Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
636 cars
3
33,000mi Manual Petrol 1.0L
£8,395
Radlett
from £176/pm
Up for sale and ready for its next owner to take home is this RIO 3 that has a 1.0L petrol engine with manual transmission. This used one comes finished in the shade of blue and has 33,000 miles on the clock.
Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
1.0 T Gdi 2
46,959mi Manual Petrol 1.0L
£12,498
Leyland
from £262/pm
Be the new owner of this manual RIO with manual transmission and a 1.0 ltr petrol engine. This second-hand model in Leyland is finished in grey and has 46,959 miles clocked up on the dash.
1.1 Crdi Ecodynamics 2 Euro 5 Ss
112,985mi Manual Diesel 1.1L
£1,995
Sheffield
from £42/pm
On display at our showroom in Sheffield is this trustworthy and dependable RIO 1.1 Crdi Ecodynamics 2 Euro 5 Ss with manual transmission, a 1100 cc diesel engine and 112,985 miles clocked-up on the dash
1.0 T-gdi 2 Hatchback Euro 6 S
55,090mi Manual Petrol 1.0L
£6,992
Scarborough
from £147/pm
Choose this used RIO 1.0 T-gdi 2 Hatchback Euro 6 S for £6,992. Credit offers start from around £ a month for this car that has a 1.0l petrol engine with manual transmission.
1.3L 1
123,561mi Manual Petrol 1.3L
£1,795
Morecambe
from £38/pm
On display at this dealership's showroom in the Morecambe area is this very reliable and trustworthy white hatchback fitted with a manual gearbox and 1.3 LTR petrol engine.
1.25 1 Euro 5
52,455mi Manual Petrol 1.2L
£3,999
Sunderland
from £84/pm
This Kia RIO 1.25 1 Euro 5 is fitted out with a 1200cc petrol engine with manual transmission and it has got 52,455 miles on the dash. This particular second hand one from this dealership in Sunderland is available in the tone of red.
1.0 T-gdi Mhev
86,734mi Auto 1.0L
£9,850
Peterborough
from £207/pm
Finished in white, this hatchback motor contains a 1.0l motor with automatic transmission and has 86,734 miles clocked up on the dash. First Registered in , this RIO 1.0 T-gdi Mhev is now up for sale and ready for you to drive home for £9,850.
1.4 2 Euro 5
31,700mi Auto Petrol 1.4L
£7,150
HA0 1JQ
from £150/pm
Finished in black, this used Kia has a 1.4 L petrol motor with automatic transmission and has clocked up 31,700 miles.
1.25 Sr7 Hatchback Euro 6 84 Bh
41,017mi Manual Petrol 1.3L
£5,999
Gateshead
from £126/pm
This RIO is a vehicle that is ranked as one of the most trusty models available. This dealer currently has a second hand one in stock that incorporates a 1.3 LTR petrol motor with manual transmission and has 41,017 miles clocked up on the dash.
1.4 3 Isg 2014
63,050mi Manual Petrol 1.4L
£4,470
Leicester
from £94/pm
Kia's RIO is in the top 20 of Britain's reliability index and at this dealership you can pick up this used one for just £4,470. That's a bargain for this model, particularly if you're less likely to be forking out for repairs.
2 Isg Sy69nvv
39,598mi Manual
£9,998
Inverness
from £210/pm
A brilliant price of only £9,998 from our dealership on this RIO that is ranked as one of the most trustworthy and reliable models around.
1.0 T Gdi 48V 118 Gt-line S Dct
22,209mi Auto Petrol 1.0L
£15,998
Liverpool
from £336/pm
Currently available for sale is this second hand Kia containing a 1.0 L petrol engine with automatic transmission. Get it at the amazing price of just £15,998 from this dealer in the Liverpool area.
Hatchback 1.4 200959
64,642mi Manual Petrol 1.4L
£2,480
Loughborough
from £52/pm
A low price of £2,480 is currently being offered by us at this dealer on this Kia RIO which has been created to have trustworthiness and reliability in mind.
1.4 2 Euro 6
47,000mi Auto Petrol 1.4L
£6,995
N11 2EU
from £147/pm
At only £6,995 is this RIO, it has a 1.4 L petrol engine with automatic transmission and has 47,000 miles clocked up on the dash.
