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Used Kia Sportage on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Kia Sportage on finance

Purchasing a used Kia Sportage through financing can be a smart and economical way to own this popular, stylish, and reliable SUV. Navigating through the financing process requires understanding and evaluating various aspects. Here’s a thorough guide to assist you in getting a used Kia Sportage on finance:

Preliminary Steps:

1. Define Your Budget:

  • Determine what you can afford, considering the down payment, monthly instalments, and additional costs (insurance, maintenance, etc.).

2. Credit Score:

  • Check your credit score; a higher score may qualify you for better financing terms.

3. Choose a Suitable Model:

  • Select a Kia Sportage that fits your preferences and budget, considering aspects like model year, features, and mileage.

4. Vehicle Check:

  • Ensure a comprehensive vehicle inspection, checking its mechanical condition and vehicle history report.

Financing Options:

1. Bank Loan:

  • Traditional personal loans from a bank, where you borrow money to purchase the car and repay in instalments.

2. Hire Purchase (HP):

  • Pay an initial deposit followed by fixed monthly payments. The car is yours once all payments are made.

3. Personal Contract Purchase (PCP):

  • Lower monthly payments with a large final payment if you wish to keep the car at the end of the agreement.

4. Lease Purchase:

  • Similar to PCP, but you are committed to buying the car at the end of the term.

5. Dealer Finance:

  • Financing through the car dealership. Ensure to compare these terms with other finance options.

6. Peer-to-Peer Lending:

  • Utilize online platforms to borrow directly from individual lenders, ensuring to verify platform credibility.

Purchase and Post-Purchase:

1. Select a Reliable Seller:

  • Ensure the seller/dealer has a reputation for transparency and offering vehicles in good condition.

2. Price Negotiation:

  • Engage in discussions to potentially lower the price or attain favourable terms.

3. Test Drive:

  • Validate the condition of the vehicle through a detailed test drive.

4. Finalize Finance:

  • Ensure understanding and comfort with the financial terms before finalizing the deal.

5. Insurance:

  • Before completing the purchase, make sure you have appropriate insurance in place.

6. Complete Paperwork:

  • Ensure all paperwork (V5C, MOT, service history, etc.) is accurate and secure.

Additional Considerations:

  • Depreciation: Understand how car value depreciation might impact your finance strategy.

  • Warranty: Explore warranty options and understand their coverages and durations.

  • Total Payment Awareness: Be clear about the total payment amount over the course of the finance period.

  • Early Repayment: Understand any terms or penalties related to early repayment of the finance.

Wrapping Up:

Financing a used Kia Sportage involves thorough preparation, understanding different finance options, and ensuring a smooth purchase process. Engage in in-depth research, utilize available tools, or consult with financial advisors to make an informed decision. With well-planned finance, you’ll be enjoying drives in your Kia Sportage knowing you’ve secured a deal that aligns with your financial health.

About the Kia Sportage

The Kia Sportage, ever since its debut, has represented Kia's commitment to meeting the needs of families and adventurers alike. With its robust design and commitment to value, it's little wonder that the Sportage has grown to be one of Kia's best-selling models globally and has garnered a particularly strong following in the UK.

From Humble Beginnings:

Introduced in the early 1990s, the Sportage was Kia's first foray into the SUV market. Over the years, it has undergone significant transformations, both in terms of aesthetics and technological advancements. Each iteration has showcased Kia's growing prowess in marrying design, functionality, and affordability.

A Blend of Style and Substance:

Recent models of the Sportage showcase a bold design with a distinctive tiger-nose grille and sharp, angular lines. Inside, it doesn't skimp on quality or features, boasting a modern infotainment system, plush seating, and a plethora of safety features. Its spacious interior ensures both driver and passengers enjoy comfort, even on longer journeys.

Amidst Stiff Competition:

The mid-size SUV market is fiercely competitive, with stalwarts like the Nissan Qashqai, Ford Kuga, and Peugeot 3008 vying for dominance. While each of these competitors brings their strengths to the table, the Sportage stands out with its generous warranty, comprehensive feature list, and an attractive price point.

Evolution with Electrification:

Kia, being attuned to the global shift towards greener transportation, has ensured the Sportage isn't left behind. Hybrid and plug-in hybrid variants offer environmentally-conscious buyers choices that reduce their carbon footprint without compromising on the Sportage experience.

Summing It Up:

The Kia Sportage, over its lifespan, has transformed from a value proposition to a genuine contender in the mid-size SUV segment, challenging established norms and pushing the boundaries of what's expected. For UK buyers who seek reliability, style, and value in one compelling package, the Sportage continues to be an attractive choice.

Buying Guide

Want to find out everything about all Sportage models, pros and cons, what to look out for and everything else you need to know? Check out our Kia Sportage buying guide here.

