Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
629 cars
1.0 T Gdi 48V 118 Gt-line S Dct
22,209mi Auto Petrol 1.0L
£15,998
Liverpool
from £336/pm
Currently available for sale is this second hand Kia containing a 1.0 L petrol engine with automatic transmission. Get it at the amazing price of just £15,998 from this dealer in the Liverpool area.
Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
1.4 2 Euro 6
47,000mi Auto Petrol 1.4L
£6,995
N11 2EU
from £147/pm
At only £6,995 is this RIO, it has a 1.4 L petrol engine with automatic transmission and has 47,000 miles clocked up on the dash.
1.2 Dpi 2
28,027mi Manual Petrol 1.2L
£12,498
Aberdeen
from £262/pm
Become the new owner of this RIO 1.2 Dpi 2 that incorporates a 1.2 L petrol engine and manual transmission. This used model has 28,027 miles clocked up on the dashboard.
Gt-line S
25,807mi Manual Petrol 1.0L
£14,000
Redditch
from £294/pm
This dealership in Redditch has a bargain price of only £14,000 on this RIO Gt-line S with a 1000CC petrol motor, manual transmission and 25,807 miles on the dash.
Hatchback 1.3 Sr7 201515
51,642mi Manual Petrol 1.2L
£5,447
Altrincham
from £114/pm
This hatchback car has got 51,642 miles clocked-up on the dashboard and contains a 1.2 litre petrol engine with manual transmission.
1.0 T-gdi First Edition
95,000mi Manual Petrol 1.0L
£6,250
Northampton
from £131/pm
Are you thinking of going for a Kia RIO? Well, take a more detailed look at this second-hand model painted in red with 95,000 miles clocked-up on the dash, a 1.0 ltr petrol motor and manual transmission.
1.1 Crdi Ecodynamics Sr7 Hatchback Manu
64,000mi Manual Diesel 1.1L
£3,994
WR14 1TH
from £84/pm
First registered in 2015: Second hand RIO 1.1 Crdi Ecodynamics Sr7 Hatchback Manu with a 1.1 ltr diesel engine, manual transmission and only 64,000 miles clocked-up on the dash.
2021 1.0 T-gdi Mhev 3 Dct Euro 6 Ss
92,000mi Auto Hybrid 1.0L
£9,495
Slough
from £199/pm
Fitted with a 1.0 litre hybrid engine and a automatic gearbox, this trustworthy and dependable hatchback RIO is available to buy in white with 92,000 miles on the clock.
1
50,000mi Manual Petrol 1.2L
£6,389
Chorley
from £134/pm
Incorporating a 1200 CC petrol motor and manual transmission: this red second-hand RIO 1 is available to buy with 50,000 mi clocked up on the dashboard.
Hatchback 1.4 Crdi 3 Euro 6 Ss 201818
57,762mi Manual Diesel 1.4L
£7,995
Exeter
from £168/pm
Revered for being a very trustworthy and durable motor, this 5 door hatchback RIO is fitted out with a diesel 1.4l motor and manual transmission, is finished in silver and has 57,762 miles on the dash. Yours to buy at the superb price of £7,995 or you can also choose to buy on finance together with evenly spread, manageable instalments starting off at just £ per calendar month.
Hatchback 1.0 T-gdi 3 Euro 6 Ss 201818
67,000mi Manual Petrol 1.0L
£7,999
SE26 5BH
from £168/pm
This Kia RIO is ranked as one of the most trustworthy and reliable motors available. This second hand model, now available from this dealer has a 1000 CC petrol engine with manual transmission and has 67,000 miles on the dash.
1.25 2 Euro 6 Ss
62,000mi Manual Petrol 1.2L
£6,490
West Drayton
from £136/pm
The Kia RIO is among those rated in the top 20 for reliability and at this dealership in West Drayton you can buy this second hand 1.25 2 Euro 6 Ss for only £6,490. That is a great price for this particular model and even better when you take into account that it's less likely to leave you with a repair bill.
Hatchback 1.25 2 Euro 5 201363
88,500mi Manual Petrol 1.2L
£2,990
KT8 2QZ
from £63/pm
Considering buying a Kia RIO 1.25 2 Euro 5? Well, take a look at this used model from this dealer, it has got a 1.2 litre petrol engine with manual transmission and it has 88,500 miles on the clock.
