Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
613 cars
1.2 Dpi 1
35,165mi Manual Petrol 1.2L
£9,749
Portsmouth
from £205/pm
The Kia RIO is in the top 20 of the UK's reliability index and at this dealership in Portsmouth you can get this second hand one that’s got manual transmission, a low mileage of 35,165 miles and a 1200 cc petrol engine.
Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
1.4 3 6 Speed
17,654mi Auto Petrol 1.4L
£13,089
Epsom
from £275/pm
On the market and ready for its new owner to drive away today is this trusty hatchback which is listed as one of the UK's top 10 most reliable vehicles. This second-hand model currently available from our dealership in Epsom only has 17,654 mi clocked-up on the dash.
Hatchback
21,813mi Manual 1.0L
£13,500
Harrogate
from £283/pm
This used RIO Hatchback in the shade of white is up for sale and ready for its new owner to drive home with the added option for you to purchase it with credit.
1.25 2 Hatchback Euro 6 Ss 8
117,641mi Manual Petrol 1.2L
£4,490
Kettering
from £94/pm
Painted in a black finish, this RIO has 117,641 miles on the dash and comes fitted with a 1.2 Ltr petrol motor with manual transmission. It was registered in 2017 and is on the market and ready for you to drive away for £4,490.
1.4 Crdi 3 Hatchback Euro 6 S S
68,000mi Manual Diesel 1.4L
£6,950
Liverpool
from £146/pm
This hatchback Kia RIO 1.4 Crdi 3 Hatchback Euro 6 S S is fitted with a 1400 cc diesel motor with manual transmission and it has 68,000 miles clocked up on the dash.
1.3L 1
65,566mi Manual Petrol 1.3L
£6,495
Motherwell
from £136/pm
65,566 miles clocked-up on the dash, this RIO comes fitted out with manual transmission and has got a 1300cc petrol motor.
1.0 T-gdi 2 Euro 6 Ss
112,000mi Manual Petrol 1.0L
£4,495
Sittingbourne
from £94/pm
Become the next owner of this Kia RIO that features a 1000 cc petrol motor with manual transmission. This second-hand model available from this dealer has got 112,000 miles on the dashboard.
1.4 3 Euro 6
35,600mi Auto Petrol 1.4L
£9,395
Wokingham
from £197/pm
Be the next owner of this hatchback that is fitted out with a 1.4 L petrol motor with automatic transmission. This second hand one has got 35,600 miles clocked-up on the dashboard.
1.4 Crdi 3 Hatchback Ss
70,213mi Manual Diesel 1.4L
£6,995
Royston
from £147/pm
Revered for being an extremely reliable car, this 5 door RIO 1.4 Crdi 3 Hatchback Ss presents you with a diesel 1.4 LTR engine and manual gearbox, is finished in red and has 70,213 miles on the dash. Yours to buy at the fabulous price of £6,995 or you can also buy on finance together with evenly split, payments commencing at only £ monthly.
1.25 1 Euro 6
82,000mi Manual Petrol 1.2L
£3,595
Cleckheaton
from £75/pm
Up for sale and ready for its new owner to drive away is this dependable hatchback which is one of the UK's top 20 most reliable models. It comes equipped with a 1.2 LTR petrol engine and manual transmission. This second hand model currently in stock at our dealership in Cleckheaton comes finished in white and has 82,000 miles clocked-up on the dashboard.
1.4 Crdi 3
70,427mi Manual Diesel 1.4L
£4,998
Preston
from £105/pm
Have a look at this Kia RIO 1.4 Crdi 3 which is rated as one of the top twenty, most trustworthy and durable models in the United Kingdom. This used model finished in the tone of silver, features a 1.4 litre diesel engine with manual transmission and it has got 70,427 miles on the dash.