Kia Sportage Data by County

Kia Sportage data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All5,985£16,946544,54413,805
Aberdeen City31£21,414324,985104
Aberdeenshire17£22,464320,99356
Angus9£23,917326,62928
Antrim13£21,020331,81166
Ards12£17,597453,92944
Armagh4£6,62310116,3983
Ballymena4£19,803327,95928
Ballymoney7£9,230977,8697
Barking & Dagenham - Greater London3£11,982690,9605
Barnet - Greater London5£18,163440,1034
Bedfordshire104£11,395869,287174
Belfast22£15,521544,78135
Berkshire104£19,938435,272225
Blaenau Gwent3£21,532115,7939
Brent - Greater London4£12,516688,0006
Bristol85£18,042540,302144
Bromley - Greater London23£27,258213,78443
Buckinghamshire94£19,296436,882234
Cambridgeshire258£18,296539,857414
Carmarthenshire3£14,992655,8657
Ceredigion2£18,495647,9015
Cheshire233£19,324432,333458
City of Edinburgh41£16,842541,433149
City of London - Greater London17£23,829325,60232
Clackmannanshire2£15,248567,051-
Coleraine16£18,918442,51049
Conwy3£11,662755,0505
Cookstown2£17,468557,5002
Cornwall20£17,209542,19831
County Durham116£15,043648,741207
Craigavon5£13,592661,56212
Croydon - Greater London36£27,480320,93972
Cumbria21£17,857542,17651
Derbyshire116£16,270541,875382
Derry13£14,257769,05117
Devon132£20,635434,114247
Dorset50£23,325323,25895
Down2£17,223544,4009
Dumfries and Galloway3£14,095745,7818
Dundee City27£23,853318,90066
Dungannon7£12,852668,63421
Ealing - Greater London1£17,900459,4005
East Ayrshire14£14,590547,17629
East Lothian2£16,547828,9423
East Riding of Yorkshire12£15,997541,35326
East Sussex53£21,195327,452102
Enfield - Greater London19£18,026542,21049
Essex173£20,025431,602344
Falkirk19£12,976748,06628
Fermanagh8£15,609555,1619
Fife48£21,840325,145140
Flintshire1-660,0001
Glasgow City88£18,831433,608262
Gloucestershire43£14,483753,28685
Greater Manchester349£18,124538,908850
Gwynedd4£15,495647,9143
Hampshire153£16,969541,872395
Harrow - Greater London3£8,562867,20310
Havering - Greater London63£16,987641,598118
Herefordshire30£24,830319,23846
Hertfordshire163£18,737537,477453
Highland37£23,630322,66076
Hillingdon - Greater London11£9,405880,36429
Hounslow - Greater London4£7,7201076,75998
Inverclyde3£11,832652,5526
Isle of Anglesey5£4,39512101,6841
Isle of Wight12£17,539536,74928
Kent139£18,588535,001312
Kingston upon Thames - Greater London6£11,615753,1826
Lancashire197£16,591543,976473
Larne1£13,995645,643-
Leicestershire208£25,000326,441331
Limavady7£16,510436,1435
Lincolnshire174£20,653431,040394
Lisburn16£22,395326,36619
Magherafelt9£18,316438,2223
Merseyside62£17,298539,650186
Merthyr Tydfil6£13,628657,77412
Merton - Greater London5£10,276876,0889
Midlothian1£36,49501001
Monmouthshire1£3,4951495,0001
Moray3£16,996432,64722
Neath Port Talbot2£14,245746,1531
Newport3£17,764552,1904
Newry and Mourne34£19,089438,24655
Newtownabbey18£18,738433,68654
Norfolk141£19,613432,876360
North Ayrshire18£11,317751,53211
North Down5£16,486644,46712
North Lanarkshire18£18,240536,83970
North Yorkshire99£18,146534,346301
Northamptonshire46£16,610550,335138
Northumberland22£18,535434,16534
Nottinghamshire117£20,720429,973367
Omagh3£11,495887,1794
Oxfordshire76£24,957219,771132
Pembrokeshire1£23,99913,6512
Perth and Kinross33£18,742432,00664
Redbridge - Greater London1£1,79912106,1062
Renfrewshire30£17,874435,987132
Rhondda Cynon Taf27£15,400652,96439
Rutland1£14,750738,990-
Scottish Borders4£11,714852,7979
Shropshire39£19,916429,422134
Somerset81£19,393436,149157
South Ayrshire28£23,405327,32198
South Lanarkshire3£11,330962,3962
South Yorkshire175£17,561541,728476
Staffordshire123£18,797433,505230
Stirling20£20,727423,56673
Strabane6£20,461437,1675
Suffolk54£17,129535,181150
Surrey111£21,157429,185291
Sutton - Greater London2£7,3491268,1459
The Vale of Glamorgan1£10,500871,3807
Tyne and Wear85£16,259545,151166
Warwickshire17£13,243655,53937
West Dunbartonshire3£15,663542,18312
West Lothian31£18,367434,96557
West Midlands254£17,119541,091598
West Sussex54£17,455641,587126
West Yorkshire283£18,913435,155584
Wiltshire59£19,657433,007185
Worcestershire35£16,043547,22493
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