Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
624 cars
1.25 Sr7 Euro 6
72,900mi Manual Petrol 1.2L
£4,995
Ringwood
from £105/pm
At this dealership there is a marvellous price for this second hand RIO 1.25 Sr7 Euro 6 with manual transmission, 72,900 miles clocked-up on the dash and a 1.2 ltr petrol motor.
Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
1.4 2 Euro 5
53,680mi Manual Petrol 1.4L
£4,250
Cambridge
from £89/pm
RIO 1.4 2 Euro 5 with a 1400 CC petrol motor and manual transmission.
1.4L 3
66,875mi Manual Petrol 1.4L
£5,850
Leeds
from £123/pm
Incorporating a 1.4 L petrol engine with manual transmission, this Kia RIO 1.4L 3 is currently available to drive away in the tone of blue with 66,875 miles clocked-up on the dashboard.
2
10,541mi Manual Petrol 1.0L
£14,193
Derby
from £298/pm
Currently available to view at the dealership located in Derby is this hatchback that is equipped with a 1.0 ltr petrol engine and manual transmission.
1.25 2 Hatchback Euro 6 Ss 8
45,420mi Manual Petrol 1.3L
£8,295
Wolverhampton
from £174/pm
This hatchback second hand car has 45,420 miles clocked up on the dash and comes fitted with a 1300CC petrol engine. It is now available for sale for the fantastic price of just £8,295.
Hatchback 1.3 2 2017
38,000mi Manual Petrol 1.2L
£8,295
Trowbridge
from £174/pm
Currently on display at the dealership is this RIO that is fitted out with a 1.2 LTR petrol motor with manual transmission.
1.4 3
52,334mi Auto Petrol 1.4L
£8,525
Bromsgrove
from £179/pm
Currently on display at the dealership in Bromsgrove is this black Kia RIO 1.4 3 which has a 1.4 ltr petrol motor with automatic transmission.
1.2 Dpi 2
26,761mi Manual Petrol 1.2L
£10,495
Sheffield
from £220/pm
Have a look at the fantastic price at this dealer on this second hand, RIO with manual transmission, a 1200 cc petrol engine and a mere 26,761 miles clocked-up on the dash.
1.4L 2
84,755mi Manual Diesel 1.4L
£5,326
Leeds
from £112/pm
Advertised at the price of £5,350 and with the possibility to buy on credit with achievable instalments starting from £112 per month, this white Kia RIO 1.4L 2 has 84,755 miles clocked up on the dashboard and contains a 1.4 Ltr diesel engine.
1.25 Vr7 2014
69,079mi Manual Petrol
£4,040
Stourbridge
from £85/pm
A remarkable price of £4,040 is being offered by this dealer on this RIO 1.25 Vr7 2014 that has been engineered to have reliability in mind.
1.4 Crdi 2 Euro 6 Ss
100,000mi Manual Diesel 1.4L
POA
Milton Keynes
On the market and ready for its new owner to drive away is this hatchback that has a 1.4 LTR diesel motor with manual transmission. This second-hand model from this dealership has 100,000 miles on the dash.
1.4 3 Euro 5
59,126mi Manual Petrol 1.4L
£4,499
Horsham
from £94/pm
This hatchback RIO 1.4 3 Euro 5 comes equipped with manual transmission and a 1400cc petrol engine with 59,126 miles clocked up on the dash. It is currently on the market and ready for you to drive home for the outstanding price of just £4,499.
1.4 3 Euro 5
64,336mi Manual Petrol 1.4L
£4,099
Horsham
from £86/pm
Starting from as little as £86 each month, you could buy this hatchback vehicle with a petrol 1.4 litre motor, manual transmission and 64,336 miles on the clock.
