Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
641 cars
1.0 T-gdi Mhev Gt-line S Hatchback Hybr
29,125mi Manual Hybrid 1.0L
£13,799
Stockton-on-Tees
from £290/pm
Now available for viewing at our showroom in Stockton-on-Tees is this reliable Kia that’s got 29,125 miles on the clock and a 1.0 ltr hybrid motor with manual transmission
Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
1.25 Sr7 Hatchback Euro 6 84 Bh
5,207mi Manual Petrol 1.3L
£7,990
Halesowen
from £168/pm
A fantastic price of £7,990 is currently being advertised by our dealership for this low mileage RIO 1.25 Sr7 Hatchback Euro 6 84 Bh that has a mere 5,207 miles clocked up on the dashboard. It is an excellent choice of hatchback if you're searching for a model that has an outstanding track record for trustworthiness and reliability.
1.2 Dpi 2
42,224mi Manual Petrol 1.2L
£11,498
Aberdeen
from £241/pm
Coming in white, this 1.2 LTR petrol Kia RIO 1.2 Dpi 2 with manual transmission is available to test drive.
3 Ecodynamics 107
72,000mi Manual Petrol 1.4L
£3,250
Chesterfield
from £68/pm
Available for sale is this Kia at the great price of just £3,250. This dealership also provides you with the possibility to pay with achievable monthly repayments to suit all budgets with repayment packages beginning at only £ per calendar month.
1.4 Graphite
91,000mi Manual Petrol 1.4L
£3,995
Wisbech
from £84/pm
Accounting for several elements, the Reliability Index gathers data made up of a large quantity of claims that are made each year. It considers: inconvenience for the driver, cost and rate of failure and provides you with a comprehensive guide of cars on the road today. The Kia RIO is amongst the top twenty rated for reliability and at this dealership in Wisbech you can get this second hand one for just £3,995. That is a great price for this model and even more so if you take into account that it's less likely to need extra trips to the mechanic.
1.25 1 Euro
55,751mi Manual 1.2L
£4,408
Hemel Hempstead
from £93/pm
Currently advertised by this dealership in the Hemel Hempstead area is this hatchback car which features a , 1.2 litre engine and manual gearbox. It's on offer and ready for its next owner to drive away in the tone of black with 55,751 mi on the clock.
2
48,710mi Manual Petrol
£9,299
Bicester
from £195/pm
Ranked amongst the top twenty, most durable and trustworthy motors, this RIO comes fitted with manual transmission and a Ltr petrol motor. This dealership currently has this second hand model on offer that has 48,710 miles clocked up on the dashboard and a grey finish.
1.0 L Gt-line Isg
41,000mi Manual Petrol 1.0L
£10,900
Chester
from £229/pm
Coming in white, this 1.0 Litre petrol RIO with manual transmission is now available to test drive.
1.2 Vr7 - 1 Owner 2014
37,000mi Manual Petrol 1.2L
£5,495
Gillingham
from £115/pm
Incorporating a 1200 CC petrol motor and manual transmission, this used hatchback from this dealer is available for sale in a red finish and has 37,000 miles clocked up on the dash.
2
150,000mi Manual Diesel 1.5L
£899
Sheffield
from £19/pm
In the tone of silver, this hatchback vehicle has 150,000 miles clocked-up on the dashboard and is fitted out with a manual 1.5 litre engine requiring diesel.
1.4 Ecodynamics 3 Hatchback Euro
74,000mi Manual Petrol 1.4L
£5,895
Ivybridge
from £124/pm
Coming fitted with manual transmission and a 1.4L petrol motor - this used RIO is now on the market and ready for its next owner to take home with 74,000 miles clocked up on the dashboard.
1.2 Dpi 2
27,751mi Manual Petrol 1.2L
£12,498
West Bromwich
from £262/pm
Painted in the tone of yellow, this hatchback RIO has 27,751 miles on the clock and is equipped with a manual 1200CC engine running on petrol.
1.0 T Gdi 118 Gt-line S
44,609mi Manual Petrol 1.0L
£10,995
Newtown
from £231/pm
Coming in the shade of white, this Kia has 44,609 miles on the clock and comes fitted with a 1.0 LTR petrol motor with manual transmission.
