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Used Kia Sportage on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Kia Sportage on finance

Purchasing a used Kia Sportage through financing can be a smart and economical way to own this popular, stylish, and reliable SUV. Navigating through the financing process requires understanding and evaluating various aspects. Here’s a thorough guide to assist you in getting a used Kia Sportage on finance:

Preliminary Steps:

1. Define Your Budget:

  • Determine what you can afford, considering the down payment, monthly instalments, and additional costs (insurance, maintenance, etc.).

2. Credit Score:

  • Check your credit score; a higher score may qualify you for better financing terms.

3. Choose a Suitable Model:

  • Select a Kia Sportage that fits your preferences and budget, considering aspects like model year, features, and mileage.

4. Vehicle Check:

  • Ensure a comprehensive vehicle inspection, checking its mechanical condition and vehicle history report.

Financing Options:

1. Bank Loan:

  • Traditional personal loans from a bank, where you borrow money to purchase the car and repay in instalments.

2. Hire Purchase (HP):

  • Pay an initial deposit followed by fixed monthly payments. The car is yours once all payments are made.

3. Personal Contract Purchase (PCP):

  • Lower monthly payments with a large final payment if you wish to keep the car at the end of the agreement.

4. Lease Purchase:

  • Similar to PCP, but you are committed to buying the car at the end of the term.

5. Dealer Finance:

  • Financing through the car dealership. Ensure to compare these terms with other finance options.

6. Peer-to-Peer Lending:

  • Utilize online platforms to borrow directly from individual lenders, ensuring to verify platform credibility.

Purchase and Post-Purchase:

1. Select a Reliable Seller:

  • Ensure the seller/dealer has a reputation for transparency and offering vehicles in good condition.

2. Price Negotiation:

  • Engage in discussions to potentially lower the price or attain favourable terms.

3. Test Drive:

  • Validate the condition of the vehicle through a detailed test drive.

4. Finalize Finance:

  • Ensure understanding and comfort with the financial terms before finalizing the deal.

5. Insurance:

  • Before completing the purchase, make sure you have appropriate insurance in place.

6. Complete Paperwork:

  • Ensure all paperwork (V5C, MOT, service history, etc.) is accurate and secure.

Additional Considerations:

  • Depreciation: Understand how car value depreciation might impact your finance strategy.

  • Warranty: Explore warranty options and understand their coverages and durations.

  • Total Payment Awareness: Be clear about the total payment amount over the course of the finance period.

  • Early Repayment: Understand any terms or penalties related to early repayment of the finance.

Wrapping Up:

Financing a used Kia Sportage involves thorough preparation, understanding different finance options, and ensuring a smooth purchase process. Engage in in-depth research, utilize available tools, or consult with financial advisors to make an informed decision. With well-planned finance, you’ll be enjoying drives in your Kia Sportage knowing you’ve secured a deal that aligns with your financial health.

About the Kia Sportage

The Kia Sportage, ever since its debut, has represented Kia's commitment to meeting the needs of families and adventurers alike. With its robust design and commitment to value, it's little wonder that the Sportage has grown to be one of Kia's best-selling models globally and has garnered a particularly strong following in the UK.

From Humble Beginnings:

Introduced in the early 1990s, the Sportage was Kia's first foray into the SUV market. Over the years, it has undergone significant transformations, both in terms of aesthetics and technological advancements. Each iteration has showcased Kia's growing prowess in marrying design, functionality, and affordability.

A Blend of Style and Substance:

Recent models of the Sportage showcase a bold design with a distinctive tiger-nose grille and sharp, angular lines. Inside, it doesn't skimp on quality or features, boasting a modern infotainment system, plush seating, and a plethora of safety features. Its spacious interior ensures both driver and passengers enjoy comfort, even on longer journeys.

Amidst Stiff Competition:

The mid-size SUV market is fiercely competitive, with stalwarts like the Nissan Qashqai, Ford Kuga, and Peugeot 3008 vying for dominance. While each of these competitors brings their strengths to the table, the Sportage stands out with its generous warranty, comprehensive feature list, and an attractive price point.

Evolution with Electrification:

Kia, being attuned to the global shift towards greener transportation, has ensured the Sportage isn't left behind. Hybrid and plug-in hybrid variants offer environmentally-conscious buyers choices that reduce their carbon footprint without compromising on the Sportage experience.

Summing It Up:

The Kia Sportage, over its lifespan, has transformed from a value proposition to a genuine contender in the mid-size SUV segment, challenging established norms and pushing the boundaries of what's expected. For UK buyers who seek reliability, style, and value in one compelling package, the Sportage continues to be an attractive choice.

Buying Guide

Want to find out everything about all Sportage models, pros and cons, what to look out for and everything else you need to know? Check out our Kia Sportage buying guide here.