1.4 2 Euro 5
40,000mi Auto Petrol 1.4L
£6,250
Slough
from £131/pm
Up for sale and ready for you to drive away is this dependable Kia RIO which is ranked as one of the UK's top 20 most reliable models. It is fitted out with a 1.4l petrol engine and automatic transmission. This second hand model available from this dealer priced at £6,250 only has 40,000 miles on the clock and has been finished in black.
1.25 2 Euro 6 Ss
76,923mi Manual Petrol
£6,299
Horsham
from £132/pm
The Reliability Index figure combines several points: the cost, a car's failure rate and the inconvenience for motorists. It is sourced from data collected from millions of pounds of insurance claims which are made every year and gives you a detailed overview of cars currently on the road. The Kia RIO is in the top twenty of the United Kingdom's Reliability Index and at this dealer you can pick up this used model for just £6,299. That's already a bargain for this particular model and it's even better when you take into account that it's less likely to leave you with a repair bill.
1.25 1 Air Euro 6
44,282mi Manual Petrol
£5,999
Horsham
from £126/pm
Accounting for several points, the Reliability Index gathers data made up of a large number of insurance claims that are made each year. Considering the inconvenience, rate of failure and price, it helps to provide you with a detailed overview of cars currently on the road. The Kia RIO is in the top 20 of the UK's reliability index and this dealership has this used model for sale at only £5,999. That's already a really good deal for this model, particularly if you are less likely to be forking out for repairs.
1.0 T Gdi 3
52,003mi Manual Petrol 1.0L
£7,895
Maidstone
from £166/pm
Now on display at the dealership - Kia equipped with manual transmission and a 1.0L petrol motor.
Hatchback 1.0 T-gdi Gt-line Dct Euro 6 Ss
29,000mi Auto Petrol 1.0L
£10,600
Northampton
from £223/pm
Are you interested in owning a model that's among those rated in the top 20 of the reliability index? Then take a more detailed look at this one with low mileage from the dealership in Northampton, it has a 1.0L petrol engine with automatic transmission and only has 29,000 miles clocked up on the dash.
Hatchback 1.25 Vr7 Euro 5 201414
89,373mi Manual Petrol 1.2L
£3,700
Newport
from £78/pm
A hatchback vehicle manufactured by the Kia company to provide motorists a higher standard of dependability and a more reliable performance than your average car, it incorporates a petrol 1.2 Litre motor and manual transmission. This dealership currently has this second hand model on offer that has 89,373 miles clocked up on the dash.
Diesel
117,847mi Manual Diesel 1.4L
£1,250
Maldon
from £26/pm
Currently up for sale and ready for its new owner to take home is this Kia RIO with a 1.4 Ltr diesel engine and 117,847 miles clocked-up on the dashboard.
1.25 1 Hatchback Euro 6 84 Bhp
60,343mi Manual Petrol
£3,793
Glossop
from £80/pm
Durable and dependable, the Kia RIO is in the top twenty of the reliability index and at this dealer in Glossop you can pick up this used 1.25 1 Hatchback Euro 6 84 Bhp for £3,793.
1.0 T Gdi 48V 118 3
20,185mi Manual Hybrid 1.0L
£12,999
Tunbridge Wells
from £273/pm
Up for sale and ready for you to drive home is this Kia RIO 1.0 T Gdi 48V 118 3 that has a 1000 CC hybrid engine with manual transmission. This used model at this dealership in Tunbridge Wells has 20,185 mi clocked up on the dash.
1.3L 2
36,000mi Manual Petrol 1.3L
£7,995
Downpatrick
from £168/pm
Now available at the dealership in Downpatrick is this used, low mileage RIO that has a petrol, 1300CC engine and manual transmission. It is on offer and ready for its new owner to drive away in the tone of white with a mere 36,000 miles clocked-up on the dash.
1.0 T Gdi Mhev 3 Hatchback Hybrid Manua
32,216mi Manual Petrol 1.0L
£11,995
Gravesend
from £252/pm
Containing a 1.0 L petrol motor and manual transmission, this second hand Kia RIO 1.0 T Gdi Mhev 3 Hatchback Hybrid Manua is up for sale in the shade of blue with 32,216 miles clocked up on the dashboard.
