteration has showcased Kia's growing prowess in marrying design, functionality, and affordability.

A Blend of Style and Substance:

Recent models of the Sportage showcase a bold design with a distinctive tiger-nose grille and sharp, angular lines. Inside, it doesn't skimp on quality or features, boasting a modern infotainment system, plush seating, and a plethora of safety features. Its spacious interior ensures both driver and passengers enjoy comfort, even on longer journeys.

Amidst Stiff Competition:

The mid-size SUV market is fiercely competitive, with stalwarts like the Nissan Qashqai, Ford Kuga, and Peugeot 3008 vying for dominance. While each of these competitors brings their strengths to the table, the Sportage stands out with its generous warranty, comprehensive feature list, and an attractive price point.

Evolution with Electrification:

Kia, being attuned to the global shift towards greener transportation, has ensured the Sportage isn't left behind. Hybrid and plug-in hybrid variants offer environmentally-conscious buyers choices that reduce their carbon footprint without compromising on the Sportage experience.

Summing It Up:

The Kia Sportage, over its lifespan, has transformed from a value proposition to a genuine contender in the mid-size SUV segment, challenging established norms and pushing the boundaries of what's expected. For UK buyers who seek reliability, style, and value in one compelling package, the Sportage continues to be an attractive choice.

Buying Guide

Want to find out everything about all Sportage models, pros and cons, what to look out for and everything else you need to know? Check out our Kia Sportage buying guide here.

Kia Sportage Data by County

Kia Sportage data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,194£17,165544,35813,104
Aberdeen City30£22,979321,93995
Aberdeenshire27£23,147323,07546
Angus9£20,539325,82131
Antrim23£19,551438,64070
Ards16£21,719334,48441
Armagh4£6,69810116,3984
Ballymena12£18,374435,87322
Ballymoney5£10,493868,8553
Barking & Dagenham - Greater London4£12,842781,7207
Barnet - Greater London3£22,893332,9252
Bedfordshire108£13,553760,909176
Belfast21£17,333536,87639
Berkshire93£19,698436,498217
Blaenau Gwent3£23,83213,04213
Brent - Greater London4£13,452673,2505
Bristol79£17,393541,962126
Bromley - Greater London14£28,930215,25843
Buckinghamshire107£19,911433,869203
Cambridgeshire266£18,956437,398420
Cardiff4£13,785735,4612
Carmarthenshire3£15,492547,47115
Carrickfergus1£17,495320,4502
Ceredigion3£15,995653,9442
Cheshire183£19,165534,262439
City of Edinburgh48£19,940432,808157
City of London - Greater London20£21,746328,58930
Coleraine24£17,021553,04443
Conwy4£10,245973,5003
Cookstown2£17,468557,5001
Cornwall16£18,886542,81722
County Durham116£15,595645,952188
Craigavon2£12,490758,46614
Croydon - Greater London38£27,538319,96578
Cumbria25£19,499432,37349
Derbyshire163£16,964540,569354
Derry14£18,246657,45616
Devon113£20,364436,040237
Dorset46£21,330432,24982
Down4£20,359438,7258
Dumfries and Galloway3£11,428959,1069
Dundee City34£23,827322,56155
Dungannon6£14,619665,19019
East Ayrshire16£14,464650,12022
East Lothian3£6,9131271,263-
East Riding of Yorkshire9£15,205544,86122
East Sussex41£22,888320,587110
Enfield - Greater London19£20,274439,35349
Essex218£21,122429,329301
Falkirk18£12,499855,73531
Fermanagh11£15,933554,7098
Fife55£23,317323,276126
Flintshire2£5,000895,7711
Glasgow City111£20,004432,346250
Gloucestershire49£15,669650,40771
Greater Manchester389£18,682537,104783
Gwynedd2£19,495430,7704
Hampshire165£16,918642,708407
Harrow - Greater London4£8,620867,78011
Havering - Greater London65£16,484642,567126
Herefordshire35£25,536314,54642
Hertfordshire168£19,016538,131425
Highland33£23,580323,36172
Hillingdon - Greater London16£9,361874,38329
Hounslow - Greater London6£9,636974,306144
Inverclyde3£13,165639,6107
Isle of Anglesey2£4,49511104,8503
Isle of Wight18£18,542534,09125
Kent118£18,456538,439318
Kingston upon Thames - Greater London5£11,108868,0465
Lancashire231£17,443542,516475
Larne1£13,995645,6432
Leicestershire205£25,602219,605336
Limavady2£17,745336,5002
Lincolnshire151£20,381430,438377
Lisburn14£20,007436,33319
Magherafelt10£16,336546,2004
Merseyside82£18,290535,589160
Merthyr Tydfil3£13,498860,54711
Merton - Greater London4£10,459875,4399
Midlothian1£36,49501001
Monmouthshire1£3,6951495,000-
Moray7£20,710321,25522
Neath Port Talbot3£13,163754,0781
Newport1£9,295967,4776
Newry and Mourne31£18,918439,83756
Newtownabbey27£17,217547,17647
Norfolk148£19,331433,139312
North Ayrshire15£12,208752,95215
North Down9£18,603429,1239
North Lanarkshire27£19,108434,49668
North Yorkshire112£18,477437,026285
Northamptonshire52£14,046756,196115
Northumberland15£15,318638,64830
Nottinghamshire138£20,388431,728351
Omagh3£11,495887,1792
Oxfordshire51£23,958321,937131
Pembrokeshire1£9,495975,5004
Perth and Kinross38£21,823425,12257
Renfrewshire33£19,961431,112121
Rhondda Cynon Taf24£14,436760,64841
Scottish Borders7£19,732527,2755
Shropshire51£20,126431,221112
Somerset80£20,499431,015137
South Ayrshire33£23,112223,14678
South Lanarkshire3£11,330962,3963
South Yorkshire160£16,990541,707457
Staffordshire116£17,886534,950214
Stirling29£22,771323,69067
Strabane3£20,628338,1487
Suffolk63£16,348644,993143
Surrey107£22,289327,817281
Sutton - Greater London2£10,4901070,6007
Swansea4£10,312968,6563
The Vale of Glamorgan2£8,1251067,4507
Tyne and Wear96£16,210647,437169
Warwickshire17£14,356645,35935
West Dunbartonshire3£10,032968,05613
West Lothian26£18,647435,58465
West Midlands238£17,634541,248533
West Sussex54£17,863538,083115
West Yorkshire260£18,574537,012547
Wiltshire72£19,635435,176170
Worcestershire47£17,692540,75987
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