Kia Sportage Data by County

Kia Sportage data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All5,998£16,969544,78913,803
Aberdeen City31£21,414324,986104
Aberdeenshire18£22,464322,16056
Angus9£25,251222,17729
Antrim12£21,223331,47467
Ards11£18,243452,43944
Armagh4£6,62310116,3983
Ballymena4£19,803327,95928
Ballymoney7£9,230977,8697
Barking & Dagenham - Greater London3£11,982690,9605
Barnet - Greater London4£17,956441,3285
Bedfordshire103£11,674768,402177
Belfast23£16,128544,45934
Berkshire105£19,669436,179227
Blaenau Gwent3£21,532115,7939
Brent - Greater London4£12,391688,0006
Bristol85£17,866541,274145
Bromley - Greater London23£27,258213,78442
Buckinghamshire94£19,122437,103234
Cambridgeshire249£18,155540,189413
Carmarthenshire3£14,992655,8657
Ceredigion2£18,495647,9015
Cheshire237£19,347432,511459
City of Edinburgh39£16,714541,911152
City of London - Greater London17£23,817325,60232
Clackmannanshire2£15,248567,051-
Coleraine15£17,780547,92649
Conwy3£11,662755,0505
Cookstown2£17,468557,5002
Cornwall18£17,052544,31732
County Durham117£15,175648,507207
Craigavon6£13,652657,1908
Croydon - Greater London37£27,426320,48267
Cumbria21£17,848542,17651
Derbyshire121£16,259541,265378
Derry14£16,331664,48016
Devon132£20,876433,314249
Dorset50£23,068324,35195
Down3£16,280539,2178
Dumfries and Galloway3£14,095745,7818
Dundee City28£23,690319,11466
Dungannon7£12,852668,63421
Ealing - Greater London1£17,900459,4005
East Ayrshire14£14,933545,84130
East Lothian2£16,547849,5233
East Riding of Yorkshire13£16,074540,13326
East Sussex51£21,075328,012103
Enfield - Greater London17£19,248538,04650
Essex176£19,967431,754347
Falkirk20£12,759749,01027
Fermanagh8£15,734555,1619
Fife47£21,991325,096142
Flintshire1-660,0001
Glasgow City89£18,888433,438262
Gloucestershire42£15,041751,60488
Greater Manchester364£18,295538,629848
Gwynedd4£14,544647,9143
Hampshire155£17,395541,335395
Harrow - Greater London3£8,562867,20310
Havering - Greater London62£17,162541,313120
Herefordshire30£25,273318,74146
Hertfordshire163£18,690537,534451
Highland39£23,482323,58275
Hillingdon - Greater London11£9,405880,36429
Hounslow - Greater London4£7,7201076,75998
Inverclyde3£11,832652,5496
Isle of Anglesey5£4,39512101,6841
Isle of Wight9£17,497535,52531
Kent136£18,472534,757308
Kingston upon Thames - Greater London6£11,615753,1826
Lancashire200£16,521544,358469
Larne1£13,995645,643-
Leicestershire202£25,198326,088334
Limavady7£16,510436,1435
Lincolnshire170£20,572431,242392
Lisburn17£22,312325,92319
Magherafelt8£18,986438,7504
Merseyside59£17,138539,728189
Merthyr Tydfil6£13,620657,77411
Merton - Greater London5£10,276876,0889
Midlothian1£36,49501001
Monmouthshire1£3,4951495,0001
Moray4£15,422542,32122
Neath Port Talbot2£14,245746,1531
Newport3£17,764552,1904
Newry and Mourne34£19,089438,24654
Newtownabbey18£18,710433,68654
Norfolk140£19,495433,563358
North Ayrshire18£11,262753,42111
North Down6£14,904651,55612
North Lanarkshire18£18,570535,65068
North Yorkshire103£17,803535,679300
Northamptonshire46£16,679550,092137
Northumberland21£18,927434,23733
Nottinghamshire123£20,574431,010367
Omagh3£11,495887,1794
Oxfordshire76£24,640220,696134
Pembrokeshire1£23,99913,6512
Perth and Kinross35£18,779432,89162
Redbridge - Greater London2£2,53712115,1002
Renfrewshire29£17,049538,878131
Rhondda Cynon Taf27£15,400652,96438
Rutland1£14,750738,990-
Scottish Borders4£11,714852,7979
Shropshire38£19,905430,645138
Somerset79£19,461435,591160
South Ayrshire29£23,632326,37995
South Lanarkshire4£13,372853,6772
South Yorkshire174£17,509541,295477
Staffordshire128£18,938533,928233
Stirling21£20,645424,67872
Strabane6£20,461437,1675
Suffolk52£17,206535,216151
Surrey113£21,140429,462293
Sutton - Greater London2£7,3491268,1459
The Vale of Glamorgan2£11,098770,5575
Tyne and Wear84£16,054545,323167
Warwickshire17£13,240655,53937
West Dunbartonshire3£15,663542,18312
West Lothian30£18,079435,68050
West Midlands251£16,948541,747597
West Sussex52£17,460641,634129
West Yorkshire280£18,734435,603587
Wiltshire60£19,429434,577183
Worcestershire38£16,283545,87092
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