Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used Kia Sportage on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Kia Sportage on finance

Purchasing a used Kia Sportage through financing can be a smart and economical way to own this popular, stylish, and reliable SUV. Navigating through the financing process requires understanding and evaluating various aspects. Here’s a thorough guide to assist you in getting a used Kia Sportage on finance:

Preliminary Steps:

1. Define Your Budget:

  • Determine what you can afford, considering the down payment, monthly instalments, and additional costs (insurance, maintenance, etc.).

2. Credit Score:

  • Check your credit score; a higher score may qualify you for better financing terms.

3. Choose a Suitable Model:

  • Select a Kia Sportage that fits your preferences and budget, considering aspects like model year, features, and mileage.

4. Vehicle Check:

  • Ensure a comprehensive vehicle inspection, checking its mechanical condition and vehicle history report.

Financing Options:

1. Bank Loan:

  • Traditional personal loans from a bank, where you borrow money to purchase the car and repay in instalments.

2. Hire Purchase (HP):

  • Pay an initial deposit followed by fixed monthly payments. The car is yours once all payments are made.

3. Personal Contract Purchase (PCP):

  • Lower monthly payments with a large final payment if you wish to keep the car at the end of the agreement.

4. Lease Purchase:

  • Similar to PCP, but you are committed to buying the car at the end of the term.

5. Dealer Finance:

  • Financing through the car dealership. Ensure to compare these terms with other finance options.

6. Peer-to-Peer Lending:

  • Utilize online platforms to borrow directly from individual lenders, ensuring to verify platform credibility.

Purchase and Post-Purchase:

1. Select a Reliable Seller:

  • Ensure the seller/dealer has a reputation for transparency and offering vehicles in good condition.

2. Price Negotiation:

  • Engage in discussions to potentially lower the price or attain favourable terms.

3. Test Drive:

  • Validate the condition of the vehicle through a detailed test drive.

4. Finalize Finance:

  • Ensure understanding and comfort with the financial terms before finalizing the deal.

5. Insurance:

  • Before completing the purchase, make sure you have appropriate insurance in place.

6. Complete Paperwork:

  • Ensure all paperwork (V5C, MOT, service history, etc.) is accurate and secure.

Additional Considerations:

  • Depreciation: Understand how car value depreciation might impact your finance strategy.

  • Warranty: Explore warranty options and understand their coverages and durations.

  • Total Payment Awareness: Be clear about the total payment amount over the course of the finance period.

  • Early Repayment: Understand any terms or penalties related to early repayment of the finance.

Wrapping Up:

Financing a used Kia Sportage involves thorough preparation, understanding different finance options, and ensuring a smooth purchase process. Engage in in-depth research, utilize available tools, or consult with financial advisors to make an informed decision. With well-planned finance, you’ll be enjoying drives in your Kia Sportage knowing you’ve secured a deal that aligns with your financial health.

About the Kia Sportage

The Kia Sportage, ever since its debut, has represented Kia's commitment to meeting the needs of families and adventurers alike. With its robust design and commitment to value, it's little wonder that the Sportage has grown to be one of Kia's best-selling models globally and has garnered a particularly strong following in the UK.

From Humble Beginnings:

Introduced in the early 1990s, the Sportage was Kia's first foray into the SUV market. Over the years, it has undergone significant transformations, both in terms of aesthetics and technological advancements. Each iteration has showcased Kia's growing prowess in marrying design, functionality, and affordability.

A Blend of Style and Substance:

Recent models of the Sportage showcase a bold design with a distinctive tiger-nose grille and sharp, angular lines. Inside, it doesn't skimp on quality or features, boasting a modern infotainment system, plush seating, and a plethora of safety features. Its spacious interior ensures both driver and passengers enjoy comfort, even on longer journeys.

Amidst Stiff Competition:

The mid-size SUV market is fiercely competitive, with stalwarts like the Nissan Qashqai, Ford Kuga, and Peugeot 3008 vying for dominance. While each of these competitors brings their strengths to the table, the Sportage stands out with its generous warranty, comprehensive feature list, and an attractive price point.

Evolution with Electrification:

Kia, being attuned to the global shift towards greener transportation, has ensured the Sportage isn't left behind. Hybrid and plug-in hybrid variants offer environmentally-conscious buyers choices that reduce their carbon footprint without compromising on the Sportage experience.

Summing It Up:

The Kia Sportage, over its lifespan, has transformed from a value proposition to a genuine contender in the mid-size SUV segment, challenging established norms and pushing the boundaries of what's expected. For UK buyers who seek reliability, style, and value in one compelling package, the Sportage continues to be an attractive choice.

Buying Guide

Want to find out everything about all Sportage models, pros and cons, what to look out for and everything else you need to know? Check out our Kia Sportage buying guide here.