1.4 2
25,525mi Manual Petrol 1.4L
£9,498
Edinburgh
from £199/pm
Up for sale and ready for you to drive away today is this dependable Kia RIO which has a top 20 ranking for its reliable build. It incorporates a 1400 CC petrol motor and manual transmission. This second-hand model from our dealership has 25,525 miles clocked up on the dash and has been finished in the shade of red.
1.2 2
18,641mi Manual Petrol 1.2L
£11,494
Dukinfield
from £241/pm
Featuring a 1.2L petrol motor with manual transmission, this second hand RIO 1.2 2 from this dealership in Dukinfield is up for sale with a white finish and has 18,641 miles on the clock.
1.25 Vr7
91,259mi Manual Petrol 1.2L
£3,450
Ballymoney
from £72/pm
Currently available for sale is this second hand RIO 1.25 Vr7 which has a 1.2 Litre petrol motor with manual transmission. Buy it at the great price of £3,450 from this dealer located in the Ballymoney area.
1.0 T Gdi 2 99
17,501mi Manual Petrol 1.0L
£13,295
Gravells Kia Abergavenny
from £279/pm
A low price of £13,295 is being advertised by this dealership for this Kia RIO that's rated as one of the top twenty, most reliable models in Great Britain.
1.0 T Gdi 48V 118 3 Dct
39,677mi Auto Petrol 1.0L
£12,695
Northampton
from £266/pm
This Kia RIO is fitted with a 1.0 Ltr petrol motor with automatic transmission and it has got 39,677 miles clocked-up on the dashboard.
1.0 T-gdi 2 Euro 6 Ss
18,775mi Manual Petrol 1.0L
£13,595
Bury
from £285/pm
A brilliant price of £13,595 is currently being offered by our dealership on this Kia with low mileage that comes fitted with manual transmission and a 1.0L petrol motor.
1.25 2
68,759mi Manual Petrol 1.2L
£5,998
Fortrose
from £126/pm
Are you interested in owning a Kia RIO 1.25 2? Well, take a more in depth look at this second-hand one available in white that’s got manual transmission, a 1.2 ltr petrol motor and 68,759 miles clocked-up on the dash.
Hatchback 1.25 Ecodynamics Se Euro 6 Ss 20
43,960mi Manual Petrol 1.2L
£6,995
Exeter
from £147/pm
The fantastic price of only £6,995 is currently being advertised by our dealership in Exeter on this RIO 1.25 Ecodynamics Se Euro 6 Ss which has been designed with durability and trustworthiness in mind and is amongst those ranked in the top 20 of the reliability index.
3 Isg
47,000mi Manual Petrol 1.4L
£6,995
Springvale Car Sales
from £147/pm
Coming with manual transmission and a 1.4 Litre petrol motor, this used RIO 3 Isg from this dealership in Cwmbran is available on the market in a finish and has 47,000 miles on the clock.
1.2 Dpi 2
4,836mi Manual Petrol 1.2L
£13,893
Chesterfield
from £292/pm
Available at this dealer in Chesterfield: Kia RIO 1.2 Dpi 2 - 4,836 miles, manual transmission and a 1200 cc petrol motor.
1
33,500mi Manual Petrol 1.2L
£9,195
Kettering
from £193/pm
Be the new owner of this durable RIO that is listed as one of the UK's top 20 most reliable vehicles. It comes fitted with manual transmission and has a 1.2 LTR petrol engine. This second-hand model currently available at our dealership in Kettering has a mere 33,500 miles on the clock and has a red finish.
Purchasing a used Kia Rio using finance can be a savvy way to attain ownership without upfront costs. Here’s a structured guide to facilitate an informed decision on your vehicle financing journey.
1. Initial Steps
2. Financing Options
3. Vehicle Inspection and History
4. Price and Contract Management
5. Insurance Handling
6. Responsible Ownership and Maintenance
7. Future Preparation
Conclusion
Navigating through the financing of a used Kia Rio entails a meticulous approach, from selecting the right vehicle and choosing an appropriate finance option to ensuring fair pricing and maintaining responsible ownership. Employ this guide to navigate through each phase confidently and ensure a gratifying and economically sound vehicle financing experience.