1.0 T Gdi 48V 118 Gt-line S Dct
36,062mi Auto Petrol 1.0L
£14,998
Liverpool
from £315/pm
Comprising of a 1.0L petrol engine and a automatic transmission, this reliable and trustworthy RIO 1.0 T Gdi 48V 118 Gt-line S Dct is available for sale in blue with 36,062 miles on the dashboard. This car is advertised at £14,998 with cost efficient repayments on hand commencing at only £ per month.
1.25 1 Euro 5
56,000mi Manual Petrol 1.2L
£3,995
Cleckheaton
from £84/pm
Favoured for being an extremely reliable car, this 5 door motor contains a petrol 1.2 Ltr engine and manual transmission, is finished in black and has 56,000 miles on the dash. Available at the low price of £3,995 or you can also opt to buy on finance with the help of manageable instalments starting off at only £ per calendar month.
1.25 2 Hatchback Euro 5 84 Bhp
85,403mi Manual Petrol
£4,495
Birmingham
from £94/pm
Available for viewing at this dealership's show room is this very durable and trustworthy Kia RIO 1.25 2 Hatchback Euro 5 84 Bhp with a manual transmission and Ltr petrol engine.
1.25 2
77,000mi Manual Petrol 1.3L
£6,495
Bootle
from £136/pm
Currently available at this dealer in Bootle: Kia RIO 1.25 2 with manual transmission, 1.3 litre petrol engine and 77,000 miles.
1.25 1
43,674mi Manual Petrol 1.3L
£8,199
Manchester
from £172/pm
Renowned for its trustworthiness and reliability, this vehicle comes fitted with a 1300CC petrol engine and manual transmission.
1.2 Dpi 2
46,180mi Manual Petrol 1.2L
£10,000
Harrogate
from £210/pm
The low price of only £10,000 is being advertised by our dealership for this RIO that has been created to have dependability and trustworthiness in mind and is amongst those rated in the top 20 of Britain's reliability index.
1.25 1 Hatchback Euro 5 84 Bhp
95,000mi Manual Petrol 1.2L
£2,450
Glasgow
from £51/pm
Fitted with a 1.2 Ltr petrol engine and manual transmission, this used hatchback is available for sale in a red finish with 95,000 miles clocked-up on the dashboard.
1.25 1 Hatchback Euro 5 84 Bhp
45,000mi Manual Petrol 1.2L
£3,650
Glasgow
from £77/pm
Available at this dealership in Glasgow: Kia RIO - 1200cc petrol engine, manual transmission and 45,000 mi.
1.3L 2
56,000mi Manual Petrol 1.3L
£3,949
Peterborough
from £83/pm
Seize the opportunity to purchase this RIO which is now available at this dealer's great price of just £3,949. It comes in the shade of silver, is fitted out with manual transmission, a 1.3L petrol motor and has 56,000 miles clocked up on the dash.
1.4 3 Euro 5
110,000mi Manual Petrol 1.4L
£2,750
Lydney
from £58/pm
Available to drive away is this Kia RIO 1.4 3 Euro 5 incorporating manual transmission with a 1400cc petrol motor. On offer at the outstanding price of just £2,750 and affordable repayments on hand commencing at around £ monthly.
1.25 1 Euro 6
58,620mi Manual Petrol 1.2L
£4,299
Kilmarnock
from £90/pm
With 58,620 miles clocked-up on the dash, this RIO comes fitted with manual transmission and a 1.2 Litre petrol engine.
1.3 1 Air 2013
103,009mi Manual Petrol 1.2L
£2,499
Leighton Buzzard
from £52/pm
The Kia RIO is in the top 20 of the reliability index. At this dealership in Leighton Buzzard you can pick up this second hand one that’s got 103,009 miles on the clock and a 1.2l petrol engine with manual transmission.
1.0 T-gdi 2 Hatchback Euro 6 S
20,000mi Manual Petrol 1.0L
£12,600
Rochford
from £264/pm
Renowned for being a very trustworthy and reliable vehicle, this 5 door Kia RIO 1.0 T-gdi 2 Hatchback Euro 6 S equips the driver with a petrol 1.0 L engine and manual transmission, is finished in grey and has 20,000 miles on the dash. Yours to buy at the remarkable price of £12,600 or you can also buy on finance with evenly spaced, cost efficient payments starting out at only £ pm.
