Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used Kia Sportage on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Kia Sportage on finance

Purchasing a used Kia Sportage through financing can be a smart and economical way to own this popular, stylish, and reliable SUV. Navigating through the financing process requires understanding and evaluating various aspects. Here’s a thorough guide to assist you in getting a used Kia Sportage on finance:

Preliminary Steps:

1. Define Your Budget:

  • Determine what you can afford, considering the down payment, monthly instalments, and additional costs (insurance, maintenance, etc.).

2. Credit Score:

  • Check your credit score; a higher score may qualify you for better financing terms.

3. Choose a Suitable Model:

  • Select a Kia Sportage that fits your preferences and budget, considering aspects like model year, features, and mileage.

4. Vehicle Check:

  • Ensure a comprehensive vehicle inspection, checking its mechanical condition and vehicle history report.

Financing Options:

1. Bank Loan:

  • Traditional personal loans from a bank, where you borrow money to purchase the car and repay in instalments.

2. Hire Purchase (HP):

  • Pay an initial deposit followed by fixed monthly payments. The car is yours once all payments are made.

3. Personal Contract Purchase (PCP):

  • Lower monthly payments with a large final payment if you wish to keep the car at the end of the agreement.

4. Lease Purchase:

  • Similar to PCP, but you are committed to buying the car at the end of the term.

5. Dealer Finance:

  • Financing through the car dealership. Ensure to compare these terms with other finance options.

6. Peer-to-Peer Lending:

  • Utilize online platforms to borrow directly from individual lenders, ensuring to verify platform credibility.

Purchase and Post-Purchase:

1. Select a Reliable Seller:

  • Ensure the seller/dealer has a reputation for transparency and offering vehicles in good condition.

2. Price Negotiation:

  • Engage in discussions to potentially lower the price or attain favourable terms.

3. Test Drive:

  • Validate the condition of the vehicle through a detailed test drive.

4. Finalize Finance:

  • Ensure understanding and comfort with the financial terms before finalizing the deal.

5. Insurance:

  • Before completing the purchase, make sure you have appropriate insurance in place.

6. Complete Paperwork:

  • Ensure all paperwork (V5C, MOT, service history, etc.) is accurate and secure.

Additional Considerations:

  • Depreciation: Understand how car value depreciation might impact your finance strategy.

  • Warranty: Explore warranty options and understand their coverages and durations.

  • Total Payment Awareness: Be clear about the total payment amount over the course of the finance period.

  • Early Repayment: Understand any terms or penalties related to early repayment of the finance.

Wrapping Up:

Financing a used Kia Sportage involves thorough preparation, understanding different finance options, and ensuring a smooth purchase process. Engage in in-depth research, utilize available tools, or consult with financial advisors to make an informed decision. With well-planned finance, you’ll be enjoying drives in your Kia Sportage knowing you’ve secured a deal that aligns with your financial health.

About the Kia Sportage

The Kia Sportage, ever since its debut, has represented Kia's commitment to meeting the needs of families and adventurers alike. With its robust design and commitment to value, it's little wonder that the Sportage has grown to be one of Kia's best-selling models globally and has garnered a particularly strong following in the UK.

From Humble Beginnings:

Introduced in the early 1990s, the Sportage was Kia's first foray into the SUV market. Over the years, it has undergone significant transformations, both in terms of aesthetics and technological advancements. Each iteration has showcased Kia's growing prowess in marrying design, functionality, and affordability.

A Blend of Style and Substance:

Recent models of the Sportage showcase a bold design with a distinctive tiger-nose grille and sharp, angular lines. Inside, it doesn't skimp on quality or features, boasting a modern infotainment system, plush seating, and a plethora of safety features. Its spacious interior ensures both driver and passengers enjoy comfort, even on longer journeys.

Amidst Stiff Competition:

The mid-size SUV market is fiercely competitive, with stalwarts like the Nissan Qashqai, Ford Kuga, and Peugeot 3008 vying for dominance. While each of these competitors brings their strengths to the table, the Sportage stands out with its generous warranty, comprehensive feature list, and an attractive price point.

Evolution with Electrification:

Kia, being attuned to the global shift towards greener transportation, has ensured the Sportage isn't left behind. Hybrid and plug-in hybrid variants offer environmentally-conscious buyers choices that reduce their carbon footprint without compromising on the Sportage experience.

Summing It Up:

The Kia Sportage, over its lifespan, has transformed from a value proposition to a genuine contender in the mid-size SUV segment, challenging established norms and pushing the boundaries of what's expected. For UK buyers who seek reliability, style, and value in one compelling package, the Sportage continues to be an attractive choice.

Buying Guide

Want to find out everything about all Sportage models, pros and cons, what to look out for and everything else you need to know? Check out our Kia Sportage buying guide here.

