Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
Fitted with a 1.2 litre petrol engine and manual transmission, this second-hand Kia RIO 1.25 2 Euro 5 is available for sale in a black finish with 72,000 miles clocked up on the dash.
Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
This second hand RIO 1.25 Sr7 Hatchback with a white finish is now available for you to drive it away today with the option for you to buy with credit.
Make sure you consider this Kia RIO 1.4 2 Euro 6 S S which is listed amongst the top twenty, most reliable and trustworthy cars. This used one from this dealer contains a 1.4 litre petrol motor with manual transmission and has 40,000 miles clocked-up on the dash.
The Kia RIO is manufactured to be durable and dependable and is in the top 20 of the reliability index. This second-hand model is
available on the market from this dealership in the tone of silver with a 1.4 litre petrol motor, 50,000 miles on the clock and manual transmission .
Looking out to buy a Kia? Then consider choosing this second hand one from this dealer, it has 49,999 miles clocked up on the dash and is fitted with a 1000 cc petrol engine with manual transmission.
Up for sale and ready for you to drive away is this Kia RIO finished in red. This second hand mode has a 1200 cc petrol engine with manual transmission and it has 30,000 miles clocked up on the dash.
There is a brilliant price at this dealer on this second hand, low mileage Kia RIO Sr7 with manual transmission, a 1.2 ltr petrol motor and just 40,000 miles clocked up on the dashboard.
This trustworthy and reliable Kia has got 19,577 miles clocked up on the dash and is equipped with a 1200 CC petrol motor and manual transmission. Grab the chance today to be the lucky buyer of this second hand model that is available at £11,995.
Possessing a 1.0 ltr hybrid engine and a manual transmission, this dependable and trustworthy RIO is available to drive away in white with 46,287 miles clocked-up on the dash. This car is advertised at £10,995 with budget friendly repayment plans starting off at only £ per calendar month.
Coming in the shade of black, this RIO 1.25 Sr7 Euro 6 has 66,000 miles on the dashboard and comes fitted with a manual 1.2 L engine running on petrol.
The Kia RIO is in the top 20 of the UK's reliability index and at this dealer you can buy this second hand one for only £7,495. That's a great price for this model and it's even better when you take into account that it's less likely to let you down and cost you extra money in repair bills.
This trustworthy and reliable hatchback incorporates a CC petrol motor with manual transmission and has 56,629 mi clocked-up on the dash. Grab the opportunity today to be the new buyer of this second-hand one that is offered at £5,750.
A brilliant price of just £7,495 is being advertised by us at this dealer on this low mileage hatchback that's only got 13,860 miles on the dash. It could be a great choice if you're searching for a model with a design that prioritises trustworthiness and durability.
A marvellous price of £6,998 is currently being advertised by this dealership in Arnold Clark Stoke-on-Trent Motorstore on this Kia RIO 1.25 Se that is one of the top 20, most reliable and trustworthy models in the UK.
Coming with a 1.2 ltr petrol engine and a manual gearbox, this trustworthy and dependable RIO is available on the market in silver with 34,777 miles clocked-up on the dashboard.
Now offered by our dealership in Reading, for the amazing price of £8,995 is this Kia RIO 1 Isg that has an excellent track record for trustworthiness and durability and is amongst those rated in the top twenty of the UK's reliability index.
Are you interested in a model that's been built to be dependable and trustworthy and is among the top 20 rated for reliability? Then consider this used one from our dealership in the Wisbech area that has a 1.2 ltr petrol motor, manual transmission and 41,000 miles clocked-up on the dash.
Equipped with a 1.2 L petrol engine and a manual transmission, this very dependable RIO is currently available to buy in red with 56,877 miles clocked up on the dashboard.
Currently available at our dealership in Oldham is this used car that has a petrol, 1400 cc engine and manual transmission. It is available for you to drive away today in a shade of white with only 36,600 miles clocked up on the dash. It could be an excellent choice to make if you're looking for a model that has an excellent track record for trustworthiness and dependability.
For the total price of just £5,550 is this RIO 1.4 Rio 3 Isg that is equipped with a L petrol engine with manual transmission. This second hand model now available from this dealer in Derby has 62,861 miles clocked-up on the dashboard and comes in red.