As part of Kia's global lineup, the Rio has consistently proven itself as a reliable and practical compact car. In the UK, the Kia Rio offers a blend of modern design, fuel efficiency, and a suite of technology features that appeal to a wide range of buyers, especially those looking for an economical city car.
Key Features and Specifications
Popular Models in the UK The Kia Rio's versatility is showcased in its range of trims that cater to various preferences and budgets:
Want to find out everything about all RIO models, pros and cons, what to look out for and everything else you need to know? Check out our Kia RIO buying guide here.
Kia RIO data for the amount in stock, average price, age and mileage throughout the UK and by county.
| County | Stock | Avg Price | Avg Age | Avg Mileage | Recent Sales |
|---|---|---|---|---|---|
| All | 571 | £8,967 | 8 | 48,698 | 1,060 |
| Aberdeen City | 3 | £12,665 | 3 | 32,656 | 10 |
| Angus | 1 | £13,995 | 3 | 37,545 | 5 |
| Antrim | 1 | £13,899 | 3 | 6,836 | 4 |
| Ards | 3 | £6,030 | 9 | 70,043 | 3 |
| Ballymoney | 1 | £3,450 | 12 | 91,259 | - |
| Bedfordshire | 14 | £6,819 | 9 | 59,332 | 20 |
| Belfast | 1 | £5,990 | 10 | 70,000 | 2 |
| Berkshire | 10 | £6,231 | 11 | 57,958 | 27 |
| Blaenau Gwent | 1 | £11,699 | 5 | 34,993 | - |
| Bristol | 4 | £6,962 | 10 | 58,519 | 13 |
| Bromley - Greater London | 3 | £14,162 | 3 | 13,500 | 3 |
| Buckinghamshire | 8 | £7,693 | 9 | 66,166 | 21 |
| Cambridgeshire | 24 | £9,124 | 8 | 47,974 | 32 |
| Cardiff | 4 | £11,684 | 4 | 23,450 | 1 |
| Carmarthenshire | 4 | £8,694 | 7 | 48,129 | 1 |
| Cheshire | 13 | £9,201 | 7 | 43,487 | 32 |
| City of Edinburgh | 5 | £6,957 | 11 | 50,110 | 11 |
| City of London - Greater London | 4 | £7,658 | 10 | 47,618 | 10 |
| Coleraine | 3 | £7,478 | 9 | 58,205 | - |
| Conwy | 1 | £14,695 | 3 | 28,539 | - |
| Cornwall | 1 | £13,999 | 3 | 20,519 | 2 |
| County Durham | 13 | £9,569 | 8 | 45,146 | 18 |
| Craigavon | 1 | £5,490 | 10 | 78,785 | - |
| Croydon - Greater London | 10 | £8,091 | 10 | 52,211 | 8 |
| Cumbria | 6 | £8,386 | 7 | 48,102 | 3 |
| Derbyshire | 22 | £8,581 | 7 | 51,735 | 39 |
| Devon | 11 | £10,076 | 7 | 33,645 | 22 |
| Dorset | 4 | £9,695 | 7 | 40,392 | 8 |
| Down | 1 | £11,495 | 6 | 26,000 | - |
| Dundee City | 1 | £5,690 | 11 | 64,568 | 7 |
| Dungannon | 2 | £6,998 | 7 | 71,400 | - |
| East Riding of Yorkshire | 2 | £8,590 | 8 | 55,016 | 5 |
| East Sussex | 6 | £10,129 | 7 | 42,794 | 10 |
| Enfield - Greater London | 1 | £7,495 | 9 | 53,500 | 4 |
| Essex | 11 | £9,059 | 8 | 37,366 | 19 |
| Falkirk | 2 | £13,843 | 5 | 27,512 | 3 |
| Fife | 5 | £12,168 | 5 | 27,561 | 9 |