Kia Sportage Data by County

Kia Sportage data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All5,932£16,938544,98513,843
Aberdeen City37£21,353427,145104
Aberdeenshire17£16,319541,63257
Angus16£23,845323,27919
Antrim25£20,662329,14772
Ards16£15,930554,95236
Armagh4£6,09910111,7152
Ballymena9£17,797436,95527
Ballymoney5£9,911876,2367
Banbridge1£7,9951094,0001
Barking & Dagenham - Greater London4£12,283779,0102
Bedfordshire106£13,668759,300180
Belfast22£15,675544,02034
Berkshire90£21,148432,255252
Blaenau Gwent4£17,974440,99111
Brent - Greater London6£13,485664,8333
Bristol79£17,290544,406145
Bromley - Greater London16£24,649318,07444
Buckinghamshire80£17,762540,531244
Cambridgeshire244£17,563542,075448
Cardiff1£5,4991095,0052
Carmarthenshire3£14,993656,7505
Carrickfergus1£9,995778,8765
Cheshire201£18,620535,598502
City of Edinburgh45£17,695540,602136
City of London - Greater London15£25,855214,57931
Clackmannanshire6£15,048461,073-
Coleraine15£18,950443,70548
Conwy4£11,745757,4722
Cookstown2£17,095558,0001
Cornwall13£16,635543,92837
County Durham112£15,946547,946203
Craigavon8£14,593650,92313
Croydon - Greater London21£21,285434,60184
Cumbria23£17,755535,00243
Derbyshire119£15,816542,581379
Derry2£6,09811109,7292
Devon147£19,603437,168265
Dorset49£19,281536,60894
Down8£21,166428,1817
Dumfries and Galloway7£21,141321,7279
Dundee City29£25,010319,95173
Dungannon7£11,599767,16920
Ealing - Greater London2£22,325435,9503
East Ayrshire20£15,983543,44830
East Lothian2£15,2971066,4134
East Riding of Yorkshire11£14,932546,30520
East Sussex48£20,954427,268109
Enfield - Greater London10£16,237538,60661
Essex158£19,810433,664366
Falkirk19£15,782641,52729
Fermanagh7£14,047654,66611
Fife51£22,430322,733142
Glasgow City104£22,330325,623274
Gloucestershire37£15,425652,53895
Greater Manchester324£16,743643,794735
Gwynedd2£13,745646,5002
Hampshire131£16,566545,087398
Harrow - Greater London5£11,575762,9378
Havering - Greater London70£16,763644,385117
Herefordshire25£26,601219,16647
Hertfordshire147£17,915539,987473
Highland41£21,895428,77872
Hillingdon - Greater London13£9,214876,12826
Hounslow - Greater London35£26,275319,236110
Inverclyde6£16,798535,8626
Isle of Anglesey6£4,9951297,5311
Isle of Wight10£18,517431,45928
Kent135£17,463539,232292
Kingston upon Thames - Greater London3£10,865649,4837
Lancashire188£16,853543,952479
Leicestershire197£24,073322,828320
Limavady5£15,966439,6006
Lincolnshire169£20,414433,281408
Lisburn11£21,464329,97824
Magherafelt7£19,991444,4295
Merseyside67£19,947433,918189
Merthyr Tydfil5£15,122657,00915
Merton - Greater London5£10,244876,0886
Monmouthshire1£3,2951495,0001
Moray4£11,796751,77618
Neath Port Talbot1£14,995845,9441
Newport1£9,295967,4771
Newry and Mourne28£20,320436,15556
Newtownabbey12£16,299656,16562
Norfolk147£19,258433,481357
North Ayrshire17£11,542754,22412
North Down8£12,534865,59612
North Lanarkshire23£19,434431,97763
North Yorkshire106£19,367432,050310
Northamptonshire48£15,802653,249140
Northumberland15£17,345538,22145
Nottinghamshire137£21,922326,079357
Omagh5£15,095668,1075
Oxfordshire61£25,026220,416130
Pembrokeshire1£23,99913,6511
Perth and Kinross31£20,024429,48759
Renfrewshire31£21,983429,405121
Rhondda Cynon Taf25£13,918762,38933
Rutland1£14,750738,990-
Scottish Borders5£15,258638,10511
Shropshire54£19,243433,544134
Somerset92£19,398436,947172
South Ayrshire37£25,515322,30794
South Lanarkshire5£12,897850,4761
South Yorkshire193£17,173542,367482
Staffordshire115£19,070432,736257
Stirling23£22,166322,32367
Strabane5£21,154332,5023
Suffolk57£16,681537,874122
Surrey109£20,916429,101279
Sutton - Greater London2£9,872949,2069
The Vale of Glamorgan4£8,936974,8254
Tyne and Wear82£16,407546,485173
Warwickshire12£12,081753,35841
West Dunbartonshire5£18,197336,4147
West Lothian30£17,219540,04544
West Midlands263£17,182541,571596
West Sussex54£18,006539,826133
West Yorkshire284£19,732431,582593
Wiltshire61£18,539539,928186
Worcestershire42£17,411544,73084
Add postcode for better results.