1.0 T Gdi 2 2022
45,167mi Manual Petrol 1.0L
£10,236
Newport Pagnell
from £215/pm
Up for sale and available for a test drive is this Kia available in the tone of white; this model has 45,167 miles on the dash and is fitted out with a 1000CC petrol motor with manual transmission.
1.0 Gt-line S Mhev
15,325mi Manual Petrol 1.0L
£14,499
Dukinfield
from £304/pm
Painted in the shade of grey, this hatchback RIO 1.0 Gt-line S Mhev has 15,325 miles clocked-up on the dashboard and incorporates a manual 1.0 L engine requiring petrol.
1.0 T-gdi 48V Gt-line S
15,325mi Manual Petrol 1.0L
£14,499
Rochdale
from £304/pm
At this dealer you'll find the fantastic price of just £14,499 on this Kia RIO 1.0 T-gdi 48V Gt-line S with a 1.0l petrol engine, manual transmission and 15,325 miles clocked up on the dash.
1.3L 2
77,430mi Manual Petrol 1.3L
£6,599
Rugby
from £139/pm
On offer and ready for its next owner to drive away is this RIO 1.3L 2 which has a 1.3l petrol motor with manual transmission. This used model from our dealership in Rugby is advertised at our low price of only £6,599.
1.0 T-gdi 2 Hatchback Dct Euro 6 S S
39,205mi Auto Petrol 1.0L
£11,997
NW9 6TH
from £252/pm
Starting from just £ monthly, you can enjoy this second hand car with 39,205 miles on the clock, petrol 1.0 ltr motor and automatic transmission.
1.0 T Gdi 48V 118 3
26,431mi Manual Petrol 1.0L
£12,495
Reading
from £262/pm
Finished in the shade of blue, this Kia RIO 1.0 T Gdi 48V 118 3 contains a 1000cc petrol motor with manual transmission and has 26,431 miles clocked up on the dashboard.
1.0 Rio Gt-line Isg
38,027mi Manual Petrol 1.0L
£10,350
Derby
from £217/pm
Currently on display at our dealership in Derby is this RIO 1.0 Rio Gt-line Isg which incorporates a 1.0 LTR petrol motor with manual transmission.
Sr7
94,730mi Manual Petrol 1.2L
£3,970
York
from £83/pm
A fantastic price of only £3,970 is being advertised by this dealer in York for this Kia RIO that is one of the top twenty, most dependable and trustworthy vehicles in the UK.
1.4 2 Euro 5
67,000mi Auto Petrol 1.4L
£4,495
Dagenham
from £94/pm
Grab the opportunity to own this RIO 2 priced at only £4,495. It is finished in the shade of silver, incorporates a 1400cc petrol motor with automatic transmission and it has 67,000 miles clocked up on the dash.
2 Hatchback
23,000mi Manual Petrol 1.2L
£11,295
NP23 5SD
from £237/pm
Now displayed at our dealership located in NP23 5SD is this red RIO 2 Hatchback which contains a 1200 CC petrol motor with manual transmission.
2009 1.4 2 Hatchback 139 Gkm,
79,500mi Manual Petrol 1.4L
£2,499
Worcester
from £52/pm
Well known for its trustworthiness and reliability, this RIO incorporates a 1400CC petrol motor and manual transmission. This second hand model has 79,500 miles clocked up on the dashboard and is currently available to buy in a silver finish.
Purchasing a used Kia Rio using finance can be a savvy way to attain ownership without upfront costs. Here’s a structured guide to facilitate an informed decision on your vehicle financing journey.
1. Initial Steps
2. Financing Options
3. Vehicle Inspection and History
4. Price and Contract Management
5. Insurance Handling
6. Responsible Ownership and Maintenance
7. Future Preparation
Conclusion
Navigating through the financing of a used Kia Rio entails a meticulous approach, from selecting the right vehicle and choosing an appropriate finance option to ensuring fair pricing and maintaining responsible ownership. Employ this guide to navigate through each phase confidently and ensure a gratifying and economically sound vehicle financing experience.
