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Used Kia Sportage on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Kia Sportage on finance

Purchasing a used Kia Sportage through financing can be a smart and economical way to own this popular, stylish, and reliable SUV. Navigating through the financing process requires understanding and evaluating various aspects. Here’s a thorough guide to assist you in getting a used Kia Sportage on finance:

Preliminary Steps:

1. Define Your Budget:

  • Determine what you can afford, considering the down payment, monthly instalments, and additional costs (insurance, maintenance, etc.).

2. Credit Score:

  • Check your credit score; a higher score may qualify you for better financing terms.

3. Choose a Suitable Model:

  • Select a Kia Sportage that fits your preferences and budget, considering aspects like model year, features, and mileage.

4. Vehicle Check:

  • Ensure a comprehensive vehicle inspection, checking its mechanical condition and vehicle history report.

Financing Options:

1. Bank Loan:

  • Traditional personal loans from a bank, where you borrow money to purchase the car and repay in instalments.

2. Hire Purchase (HP):

  • Pay an initial deposit followed by fixed monthly payments. The car is yours once all payments are made.

3. Personal Contract Purchase (PCP):

  • Lower monthly payments with a large final payment if you wish to keep the car at the end of the agreement.

4. Lease Purchase:

  • Similar to PCP, but you are committed to buying the car at the end of the term.

5. Dealer Finance:

  • Financing through the car dealership. Ensure to compare these terms with other finance options.

6. Peer-to-Peer Lending:

  • Utilize online platforms to borrow directly from individual lenders, ensuring to verify platform credibility.

Purchase and Post-Purchase:

1. Select a Reliable Seller:

  • Ensure the seller/dealer has a reputation for transparency and offering vehicles in good condition.

2. Price Negotiation:

  • Engage in discussions to potentially lower the price or attain favourable terms.

3. Test Drive:

  • Validate the condition of the vehicle through a detailed test drive.

4. Finalize Finance:

  • Ensure understanding and comfort with the financial terms before finalizing the deal.

5. Insurance:

  • Before completing the purchase, make sure you have appropriate insurance in place.

6. Complete Paperwork:

  • Ensure all paperwork (V5C, MOT, service history, etc.) is accurate and secure.

Additional Considerations:

  • Depreciation: Understand how car value depreciation might impact your finance strategy.

  • Warranty: Explore warranty options and understand their coverages and durations.

  • Total Payment Awareness: Be clear about the total payment amount over the course of the finance period.

  • Early Repayment: Understand any terms or penalties related to early repayment of the finance.

Wrapping Up:

Financing a used Kia Sportage involves thorough preparation, understanding different finance options, and ensuring a smooth purchase process. Engage in in-depth research, utilize available tools, or consult with financial advisors to make an informed decision. With well-planned finance, you’ll be enjoying drives in your Kia Sportage knowing you’ve secured a deal that aligns with your financial health.

About the Kia Sportage

The Kia Sportage, ever since its debut, has represented Kia's commitment to meeting the needs of families and adventurers alike. With its robust design and commitment to value, it's little wonder that the Sportage has grown to be one of Kia's best-selling models globally and has garnered a particularly strong following in the UK.

From Humble Beginnings:

Introduced in the early 1990s, the Sportage was Kia's first foray into the SUV market. Over the years, it has undergone significant transformations, both in terms of aesthetics and technological advancements. Each iteration has showcased Kia's growing prowess in marrying design, functionality, and affordability.

A Blend of Style and Substance:

Recent models of the Sportage showcase a bold design with a distinctive tiger-nose grille and sharp, angular lines. Inside, it doesn't skimp on quality or features, boasting a modern infotainment system, plush seating, and a plethora of safety features. Its spacious interior ensures both driver and passengers enjoy comfort, even on longer journeys.

Amidst Stiff Competition:

The mid-size SUV market is fiercely competitive, with stalwarts like the Nissan Qashqai, Ford Kuga, and Peugeot 3008 vying for dominance. While each of these competitors brings their strengths to the table, the Sportage stands out with its generous warranty, comprehensive feature list, and an attractive price point.

Evolution with Electrification:

Kia, being attuned to the global shift towards greener transportation, has ensured the Sportage isn't left behind. Hybrid and plug-in hybrid variants offer environmentally-conscious buyers choices that reduce their carbon footprint without compromising on the Sportage experience.

Summing It Up:

The Kia Sportage, over its lifespan, has transformed from a value proposition to a genuine contender in the mid-size SUV segment, challenging established norms and pushing the boundaries of what's expected. For UK buyers who seek reliability, style, and value in one compelling package, the Sportage continues to be an attractive choice.

Buying Guide

Want to find out everything about all Sportage models, pros and cons, what to look out for and everything else you need to know? Check out our Kia Sportage buying guide here.