1.4 3 Hatchback Euro 6 107 Bhp
27,399mi Auto Petrol 1.4L
£9,889
SG5 1RT
from £208/pm
Revered for its dependability and trustworthiness, this Kia is fitted with a 1400 cc petrol motor and automatic transmission. This dealer currently has this second hand model in stock that has clocked up 27,399 miles. It is available at the really amazing price of just £9,889 or through making monthly payments commencing at as little as £ per calendar month.
Hatchback 1.25 2 Euro 6 Ss 201868
Manual Petrol 1.2L
£7,495
Birmingham
from £157/pm
Currently advertised by this dealer in Birmingham is this hatchback vehicle that incorporates a 1.2 L petrol engine and manual transmission. It is on offer and ready for its new owner to take home in the tone of black with few miles clocked up on the dash.
1.2 Dpi 2
28,027mi Manual Petrol 1.2L
£12,498
Aberdeen
from £262/pm
Become the new owner of this RIO 1.2 Dpi 2 that incorporates a 1.2 L petrol engine and manual transmission. This used model has 28,027 miles clocked up on the dashboard.
Gt-line S
25,807mi Manual Petrol 1.0L
£13,519
Redditch
from £284/pm
This dealership in Redditch has a bargain price of only £14,000 on this RIO Gt-line S with a 1000CC petrol motor, manual transmission and 25,807 miles on the dash.
Hatchback 1.3 Sr7 201515
51,642mi Manual Petrol 1.2L
£5,447
Altrincham
from £114/pm
This hatchback car has got 51,642 miles clocked-up on the dashboard and contains a 1.2 litre petrol engine with manual transmission.
1.0 T-gdi First Edition
95,000mi Manual Petrol 1.0L
£6,250
Northampton
from £131/pm
Are you thinking of going for a Kia RIO? Well, take a more detailed look at this second-hand model painted in red with 95,000 miles clocked-up on the dash, a 1.0 ltr petrol motor and manual transmission.
1.1 Crdi Ecodynamics Sr7 Hatchback Manu
64,000mi Manual Diesel 1.1L
£3,994
WR14 1TH
from £84/pm
First registered in 2015: Second hand RIO 1.1 Crdi Ecodynamics Sr7 Hatchback Manu with a 1.1 ltr diesel engine, manual transmission and only 64,000 miles clocked-up on the dash.
2021 1.0 T-gdi Mhev 3 Dct Euro 6 Ss
92,000mi Auto Hybrid 1.0L
£9,495
Slough
from £199/pm
Fitted with a 1.0 litre hybrid engine and a automatic gearbox, this trustworthy and dependable hatchback RIO is available to buy in white with 92,000 miles on the clock.
1
50,000mi Manual Petrol 1.2L
£6,389
Chorley
from £134/pm
Incorporating a 1200 CC petrol motor and manual transmission: this red second-hand RIO 1 is available to buy with 50,000 mi clocked up on the dashboard.
Hatchback 1.4 Crdi 3 Euro 6 Ss 201818
57,762mi Manual Diesel 1.4L
£7,995
Exeter
from £168/pm
Revered for being a very trustworthy and durable motor, this 5 door hatchback RIO is fitted out with a diesel 1.4l motor and manual transmission, is finished in silver and has 57,762 miles on the dash. Yours to buy at the superb price of £7,995 or you can also choose to buy on finance together with evenly spread, manageable instalments starting off at just £ per calendar month.
Purchasing a used Kia Rio using finance can be a savvy way to attain ownership without upfront costs. Here’s a structured guide to facilitate an informed decision on your vehicle financing journey.
1. Initial Steps
2. Financing Options
3. Vehicle Inspection and History
4. Price and Contract Management
5. Insurance Handling
6. Responsible Ownership and Maintenance
7. Future Preparation
Conclusion
Navigating through the financing of a used Kia Rio entails a meticulous approach, from selecting the right vehicle and choosing an appropriate finance option to ensuring fair pricing and maintaining responsible ownership. Employ this guide to navigate through each phase confidently and ensure a gratifying and economically sound vehicle financing experience.