Purchasing a used Kia Rio using finance can be a savvy way to attain ownership without upfront costs. Here’s a structured guide to facilitate an informed decision on your vehicle financing journey.
1. Initial Steps
2. Financing Options
3. Vehicle Inspection and History
4. Price and Contract Management
5. Insurance Handling
6. Responsible Ownership and Maintenance
7. Future Preparation
Conclusion
Navigating through the financing of a used Kia Rio entails a meticulous approach, from selecting the right vehicle and choosing an appropriate finance option to ensuring fair pricing and maintaining responsible ownership. Employ this guide to navigate through each phase confidently and ensure a gratifying and economically sound vehicle financing experience.
As part of Kia's global lineup, the Rio has consistently proven itself as a reliable and practical compact car. In the UK, the Kia Rio offers a blend of modern design, fuel efficiency, and a suite of technology features that appeal to a wide range of buyers, especially those looking for an economical city car.
Key Features and Specifications
Popular Models in the UK The Kia Rio's versatility is showcased in its range of trims that cater to various preferences and budgets:
Want to find out everything about all RIO models, pros and cons, what to look out for and everything else you need to know? Check out our Kia RIO buying guide here.
Kia RIO data for the amount in stock, average price, age and mileage throughout the UK and by county.
| County | Stock | Avg Price | Avg Age | Avg Mileage | Recent Sales |
|---|---|---|---|---|---|
| All | 590 | £8,507 | 8 | 50,336 | 1,265 |
| Aberdeenshire | 5 | £10,897 | 5 | 34,190 | 11 |
| Ayrshire | 7 | £10,183 | 6 | 40,979 | 7 |
| Bedfordshire | 15 | £4,903 | 11 | 85,312 | 40 |
| Berkshire | 11 | £7,013 | 9 | 56,460 | 35 |
| Blaenau Gwent | 3 | £10,528 | 6 | 41,748 | 1 |
| Bridgend | 8 | £6,119 | 9 | 72,965 | 5 |
| Bristol | 4 | £7,110 | 11 | 38,656 | 17 |
| Buckinghamshire | 8 | £7,104 | 8 | 59,055 | 21 |
| Caerphilly | 3 | £6,365 | 10 | 55,715 | - |
| Cambridgeshire | 18 | £8,435 | 8 | 66,314 | 47 |
| Cardiff | 3 | £8,691 | 7 | 53,633 | 10 |
| Carmarthenshire | 6 | £10,161 | 7 | 33,080 | 4 |
| Cheshire | 12 | £7,884 | 8 | 58,780 | 37 |
| Conwy | 1 | £14,695 | 3 | 28,539 | 3 |
| Cornwall | 9 | £12,246 | 6 | 40,405 | 11 |
| County Antrim | 5 | £8,646 | 7 | 46,882 | 10 |
| County Armagh | 3 | £10,611 | 6 | 44,405 | 4 |
| County Durham | 9 | £7,152 | 9 | 66,197 | 19 |
| County Londonderry | 2 | £5,470 | 12 | 72,913 | 3 |
| County Tyrone | 2 | £6,998 | 7 | 71,400 | - |