| Glasgow City | 6 | £9,889 | 7 | 45,182 | 18 |
| Gloucestershire | 4 | £9,025 | 8 | 45,770 | 11 |
| Greater Manchester | 50 | £8,201 | 9 | 45,685 | 90 |
| Hampshire | 15 | £9,092 | 7 | 46,152 | 39 |
| Harrow - Greater London | 1 | £3,400 | 14 | 61,850 | 1 |
| Havering - Greater London | 6 | £9,699 | 6 | 42,847 | 2 |
| Hertfordshire | 11 | £9,853 | 6 | 39,332 | 29 |
| Highland | 3 | £9,597 | 8 | 45,289 | 6 |
| Hillingdon - Greater London | 4 | £5,248 | 10 | 74,677 | 8 |
| Hounslow - Greater London | 2 | £9,570 | 8 | 36,168 | 1 |
| Inverclyde | 1 | £13,998 | 3 | 17,459 | 2 |
| Isle of Wight | 4 | £6,871 | 11 | 55,088 | - |
| Kent | 8 | £8,859 | 8 | 37,204 | 25 |
| Lancashire | 29 | £7,577 | 9 | 56,190 | 44 |
| Larne | 1 | £11,995 | 0 | 29,000 | - |
| Leicestershire | 8 | £4,832 | 12 | 61,665 | 21 |
| Lincolnshire | 11 | £8,432 | 7 | 58,428 | 18 |
| Merseyside | 9 | £9,951 | 7 | 38,964 | 19 |
| Monmouthshire | 1 | £13,495 | 4 | 20,000 | - |
| Neath Port Talbot | 1 | £7,495 | 9 | 70,077 | 1 |
| Newport | 1 | £3,999 | 12 | 111,600 | 1 |
| Newry and Mourne | 1 | £16,543 | 3 | 21,050 | - |
| Newtownabbey | 1 | £5,995 | 9 | 88,662 | 7 |
| Norfolk | 7 | £8,602 | 7 | 62,672 | 22 |
| North Ayrshire | 2 | £7,495 | 8 | 78,173 | 6 |
| North Down | 1 | £3,995 | 12 | 90,140 | 1 |
| North Lanarkshire | 3 | £7,329 | 9 | 66,185 | 5 |
| North Yorkshire | 13 | £9,886 | 7 | 40,165 | 26 |
| Northamptonshire | 10 | £9,531 | 6 | 39,657 | 14 |
| Nottinghamshire | 6 | £9,847 | 7 | 40,202 | 16 |
| Oxfordshire | 7 | £8,721 | 8 | 52,789 | 4 |
| Perth and Kinross | 1 | £14,495 | 3 | 8,873 | 3 |
| Renfrewshire | 4 | £14,998 | 3 | 13,837 | 5 |
| Rhondda Cynon Taf | 3 | £6,032 | 9 | 66,514 | 3 |
| Shropshire | 1 | £13,790 | 3 | 17,175 | 11 |
| Somerset | 4 | £7,570 | 11 | 43,485 | 4 |
| South Ayrshire | 1 | £8,499 | 6 | 37,806 | 1 |
| South Yorkshire | 16 | £5,955 | 10 | 68,723 | 38 |
| Staffordshire | 13 | £9,325 | 8 | 45,310 | 13 |
| Stirling | 1 | £8,998 | 9 | 28,682 | 4 |
| Suffolk | 3 | £8,063 | 6 | 60,337 | 14 |
| Surrey | 7 | £7,230 | 8 | 56,595 | 18 |
| Sutton - Greater London | 1 | £3,790 | 12 | 88,500 | 1 |
| The Vale of Glamorgan | 1 | £4,500 | 11 | 106,220 | - |
| Tyne and Wear | 9 | £8,744 | 7 | 46,703 | 12 |
| Warwickshire | 1 | £9,399 | 6 | 41,759 | 4 |
| West Dunbartonshire | 1 | £3,295 | 13 | 68,779 | - |
| West Lothian | 3 | £14,264 | 3 | 6,246 | 6 |
| West Midlands | 24 | £8,259 | 8 | 51,808 | 60 |
| West Sussex | 6 | £11,714 | 6 | 30,506 | 12 |
| West Yorkshire | 29 | £7,906 | 8 | 53,601 | 37 |
| Wiltshire | 5 | £9,566 | 7 | 46,213 | 14 |
| Worcestershire | 3 | £7,163 | 10 | 54,258 | 11 |