As part of Kia's global lineup, the Rio has consistently proven itself as a reliable and practical compact car. In the UK, the Kia Rio offers a blend of modern design, fuel efficiency, and a suite of technology features that appeal to a wide range of buyers, especially those looking for an economical city car.
Key Features and Specifications
Popular Models in the UK The Kia Rio's versatility is showcased in its range of trims that cater to various preferences and budgets:
Want to find out everything about all RIO models, pros and cons, what to look out for and everything else you need to know? Check out our Kia RIO buying guide here.
Kia RIO data for the amount in stock, average price, age and mileage throughout the UK and by county.
| County | Stock | Avg Price | Avg Age | Avg Mileage | Recent Sales |
|---|---|---|---|---|---|
| All | 522 | £8,385 | 8 | 52,340 | 1,144 |
| Aberdeen City | 5 | £12,998 | 3 | 24,870 | 7 |
| Aberdeenshire | 3 | £10,083 | 5 | 37,408 | - |
| Angus | 1 | £13,995 | 3 | 37,545 | 2 |
| Ards | 1 | £6,420 | 11 | 41,683 | 7 |
| Armagh | 1 | £4,450 | 11 | 82,000 | 1 |
| Ballymoney | 1 | £3,950 | 12 | 73,000 | 1 |
| Barking & Dagenham - Greater London | 1 | £4,495 | 15 | 67,000 | - |
| Bedfordshire | 11 | £5,038 | 11 | 66,219 | 28 |
| Belfast | 1 | £7,995 | 7 | 77,281 | - |
| Berkshire | 11 | £7,359 | 9 | 55,328 | 41 |
| Bristol | 6 | £6,009 | 10 | 65,898 | 14 |
| Buckinghamshire | 3 | £7,425 | 7 | 68,017 | 25 |
| Cambridgeshire | 19 | £9,137 | 8 | 51,973 | 40 |
| Cardiff | 1 | £10,388 | 4 | 23,038 | 1 |
| Carmarthenshire | 1 | £10,290 | 5 | 68,400 | 3 |
| Carrickfergus | 1 | £3,995 | 13 | 57,000 | - |
| Cheshire | 19 | £9,419 | 7 | 45,556 | 25 |
| City of Edinburgh | 6 | £6,248 | 10 | 62,800 | 8 |
| City of London - Greater London | 1 | £9,749 | 4 | 36,974 | 1 |
| Coleraine | 3 | £6,413 | 9 | 81,304 | 2 |
| Conwy | 1 | £14,695 | 3 | 28,539 | 1 |
| County Durham | 12 | £8,880 | 8 | 55,200 | 19 |
| Croydon - Greater London | 3 | £7,476 | 11 | 53,667 | 9 |
| Cumbria | 5 | £10,296 | 6 | 49,920 | 5 |
| Derbyshire | 13 | £9,089 | 7 | 44,579 | 38 |
| Derry | 1 | £4,995 | 9 | 100,000 | - |
| Devon | 9 | £9,240 | 7 | 48,747 | 24 |
| Dorset | 4 | £6,171 | 10 | 76,647 | 8 |
| Down | 1 | £8,495 | 9 | 41,000 | 2 |
| Dundee City | 2 | £9,498 | 6 | 53,106 | 4 |
| Dungannon | 2 | £6,998 | 7 | 71,400 | - |
| East Ayrshire | 1 | £11,499 | 4 | 43,300 | 4 |
| East Riding of Yorkshire | 2 | £8,647 | 8 | 55,016 | 1 |
| East Sussex | 2 | £8,497 | 8 | 64,142 | 11 |
| Enfield - Greater London | 2 | £15,938 | 4 | 13,601 | 3 |
| Essex | 11 | £9,911 | 7 | 40,943 | 26 |