Kia Sportage Data by County

Kia Sportage data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,048£16,904544,71313,780
Aberdeen City29£20,667426,364106
Aberdeenshire18£22,423322,16055
Angus9£25,251222,17729
Antrim18£20,557326,82366
Ards12£18,347450,06343
Armagh4£6,62310116,3982
Ballymena4£19,803327,95927
Ballymoney8£8,394982,0107
Barking & Dagenham - Greater London4£12,283779,0105
Barnet - Greater London2£14,073551,6572
Bedfordshire102£11,745768,155179
Belfast26£16,075543,06233
Berkshire104£19,793436,162228
Blaenau Gwent3£21,532115,7939
Brent - Greater London4£12,391688,0006
Bristol83£17,752541,526141
Bromley - Greater London22£27,402213,57143
Buckinghamshire94£19,079437,071230
Cambridgeshire243£18,211540,293413
Carmarthenshire3£14,992655,8657
Ceredigion2£18,495647,9015
Cheshire233£19,158433,032466
City of Edinburgh41£16,686541,856151
City of London - Greater London17£23,614326,83732
Clackmannanshire2£15,248567,051-
Coleraine15£17,780547,92649
Conwy4£10,495952,2105
Cookstown2£17,468557,5002
Cornwall19£16,102647,72933
County Durham118£15,339647,749203
Craigavon7£13,551656,6608
Croydon - Greater London37£26,723321,69168
Cumbria21£16,820544,65051
Derbyshire124£16,017542,446377
Derry15£16,119662,34516
Devon131£20,650433,810251
Dorset51£22,910324,46194
Down3£16,280539,2178
Dumfries and Galloway3£14,095745,7818
Dundee City29£23,546320,54465
Dungannon8£12,614672,55520
Ealing - Greater London1£17,900459,4005
East Ayrshire13£15,390542,23829
East Lothian2£16,547849,5233
East Riding of Yorkshire12£16,456438,97827
East Sussex49£20,874328,318105
Enfield - Greater London18£19,362537,86349
Essex189£20,008431,797343
Falkirk18£12,411750,64329
Fermanagh7£15,768553,17210
Fife51£21,822325,505142
Flintshire1-660,0001
Glasgow City90£19,243432,720262
Gloucestershire46£16,070648,29590
Greater Manchester367£18,215538,835835
Gwynedd4£14,544647,9143
Hampshire162£16,804643,519399
Harrow - Greater London3£8,562867,2039
Havering - Greater London63£17,233540,978121
Herefordshire30£25,856217,39847
Hertfordshire163£18,616537,566453
Highland39£23,482323,58273
Hillingdon - Greater London11£9,405880,36429
Hounslow - Greater London4£7,7201076,75998
Inverclyde3£11,832652,5496
Isle of Anglesey5£4,39512101,6841
Isle of Wight9£17,497535,52531
Kent138£18,499534,483304
Kingston upon Thames - Greater London6£11,615753,1826
Lancashire200£16,391544,884471
Larne1£13,995645,643-
Leicestershire202£25,046326,537336
Limavady7£16,510436,1435
Lincolnshire171£20,770430,947394
Lisburn17£22,312325,92319
Magherafelt8£18,986438,7504
Merseyside55£16,831540,721194
Merthyr Tydfil6£13,620657,77411
Merton - Greater London5£10,276876,0889
Midlothian1£36,49501001
Monmouthshire1£3,4951495,0001
Moray4£15,422542,32122
Neath Port Talbot2£14,245746,1531
Newport3£17,598552,1904
Newry and Mourne33£19,229438,28954
Newtownabbey17£18,452536,69055
Norfolk143£19,409433,614352
North Ayrshire18£11,262753,42111
North Down5£16,086643,75912
North Lanarkshire19£18,119537,23567
North Yorkshire98£17,289537,143307
Northamptonshire46£16,441549,648138
Northumberland21£19,103432,30133
Nottinghamshire127£20,696430,545364
Omagh3£11,495887,1794
Oxfordshire74£24,759220,371135
Pembrokeshire1£23,99913,6512
Perth and Kinross34£18,891432,48962
Redbridge - Greater London2£2,53712115,1002
Renfrewshire27£16,844540,489132
Rhondda Cynon Taf27£15,400652,96438
Rutland1£14,750738,990-
Scottish Borders4£11,714852,7979
Shropshire41£19,625431,446133
Somerset79£19,263436,761161
South Ayrshire32£24,479323,90794
South Lanarkshire4£13,372853,6772
South Yorkshire178£17,291542,129478
Staffordshire132£18,796534,529234
Stirling22£21,002423,79471
Strabane6£20,461437,1675
Suffolk53£17,176535,241146
Surrey112£21,124429,478293
Sutton - Greater London2£7,3491268,1459
The Vale of Glamorgan2£11,098770,5575
Tyne and Wear81£16,144544,597174
Warwickshire17£13,205655,56536
West Dunbartonshire3£15,663542,18312
West Lothian30£18,071435,68050
West Midlands253£16,866541,871594
West Sussex51£16,896643,230129
West Yorkshire282£18,702435,748582
Wiltshire62£19,574433,843182
Worcestershire45£18,231540,94088
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