Kia Sportage Data by County

Kia Sportage data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,719£17,400543,74713,786
Aberdeen City36£22,455321,15791
Aberdeenshire29£23,345322,87540
Angus11£20,794423,29241
Antrim18£16,948546,22571
Ards15£22,828330,12933
Armagh4£6,48411114,1705
Ballymena16£18,122536,74426
Ballymoney6£9,286981,7082
Banbridge1£21,995323,0004
Barking & Dagenham - Greater London5£12,395780,6389
Barnet - Greater London3£20,829333,4758
Bedfordshire128£14,367759,389186
Belfast19£15,486642,19545
Berkshire109£19,313537,510236
Bexley - Greater London7£16,242532,1379
Blaenau Gwent9£16,183537,27222
Brent - Greater London7£13,257774,8003
Bristol66£16,104645,249118
Bromley - Greater London16£25,319322,50044
Buckinghamshire96£20,506432,395201
Caerphilly5£9,395990,23311
Cambridgeshire263£18,817536,877437
Cardiff22£21,351431,17817
Carmarthenshire4£13,491654,17517
Carrickfergus1£16,495334,945-
Ceredigion17£11,985964,17015
Cheshire197£19,850431,969463
City of Edinburgh37£19,988432,160163
City of London - Greater London151£19,697433,959262
Coleraine25£18,658444,49943
Conwy4£10,245973,5005
Cookstown2£17,468557,5001
Cornwall31£22,801325,41631
County Durham112£16,692644,234203
Craigavon5£16,453551,6888
Croydon - Greater London36£26,630326,30492
Cumbria23£19,483532,93052
Denbighshire1£16,499634,7901
Derbyshire156£16,566542,171346
Derry14£16,300660,23120
Devon137£20,860433,201243
Dorset45£19,246534,21071
Down5£18,646540,1998
Dumfries and Galloway7£16,682638,69711
Dundee City16£15,072654,69322
Dungannon10£15,650668,32914
Ealing - Greater London1£15,798664,1006
East Ayrshire15£14,241649,48728
East Dunbartonshire3£16,831440,6267
East Lothian2£5,2731481,476-
East Riding of Yorkshire33£16,607544,93756
East Sussex61£19,171531,796123
Enfield - Greater London18£22,814330,08043
Essex213£21,467429,216300
Falkirk19£12,785853,81234
Fermanagh13£14,981559,5108
Fife71£22,167323,623170
Flintshire3£8,394882,9014
Glasgow City61£19,272434,079145
Gloucestershire47£15,670754,91281
Greater Manchester418£17,130642,516737
Greenwich - Greater London1£21,490319,7602
Gwynedd2£19,495430,7705
Hampshire167£17,531642,331422
Harrow - Greater London9£9,486876,47810
Havering - Greater London35£15,635647,50774
Herefordshire32£25,056317,15642
Hertfordshire189£19,280439,421433
Highland43£23,387323,58679
Hillingdon - Greater London10£9,584872,90133
Hounslow - Greater London45£25,456320,931120
Inverclyde4£12,873742,9026
Isle of Anglesey3£5,3281188,7924
Isle of Wight20£18,402533,27927
Kent160£20,526432,503390
Kingston upon Thames - Greater London4£11,111956,6614
Lancashire218£17,779542,327459
Leicestershire167£24,973220,662317
Lincolnshire145£20,961430,198393
Lisburn10£21,768331,19119
Magherafelt8£17,920542,0005
Merseyside91£17,477539,848196
Merthyr Tydfil8£14,023756,2157
Merton - Greater London6£10,054866,5738
Monmouthshire2£8,7231076,0004
Moray8£20,833421,65920
Neath Port Talbot1£15,995845,9442
Newport19£14,363652,20327
Newry and Mourne35£18,986438,95962
Newtownabbey16£18,241547,22654
Norfolk183£20,055430,739291
North Ayrshire9£11,704754,58317
North Down9£17,657535,2649
North Lanarkshire44£20,303432,239121
North Yorkshire88£19,016434,762285
Northamptonshire74£15,833652,195116
Northumberland17£18,365531,01837
Nottinghamshire167£20,298430,744365
Omagh3£18,095557,1633
Oxfordshire74£23,024324,426120
Pembrokeshire2£16,495644,5557
Perth and Kinross33£21,490425,57261
Powys5£21,974327,49914
Redbridge - Greater London2£15,350656,5002
Renfrewshire39£20,539430,695115
Rhondda Cynon Taf24£14,985654,22336
Scottish Borders2£20,149216,2565
Shropshire46£19,345435,13799
Somerset104£20,920430,963130
South Ayrshire30£24,530218,37687
South Lanarkshire42£20,111431,93277
South Yorkshire187£17,188541,624448
Staffordshire114£17,874534,805248
Stirling38£23,789322,01075
Strabane2£22,745328,5276
Suffolk75£16,314542,796145
Surrey87£19,740535,172224
Sutton - Greater London5£8,596983,0285
Swansea11£13,380762,2938
The Vale of Glamorgan3£8,5831065,6927
Tyne and Wear90£17,470544,229249
Warwickshire47£18,098539,65673
West Dunbartonshire3£13,114764,88110
West Lothian23£17,539542,75857
West Midlands222£17,666541,698576
West Sussex52£17,001640,246107
West Yorkshire258£18,429536,195530
Wiltshire92£20,856429,950180
Worcestershire46£18,246540,451119
Wrexham4£8,5711088,0886
Add postcode for better results.