As part of Kia's global lineup, the Rio has consistently proven itself as a reliable and practical compact car. In the UK, the Kia Rio offers a blend of modern design, fuel efficiency, and a suite of technology features that appeal to a wide range of buyers, especially those looking for an economical city car.
Key Features and Specifications
Popular Models in the UK The Kia Rio's versatility is showcased in its range of trims that cater to various preferences and budgets:
Want to find out everything about all RIO models, pros and cons, what to look out for and everything else you need to know? Check out our Kia RIO buying guide here.
Kia RIO data for the amount in stock, average price, age and mileage throughout the UK and by county.
| County | Stock | Avg Price | Avg Age | Avg Mileage | Recent Sales |
|---|---|---|---|---|---|
| All | 522 | £8,385 | 8 | 52,340 | 1,144 |
| Aberdeen City | 5 | £12,998 | 3 | 24,870 | 7 |
| Aberdeenshire | 3 | £10,083 | 5 | 37,408 | - |
| Angus | 1 | £13,995 | 3 | 37,545 | 2 |
| Ards | 1 | £6,420 | 11 | 41,683 | 7 |
| Armagh | 1 | £4,450 | 11 | 82,000 | 1 |
| Ballymoney | 1 | £3,950 | 12 | 73,000 | 1 |
| Barking & Dagenham - Greater London | 1 | £4,495 | 15 | 67,000 | - |
| Bedfordshire | 11 | £5,038 | 11 | 66,219 | 28 |
| Belfast | 1 | £7,995 | 7 | 77,281 | - |
| Berkshire | 11 | £7,359 | 9 | 55,328 | 41 |
| Bristol | 6 | £6,009 | 10 | 65,898 | 14 |
| Buckinghamshire | 3 | £7,425 | 7 | 68,017 | 25 |
| Cambridgeshire | 19 | £9,137 | 8 | 51,973 | 40 |
| Cardiff | 1 | £10,388 | 4 | 23,038 | 1 |
| Carmarthenshire | 1 | £10,290 | 5 | 68,400 | 3 |
| Carrickfergus | 1 | £3,995 | 13 | 57,000 | - |
| Cheshire | 19 | £9,419 | 7 | 45,556 | 25 |
| City of Edinburgh | 6 | £6,248 | 10 | 62,800 | 8 |
| City of London - Greater London | 1 | £9,749 | 4 | 36,974 | 1 |
| Coleraine | 3 | £6,413 | 9 | 81,304 | 2 |
| Conwy | 1 | £14,695 | 3 | 28,539 | 1 |
| County Durham | 12 | £8,880 | 8 | 55,200 | 19 |
| Croydon - Greater London | 3 | £7,476 | 11 | 53,667 | 9 |
| Cumbria | 5 | £10,296 | 6 | 49,920 | 5 |
| Derbyshire | 13 | £9,089 | 7 | 44,579 | 38 |
| Derry | 1 | £4,995 | 9 | 100,000 | - |
| Devon | 9 | £9,240 | 7 | 48,747 | 24 |
| Dorset | 4 | £6,171 | 10 | 76,647 | 8 |
| Down | 1 | £8,495 | 9 | 41,000 | 2 |
| Dundee City | 2 | £9,498 | 6 | 53,106 | 4 |
| Dungannon | 2 | £6,998 | 7 | 71,400 | - |
| East Ayrshire | 1 | £11,499 | 4 | 43,300 | 4 |
| East Riding of Yorkshire | 2 | £8,647 | 8 | 55,016 | 1 |
| East Sussex | 2 | £8,497 | 8 | 64,142 | 11 |
| Enfield - Greater London | 2 | £15,938 | 4 | 13,601 | 3 |
| Essex | 11 | £9,911 | 7 | 40,943 | 26 |