| Falkirk | 1 | £13,350 | 5 | 27,697 | 5 |
| Fife | 6 | £9,118 | 7 | 47,868 | 16 |
| Glasgow City | 13 | £10,389 | 6 | 34,429 | 20 |
| Gloucestershire | 3 | £5,763 | 11 | 57,621 | 7 |
| Greater Manchester | 48 | £6,566 | 10 | 57,112 | 102 |
| Hampshire | 18 | £6,736 | 10 | 56,438 | 44 |
| Harrow - Greater London | 1 | £1,750 | 17 | 67,500 | 2 |
| Havering - Greater London | 8 | £9,677 | 8 | 36,068 | 7 |
| Herefordshire | 1 | £11,995 | 7 | 27,060 | 2 |
| Hertfordshire | 12 | £9,521 | 5 | 55,502 | 34 |
| Hillingdon - Greater London | 4 | £5,744 | 10 | 72,546 | 12 |
| Hounslow - Greater London | 2 | £7,170 | 11 | 43,668 | 4 |
| Isle of Anglesey | 1 | £1,995 | 12 | 128,500 | - |
| Isle of Wight | 2 | £7,995 | 11 | 36,901 | 4 |
| Kent | 16 | £9,818 | 7 | 38,480 | 24 |
| Kingston upon Thames - Greater London | 1 | £12,000 | 3 | 62,000 | 1 |
| Lancashire | 13 | £7,075 | 8 | 64,216 | 49 |
| Larne | 1 | £11,995 | 3 | 29,000 | - |
| Leicestershire | 9 | £6,262 | 11 | 51,770 | 16 |
| Lincolnshire | 9 | £8,426 | 7 | 46,823 | 18 |
| Lisburn | 1 | £11,495 | 5 | 24,776 | 1 |
| Merseyside | 3 | £12,794 | 4 | 23,660 | 19 |
| Newry and Mourne | 2 | £11,120 | 5 | 41,525 | 3 |
| Newtownabbey | 1 | £3,795 | 13 | 85,700 | 4 |
| Norfolk | 5 | £8,768 | 7 | 59,503 | 16 |
| North Ayrshire | 4 | £8,746 | 7 | 59,864 | 3 |
| North Lanarkshire | 2 | £8,705 | 7 | 52,891 | 10 |
| North Yorkshire | 9 | £10,162 | 6 | 34,455 | 26 |
| Northamptonshire | 3 | £8,980 | 7 | 58,405 | 23 |
| Northumberland | 1 | £6,199 | 11 | 59,870 | 5 |
| Nottinghamshire | 7 | £7,870 | 8 | 55,655 | 23 |
| Oxfordshire | 1 | £13,495 | 3 | 18,196 | 15 |
| Perth and Kinross | 3 | £8,282 | 7 | 51,686 | 2 |
| Renfrewshire | 3 | £11,498 | 5 | 36,002 | 7 |
| Rhondda Cynon Taf | 2 | £7,349 | 10 | 44,409 | 4 |
| Scottish Borders | 1 | £10,199 | 5 | - | - |
| Shropshire | 5 | £9,434 | 8 | 42,722 | 8 |
| Somerset | 4 | £9,495 | 6 | 37,887 | 9 |
| South Ayrshire | 1 | £8,792 | 6 | 37,806 | - |
| South Yorkshire | 16 | £5,034 | 11 | 80,609 | 37 |
| Staffordshire | 11 | £9,084 | 8 | 32,151 | 14 |
| Stirling | 1 | £8,797 | 9 | 46,473 | 8 |
| Suffolk | 4 | £6,371 | 12 | 38,782 | 13 |
| Surrey | 9 | £6,666 | 9 | 59,380 | 13 |
| The Vale of Glamorgan | 1 | £3,750 | 12 | 73,000 | 2 |
| Tyne and Wear | 7 | £8,605 | 7 | 59,876 | 13 |
| Warwickshire | 2 | £7,075 | 8 | 77,625 | 3 |
| West Dunbartonshire | 2 | £3,495 | 12 | 84,890 | - |
| West Midlands | 29 | £7,729 | 8 | 60,368 | 47 |
| West Sussex | 8 | £9,630 | 6 | 44,576 | 17 |
| West Yorkshire | 27 | £8,165 | 8 | 50,262 | 46 |
| Wiltshire | 7 | £8,196 | 8 | 67,265 | 15 |
| Worcestershire | 4 | £6,999 | 11 | 53,718 | 10 |