The bargain price of £10,500 is currently being offered by our dealership for this Kia that is rated as one of the most trustworthy and durable models on the market. It possesses a 1.4 LTR petrol motor, automatic transmission and has 21,679 miles on the dash.
Purchasing a used Kia Rio using finance can be a savvy way to attain ownership without upfront costs. Here’s a structured guide to facilitate an informed decision on your vehicle financing journey.
1. Initial Steps
Define Your Needs: Ascertain the model, age, and specifications of the Kia Rio that fits your requirements.
Budgeting: Establish a clear budget, factoring in down payments, monthly installments, and auxiliary costs like insurance and maintenance.
2. Financing Options
Bank Loans: Investigate loans from various banks, understanding their interest rates and repayment terms.
Hire Purchase (HP): Pay an initial deposit followed by fixed monthly payments and gain ownership at the end.
Personal Contract Purchase (PCP): Pay lower monthly payments and choose between paying a balloon payment to own, returning, or part-exchanging the car at the end.
Dealer Financing: Explore Kia dealership financing, ensuring to compare their offer with other available options.
3. Vehicle Inspection and History
Physical Check: Assess the vehicle's condition through a thorough physical check or a trusted mechanic.
History Report: Obtain a comprehensive vehicle history report using the VIN to uncover any hidden issues or past incidents.
4. Price and Contract Management
Negotiation: Strive to negotiate the price based on market values and the vehicle’s condition.
Contract Review: Scrutinize all elements of the contract to ensure accuracy and fairness in all clauses.
5. Insurance Handling
Comparison Shopping: Explore and compare insurance options to secure comprehensive coverage at an optimal rate.
Possible Bundling: Inquire about bundling insurance policies (e.g., car and home) for additional savings.
6. Responsible Ownership and Maintenance
Prompt Payments: Ensure timely payments to preserve your credit score and avoid any additional charges.
Maintain Regularly: Stick to a regular maintenance schedule to uphold the vehicle's condition and longevity.
7. Future Preparation
Preserve Resale Value: Maintain the Kia Rio and keep all relevant documentation to maximize its future resale value.
Post-Ownership Planning: Consider the steps you'll take following the end of the financing term, whether it's selling, keeping, or entering a new finance agreement.
Conclusion
Navigating through the financing of a used Kia Rio entails a meticulous approach, from selecting the right vehicle and choosing an appropriate finance option to ensuring fair pricing and maintaining responsible ownership. Employ this guide to navigate through each phase confidently and ensure a gratifying and economically sound vehicle financing experience.
About the Kia RIO
As part of Kia's global lineup, the Rio has consistently proven itself as a reliable and practical compact car. In the UK, the Kia Rio offers a blend of modern design, fuel efficiency, and a suite of technology features that appeal to a wide range of buyers, especially those looking for an economical city car.
Key Features and Specifications
Sleek Design: Over the years, the Kia Rio has adopted a more contemporary design, with sharp lines and a distinctive front grille that aligns with Kia's design philosophy.
Efficient Powertrains: Available with a choice of petrol engines, the Rio ensures decent fuel economy, making it ideal for urban commutes and longer journeys alike.
Interior Comfort: Despite its compact size, the Rio offers a surprisingly spacious interior with a user-friendly infotainment system and essential creature comforts.
Safety & Tech: The Rio boasts various safety features, such as multiple airbags, stability control, and newer models also offer driver assistance systems like autonomous emergency braking.
Popular Models in the UK The Kia Rio's versatility is showcased in its range of trims that cater to various preferences and budgets:
Kia Rio '1': The entry-level trim still comes generously equipped with essentials, including Bluetooth, front electric windows, and a trip computer.
Kia Rio '2': Adding a touch of luxury, this trim includes alloy wheels, a reversing camera, and a 7-inch touchscreen infotainment system.
Kia Rio '3' and 'GT-Line': These higher trims offer more in terms of comfort and performance features, such as heated seats, navigation, and sportier aesthetics for the GT-Line.
Buying Guide
Want to find out everything about all RIO models, pros and cons, what to look out for and everything else you need to know? Check out our Kia RIO buying guide here.
Kia RIO Data by County
Kia RIO data for the amount in stock, average price, age and mileage throughout
the UK and by county.