Purchasing a used Kia Rio using finance can be a savvy way to attain ownership without upfront costs. Here’s a structured guide to facilitate an informed decision on your vehicle financing journey.
1. Initial Steps
2. Financing Options
3. Vehicle Inspection and History
4. Price and Contract Management
5. Insurance Handling
6. Responsible Ownership and Maintenance
7. Future Preparation
Conclusion
Navigating through the financing of a used Kia Rio entails a meticulous approach, from selecting the right vehicle and choosing an appropriate finance option to ensuring fair pricing and maintaining responsible ownership. Employ this guide to navigate through each phase confidently and ensure a gratifying and economically sound vehicle financing experience.
As part of Kia's global lineup, the Rio has consistently proven itself as a reliable and practical compact car. In the UK, the Kia Rio offers a blend of modern design, fuel efficiency, and a suite of technology features that appeal to a wide range of buyers, especially those looking for an economical city car.
Key Features and Specifications
Popular Models in the UK The Kia Rio's versatility is showcased in its range of trims that cater to various preferences and budgets:
Want to find out everything about all RIO models, pros and cons, what to look out for and everything else you need to know? Check out our Kia RIO buying guide here.
Kia RIO data for the amount in stock, average price, age and mileage throughout the UK and by county.
| County | Stock | Avg Price | Avg Age | Avg Mileage | Recent Sales |
|---|---|---|---|---|---|
| All | 590 | £8,484 | 8 | 50,336 | 1,152 |
| Aberdeenshire | 5 | £10,897 | 5 | 34,190 | 11 |
| Ayrshire | 7 | £10,183 | 6 | 40,979 | 6 |
| Bedfordshire | 15 | £4,883 | 11 | 85,312 | 39 |
| Berkshire | 11 | £7,055 | 9 | 56,460 | 31 |
| Blaenau Gwent | 3 | £10,428 | 6 | 41,748 | 1 |
| Bridgend | 8 | £6,119 | 9 | 72,965 | 5 |
| Bristol | 4 | £6,984 | 11 | 38,656 | 16 |
| Buckinghamshire | 8 | £7,107 | 8 | 59,055 | 19 |
| Caerphilly | 3 | £6,365 | 10 | 55,715 | - |
| Cambridgeshire | 18 | £8,406 | 8 | 66,314 | 41 |
| Cardiff | 3 | £8,679 | 7 | 53,633 | 10 |
| Carmarthenshire | 6 | £10,161 | 7 | 33,080 | 4 |
| Cheshire | 12 | £7,820 | 8 | 58,780 | 34 |
| Conwy | 1 | £14,695 | 3 | 28,539 | 3 |
| Cornwall | 9 | £12,121 | 6 | 40,405 | 11 |
| County Antrim | 5 | £8,646 | 7 | 46,882 | 9 |
| County Armagh | 3 | £10,611 | 6 | 44,405 | 4 |
| County Durham | 9 | £7,152 | 9 | 66,197 | 17 |
| County Londonderry | 2 | £5,470 | 12 | 72,913 | 3 |
| County Tyrone | 2 | £6,998 | 7 | 71,400 | - |
