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Used Kia Sportage on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Kia Sportage on finance

Purchasing a used Kia Sportage through financing can be a smart and economical way to own this popular, stylish, and reliable SUV. Navigating through the financing process requires understanding and evaluating various aspects. Here’s a thorough guide to assist you in getting a used Kia Sportage on finance:

Preliminary Steps:

1. Define Your Budget:

  • Determine what you can afford, considering the down payment, monthly instalments, and additional costs (insurance, maintenance, etc.).

2. Credit Score:

  • Check your credit score; a higher score may qualify you for better financing terms.

3. Choose a Suitable Model:

  • Select a Kia Sportage that fits your preferences and budget, considering aspects like model year, features, and mileage.

4. Vehicle Check:

  • Ensure a comprehensive vehicle inspection, checking its mechanical condition and vehicle history report.

Financing Options:

1. Bank Loan:

  • Traditional personal loans from a bank, where you borrow money to purchase the car and repay in instalments.

2. Hire Purchase (HP):

  • Pay an initial deposit followed by fixed monthly payments. The car is yours once all payments are made.

3. Personal Contract Purchase (PCP):

  • Lower monthly payments with a large final payment if you wish to keep the car at the end of the agreement.

4. Lease Purchase:

  • Similar to PCP, but you are committed to buying the car at the end of the term.

5. Dealer Finance:

  • Financing through the car dealership. Ensure to compare these terms with other finance options.

6. Peer-to-Peer Lending:

  • Utilize online platforms to borrow directly from individual lenders, ensuring to verify platform credibility.

Purchase and Post-Purchase:

1. Select a Reliable Seller:

  • Ensure the seller/dealer has a reputation for transparency and offering vehicles in good condition.

2. Price Negotiation:

  • Engage in discussions to potentially lower the price or attain favourable terms.

3. Test Drive:

  • Validate the condition of the vehicle through a detailed test drive.

4. Finalize Finance:

  • Ensure understanding and comfort with the financial terms before finalizing the deal.

5. Insurance:

  • Before completing the purchase, make sure you have appropriate insurance in place.

6. Complete Paperwork:

  • Ensure all paperwork (V5C, MOT, service history, etc.) is accurate and secure.

Additional Considerations:

  • Depreciation: Understand how car value depreciation might impact your finance strategy.

  • Warranty: Explore warranty options and understand their coverages and durations.

  • Total Payment Awareness: Be clear about the total payment amount over the course of the finance period.

  • Early Repayment: Understand any terms or penalties related to early repayment of the finance.

Wrapping Up:

Financing a used Kia Sportage involves thorough preparation, understanding different finance options, and ensuring a smooth purchase process. Engage in in-depth research, utilize available tools, or consult with financial advisors to make an informed decision. With well-planned finance, you’ll be enjoying drives in your Kia Sportage knowing you’ve secured a deal that aligns with your financial health.

About the Kia Sportage

The Kia Sportage, ever since its debut, has represented Kia's commitment to meeting the needs of families and adventurers alike. With its robust design and commitment to value, it's little wonder that the Sportage has grown to be one of Kia's best-selling models globally and has garnered a particularly strong following in the UK.

From Humble Beginnings:

Introduced in the early 1990s, the Sportage was Kia's first foray into the SUV market. Over the years, it has undergone significant transformations, both in terms of aesthetics and technological advancements. Each iteration has showcased Kia's growing prowess in marrying design, functionality, and affordability.

A Blend of Style and Substance:

Recent models of the Sportage showcase a bold design with a distinctive tiger-nose grille and sharp, angular lines. Inside, it doesn't skimp on quality or features, boasting a modern infotainment system, plush seating, and a plethora of safety features. Its spacious interior ensures both driver and passengers enjoy comfort, even on longer journeys.

Amidst Stiff Competition:

The mid-size SUV market is fiercely competitive, with stalwarts like the Nissan Qashqai, Ford Kuga, and Peugeot 3008 vying for dominance. While each of these competitors brings their strengths to the table, the Sportage stands out with its generous warranty, comprehensive feature list, and an attractive price point.

Evolution with Electrification:

Kia, being attuned to the global shift towards greener transportation, has ensured the Sportage isn't left behind. Hybrid and plug-in hybrid variants offer environmentally-conscious buyers choices that reduce their carbon footprint without compromising on the Sportage experience.

Summing It Up:

The Kia Sportage, over its lifespan, has transformed from a value proposition to a genuine contender in the mid-size SUV segment, challenging established norms and pushing the boundaries of what's expected. For UK buyers who seek reliability, style, and value in one compelling package, the Sportage continues to be an attractive choice.

Buying Guide

Want to find out everything about all Sportage models, pros and cons, what to look out for and everything else you need to know? Check out our Kia Sportage buying guide here.