| Falkirk | 1 | £13,350 | 5 | 27,697 | 5 |
| Fife | 6 | £9,118 | 7 | 47,868 | 16 |
| Glasgow City | 13 | £10,389 | 6 | 34,429 | 20 |
| Gloucestershire | 3 | £5,763 | 11 | 57,621 | 7 |
| Greater Manchester | 48 | £6,566 | 10 | 57,112 | 102 |
| Hampshire | 18 | £6,736 | 10 | 56,438 | 44 |
| Harrow - Greater London | 1 | £1,750 | 17 | 67,500 | 2 |
| Havering - Greater London | 8 | £9,677 | 8 | 36,068 | 7 |
| Herefordshire | 1 | £11,995 | 7 | 27,060 | 2 |
| Hertfordshire | 12 | £9,521 | 5 | 55,502 | 34 |
| Hillingdon - Greater London | 4 | £5,744 | 10 | 72,546 | 12 |
| Hounslow - Greater London | 2 | £7,170 | 11 | 43,668 | 4 |
| Isle of Anglesey | 1 | £1,995 | 12 | 128,500 | - |
| Isle of Wight | 2 | £7,995 | 11 | 36,901 | 4 |
| Kent | 16 | £9,818 | 7 | 38,480 | 24 |
| Kingston upon Thames - Greater London | 1 | £12,000 | 3 | 62,000 | 1 |
| Lancashire | 13 | £7,075 | 8 | 64,216 | 49 |
| Larne | 1 | £11,995 | 3 | 29,000 | - |
| Leicestershire | 9 | £6,262 | 11 | 51,770 | 16 |
| Lincolnshire | 9 | £8,426 | 7 | 46,823 | 18 |
| Lisburn | 1 | £11,495 | 5 | 24,776 | 1 |
| Merseyside | 3 | £12,794 | 4 | 23,660 | 19 |
| Newry and Mourne | 2 | £11,120 | 5 | 41,525 | 3 |
| Newtownabbey | 1 | £3,795 | 13 | 85,700 | 4 |
| Norfolk | 5 | £8,768 | 7 | 59,503 | 16 |
| North Ayrshire | 4 | £8,746 | 7 | 59,864 | 3 |
| North Lanarkshire | 2 | £8,705 | 7 | 52,891 | 10 |
| North Yorkshire | 9 | £10,162 | 6 | 34,455 | 26 |
| Northamptonshire | 3 | £8,980 | 7 | 58,405 | 23 |
| Northumberland | 1 | £6,199 | 11 | 59,870 | 5 |
| Nottinghamshire | 7 | £7,870 | 8 | 55,655 | 23 |
| Oxfordshire | 1 | £13,495 | 3 | 18,196 | 15 |
| Perth and Kinross | 3 | £8,282 | 7 | 51,686 | 2 |
| Renfrewshire | 3 | £11,498 | 5 | 36,002 | 7 |
| Rhondda Cynon Taf | 2 | £7,349 | 10 | 44,409 | 4 |
| Scottish Borders | 1 | £10,199 | 5 | - | - |
| Shropshire | 5 | £9,434 | 8 | 42,722 | 8 |
| Somerset | 4 | £9,495 | 6 | 37,887 | 9 |
| South Ayrshire | 1 | £8,792 | 6 | 37,806 | - |
| South Yorkshire | 16 | £5,034 | 11 | 80,609 | 37 |
| Staffordshire | 11 | £9,084 | 8 | 32,151 | 14 |
| Stirling | 1 | £8,797 | 9 | 46,473 | 8 |
| Suffolk | 4 | £6,371 | 12 | 38,782 | 13 |
| Surrey | 9 | £6,666 | 9 | 59,380 | 13 |
| The Vale of Glamorgan | 1 | £3,750 | 12 | 73,000 | 2 |
| Tyne and Wear | 7 | £8,605 | 7 | 59,876 | 13 |
| Warwickshire | 2 | £7,075 | 8 | 77,625 | 3 |
| West Dunbartonshire | 2 | £3,495 | 12 | 84,890 | - |
| West Midlands | 29 | £7,729 | 8 | 60,368 | 47 |
| West Sussex | 8 | £9,630 | 6 | 44,576 | 17 |
| West Yorkshire | 27 | £8,165 | 8 | 50,262 | 46 |
| Wiltshire | 7 | £8,196 | 8 | 67,265 | 15 |
| Worcestershire | 4 | £6,999 | 11 | 53,718 | 10 |