| Cumbria | 5 | £8,518 | 8 | 61,961 | 2 |
| Denbighshire | 1 | £9,995 | 4 | 51,000 | - |
| Derbyshire | 14 | £8,347 | 7 | 45,480 | 26 |
| Devon | 9 | £10,372 | 7 | 40,848 | 19 |
| Dorset | 3 | £9,895 | 8 | 40,483 | 13 |
| Dunbartonshire | 1 | £3,295 | 13 | 68,779 | 1 |
| East Riding of Yorkshire | 2 | £8,147 | 8 | 55,016 | 6 |
| East Sussex | 4 | £7,170 | 8 | 46,755 | 10 |
| Essex | 13 | £8,937 | 7 | 49,695 | 21 |
| Fife | 2 | £6,745 | 10 | 43,191 | 14 |
| Flintshire | 1 | £12,695 | 7 | 21,000 | 1 |
| Gloucestershire | 6 | £7,583 | 9 | 55,575 | 5 |
| Greater London | 30 | £7,802 | 9 | 45,473 | 44 |
| Greater Manchester | 34 | £6,685 | 10 | 55,440 | 101 |
| Hampshire | 20 | £7,226 | 9 | 49,935 | 45 |
| Herefordshire | 3 | £12,662 | 4 | 28,954 | 3 |
| Hertfordshire | 8 | £9,746 | 6 | 45,430 | 35 |
| Highland | 4 | £9,830 | 6 | 39,895 | 4 |
| Isle of Anglesey | 1 | £1,995 | 12 | 128,500 | - |
| Isle of Wight | 4 | £9,197 | 9 | 40,148 | 3 |
| Kent | 19 | £8,566 | 7 | 50,046 | 45 |
| Lanarkshire | 14 | £7,325 | 9 | 53,487 | 34 |
| Lancashire | 23 | £7,983 | 8 | 56,998 | 36 |
| Leicestershire | 6 | £6,656 | 10 | 48,897 | 20 |
| Lincolnshire | 11 | £8,454 | 7 | 53,605 | 16 |
| Merseyside | 7 | £11,048 | 5 | 41,073 | 16 |
| Midlothian | 6 | £10,489 | 7 | 36,074 | 13 |
| Monmouthshire | 1 | £7,895 | 9 | 50,600 | 1 |
| Neath Port Talbot | 1 | £11,995 | 5 | 14,800 | 2 |
| Newport | 2 | £13,774 | 4 | 8,852 | 6 |
| Norfolk | 8 | £8,971 | 8 | 46,181 | 13 |
| North Yorkshire | 13 | £9,488 | 6 | 45,060 | 16 |
| Northamptonshire | 10 | £8,589 | 7 | 58,009 | 15 |
| Northumberland | 3 | £6,366 | 10 | 56,113 | 1 |
| Nottinghamshire | 7 | £7,079 | 10 | 48,714 | 19 |
| Oxfordshire | 3 | £10,093 | 6 | 38,841 | 4 |
| Pembrokeshire | 2 | £5,895 | 9 | 103,236 | 1 |
| Renfrewshire | 4 | £12,198 | 4 | 29,179 | 8 |
| Rhondda Cynon Taf | 5 | £6,386 | 10 | 63,565 | 3 |
| Rutland | 1 | £11,450 | 7 | 1,694 | - |
| Somerset | 1 | £9,875 | 5 | 41,495 | 6 |
| South Yorkshire | 23 | £6,702 | 10 | 66,884 | 26 |
| Staffordshire | 13 | £8,959 | 8 | 39,606 | 24 |
| Suffolk | 2 | £3,897 | 15 | 76,769 | 13 |
| Surrey | 13 | £7,784 | 9 | 50,719 | 23 |
| Swansea | 2 | £7,747 | 8 | 35,727 | 10 |
| Tyne and Wear | 8 | £7,935 | 7 | 57,739 | 17 |
| Warwickshire | 2 | £10,049 | 4 | 34,069 | 7 |
| West Lothian | 2 | £7,063 | 9 | 43,673 | 4 |
| West Midlands | 22 | £7,497 | 8 | 59,719 | 46 |
| West Sussex | 10 | £9,673 | 6 | 43,539 | 16 |
| West Yorkshire | 28 | £6,769 | 9 | 63,324 | 53 |
| Wiltshire | 12 | £8,067 | 8 | 60,661 | 13 |
| Worcestershire | 4 | £6,897 | 9 | 62,480 | 8 |
| Wrexham | 3 | £9,064 | 7 | 52,557 | - |