| Cumbria | 5 | £8,518 | 8 | 61,961 | 3 |
| Denbighshire | 1 | £9,995 | 4 | 51,000 | - |
| Derbyshire | 14 | £8,454 | 7 | 45,480 | 28 |
| Devon | 9 | £10,372 | 7 | 40,848 | 20 |
| Dorset | 3 | £9,962 | 8 | 40,483 | 14 |
| Dunbartonshire | 1 | £3,295 | 13 | 68,779 | 1 |
| East Riding of Yorkshire | 2 | £8,147 | 8 | 55,016 | 9 |
| East Sussex | 4 | £7,245 | 8 | 46,755 | 12 |
| Essex | 13 | £9,006 | 7 | 49,695 | 24 |
| Fife | 2 | £6,745 | 10 | 43,191 | 15 |
| Flintshire | 1 | £12,695 | 7 | 21,000 | 1 |
| Gloucestershire | 6 | £7,583 | 9 | 55,575 | 7 |
| Greater London | 30 | £7,834 | 9 | 45,473 | 51 |
| Greater Manchester | 34 | £6,710 | 10 | 55,440 | 108 |
| Hampshire | 20 | £7,242 | 9 | 49,935 | 50 |
| Herefordshire | 3 | £12,662 | 4 | 28,954 | 3 |
| Hertfordshire | 8 | £9,771 | 6 | 45,430 | 37 |
| Highland | 4 | £9,997 | 6 | 39,895 | 4 |
| Isle of Anglesey | 1 | £1,995 | 12 | 128,500 | - |
| Isle of Wight | 4 | £9,197 | 9 | 40,148 | 3 |
| Kent | 19 | £8,611 | 7 | 50,046 | 50 |
| Lanarkshire | 14 | £7,365 | 9 | 53,487 | 36 |
| Lancashire | 23 | £7,979 | 8 | 56,998 | 43 |
| Leicestershire | 6 | £6,699 | 10 | 48,897 | 21 |
| Lincolnshire | 11 | £8,482 | 7 | 53,605 | 16 |
| Merseyside | 7 | £11,062 | 5 | 41,073 | 17 |
| Midlothian | 6 | £10,523 | 7 | 36,074 | 13 |
| Monmouthshire | 1 | £7,895 | 9 | 50,600 | 1 |
| Neath Port Talbot | 1 | £11,995 | 5 | 14,800 | 2 |
| Newport | 2 | £13,725 | 4 | 8,852 | 6 |
| Norfolk | 8 | £9,081 | 8 | 46,181 | 16 |
| North Yorkshire | 13 | £9,579 | 6 | 45,060 | 18 |
| Northamptonshire | 10 | £8,594 | 7 | 58,009 | 15 |
| Northumberland | 3 | £6,599 | 10 | 56,113 | 2 |
| Nottinghamshire | 7 | £7,079 | 10 | 48,714 | 21 |
| Oxfordshire | 3 | £10,160 | 6 | 38,841 | 7 |
| Pembrokeshire | 2 | £5,895 | 9 | 103,236 | 1 |
| Renfrewshire | 4 | £12,148 | 4 | 29,179 | 8 |
| Rhondda Cynon Taf | 5 | £6,386 | 10 | 63,565 | 3 |
| Rutland | 1 | £11,450 | 7 | 1,694 | - |
| Somerset | 1 | £9,875 | 5 | 41,495 | 6 |
| South Yorkshire | 23 | £6,744 | 10 | 66,884 | 31 |
| Staffordshire | 13 | £9,018 | 8 | 39,606 | 27 |
| Suffolk | 2 | £3,897 | 15 | 76,769 | 14 |
| Surrey | 13 | £7,817 | 9 | 50,719 | 27 |
| Swansea | 2 | £7,747 | 8 | 35,727 | 12 |
| Tyne and Wear | 8 | £7,723 | 7 | 57,739 | 19 |
| Warwickshire | 2 | £10,049 | 4 | 34,069 | 8 |
| West Lothian | 2 | £7,135 | 9 | 43,673 | 5 |
| West Midlands | 22 | £7,532 | 8 | 59,719 | 46 |
| West Sussex | 10 | £9,701 | 6 | 43,539 | 17 |
| West Yorkshire | 28 | £6,780 | 9 | 63,324 | 59 |
| Wiltshire | 12 | £8,096 | 8 | 60,661 | 15 |
| Worcestershire | 4 | £6,897 | 9 | 62,480 | 8 |
| Wrexham | 3 | £9,064 | 7 | 52,557 | - |