Kia Sportage Data by County

Kia Sportage data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,342£17,236543,76913,241
Aberdeen City26£21,150324,65197
Aberdeenshire23£23,147321,36746
Angus10£19,055438,79930
Antrim26£19,002439,52668
Ards18£21,095334,53541
Armagh4£6,62310116,3984
Ballymena10£19,270437,05623
Ballymoney5£10,348870,3265
Barking & Dagenham - Greater London4£12,656781,7205
Barnet - Greater London4£20,496442,7481
Bedfordshire106£12,848763,733172
Belfast25£17,233537,75331
Berkshire118£21,953329,555224
Bexley - Greater London1£25,495323,6501
Blaenau Gwent4£22,799110,2449
Brent - Greater London3£14,588586,0006
Bristol82£17,347541,609129
Bromley - Greater London17£27,116218,79946
Buckinghamshire116£19,512435,915195
Cambridgeshire281£18,957437,604409
Cardiff1£20,650328,0003
Carmarthenshire4£14,368754,95812
Carrickfergus1£16,995320,4503
Ceredigion3£19,328539,8664
Cheshire216£18,865535,578424
City of Edinburgh41£17,414540,429159
City of London - Greater London13£23,283325,17734
Coleraine22£18,562546,94447
Conwy4£11,745854,2885
Cookstown3£15,643558,1471
Cornwall20£19,594435,56325
County Durham117£14,790648,739196
Craigavon4£14,505546,46914
Croydon - Greater London34£28,580215,52872
Cumbria25£17,535541,93650
Derbyshire134£16,821539,692384
Derry15£18,627658,52013
Devon116£21,774431,951243
Dorset57£21,553431,72483
Down4£20,009438,7257
Dumfries and Galloway4£13,570850,2958
Dundee City36£23,475322,20757
Dungannon6£15,402556,54319
Ealing - Greater London2£16,175656,1756
East Ayrshire18£14,013652,60620
East Lothian4£10,7711255,209-
East Riding of Yorkshire7£15,758446,50024
East Sussex49£22,051324,353101
Enfield - Greater London16£19,646537,06150
Essex212£20,549430,761319
Falkirk20£12,024854,29829
Fermanagh10£15,962553,2809
Fife47£23,227322,273129
Flintshire1-660,0001
Glasgow City97£19,262433,594256
Gloucestershire59£15,133653,18674
Greater Manchester398£18,549538,077828
Gwynedd2£19,495430,7703
Hampshire156£16,849643,010405
Harrow - Greater London4£8,520867,78011
Havering - Greater London66£16,854642,276118
Herefordshire33£23,940321,47243
Hertfordshire176£19,828435,236424
Highland33£23,695322,92469
Hillingdon - Greater London13£9,441877,16131
Hounslow - Greater London4£8,5201074,009126
Inverclyde3£12,898639,6105
Isle of Anglesey3£4,3281298,4403
Isle of Wight17£18,398534,47325
Kent131£19,277534,900313
Kingston upon Thames - Greater London6£10,707864,3725
Lancashire200£16,150545,568471
Larne1£13,995645,6432
Leicestershire210£25,203325,827333
Limavady3£14,947454,6672
Lincolnshire179£21,046429,495373
Lisburn11£22,475324,76921
Magherafelt9£17,634440,6675
Merseyside77£17,070538,364165
Merthyr Tydfil2£13,497862,93012
Merton - Greater London4£10,345874,18910
Midlothian1£36,49501001
Monmouthshire2£3,49514105,000-
Moray6£22,029218,65622
Neath Port Talbot2£14,523746,1532
Newport1£9,295967,4776
Newry and Mourne27£17,903545,72760
Newtownabbey29£17,249544,17951
Norfolk176£20,306430,056317
North Ayrshire14£11,655752,47015
North Down8£16,927540,10210
North Lanarkshire29£19,532433,82167
North Yorkshire111£18,075535,831302
Northamptonshire47£13,744756,593122
Northumberland21£18,282532,48526
Nottinghamshire142£20,092433,257357
Omagh4£12,359788,0032
Oxfordshire73£25,089218,244134
Pembrokeshire2£11,308864,5244
Perth and Kinross34£21,272426,83460
Renfrewshire30£18,608535,852125
Rhondda Cynon Taf28£15,600654,93741
Scottish Borders7£14,956738,3125
Shropshire46£19,154432,885119
Somerset80£20,039434,665142
South Ayrshire36£22,368326,70476
South Lanarkshire3£11,330962,3962
South Yorkshire183£18,422537,892460
Staffordshire119£17,149538,347221
Stirling24£22,053325,50271
Strabane4£20,670433,9247
Suffolk64£16,329542,995141
Surrey107£21,782429,402279
Sutton - Greater London2£12,000857,1008
Swansea3£10,666971,4174
The Vale of Glamorgan4£8,5001070,1156
Tyne and Wear89£16,279548,148155
Warwickshire23£13,814650,02730
West Dunbartonshire3£14,663645,93313
West Lothian27£19,417432,87160
West Midlands267£17,918540,131550
West Sussex46£16,785642,088119
West Yorkshire264£18,523536,591557
Wiltshire66£18,850538,757175
Worcestershire42£17,008544,94891
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